Health Insurance in Sonipat

Health Insurance in Sonipat 

Sonipat is a prominent city in the National Capital Region, situated in the state of Haryana. It is known for its thriving industries and has seen growth over the recent years. From being an agricultural state, the city is now a sought-after location with many reputed educational institutions and real estate projects. 

It has a well-equipped infrastructure, including quality healthcare facilities. People from the neighbouring areas visit the city for accessing affordable medical treatment. Residents of Sonipat have access to best medical care when they need it as there are several specialty hospitals in Sonipat, along with numerous nursing homes, private clinics, and diagnostic centres. When it comes to emergency services, the medical facilities are equipped to offer timely care for the patients. The State Health Department has also been making efforts to meet the health needs of the population and help improve their quality of life. 

Health is a priority for people. A medical emergency can lead to significant loss of savings and result in financial hardships. Therefore, it is vital to have a health cover. Health insurance in Sonipat becomes crucial for the residents as they are surrounded by lifestyle and environmental factors that could trigger ailments. 

A medical insurance policy will keep your stress at bay as it offers various benefits, including cashless hospitalisation. There are numerous cashless network hospitals in Sonipat where you can avail of this facility. All you need to do is notify us within the specified time and get a prompt claim settlement. 

The Need for Health Insurance in Sonipat 

Living in a busy city can put people at risk of various ailments. That may include lifestyle diseases such as hypertension, obesity, and heart problems. Besides, air pollution due to industries and vehicular exhaust can expose people to respiratory disorders such as COPD and Asthma. A single hospitalisation can result in lead to high medical expenses. Opting for health insurance in Sonipat is smart decision. It will keep you financially secure so that you do not need to depend on your savings to bear medical costs. Our health insurance plans will provide you coverage not only for hospital expenses but other expenses such as ambulance costs, pre and post hospitalisation medical expenses, etc. 

Cashless Treatment 

The cashless treatment facility in health insurance helps you be worry-free in times of medical emergency. There is no need to make cash payments at the hospital. It also enables you to get access to the best hospital and timely medical care. The cost of medical procedures can be high, and here is where health insurance plans prove to be a saviour. To get this facility, the insured person must get treatment only at a network hospital of the insurer. So, you can focus on the treatment and recovery, while we will directly settle the medical bills with the hospital, subject to policy terms and conditions. 

Tips to Consider Before Buying Health Insurance in Sonipat

Choose a health insurance plan after analysing your healthcare requirements so that you get adequate protection. It will help if you consider the following factors. 

• Sum Insured: Consider factors like age, medical conditions, and the number of family members, before opting for a policy. Go for a high sum insured for adequate cover for all major medical expenses.
• Premium: It is essential to go for an affordable plan that also provides you comprehensive cover. You can know the premium with the help of a health insurance premium calculator online.
• Network Hospitals: Check the list of network hospitals for the cashless treatment facility. Find out the hospitals that are nearest to your location so that you get easy access to quality healthcare.
• Waiting Period: Before opting for a policy, read the policy documents to know the waiting period for pre-existing diseases and named ailments. There is also an initial waiting period of 30 days.
• Other Benefits: Select a health policy that offers benefits like lifetime renewability, annual health check-ups, and no claim bonus

How to Avail Cashless Treatment in Sonipat?

If you have opted for cashless medical treatment at any network hospital, then you can be relaxed about the payment of hospital bills. Follow the steps given below: 

• Inform our support team about your hospitalisation within the specified time
• Submit the duly filled and signed pre-authorisation form at the hospital insurance desk
• The claim management team will send an approval after verification
• If required, the claim management team might raise a query
• We will directly settle the medical bills with the hospital, based on the policy terms and condition

The policyholder must notify us within 24 hours in case of emergency hospitalisation and 48 hours before admission in case of planned hospitalisation.