Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
~Tax benefit is subject to changes in tax laws. Standard T&C Apply.
^^Number of Cashless Healthcare Providers as of Dec 2025.
**Number of Claims Settled as of 31st March 2025.
^This benefit is optional and can be added for an additional premium, subject to the underwriter's discretion.
1. For Ultimate Care, the premium is calculated for two individuals (both aged 18) opting for a ₹7 lakh Sum Insured in a Tier 1 location, with a 15% NRI Discount, Sub-limits, and Room Rent Modification selected for a 1-year policy tenure.*
2. For Ultimate Care Senior, the premium is calculated for one individual aged 59, opting for a ₹7 lakh Sum Insured in a Tier 3 location, with a 15% NRI Discount, and with add-ons selected including Smart Select, Sub-limit, Co-pay, Deductible, and Room Rent Modification, for a 1-year policy tenure.
3. For Care Advantage, the premium is calculated for one individual, opting for a ₹1 crore Sum Insured in a Tier 3 location, with add-ons selected including Smart Select and Room Rent Modification, for a 1-year policy tenure.
4. For Ultimate Joy, the premium is calculated for one individual, opting for a ₹5 lakh Sum Insured in a Tier 3 location, with the Room Rent Modification add-on selected, for a 1-year policy tenure.
Global coverage under Care Advantage and Ultimate Joy is available for eligible insured family members, including parents, only when the applicable global coverage option/benefit is selected. Coverage is subject to plan eligibility, policy terms, conditions, limits, and exclusions.
