Health Insurance for Women

Key Features of Women's Health Insurance Plan 

Affordable health insurance for women offers comprehensive coverage to meet medical needs at every stage of a woman's life. Some of the features that are included in these healthcare plans are:

* The Joy Today and Joy Tomorrow policy covers the pre- and post-hospitalisation expenses for 30 and 60 days, respectively. Meanwhile, in Ultimate Care, Care Supreme and Care Advantage, pre- and post-hospitalisation expenses are covered for 60 days and 120 days, respectively.

Benefits of Buying Health Insurance for Women

Buying health insurance is essential for protecting your financial well-being. However, choosing a women's health insurance policy will bring you the following benefits:

• Affordable Premium: Get comprehensive health insurance specifically tailored for women at an affordable price. 
• Extensive Coverage: Our women's health plan provides comprehensive coverage during emergency or planned hospitalisation. It includes coverage for pre- and post-hospitalisation expenses, domiciliary hospitalisation, and a no-claim bonus.
• Cashless Facility: Under every Care Health Insurance plan, you can avail of cashless benefits at over 21700+ cashless network hospitals. You won't need to pay hefty hospital bills, as we handle the insurance claim settlement directly with our network of hospitals nationwide. 
• Easy Claim Settlement: Care Health Insurance ensures hassle-free claims. We have simplified filing a medical insurance claim into a few easy steps, providing quick financial help in emergencies.
• Peace of Mind: Medical emergencies come unannounced. With rising expenses in India, women’s health insurance protects against sudden expenses that can drain your savings. 
• Add-on Benefits: According to the policy, these health policies offer optional benefits, such as OPD care, daycare treatments, a No-Claim Bonus, an annual health check-up, pre- and post-hospitalisation expenses, and many more. 
• Unlimited E-Consultations: Our health insurance plans provide unlimited online consultations with general physicians at no additional cost.
• Tax Benefit: Under section 80D of the Income Tax Act of India, you can now receive up to Rs. 75,000 in tax benefits through this family health insurance.

Who Should Buy Health Insurance For Women?

Women who fall under any of the categories below should consider purchasing health insurance:

• Women planning to start a family
• Women of reproductive age
• Women with health conditions
• Women looking for financial protection
• Women in their 40s and 50s

Eligibility Criteria for Women's Health Insurance

The eligibility criteria for women’s health insurance plans can differ based on various factors.

Documents Required for Women's Health Insurance Coverage

Here are the documents required to buy health insurance for women:

• Proof of Identity - Aadhaar card, PAN card, passport, etc.
• Proof of Address - Aadhaar card, passport, utility bills, etc.
• Previous policy details (during the policy porting process)
• Medical reports (in case of pre-existing disease)
• Photographs

*Other necessary documents for women's insurance as requested by the insurer.

What is Covered in a Women's Health Insurance Policy?

Securing your health with our women's health insurance plan is better than dealing with emergencies. Medical insurance for women offers comprehensive coverage at an affordable premium. Here’s what the policy covers:

• Pre- and post-hospitalisation expenses
• Inpatient treatments
• Outpatient treatments (some plans require OPD cover as an add-on)
• Medicine expenses
• Daycare procedures
• Domiciliary treatments
• AYUSH treatment (Ayurveda, Unani, Siddha, and Homoeopathy treatment)
• Wellness programs and support
• Ambulance Cover (depending on policy terms & conditions)

What is Excluded from a Female Health Insurance Policy?

When choosing the best medical insurance for women, knowing what is not covered is essential since fewer exclusions remain out of the scope of policy coverage. Here's a list of exclusions under the best women's health insurance in India:

• Expenses related to self-inflicted injuries, like suicide or attempted suicide, are not covered.
• Expenses from drug consumption or misuse of alcohol, tobacco, gutka, or hallucinating drugs are excluded.
• Treatment-related to miscarriage, abortion, and pregnancy-related issues is not covered.
• Tests and treatments associated with infertility and IVF are not eligible for claims.
• Treatment costs for dental issues or cosmetic surgeries are not covered.
• Medical treatments taken outside of India are not covered. 

Factors that Affect Health Insurance for Women in India

• Age: Your age directly influences your health insurance premium. Younger women tend to have lower premiums because they generally face a reduced health risk compared to older women, who have a higher risk.
• Pre-Eexisting Conditions: Having pre-existing conditions will result in a higher health insurance premium, as these illnesses raise the possibility of developing additional diseases.
• Medical History: The cost of good health insurance for women might be a bit higher for those with a history of specific medical conditions compared to women who don’t have any significant medical history.
• Lifestyle Habits: Poor lifestyle habits like smoking and alcohol use are closely monitored when women buy health insurance. These behaviours increase the risks of heart, liver, and respiratory diseases, making approval difficult and coverage limited.

Maternity and Comprehensive Health Insurance for Women

Tips for Choosing the Best Health Insurance for Females in India

Here are some tips you can follow to purchase health insurance for women:

• Evaluate your needs: Select your insurance policy according to your current health needs and pre-existing conditions, if any.
• Policy Inclusions: When choosing women's insurance, review policy inclusions carefully, as they vary between plans.
• Compare plans: Review the premiums, waiting periods, benefits, and exclusions of various policies to find the perfect fit for your needs.
• Check network hospitals: Review the network hospital list to confirm the availability of cashless treatment. 
• Check CSR Rate: Choose insurers with high claim settlements to ensure you get the support you need when it matters most.
• Read the terms and conditions: Carefully review the policy documents before purchasing them. 
• Insurer's Market Image: Check online reviews and testimonials to evaluate an insurer's market image. This will help you choose a trustworthy health insurance provider.

How to Buy Women's Health Insurance Online?

We guarantee you can effortlessly select any women's health insurance policy through Care Health’s online portal. You may choose the health insurance plan online by following these easy steps:

Step 1: Visit our official website and select the best health insurance policy for women.

Step 2: Enter the necessary details, such as mobile number and PIN code.

Step 3: Click on "Get the Quote".

Step 4: Choose the plan that suits your health insurance needs.

Step 5: Customise your policy by choosing the perfect policy term, coverage amount, and optional add-ons.

Step 6: Provide the necessary details, including age, occupation, pre-existing conditions, and other relevant information.

Step 7: Submit the documents if required.

Step 8: To pay your health premium online, select a secure payment method, such as net banking, debit or credit card, or digital wallet.

Step 9: You will receive a health insurance policy document, including your policy numbers and e-card, on your registered email ID.

How to File a Claim Under Women's Insurance?

Filing a Women's health insurance claim is similar to submitting a claim for your standard health plan. At Care Health Insurance, you can easily initiate a cashless or reimbursement claim by following these simple steps.

Please inform our claims team within 24 hours in case of emergency hospitalisation and at least 48 hours before any planned hospitalisation.

Why Choose Women's Health Insurance Plans from Care Health Insurance?

Selecting appropriate health insurance is essential, particularly for women. Here’s why choosing Care Health Insurance is a smart and reliable decision for you and your family:

• Affordable Premiums: Obtain comprehensive health coverage at reduced premium costs.
• Multiple Plan Options: Choose from Ultimate Care, Care Supreme, Care Advantage, Care Joy Today or Care Joy Tomorrow, all offered with the best pricing to enhance your control over healthcare costs.
• Covers Maternity and Newborn Expenses: Includes delivery cost, pre-and post-natal care and baby cover.
• Cover Female Specific Illness: These insurance plans guarantee protection against 32+ critical illnesses, including women-centric diseases.
• Wide Cashless Network: Access over 21,700+ cashless hospitals across PAN India.
• Easy to Process: You can easily compare, customise, and buy your preferred women's health insurance plan online at www.careinsurance.com.
• Quick Claim Process: Fast and simple claim process (cashless or reimbursement) with 24*7 support.

Want to take care of women who take care of your home?

Give her the gift of protection and health with Care Women’s Health Insurance Plans. 

Because her well-being is just as important as the love she gives everyone daily.

Get A Quote Now!