Why Should You Buy Travel Insurance Policy Before Travelling to Canada?

Canada is visited by thousands of Indians every year, with the majority of them visiting the place in order to reunite with their family or friends who are permanently based out of Canada.

Every year, Canada grants permanent residency to a large number of Indians, which is evident from the fact that the number of Indians who became permanent residents in Canada increased from 39,340 in 2016 to 80,685 in 2019, thus making it the most frequently visited North American destination.

While uniting with one’s family and friends call for a big celebration, one would surely not want to spoil these treasured moments at any cost. Hence, in order to ensure that you have a pleasant and comfortable stay in Canada, it is recommended to buy Canada Travel Insurance Policy as this will guard you against unforeseen mishaps, starting from trip cancellation/delay and baggage/passport loss, to medical and other associated emergencies, thus keeping you and your dear ones away from any kind of inconvenience.

Listed here are some of the benefits of buying travel insurance policy before traveling to Canada: -

1.Travel-Centric Benefits

No matter how meticulously you plan your travel, trip cancellation or delay, loss of passport, and baggage delay or loss are certain things that are absolutely unavoidable and can spoil your entire journey.

Trip Cancellation/Delay or Interruption:

If your trip gets canceled or interrupted due to an unforeseen event (natural or manmade), then, the cost incurred is taken care of.

Loss/Delay of Checked-In Baggage:

If your checked-in luggage is lost while in the custody of the carrier, or there is a delay for more than twelve consecutive hours in receiving the luggage, then the expenses are duly covered.

Loss of Passport:

In such a situation, the cost for a new or duplicate passport is taken care of.

2.Medical Benefits

While nobody likes being sick, illness comes uninvited and can disrupt your budget especially in Canada where the cost of medical treatments is significantly higher. Therefore, it is a wise decision to buy a comprehensive travel insurance plan that includes travel health insurance, which offers the following benefits: -

Hospitalization Cover:

It includes both In-patient (IPD) and Out-patient (OPD) care in case of emergency, dental expenses, expenses occurring due to pre-existing ailments, life-threatening conditions, and accidents.

Medical Evacuation:

Any cost incurred due to emergency transportation and evacuation services in order to transfer the insured to an appropriate medical facility within the policy network is taken care of by the insurer.

Repatriation of Mortal Remains:

It includes the cost incurred in bringing back the remains of the insured to their home country.

Up-Gradation to Business Class:

When the insured has been hospitalized for more than five consecutive days and needs to be brought back to their home country, then compensation for up-gradation to business class is given by the insurer.

Furthermore, travel insurance plans also offer personal liability coverage and a host of other benefits to those who wish to travel to Canada for higher studies or with family.

Care Health Insurance, your preferred insurance partner, offers comprehensive international travel insurance plans which are tailor-made to meet diverse requirements. Our international travel insurance plans let you travel with a greater sense of assurance.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.