Health Insurance in Hyderabad

Hyderabad, the capital city of the Indian state of Telangana, is one the best cities to live in India with a favourable climate, excellent infrastructure and glorious history. The city has good healthcare facilities with dozens of government hospitals and hundreds of private healthcare centres including hospitals, nursing homes and clinics.

Hyderabad is also emerging as a top IT hub and offers excellent job opportunities. Living in a busy urban centre implies hectic job schedules and unhealthy habits, coupled with the harmful effects of pollution. The number of people suffering from diseases such as diabetes and hypertension in the city has risen recently. Medical emergencies are unpredictable, and getting quality treatment will put a heavy load on a family’s financial savings. Therefore, a medical insurance plan will keep this kind of stress at bay.

Payment for medical expenses is made easy with cashless health insurance by Care Health Insurance. You can avail of treatment for your medical condition at any cashless network hospital in Hyderabad empaneled with us, using a health card. All you need to do is to make a call to your insurer within the specified time and get prompt claim settlement.

Importance of Health Insurance in Hyderabad

Ailments resulting from poor lifestyle and environmental factors have affected a lot of people living in the city. Some diseases such as hypertension, diabetes, cancer, heart problems, asthma, stroke, etc. are on the rise in India, including Hyderabad. Moreover, there are occurrences of vector-borne diseases during monsoon.

The cost of healthcare is quite high. Since there are excellent healthcare facilities in the city, it means that although you have the certainty of getting quality treatment for your condition, it will also mean a lot of expenditure. Adequate financial planning is the key to minimise this cost burden and the best approach is to buy the best health insurance, in Hyderabad or anywhere in India, to get the cashless treatment in your city. 

Cashless Treatment

The facility of cashless hospitalisation at a cashless network hospital in Hyderabad is highly. During a medical emergency, a patient and his/her family go through a tough time. When the family is focusing on getting timely medical attention, payment of hospital bills can be stressful. Treatment can be expensive, which is why buying health policy is a must. And, the best way to avail its benefit is to opt for the cashless treatment facility, which is a saving grace in such difficult times. In this facility, the policyholder need not pay for the expenses from his/her pocket. It is the insurer that directly settles the hospital bills, subject to policy terms and conditions. One can get this facility with the best cashless health insurance in Hyderabad only at a network hospital.

With digitization, we now have several health insurance companies in Hyderabad who are offering health insurance online with cashless facility. We recommend you to go for the best health insurance company, considering the key metrics such as claim settlement ratio, network hospitals, and claims services.

Click to know about Care Health Insurance Claim Settlement Ratio

Tips to Consider Before Buying Health Insurance in Hyderabad

Choosing the best one among various health insurance companies in Hyderabad and buying the right health policy can be tricky. To make things easy, here are some factors to consider:

• Assess your needs based on age, medical conditions, number of family members, etc.
• Choose a policy with high sum insured for adequate cover for all the major medical expenses
• Find out the network hospitals of the insurer in your location
• Look for features like lifetime renewability, annual health check-ups and no claim bonus
• Know the claim settlement ratio of the insurer and the procedure to file claims.

How to Avail Cashless Treatment in Hyderabad

The policyholder is required to the below steps, to avail cashless treatment at any cashless network hospital in Hyderabad:

• Choose any network hospital in the city for medical treatment
• Inform the insurer about hospitalisation within the specified time
• Submit the duly filled and signed pre-authorisation form to hospital insurance desk
• Provide all the supporting documents and the health card
• Once the documents are verified, the claim management team will send an approval
• If required, the claim management team might raise a query
• Upon approval, the medical bills will be settled, based on the policy terms and conditions

The claim will be processed by the insurance company, based on the policy terms. The insured must notify the insurer within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.

List of Cashless Network Hospitals in Hyderabad