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Save tax up to ₹75,000~ u/s 80D
Did you know that Deep Brain Stimulation can reduce Parkinson’s symptoms by up to 60–80% ? By covering DBS under its modern treatment benefits, Care Health Insurance helps patients access advanced neurological care without incurring overwhelming medical expenses.
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Deep brain stimulation is a surgical procedure where electrodes are carefully implanted into specific parts of your brain. These tiny electrodes send gentle electrical signals that help balance out irregular brain activity or chemical imbalance. A small generator, placed beneath your chest, manages these impulses. This treatment helps to reduce symptoms such as:
DBS does not harm brain tissue. It is entirely adjustable, can be switched off whenever necessary, and, in many cases, it can be reversed. Deep brain stimulation may work for some patients with neurological or psychiatric conditions, usually when medications fail to control symptoms or cause side effects affecting quality of life.
DBS might not completely resolve symptoms. However, for suitable patients, it can substantially reduce symptoms and enhance quality of life.
Deep Brain Stimulation (DBS) is a commonly used therapy in India. Its cost varies significantly due to factors such as the number of electrodes (unilateral or bilateral), hospital reputation and neurosurgeon expertise, pre-surgical tests like MRI and CT scans, neurological evaluations, post-surgery device programming and follow-up procedures, the city, and the technology employed. On average, the cost of deep-brain stimulation treatment in India is:
| Type of Deep Brain Stimulation | Average Cost in India |
|---|---|
| Standard DBS | Rs 8 lakh to Rs 13 lakh |
| Advanced/Rechargeable DBS | Rs 15 lakh to Rs 20 lakh |
| Bilateral DBS | Rs 12 lakh to Rs 18 lakh |
| Revision DBS | Rs 6 lakh to Rs 12 lakh |
*This cost may vary by city and hospital.
Yes, many comprehensive health insurance plans in India now include coverage for Deep Brain Stimulation under the 'Advanced Treatment Methods' benefits. Depending on your specific plan and the sum insured, your insurer may offer coverage for:
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Deep-brain stimulation treatment is usually advised when medications become ineffective or lead to significant side effects. This treatment is frequently suggested for some conditions, which are:
With Care’s online portal, you can easily select any health insurance policy. To choose a plan that covers advanced method treatment, follow these straightforward steps:
Step 1: Visit our official website and choose the best health insurance plan.
Step 2: Enter the necessary details, including mobile number and PIN code.
Step 3: Click on "Get the Quote".
Step 4: Select the plan that fits your health insurance requirements.
Step 5: Customise your policy by choosing the ideal policy duration, the sum insured, and optional benefits.
Step 6: Provide the relevant details, such as age, occupation, and pre-existing conditions.
Step 7: Please submit the necessary documents.
Step 8: Select a payment option, such as net banking, debit or credit card, and pay your health premium online.
Step 9: You will receive the health insurance policy, policy numbers, and e-card at your registered e-mail address.
Filing a claim for deep brain stimulation treatment with your health insurance is just as straightforward as submitting a claim for your regular health care. At Care Health Insurance, we're here to make the process easy and stress-free. Simply follow these simple steps to quickly submit a cashless or reimbursement claim and get the support you need.
| Cashless Claim Process | Reimbursement Claim Process |
|---|---|
| Step 1: Go to a listed in-network hospital. Step 2: Complete the necessary forms at the insurance desk. Step 3: Submit the forms to our claims team. Step 4:Once your claim has been verified, you will receive an approval letter. Step 5: Respond to claim management queries. You'll be notified upon claim approval or rejection within standard TAT. |
Step 1: Submit your claim form and the required documents. Step 2: Once the verification letter is issued, the policyholder will be approved. Step 3: Respond to queries raised by the claim management team. Step 4: Get approval from the claim management team.. Step 5:Our claims team will reach out to you if there are particular reasons for your claim's rejection. |
Note: Please inform our claims team within 24 hours of emergency hospitalisation and at least 48 hours before any planned hospitalisation.
Choosing the right health insurance plan is vital for safeguarding yourself and your loved ones. With increasing medical costs, Care Health Insurance emerges as a reliable and trusted option. Here’s why:
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Yes, many health insurance plans in India cover Deep Brain Stimulation as an advanced treatment when medically necessary, including hospitalisation, surgery, ICU, and medical expenses, subject to pre-authorisation and policy terms.
Yes, balloon sinuplasty is a valuable procedure, so insurers typically require mandatory pre-authorisation with medical reports, a doctor's recommendation, and diagnostic evidence.
Deep brain stimulation (DBS) is considered a safe and effective treatment, especially for movement disorders, when performed by an experienced medical team, although, like any surgery, it carries certain risks.
The overall cost usually ranges from ₹8,00,000 to ₹20,00,000, varying by city, hospital, and surgeon's skill. Insurance often covers a major part if the procedure is essential for medical reasons.
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Disclaimer: Underwriting of claims for Individual health insurance is subject to terms and conditions.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply
**Number of Claims Settled as of Dec'24
^10% discount is applicable for a 3-year policy
^^Number of Cashless Healthcare Providers as of Feb 2025
#The premium is calculated for an insured individual (18) who opts for a sum insured of 5 lakh in a zone 3 city.
*Premium calculated for an individual (Age 18) for sum insured 5 Lakhs in Zone 2 cities, 10% discount is applicable for a 3-year policy.
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