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Insurance for Everyone Starting at ₹21/day^

+91 Verified
  • Individual & Family Health Insurance
  • 1 Crore Health Insurance Plan
  • Health Insurance for Senior Citizen
  • Health Insurance for Diabetes, High B.P or BMI
  • Maternity Insurance Plan
  • Super Top-up Plan
  • Health Insurance for Heart Patients

Health Insurance in Gurgaon: An Overview

Gurgaon (officially Gurugram) is a city that offers you everything from a quality lifestyle and modern apartments to corporate offices and from entertainment hubs to world-class healthcare centres. However, those living in Gurgaon are in a constant race with time. Air pollution, noise pollution, traffic snarls, a sedentary lifestyle, an unhealthy diet, and work deadlines affect our health severely. Cases of respiratory problems in the city, such as Chronic Obstructive Pulmonary Disease (COPD), asthma, and lung cancer, are increasing owing to the inhalation of polluted air.

Although medical facilities in the city are of world-class standards, the cost of getting quality treatment at private hospitals is skyrocketing. Adequate medical cover from the best health insurance companies in Gurgaon is the need of the hour. The expenses are not limited to hospitalisation costs; instead, there are other associated costs, such as ambulance charges, medication, diagnostic tests, etc. Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.

Why do You Need a Mediclaim Policy in Gurgaon?

Health insurance becomes unavoidable in a city like Gurgaon. Here are the three major reasons that would allow you to understand that buying the mediclaim policy in Gurgaon is crucial:

  • Increasing medical and treatment expenses can be stressful if you haven’t bought a comprehensive health policy yet.
  • The outbreak of Coronavirus,  followed by prolonged health conditions, has been alarming for all those who haven’t secured themselves with medical insurance till now.
  • Youngsters have fallen prey to life-threatening diseases due to poor lifestyle habits. So, with mediclaim policy in gurgaon, you can get treatment immediately without worrying about the hefty bills.

Care Insurance offers the best mediclaim policy in Gurgaon that provides seamless services when you are in need. Getting treatment in one of our cashless network hospitals in Gurgaon will save you from arranging finances last moment.

Why Choose Care Health Insurance?

Priding ourselves on being the best health insurance company in Gurgaon,Care Health Insurance leaves no stone unturned to provide customers with services that will not disappoint them. To put up with the various needs of our customers across India, we provide unparalleled medical insurance plans with the most valuable features.

Our  plans offer additional benefits such as:

  • One Health Check-up every year for insured members
  • Comprehensive Coverage including AYUSH Treatment
  • 24X7 Claim Support

We ensure our customers have access to best medical care without having to worry about arranging finances to cover expensive hospital expenses. Our network of 9747+ cashless network hospitals in Gurgaon will assist you in getting the right treatment as soon as you reach their premises.

Types of Health Insurance Plans in Gurgaon

Care Health Insurance is one of the best health insurance companies in Gurgaon that offers various health insurance plans offering extensive coverage and financial security for different kinds of health conditions. Below mentioned are the types of health insurance plans in Gurgaon offered by us:

Man Illustrator

Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

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Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

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Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

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Care Senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

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Care Heart


  • Super Top-up Insurance
  • In-Patient Care

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Care Enhance


  • Maternity Cover
  • New Born Baby Cover

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Care Joy

List of Cashless Network Hospitals in Gurgaon

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Best Health Insurance Company of the year

Best Health Insurance
Company of the year*


38 Lakh+ Claims Settled**



**Number of claims settled as of 30th June 2023       *India Insurance Summit & Awards 2023

How to Avail Cashless Treatment in Gurgaon?

You can avail of the cashless facility under the scope of our cashless health insurance plans. If there is an emergency, you can directly get admission to our cashless network hospitals, and if it is pre-planned, inform our claim team 48 hours from the time of admission. In case of emergency hospitalisation, the insurer must be notified within 24 hours after getting admitted. Your claim is authorised only after proper verification by our claim management staff. You can begin your treatment immediately with our cashless procedure and save yourself from arranging finances during rush hours.

What is Covered under Care Health Insurance in Gurgaon?

Care Health Insurance promises comprehensive coverage to its customers who have been planning to buy insurance plans in Gurgaon. Below are the coverage benefits:

Steps to File a Cashless and Reimbursement for Insurance Claim

We’ve established ourselves as the best health insurance company in Gurgaon owing to our excellent customer support and claim settlement team. Our claim settlement process ensures you don’t encounter any trouble while in the hospital. Below are the steps to file a claim for a mediclaim policy in Gurgaon:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Care Health Insurance in Gurgaon?

Simply follow the instructions below to renew your healthcare policy:

How to Find the Best Medical Insurance in Gurgaon?

Looking for the best health insurance company in Gurgaon can be tedious, especially when you never bought any health care policy. Here are some useful ideas to help you discover a suitable and affordable policy for yourself and your family:


Q. Is there any right age to buy health insurance in Gurgaon?

The ideal time to buy a mediclaim policy in a city like Gurgaon is now. No matter your age, you can find a customised health insurance plan for yourself and family members are affordable premium rates.

Q.How can I calculate the premium of a mediclaim policy in Gurgaon?

To calculate health insurance premium, visit our official website and select the suitable mediclaim in the ‘Get Quote’ section. Enter your mobile number and pin code to generate the premium according to your location. You can customise the plan by choosing different sum insured options.

Q. Will I be covered if I have an accident the next day after buying health insurance in Gurgaon?

Yes, you will be covered for any accidents or injuries from the very next day of the inception of your medical insurance in Gurgaon.

Q.Is there a cashless facility in the mediclaim policy in Gurgaon?

Yes, you can avail of a cashless hospitalisation facility at our vast network of top-notch healthcare providers in Gurgaon.

Q.Which health care product by Care Health Insurance is suitable for people living in Gurgaon?

Given the unbearable medical costs in the metro city, you should opt for Care Supreme— the next-generation health plan by Care Insurance. The policy offers unrestricted coverage, including major hospitalisation costs covered up to the sum insured, unlimited automatic recharge, no sub-limits, cumulative bonus up to 100%, and more.


^^Number of Cashless Healthcare Providers as of 30th June 2023.

**Number of Claims Settled as of 31st May 2023

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

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