Health Insurance in Gurgaon

Health Insurance in Gurgaon: An Overview

Gurgaon (officially Gurugram) is a city that offers you everything from a quality lifestyle and modern apartments to corporate offices and from entertainment hubs to world-class healthcare centres. However, those living in Gurgaon are in a constant race with time. Air pollution, noise pollution, traffic snarls, a sedentary lifestyle, an unhealthy diet, and work deadlines affect our health severely. Cases of respiratory problems in the city, such as Chronic Obstructive Pulmonary Disease (COPD), asthma, and lung cancer, are increasing owing to the inhalation of polluted air.

Although medical facilities in the city are of world-class standards, the cost of getting quality treatment at private hospitals is skyrocketing. The expenses are not limited to hospitalisation costs; instead, there are other associated costs, such as ambulance charges, medication, diagnostic tests, etc. Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.

Why do You Need a Mediclaim Policy in Gurgaon?

Health insurance becomes unavoidable in a city like Gurgaon. Here are the three major reasons that would allow you to understand that buying the mediclaim policy in Gurgaon is crucial:

Increasing medical and treatment expenses can be stressful if you haven’t bought a comprehensive health insurance plan yet.
The outbreak of Coronavirus, followed by prolonged health conditions, has been alarming for all those who haven’t secured themselves with health insurance till now.
Youngsters have fallen prey to life-threatening diseases due to poor lifestyle habits. So, with health insurance in place, you can get treatment immediately without worrying about the hefty bills.

Care Health Insurance offers the best mediclaim policy in Gurgaon that provides seamless services when you are in need. Getting treatment in one of our cashless network hospitals in Gurgaon will save you from arranging finances last moment.

Why Choose Care Health Insurance?

Care Health Insurance leaves no stone unturned to provide customers with services that will not disappoint them. To put up with the various needs of our customers across India, we provide unparalleled health insurance plans with the most valuable features.

Our health insurance plans offer additional benefits such as:

One Health Check-up every year for insured members
Hassle-free Experience with a 95.2% Claim Settlement Ratio
Comprehensive Coverage including AYUSH Treatment
2 hours (approx.) claims process through our in-house claims team

We ensure our customers have access to best medical care without having to worry about arranging finances to cover expensive hospital expenses. Our network of 90+ cashless network hospitals in Gurgaon will assist you in getting the right treatment as soon as you reach their premises.

Types of Health Insurance Plans in Gurgaon

Care Health Insurance offers various health insurance plans offering extensive coverage and financial security for different kinds of health conditions. Below mentioned are the types of health insurance plans in Gurgaon offered by us:

Look for the best health plan that suits your need!

Care

Comprehensive Health Insurance
Annual Health Check-up

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Care Freedom

Health Insurance without Pre Medical Check-ups
Suitable for Diabetes, High BP and B.M.I

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Care Senior

Senior Citizen Health Plan
No Pre-policy medical check-up

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Care Heart

Health Insurance for Heart Patients
Pre & Post Hospitalization Medical Expenses

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Enhance

Super Top-up Insurance
In-Patient Care

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Joy

Maternity Cover
New Born Baby Cover

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Name	Address	City	State	Pincode
Ahooja Eye & Dental Institute	560/1, Dayanand Colony,	Gurgaon	Haryana	122001
Apex Diagnostics And Polyclinic	SCF-141, Sector 14 Market,	Gurgaon	Haryana	121007
Artemis Medicare Services Ltd	No.7 Institutioanl Area, Sector -51,	Gurgaon	Haryana	122001
Centre For Sight	Plot NO. 399/1, New Railway Road,	Gurgaon	Haryana	122009
Ck Birla Hospital For Women	Block-J, Mayfield Garden Sector 51	Gurgaon	Haryana	122018
Ck Birla Hospital For Women	Block-J, Mayfield Garden Sector 51	Gurgaon	Haryana	122018
CLIO Eye Care	Plot no SP 1 Near DLF Phase 1 Rapid Metro Station Gate No 2 Sec 28	Gurgaon	Haryana	122002
Cloudnine - KIDS Clinic India Pvt. Ltd.	Cloudnine MSJ House, Plot # A-2,	Gurgaon	Haryana	122001
Dr Hemant Malik Homoeopathic Clinic	36, Housing Board Colony Setor 7 Extn	Gurgaon	Haryana	122001
Dr Hemant Malik Homoeopathic Clinic	406P, Urban Estate Sector 40	Gurgaon	Haryana	122001

Voice of our Customers

Sulbha Ravindra

The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded as Claims
Leader of the year

30 Lakh + Claims Settled^^

Cashless claim approval
in approx. 2 hours

^^number of claims settled as on February, 2022

How to Avail Cashless Treatment in Gurgaon?

You can avail of the cashless facility under the scope of our health insurance plans. If there is an emergency, you can directly get admission to our cashless network hospitals, and if it is pre-planned, inform our claim team 48 hours from the time of admission. In case of emergency hospitalisation, the insurer must be notified within 24 hours after getting admitted. Your claim is authorised only after proper verification by our claim management staff. You can begin your treatment immediately with our cashless procedure and save yourself from arranging finances during rush hours.

What is Covered under Care Health Insurance in Gurgaon?

Care Health Insurance promises comprehensive coverage to its customers who have been planning to buy insurance plans in Gurgaon. Below are the coverage benefits:

In-patient Hospitalisation:During any scheduled or emergency hospitalisation, we will cover your costs, including room rent, ICU fees, doctor's fees, etc., up to the sum insured.
Pre-hospitalisation Medical Expenses:We will pay for your medical costs, including doctor visits, diagnostic tests, and prescription drugs, for up to 30 days before hospital admission.
Post-hospitalisation Medical Expense:Follow-up appointments, medical testing, and other medical expenses like these are covered for 60 days following hospital release.
Daily Allowanc:We provide a fixed amount to cover everyday expenses during hospitalisation.
Domiciliary Hospitalisatio:Some of our health plans offer the benefit of domiciliary care medical expenses for a specific time.
AYUSH Treatments:Alternative treatments like AYUSH can also be beneficial for you. Under our health plan, you can also get coverage for the expenses of AYUSH treatments.
Advanced Medical Treatments:With our health plans, you can access cutting-edge medical care and receive coverage for such procedures, including robotic surgery.
Annual Health Checkup:Our plans also offer annual health check-ups so that you can keep track of your health.

Steps to File a Cashless and Reimbursement for Insurance Claim

Our claim settlement process ensures you don’t encounter any trouble while in the hospital. Follow below the steps to file a claim for a mediclaim policy in Gurgaon:

Cashless Claim Process	Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team.	Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified.	Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team.	Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through.	Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Care Health Insurance in Gurgaon?

Simply follow the instructions below to renew your healthcare policy:

Step 1: Go to our official website.
Step 2: Locate and choose the renewal option.
Step 3: Enter the policy number and any needed information.
Step 4: Add riders to your existing policy if you wish to make changes to it. Then, for simple online renewal, click the enter button.
Step 5: You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.
Step 6: Once the premium payment is completed, the insurance renewal will be completed.

How to Find the Best Medical Insurance in Gurgaon?

Gaging the ideal health insurance plan can be tedious, especially when you never bought any health care policy. Here are some useful ideas to help you discover a suitable and affordable policy for yourself and your family:

Know Your Requirements:It is easy to get a medical insurance plan by listing your requirements. Look for the proper coverage and consider the number of dependents, age, income, medical history, hereditary diseases in the family, etc.
Buy After Comparing Quotes:You can get a health insurance quote using tools like a health insurance premium calculator. This will enable you to choose a suitable plan after comparing plans and insurance providers. After weighing your alternatives, you can select the policy that suits your requirements and budget.
Go with the Minimum Waiting Period:You can control your extra expenses in the event of a medical emergency by choosing a plan with a short waiting period. Care Health Insurance offers an additional benefit that would minimise your waiting period to two years and keeps you away from any stress of arranging less-moment finances.
Inclusions and Exclusions are Important:Be watchful of the health plan's inclusions and exclusions which also include the coverages and services of the policy. The awareness will keep you informed and helps you get through the claim process smoothly.