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Health Insurance in Gurgaon

Gurgaon, an evolving and fast-paced city, has expanded its medical infrastructure. However, to keep up with medical inflation, you must always have health Insurance in place.

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Reasons to Choose Care Health Insurance?

  • Healthcare Networks
    24800+ Cashless Healthcare Providers^^
  • Claim settled ratio
    48 Lakh+ Insurance Claims Settled**
  • Claim settled
    24*7 Claim and Customer Support

Get Higher Coverage at an Affordable Premium

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Save Upto 10% on Health Insurance Premium^

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Health Insurance in Gurgaon: An Overview

Gurgaon (officially Gurugram) is a city that offers you everything from a quality lifestyle and modern apartments to corporate offices and from entertainment hubs to world-class healthcare centres. However, those living in Gurgaon are in a constant race with time. Air pollution, noise pollution, traffic snarls, a sedentary lifestyle, an unhealthy diet, and work deadlines affect our health severely. Cases of respiratory problems in the city, such as Chronic Obstructive Pulmonary Disease (COPD), asthma, and lung cancer, are increasing owing to the inhalation of polluted air.

Although medical facilities in the city are of world-class standards, the cost of getting quality treatment at private hospitals is skyrocketing. Adequate medical cover from the best health insurance companies in Gurgaon is the need of the hour. The expenses are not limited to hospitalisation costs; instead, there are other associated costs, such as ambulance charges, medication, diagnostic tests, etc. Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.Hence, health insurance in Gurgaon acts as a financial safety net you can rely on during emergencies.

Why do You Need a Mediclaim Policy in Gurgaon?

Health insurance becomes unavoidable in a city like Gurgaon. Here are the three major reasons that would allow you to understand that buying the mediclaim policy in Gurgaon is crucial:

  • Increasing medical and treatment expenses can be stressful if you haven’t bought a comprehensive health policy yet.
  • The outbreak of Coronavirus,  followed by prolonged health conditions, has been alarming for all those who haven’t secured themselves with medical insurance till now.
  • Youngsters have fallen prey to life-threatening diseases due to poor lifestyle habits. So, with mediclaim policy in gurgaon, you can get treatment immediately without worrying about the hefty bills.

Care Insurance offers the best mediclaim policy in Gurgaon that provides seamless services when you are in need. Getting treatment in one of our cashless network hospitals in Gurgaon will save you from arranging finances last moment.

Why Choose Care Health Insurance?

Priding ourselves on being the best health insurance company in Gurgaon,Care Health Insurance leaves no stone unturned to provide customers with services that will not disappoint them. To put up with the various needs of our customers across India, we provide unparalleled medical insurance plans with the most valuable features.

Our  plans offer additional benefits such as:

  • One Health Check-up every year for insured members
  • Comprehensive Coverage including AYUSH Treatment
  • 24X7 Claim Support

We ensure our customers have access to best medical care without having to worry about arranging finances to cover expensive hospital expenses. Our network of 11400+ cashless network hospitals in Gurgaon will assist you in getting the right treatment as soon as you reach their premises.

Types of Health Insurance Plans in Gurgaon

Care Health Insurance is one of the best health insurance companies in Gurgaon that offers various health insurance plans offering extensive coverage and financial security for different kinds of health conditions. Below mentioned are the types of health insurance plans in Gurgaon offered by us:

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Look for the best health plan that suits your need!
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Care Supreme

Ideal for families looking for capless coverage

  • Annual Health Checkup & Save Tax 
  • Modern Treatments Coverage
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Care Advantage

Health insurance for domestic and global coverage up to 6 crore

  • Upto 50% No Claim Bonus
  • Individual or Floater Option
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Care Supreme-Senior

Health insurance for elderly with no pre-policy checkup.

  • Cumulative Bonus Super up to 500%
  • 30%renewal discount under Wellness Benefit
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List of Cashless Network Hospitals in Gurgaon

Name Address City State Pincode Map
AAROGYA HOSPITAL MAYUR KUNJ OPP. GALI NO. 6 NEAR DPS SCHOOL Gurgaon HARYANA 122102 Locate
Ahmed Hospital Sec-15,Plot 2, Near Rail Vihar,Old Railway Road, Gurgaon Haryana 122001 Locate
AKROPOLIS SUPER SPECIALITY HOSPITAL NEAR VATIKA CHOWK SEC 69 GURUGRAM HARYANA Gurgaon HARYANA 122101 Locate
Artemis Medicare Services Ltd No.7 Institutioanl Area, Sector -51, Gurgaon Haryana 122001 Locate
AVISE SUPERSPECIALITY HOSPITAL 209-P, SECTOR-38, GURGAON 209-P, SECTOR-38, Gurgaon HARYANA 122001 Locate
BAJAJ FRACTURE CLINIC AND NURSING HOME NEW RAILWAY ROAD NEAR GURGAON VILLAGE MORE Gurgaon HARYANA 122001 Locate
CANWINN AAROGYA DHAM NEAR DSD COLLEGE NEW RAILWAY ROAD Gurgaon HARYANA 122001 Locate
Centre For Sight-Gurgaon Plot NO. 399/1, New Railway Road, Gurgaon Haryana 122009 Locate
Centre For Sight-Sector 29 S.C.O.Complex-No.317, Behind Lemon Tree Hotel, Gurgaon Haryana 122001 Locate
CLIO Eye Care Plot no SP 1 Near DLF Phase 1 Rapid Metro Station Gate No 2 Sec 28 Gurgaon Haryana 122002 Locate

Voice of our Customers

Sulbha Ravindra

format_quote The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free.

Ganesh Kumar

format_quote Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product.

Gopinathan Pillai

format_quote It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

format_quote Hassle Free insurance buying process. Highly Recommend Care.

Priyanka Singh

format_quote Excellent health insurance plan! Covers annual health check-up for all family members.
Ankita Sharma

My appreciation for your prompt service

At the outset, I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received timely intimation regarding the acceptance of my claim amount settled by you.

Ankita Sharma

Health Insurance

Indubala Nambiar

We will continue to avail of your scheme

Thank you for settling the claim amount. It helped me a lot during my tough time. The process is smooth and hassle-free. I will continue with Care Health Insurance and recommend it to my friends as well.

Indubala Nambiar

Health Insurance

Vikas Singh

Everything went very smooth

I would like to pass on my appreciation for Virender, who guided me during the difficult time. He helped me at every stage and didn't keep me waiting. Due to his efforts, I was relaxed and everything went very smooth.

Vikas Singh

Health Insurance

Sahil Khattar

Really helpful explaining the process in advance

I just wanted to thank you for the exceptional response from you on the recent cashless hospitalization request related to my mother's operation. You were really helpful throughout.

Sahil Khattar

Health Insurance

Aditya Sharma

Finalising my claim in a short period

I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies holding payment or rejecting it outright on very flimsy grounds was not the case with Care health insurance, May your tribe grow more

Aditya Sharma

Health Insurance

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.

Awarded As Claims

Best Health Insurance
Company of the Year*

Total Claims Paid

48 Lakh + Claims Settled**

Cashless Claim

24800+
CASHLESS HEALTHCARE PROVIDERS^^

**Number of claims settled as of 30th March 2024     *India Insurance Summit & Awards 2023

How to Avail Cashless Treatment in Gurgaon?

You can avail of the cashless facility under the scope of our cashless health insurance plans. If there is an emergency, you can directly get admission to our cashless network hospitals, and if it is pre-planned, inform our claim team 48 hours from the time of admission. In case of emergency hospitalisation, the insurer must be notified within 24 hours after getting admitted. Your claim is authorised only after proper verification by our claim management staff. You can begin your treatment immediately with our cashless procedure and save yourself from arranging finances during rush hours.

What is Covered under Care Health Insurance in Gurgaon?

Care Health Insurance promises comprehensive coverage to its customers who have been planning to buy insurance plans in Gurgaon. Below are the coverage benefits:

  • In-patient Hospitalisation:During any scheduled or emergency hospitalisation, we will cover your costs, including room rent, ICU fees, doctor's fees, etc., up to the sum insured.
  • Pre-hospitalisation Medical Expenses:We will pay for your medical costs, including doctor visits, diagnostic tests, and prescription drugs, for up to 30 days before hospital admission.
  • Post-hospitalisation Medical Expense:Follow-up appointments, medical testing, and other medical expenses like these are covered for 60 days following hospital release.
  • Daily Allowanc:We provide a fixed amount to cover everyday expenses during hospitalisation.
  • Domiciliary Hospitalisatio:Some of our health plans offer the benefit of domiciliary care medical expenses for a specific time.
  • AYUSH Treatments:Alternative treatments like AYUSH can also be beneficial for you.  Under our health plan, you can also get coverage for the expenses of  AYUSH treatments.
  • Advanced Medical Treatments:With our health plans, you can access cutting-edge medical care and receive coverage for such procedures, including robotic surgery.
  • Annual Health Checkup:Our plans also offer annual health check-ups so that you can keep track of your health.

Steps to File a Cashless and Reimbursement for Insurance Claim

We’ve established ourselves as the best health insurance company in Gurgaon owing to our excellent customer support and claim settlement team. Our claim settlement process ensures you don’t encounter any trouble while in the hospital. Below are the steps to file a claim for a mediclaim policy in Gurgaon:

Cashless Claim Process Reimbursement Claim Process
Step 1: Fill out the pre-authorization form available at the insurance desk and send it to our claim management team. Step 1: Submit your claim form along with the required documents.
Step 2: You will get an approval letter once your claim is verified. Step 2: Get the approval letter from the claim management team.
Step 3: Make sure to respond to queries from the claim management team. Step 3: Respond to queries raised by our claim management team.
Step 4: File a reimbursement claim request in case your cashless claim request doesn't go through. Step 4: In case your claim is rejected, our claims team will contact you and share the reasons of rejection at the earliest.

How to Renew Care Health Insurance in Gurgaon?

Simply follow the instructions below to renew your healthcare policy:

  • Step 1: Go to our official website.
  • Step 2: Locate and choose the renewal option.
  • Step 3: Enter the policy number and any needed information.
  • Step 4: Add riders to your existing policy if you wish to make changes to it. Then, for simple online renewal, click the enter button.
  • Step 5: You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.
  • Step 6: Once the premium payment is completed, the insurance renewal will be completed.

How to Find the Best Medical Insurance in Gurgaon?

Looking for the best health insurance company in Gurgaon can be tedious, especially when you never bought any health care policy. Here are some useful ideas to help you discover a suitable and affordable policy for yourself and your family:

  • Know Your Requirements:It is easy to get a medical insurance plan by listing your requirements. Look for the proper coverage and consider the number of dependents, age, income, medical history, hereditary diseases in the family, etc.
  • Buy After Comparing Quotes:You can get a health insurance quote using tools  like a health insurance premium calculator. This will enable you to choose a suitable plan after comparing plans and insurance providers. After weighing your alternatives, you can select the policy that suits your requirements and budget.
  • Go with the Minimum Waiting Period:You can control your extra expenses in the event of a medical emergency by choosing a plan with a short waiting period. Care Insurance offers an additional benefit that would minimise your waiting period to two years and keeps you away from any stress of arranging less-moment finances.
  • Inclusions and Exclusions are Important:Even the best health insurance companies in Gurgaon offer policies with a number of different exclusions.Be watchful of the health plan's inclusions and exclusions which also include the coverages and services of the policy. The awareness will keep you informed and helps you get through the claim process smoothly.

FAQ

Q. Is there any right age to buy health insurance in Gurgaon?

The ideal time to buy a mediclaim policy in a city like Gurgaon is now. No matter your age, you can find a customised health insurance plan for yourself and family members are affordable premium rates.

Q.How can I calculate the premium of a mediclaim policy in Gurgaon?

To calculate health insurance premium, visit our official website and select the suitable mediclaim in the ‘Get Quote’ section. Enter your mobile number and pin code to generate the premium according to your location. You can customise the plan by choosing different sum insured options.

Q. Will I be covered if I have an accident the next day after buying health insurance in Gurgaon?

Yes, you will be covered for any accidents or injuries from the very next day of the inception of your medical insurance in Gurgaon.

Q.Is there a cashless facility in the mediclaim policy in Gurgaon?

Yes, you can avail of a cashless hospitalisation facility at our vast network of top-notch healthcare providers in Gurgaon.

Q.Which health care product by Care Health Insurance is suitable for people living in Gurgaon?

Given the unbearable medical costs in the metro city, you should opt for Care Supreme— the next-generation health plan by Care Insurance. The policy offers unrestricted coverage, including major hospitalisation costs covered up to the sum insured, unlimited automatic recharge, no sub-limits, cumulative bonus up to 100%, and more.

Disclaimer:

~Tax benefit is subject to changes in tax laws. Standard T&C Apply

^^Number of Cashless Healthcare Providers as of 31st March 2024

**Number of Claims Settled as of 31st March 2024

^Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities.

Claim Metrics

  • 24*7

    Claim and Customer Support

  • 48 Lakh+

    Insurance Claims Settled**

  • 2 hours

    Cashless Claims Approval

  • 24800+

    Cashless Healthcare Providers^^

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