Overseas travel is always an overwhelming experience. You travel for hours for a fabulous vacation. But, the moment you step out from the plane, an awful realization hits your jetlagged mind that your baggage has been lost. You’re standing at the baggage carousel for what seems like forever when the steady flow of bags onto the conveyor belt slows to a trickle, then stops. Your bags are nowhere in sight. Who’s responsible for your delayed or lost luggage?
All your excitement can be summed up in frustration. So, as a traveler what would you do when your checked-in baggage is lost?. First of all, you do not need to panic if you have travel insurance. Here is how travel insurance will help you to come out of this catastrophe.
When you lose your checked in-baggage your travel insurance plan comes for your rescue. If your baggage is misplaced permanently, in that case, you will get reimbursements according to the policy limits. This includes the value of the lost baggage with the belongings inside the baggage. Apart from this, travel insurance also covers temporary loss of luggage. Under this cover, you will get the reimbursements up to the policy limits against the purchases that you have made until you receive your luggage back.
You can avail the following benefits under a loss of checked-in baggage cover:
The terms and conditions related to the claim settlement procedure is mentioned in the policy document. So, it’s advisable to read them thoroughly to proceed. Below are the important documents that are required for reimbursement purpose:
Below are certain cases where you can’t ask for claims:
So, your baggage can be lost en route or can be stolen. In such cases, your travel insurance plan comes in handy to help you to ease your worries. Care Travel Insurance plans provide maximum coverage against the loss or delay of checked-in baggage. So, follow the above steps and get easily rid out of such travel risks.
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