Indians are a majority among the global travelers who consider Singapore as an ideal vacation destination and arrive in droves every year. The country is one of the most expensive cities in the world.
If you have scheduled a trip to this country, you must prepare a suitable travel budget that will help you easily bear the costs of food, accommodation, and transport.
Singapore is also known for its quality healthcare facilities but availing medical care is expensive. Many expats opt for medical insurance before moving to the country. Buying travel insurance for Singapore is a smart decision that every tourist should make when going on an overseas trip.
We list below some important reasons why you should buy travel insurance for your Singapore trip.
High Medical Costs
There are numerous public and private hospitals with highly trained medical professionals and high-tech facilities. In case of any medical emergency, tourists can be assured that they would receive the best medical care possible. However, medical bills are bound to be high. One visit to the doctor will cost a minimum of S$20 (INR 1,442 approx.).
Singapore travel insurance policies cover medical expenses resulting from emergency hospitalization, accidental hospitalization, treatment of pre-existing diseases, injury-related dental expenses, and in-patient and out-patient care. Sometimes, a tourist requiring medical attention may find the need for emergency medical evacuation service. Travel policies also cover such events.
Worsening Medical Condition
If you are suffering from a medical condition, say diabetes, and during your trip, you face a medical emergency, then your treatment expenses will be covered under your travel policy. In fact, your domestic health insurance plan will not be helpful in such cases and this is why you should go for an international travel insurance policy. Care Travel Insurance plan offers ‘Explore’ which is a customized plan that covers your trip to Singapore including pre-existing ailments.
Small errors can lead to serious accidents, and it could happen that you unintentionally end up injuring someone or their property. Then, who would pay for the medical bills or the expenses incurred by them? This is when your travel policy serves as a financial shield and minimizes this expense burden you would otherwise have to bear from your own pocket.
Inconveniences Faced by Tourists
Sometimes, things do not go as we planned them. It could happen that you arrive at the Singapore airport and find that your luggage has been misplaced or lost. In such instances, you are supposed to report the issue to the authorities, first of all. Also, you must inform your insurer so that you can be compensated for the loss. Opting for travel insurance for Singapore is beneficial as it would offer coverage for other unforeseen events like a lost passport.
Often, flights get delayed or canceled owing to weather conditions. The country experiences two monsoon seasons. Bad weather and natural disasters are some of the factors for trip interruptions. In such cases, your Singapore travel insurance plan will offer complete coverage for the out-of-pocket incurred by you during your trip.