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  • Individual & Family Health Insurance
  • Health Insurance for Diabetes, High B.P or BMI
  • Super Top-up Plan
  • Maternity Insurance Plan
  • Health Insurance for Heart Patients
  • Health Insurance for Senior Citizen

Gurgaon (officially Gurugram) is a city that offers you everything for a quality lifestyle - from modern apartments to corporate offices and from entertainment hubs to world-class healthcare centres. Referred to as the millennium city of India, Gurgaon has excellent medical care facilities with numerous super-speciality hospitals, multi-speciality hospitals, and diagnostic centres.

Those living in Gurgaon are in a constant race with time. Air pollution, noise pollution, traffic snarls, sedentary lifestyle, unhealthy diet, and work deadlines - all are factors that affect our health severely. Cases of respiratory problems in the city, such as Chronic Obstructive Pulmonary Disease (COPD), asthma, and lung cancer are increasing owing to the inhalation of polluted air. Also, poor lifestyle is a significant risk factor for ailments like hypertension, cardiovascular diseases, diabetes, etc.

Although medical facilities in the city are of world-class standards, yet the cost of getting quality treatment at private hospitals is skyrocketing in India, including Gurgaon. It implies a lot of expenditure for a family that faces a medical emergency. The expenses are not limited to hospitalisation costs; instead, there are other associated costs, such as ambulance charges, medication, diagnostic tests, etc. Health Insurance in Gurgaon is the financial safety net that you can rely on during emergencies.

Moreover, cashless health insurance is a facility with many benefits and makes payment of hospital expenses completely easy for a family. There are several cashless network hospitals in Gurgaon, listed by Care Health Insurance, from where you can avail of this cashless treatment facility and also get hassle-free claim settlement by using a health card.

The Need for Health Insurance in Gurgaon

Lifestyle-related ailments, seasonal and respiratory illnesses, and chronic medical conditions have affected thousands of people living in the city. A sedentary lifestyle, irregular eating habits, and lack of sleep are the factors that give rise to diseases like hypertension, diabetes, and heart problems. Without adequate medical care, these ailments can lead to severe health complications. However, as medical costs are high, it can become very stressful for the patient and his/her family. Without a financial backup, these costs can drain out one’s life savings. Buying health insurance in Gurgaon is recommended, as getting quality treatment becomes affordable.

Cashless Treatment

The facility of cashless payment has numerous advantages. A policyholder can receive cashless treatment under a medical insurance plan, which can save a lot of time. When dealing with medical emergencies, a family goes through a tough time both mentally and financially. During such tense moments, thinking about hospital bills can be an added stress. Here is when a health plan proves to be a saviour.

Furthermore, under cashless treatment, the policyholders are not required to make any payment from their pockets. The expenses are instead borne by the insurer that directly pays the hospital, subject to policy terms and conditions. However, this facility is available only at a network hospital of the insurer. Thanks to digitization, we now have several health insurance companies in Gurgaon offering health insurance with cashless hospitalization online. We recommend opting for the best insurer, looking at the key metrics such as claim settlement ratio, network hospitals, and claims services.

Click to know about Care Health Claim Settlement Ratio

Make sure you find a cashless network hospital in Gurgaon close to your location so that you can save crucial time in getting medical care.

Tips to Consider Before Buying Health Insurance in Gurgaon

To choose a health insurance policy in Gurgaon, consider the following factors which will help you make the right decision:

  • Assess your needs based on age, medical conditions, etc.
  • Go for a policy with a high sum insured so that your major expenses get covered
  • Find out the network hospitals nearest to your location
  • Opt for a policy with features like annual health check-ups and no claim bonus
  • Know the claim settlement ratio of the insurer and the procedure to file claims

How to Avail Cashless Treatment in Gurgaon?

Avail cashless treatment at any network hospital under your health insurance plan in Gurgaon by adhering to the steps given below:

  • Choose a network hospital for medical treatment
  • Inform us about hospitalisation within the specified time
  • Submit the duly signed pre-authorisation form at the hospital insurance desk
  • Provide all the supporting documents and health card
  • After verification of documents, the claim management team will send an approval
  • If required, the claim management team may raise a query
  • After approval, the medical bills are settled, based on the policy terms and conditions

We will process the claim after considering the policy terms. The insured person must contact us within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.


Look for the best health plan that suits your need!



  • Comprehensive Health Insurance
  • Annual Health Check-up

Know More

Care Product

Care Freedom

  • Health Insurance without Pre Medical Check-ups
  • Suitable for Diabetes, High BP and B.M.I

Know More

Care Freedom Product

Care Senior

  • Senior Citizen Health Plan
  • No Pre-policy medical check-up

Know More

care senior

Care Heart

  • Health Insurance for Heart Patients
  • Pre & Post Hospitalization Medical Expenses

Know More

care heart


  • Super Top-up Insurance
  • In-Patient Care

Know More



  • Maternity Cover
  • New Born Baby Cover

Know More


List of Cashless Network Hospitals in Gurgaon

Name Address City State Pincode Map

Voice of our Customers

Sulbha Ravindra

review The customer support is really good and fast. It made the experience of buying a family health insurance plan really hassle-free

Ganesh Kumar

review Good customer service by Nadeem ! Prompt answers to all the queries related to family health insurance product

Gopinathan Pillai

review It was an awesome experience. I have purchased my family health insurance policy using the app in 10 minutes. The app is so smooth. Keep it up.

Avinash Tiwari

review Hassle Free insurance buying process. Highly Recommend Care

Priyanka Singh

review Excellent health insurance plan! Covers annual health check-up for all family members

Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.


Awarded as Claims
Leader of the year


30 Lakh + Claims Settled^^


Cashless claim approval
in approx. 2 hours

^^number of claims settled as on February, 2022

Benefits of Health Insurance Plans

A health policy protects a family financially in times of medical emergencies and offers benefits like:

Click here to know more about tax deductions.

Why *Care is the Best Health Insurance Company in Gurgaon?

Care Health Insurance is one of the leading health insurance companies in Gurgaon. It is recognised for its innovative insurance products that cater to diverse customer needs. It has a proven track record in delivering prompt customer service and timely processing of claims. The Claim Settlement ratio was 95.2% for FY-19-20.

If you are seeking health insurance agents in Gurgaon, your search ends at Care Health Insurance as the company enables you to opt for the best medical insurance online. All you need to do is visit the company website and get complete information about the various policies.

Based on your requirement, you can choose different plans, such as cashless health insurance plans wherein you need not pay for the medical bills. We will directly settle the hospitalization expenses, subject to policy terms and conditions. Care has tie-ups with over 8350+ hospitals in India, listed under its network for offering the facility of cashless treatment.

For valuable assistance, experts at Care will provide hassle-free support to help you make the right choice. Know about the best health plans, search for a network hospital for cashless treatment in Gurgaon based on your specific requirements, and avail a suitable health cover through a simple online process.

Be financially prepared for unexpected medical emergencies. Select an adequate health cover from one of the reliable health insurance companies in Gurgaon.

City Highlights

Stay Healthy in Gurgaon

#Claim Settlement Ratio is for FY 19-20 and number of claims settled till February 2022.

Disclaimer: The annual premium for product Care Care Shield (add-on) is Rs.6160/-(Incl. GST) for one adult falling under the age bracket 18-24 years.

^^Number of Cashless Healthcare Providers till 25th March 2022.

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