Early planning and a meticulously prepared travel itinerary make for a successful and comfortable international trip. The thoughts of long flights and booking accommodation or backpacking to unexplored places may be clouding your mind. However, you must also remember to fulfill some responsibilities before starting on your dream trip. Buying a travel insurance plan is just one of them.
Whether you are a regular traveler or a first-timer, mentioned below are some important things to do that will save you from unwanted financial hassles and ensure a peaceful overseas trip.
Adequate financial planning for your international journey will ensure you have a comfortable time. Estimate the amount of money you are going to spend and set a proper travel budget that will fulfill all your travel needs including accommodation, food, shopping, and miscellaneous purchases.
Track the currency rates and opt for a Forex card at the right time, from your bank or authorized Forex dealers, to make cashless payments while on the go. However, do keep some foreign currency in the form of cash for local purchases where cards may not be accepted.
Furthermore, if you are planning to use your credit cards internationally, you must ensure if your bank accounts are enabled for digital transactions.
All countries have specific regulations for entry. Some countries accept a passport whereas some will ask you to carry your visa. If that is so, apply for a visa weeks before the start date of your trip. Also, get information about the need for travel insurance for visa applications. For instance, you may require Schengen travel insurance for getting a visa to visit any of the 26 Schengen countries.
Similarly, there may also be restrictions on the things you can carry during your journey. These may include precious metals or gemstones, religious items, animal skins, medications, etc. It is your responsibility to find out about the import and customs laws of the particular country.
It may get stressful to manage emergency situations during an overseas trip without any financial back-up. Buying a travel insurance plan for your international trip is highly recommended. Healthcare costs could be high in the destination you are heading to. A travel plan is an affordable option as you will be financially protected during unforeseen situations like trip delays, a sudden illness or accident-related physical injury.
Buy a policy which includes features like medical evacuation and understand the claims procedure to avoid any confusion.
Opt for ‘Explore’ which is a plan by Care Health Insurance that protects you from various travel-related risks.
Note: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
Keep vital documents like passport securely with you during your journey. One crucial thing to do before starting an international trip is to check the expiration date of your passport. Renew your passport a few months before your departure. In some countries, the validity of the passport should be a minimum of 6 months after your entry. Also, it is advisable to carry a copy of your passport as it will be beneficial in case you lose the original one.
Provide copies of important documents like flight tickets, passport, hotel reservations, and itinerary details to your family members or friends. Maintaining digital copies is a safer option. This way you will have the safety support during emergencies.
Stay healthy and take measures to prevent medical problems that may lead to the cancellation of your journey. In case you have any pre-existing medical condition, do not forget to keep the prescription and letter from your doctor. Include essential medicines and a first-aid kit in your luggage.
Find out if the medicines you are carrying have any restrictions in the foreign country you are visiting. Obtain information about any special vaccines you may need and the latest travel advisories.
Adjust your schedule to deal with jet lag, if you are traveling to a far-off location.
Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
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