Buying a Travel Insurance Plan
Recently, with the President of the United States, Donald Trump visiting India, the ties between both the countries have grown stronger than before. Indians have always loved traveling to the US and vice-versa. The United States has so many amazing destinations that are sure to leave you mesmerized. It is not only about the magnificent concrete structures that the country has but also about the breathtaking country-side scenery that it is rich in. Right from the food to the adventures to the happening city life, USA is a travel destination that offers it all to the travelers.
Now, though traveling to the United States is quite an easy affair, there are some aspects that you must take care of. Here’s when having international travel insurance will prove beneficial.
Travel insurance keeps you covered against many unfavorable situations during your trip. Today, there are a lot of insurance plans that are available from where you can easily select the one that best suits your requirements. However, it is always a good practice to research and read about the various points of coverage that the travel insurance plan must-have. To make that research easier for you, here’s what you should look for in your travel insurance plan: -
Check for Medical Cover
Falling ill in a foreign destination or meeting with an accident is not something that you can control. Such mishaps can happen out of nowhere even after taking the necessary safety precautions. So, while you are buying travel insurance for the USA, check for the medical coverage. It will generally include hospitalization expenses, medical evacuation, pre-existing ailment covers, and so on. Some of the insurance plans also cover dental expenses.
>> Check: Get Vaccinated Before You Travel To USA
Look Out for Passport Cover
Another thing that the travel insurance plan must have is coverage for loss of passport. Losing your passport in an unknown land is a frightening affair. Make sure that your travel insurance plan has got it covered. Here, in case of loss of passport, the expense of getting a new or duplicate passport issued will be taken care of.
Check for Baggage Cover
Yet another factor that the international travel insurance plan must help you out with is the loss of baggage cover. Once your baggage is checked-in, it comes under the custody of the flight carrier and it is their responsibility to keep it safe. In case of loss or delay (beyond 12 consecutive hours) of the checked-in baggage because of the flight carrier, your travel insurance covers the expenses.
Cover for Trip Cancellation
Lastly, another aspect that your travel insurance for the USA must cover is this. Cancellation of trip or delay of the flight can occur due to many unforeseen situations like bad weather, technical fault, or any other natural or manmade situation. The travel insurance plan that you select must cover the expenses in case such a situation occurs.
*Please note that coverage for trip cancellation does not apply if it is done at your end.
These are some of the must-include pointers in your travel insurance plan. There are a few countries that give visas on arrival for Indians while for others you must apply for a visa beforehand. However, an international travel insurance policy is something that you must positively have regardless of the destination you are traveling to.
Care Health Insurance (Formerly Religare Health Insurance) is a highly trusted travel insurance provider in India that offers region-specific plans which are affordable and curated to make your trip a hassle-free affair!