Save tax up to ₹75,000~ u/s 80D
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Save tax up to ₹75,000~ u/s 80D
The actual cost of healthcare often begins long before a hospital stay with every check-up, test, and follow-up adding to the total. Care OPD is designed to support these everyday healthcare expenses, so you don't have to pay out of pocket for routine care.
Reasons to Choose Care Health Insurance?
Money Back
Unlimited Automatic Recharge
Infinity Bonus
Unlimited E-consultation
Most health insurance plans cover hospitalisation but exclude expenses incurred before admission or outside the hospital. Care OPD bridges this gap by covering outpatient expenses such as:
It acts as the missing layer between major medical coverage and daily healthcare spending.
Ignoring OPD expenses often leads to delayed treatment or repeated out-of-pocket spending.
Care OPD ensures these routine costs don’t become a financial burden. It works best when paired with a comprehensive base plan that covers hospitalisation and major medical expenses.
If you are looking for complete protection beyond just OPD, explore the Care Supreme Health Insurance Plan, which offers coverage for hospitalisation, pre and post-hospital expenses, and unlimited e-consultations.
Explore Care Supreme Plan
Care OPD is available in three variants, allowing you to choose based on your healthcare usage and budget.
Best for individuals who want simple, fixed consultation benefits.
Best for those who prefer flexibility over fixed limits. It allows you to use the amount based on your needs.
Best for those who want higher coverage and lifestyle benefits. Designed for higher usage and preventive health.
| Feature | Care OPD | Out-patient Consultations | Care OPD Plus |
|---|---|---|---|
| General Physician (Physical) | 4 visits/year ₹500 per visit |
Included in ₹5,000 limit ₹500 per visit |
4 visits/year ₹1,000 per visit (10% co-pay) |
| Specialist Consultations | 4 visits/year ₹500 per visit |
Included in ₹5,000 limit ₹500 per visit |
4 visits/year (14 specialists) max ₹2,000 per year (5% co-pay) |
| Co-payment | Not applicable | Not applicable | Applicable (5%-10%) |
| Extra Benefits | Not applicable | Not applicable | Unlimited fitness sessions on app |
The physical consultations with the following 14 specialist types are given below:
Care OPD is useful if your healthcare needs go beyond hospitalisation.
A few important rules that help your decision:
A family with 2 kids + elderly parent:
Without Care OPD: ₹5,000-₹15,000 out-of-pocket
With Care OPD: Structured, partially covered expenses
If you are looking for higher coverage along with OPD benefits and enhanced features, you can consider the Ultimate Care Health Insurance Plan, designed for individuals who want wider protection, higher sum insured options, and additional benefits beyond standard plans.
Explore Ultimate Care Plan
Choosing the right health insurance is not just about covering hospital bills, it is about having support at every step of your healthcare journey. With Care Health Insurance, you benefit from:
From hospitalisation to OPD coverage and everyday care, Care Health Insurance helps you manage your health without financial stress.
My appreciation for your prompt service
Rahul Sangwan
Health Insurance
We will continue to avail of your scheme
Samanway Barik
Health Insurance
Everything went very smooth
Soubhagya K Kulkarni
Health Insurance
Really helpful explaining the process in advance
Vaibhav Rai
Health Insurance
Yes, unlimited GP e-consultations are part of the base plan.
No, customers must choose either Care OPD or Care OPD Plus.
Yes, unlimited GP e-consultations are part of the base plan.
These OPD benefits are optional or mandatory depending on the specific sales proposition.
These are covered separately under the base plan as Pre-Hospitalisation (up to 60 days) and Post-Hospitalisation (up to 180 days) medical expenses as per the plan.
Many services, including online fitness sessions for OPD Plus members, are accessible through the Care Health Insurance mobile application.
Get the best financial security with Care Health Insurance!
Sales:1800-102-4499
Services: 8860402452
Live Chat
Disclaimer: All plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
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