Explore: Travel in 2026 with Enhanced Coverage

• Written by Yash

  Reviewed by Rashmi Rai

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Imagine travelling across borders, all prepared to make memories. But then, at the destination, you are told that your baggage is delayed.

Not a great start, is it?

While lost luggage is the most cited travel concern for travellers, it’s not all! Significant risks, such as medical emergencies in an unfamiliar location or worsening of an existing health condition, may arise regardless of how well you plan.

To address these evolving travel realities and ensure uninterrupted peace of mind, Care Health Insurance has reintroduced Explore, a thoughtfully designed international travel insurance policy. Let’s explore how  Explore delivers comprehensive coverage when it matters the most, so you can focus on exploring the world with confidence.

Explore: Designed to Safeguard Your Travel Experiences

Explore is a thoughtfully designed travel insurance plan from Care Health Insurance, offering comprehensive coverage for medical emergencies and unforeseen travel disruptions.

Built with an understanding of real-world travel scenarios, the plan includes coverage for life-threatening pre-existing medical conditions, medical evacuation assistance, and support for travel disruptions, including luggage-related delays or loss.

By combining medical protection with practical travel coverage, Explore stays by your side while you navigate uncertainties with greater confidence.

Features That Make Explore a Smart Choice

Explore Travel Insurance offers flexible and inclusive coverage for travellers across age groups, destinations, and travel durations. With region-specific plans, support for medical emergencies, adventure activities, and extended trips, the policy addresses essential travel needs with reliability and ease. Below are a few features that make Explore-International travel insurance a wise companion for your travels.

Region-Specific Plan Options

The policy is segmented into region-specific plan options, allowing travellers to choose coverage based on their destination and travel needs. Simply put, you won’t pay a premium for US coverage if you are travelling to Asia.

Adventure Sports Coverage

For travellers seeking active, experience-driven journeys, Care Explore includes coverage for adventure sports, ensuring protection if you participate in adventurous activity under an expert’s supervision, in a non-professional capacity.

Multi-Trip Policy Options

Frequent travellers can benefit from multi-trip policy options available under the Explore Silver, Gold, and Platinum plans, offering continuous coverage for multiple journeys within the policy period.

Pre-Existing Disease Coverage in Life-Threatening Conditions

The travel health insurance plan includes coverage for pre-existing diseases in life-threatening medical situations, ensuring critical medical support during emergencies while travelling abroad.

Upper Age Limit Up to 90

Explore offers travel insurance coverage for individuals up to 90 years old, with no pre-policy medical examinations required. This makes the plan accessible and convenient for senior travellers planning international trips.

Optional Benefits Available Under Explore

To ensure you are covered with the right set of benefits, Explore offers a range of optional benefits that allow travellers to customise their travel insurance coverage. The add-on benefits under Explore are:

• Life-Threatening Condition due to Pre-Existing Disease (PED): Provides coverage for medical emergencies arising from pre-existing conditions when they become life-threatening during the insured trip.
• Luggage Tracking Service: This add-on benefit helps you track and manage lost or delayed luggage, helping minimise inconvenience caused by baggage-related disruptions. The best part? This service doesn’t even affect your sum insured for the policy tenure.
• Medical Evacuation: This feature covers expenses for medically necessary evacuation to the nearest suitable healthcare facility in accordance with policy terms.
• Option of Waiver of Sub-limit: This benefit allows relaxation of specific sub-limits under the policy, enabling broader utilisation of the sum insured, subject to applicable conditions.
• Outpatient Treatment (OPD) Modification: By opting for this add-on, you limit coverage for OPD treatment during your stay abroad in exchange for a premium reduction.
• Optional Visa Fee Refund Cover: Visa rejection reasons may sometimes be beyond your control. Here, an optional Visa Fee Refund Cover under the Explore-Travel Insurance Plan provides financial protection against visa rejection, subject to the defined policy terms.
• Adventure Sports Cover: This benefit extends policy coverage to include medical expenses arising from approved adventure sports activities undertaken during the trip.

Expert’s Tip: Planning a Family Trip? You can save up to 20% premium discounts on the purchase of a family travel insurance plan.

What Does this Mean for Travellers?

With Explore, Care Health Insurance reinforces its commitment to traveller wellbeing. This product is designed to address fundamental issues travellers face, from chronic health concerns and emergency logistics to lost belongings and high-cost medical scenarios.

Whether you are a frequent international flyer, an adventure explorer, or planning your dream cruise vacation, Care Explore ensures that you can:

• Travel with confidence, knowing you have superior protection,
• Access rapid support when emergencies occur,
• Minimise financial strain due to health events, travel disruptions, or logistical losses and,
• Enjoy a worry-free travel experience.

Bringing Comprehensive Protection to Every Journey

Explore- Travel Insurance for overseas travel reflects Care Health Insurance’s commitment to evolving with the needs of modern travellers. By combining comprehensive medical coverage, flexible travel protection, and customisable optional benefits, the plan addresses key uncertainties associated with international travel. Whether travelling for leisure, business, or extended stays, Explore is designed to provide structured support and dependable coverage, allowing travellers to plan their journeys with greater confidence and peace of mind.

Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.