Health Insurance in Gurgaon

How to Avail Cashless Treatment in Gurgaon?

You can avail of the cashless facility under the scope of our cashless health insurance plans. If there is an emergency, you can directly get admission to our cashless network hospitals, and if it is pre-planned, inform our claim team 48 hours from the time of admission. In case of emergency hospitalisation, the insurer must be notified within 24 hours after getting admitted. Your claim is authorised only after proper verification by our claim management staff. You can begin your treatment immediately with our cashless procedure and save yourself from arranging finances during rush hours.

What is Covered under Care Health Insurance in Gurgaon?

Care Health Insurance promises comprehensive coverage to its customers who have been planning to buy insurance plans in Gurgaon. Below are the coverage benefits:

• In-patient Hospitalisation:During any scheduled or emergency hospitalisation, we will cover your costs, including room rent, ICU fees, doctor's fees, etc., up to the sum insured.
• Pre-hospitalisation Medical Expenses:We will pay for your medical costs, including doctor visits, diagnostic tests, and prescription drugs, for up to 30 days before hospital admission.
• Post-hospitalisation Medical Expense:Follow-up appointments, medical testing, and other medical expenses like these are covered for 60 days following hospital release.
• Daily Allowanc:We provide a fixed amount to cover everyday expenses during hospitalisation.
• Domiciliary Hospitalisatio:Some of our health plans offer the benefit of domiciliary care medical expenses for a specific time.
• AYUSH Treatments:Alternative treatments like AYUSH can also be beneficial for you.  Under our health plan, you can also get coverage for the expenses of  AYUSH treatments.
• Advanced Medical Treatments:With our health plans, you can access cutting-edge medical care and receive coverage for such procedures, including robotic surgery.
• Annual Health Checkup:Our plans also offer annual health check-ups so that you can keep track of your health.

Steps to File a Cashless and Reimbursement for Insurance Claim

Our claim settlement process ensures you don’t encounter any trouble while in the hospital. Follow below the steps to file a claim for a mediclaim policy in Gurgaon:

How to Renew Care Health Insurance in Gurgaon?

Simply follow the instructions below to renew your healthcare policy:

• Step 1: Go to our official website.
• Step 2: Locate and choose the renewal option.
• Step 3: Enter the policy number and any needed information.
• Step 4: Add riders to your existing policy if you wish to make changes to it. Then, for simple online renewal, click the enter button.
• Step 5: You will be led to your health insurance renewal payment page. You will also have the option of paying by credit card, debit card, or net banking.
• Step 6: Once the premium payment is completed, the insurance renewal will be completed.

How to Find the Best Medical Insurance in Gurgaon?

Gaging the ideal health insurance plan can be tedious, especially when you never bought any health care policy. Here are some useful ideas to help you discover a suitable and affordable policy for yourself and your family:

• Know Your Requirements:It is easy to get a medical insurance plan by listing your requirements. Look for the proper coverage and consider the number of dependents, age, income, medical history, hereditary diseases in the family, etc.
• Buy After Comparing Quotes:You can get a health insurance quote using tools  like a health insurance premium calculator. This will enable you to choose a suitable plan after comparing plans and insurance providers. After weighing your alternatives, you can select the policy that suits your requirements and budget.
• Go with the Minimum Waiting Period:You can control your extra expenses in the event of a medical emergency by choosing a plan with a short waiting period. Care Insurance offers an additional benefit that would minimise your waiting period to two years and keeps you away from any stress of arranging less-moment finances.
• Inclusions and Exclusions are Important:Be watchful of the health plan's inclusions and exclusions which also include the coverages and services of the policy. The awareness will keep you informed and helps you get through the claim process smoothly.