Who doesn’t like to travel? Be it for leisure, work or studies; travelling is fun. You get a chance to see a lot of new places, know a lot of new things, get to taste a lot of mouth-watering and unique cuisines and create new memories. Travelling should be about fun, the sights, and experiences. What it certainly shouldn’t be about is worrying about the issues that you might face during your trip. That’s where travel insurance comes into the picture. This is something that becomes very important especially when you are travelling abroad.
What is travel insurance, you ask? It is a type of insurance that covers medical expenses, loss of baggage, flight delays or cancellation, taking care of third-party liabilities, and a lot more. If you are travelling abroad, it is always advisable to get international travel insurance. That way, if anything were to happen, you won’t have to worry about what to do.
To get you started with it, here are a few things that you should consider before buying travel insurance:
1.Nature of your trip
If you are looking for a travel health insurance plan, then it is always advised that you go for one that is in sync with the nature of your trip. If you are a student heading abroad to study, get a student travel insurance plan and if you are travelling for work, get one that is best suited for the same. This is important because every insurance plan has different benefits and covers which are designed for trips of different natures.
2.Based on the duration of your trip
This is another important aspect to keep into consideration while you buy travel insurance because the premium of every policy is calculated based on the number of days you spend in the destination. As it is obvious, the premium of a four-week plan will be more than that of two weeks. So, be mindful of this aspect while you buy one.
>>Check: Travel Insurance Premium Calculator
3.Your medical history
The premium of a travel insurance plan increases significantly if you suffer from any illness that might recur while you are travelling. All of this is already mentioned in the plans so it is prudent to read all the documents before finalizing any travel insurance plan. Also, keep in mind that most of the insurers do not cover a life-threatening ailment.
Travel insurance to every country is different which means the premium of your plan will also change according to the location. For instance, travel insurance for the USA will have a different and quite likely higher premium as compared to travel insurance for a Schengen country.
When you keep these things in mind while buying a travel insurance plan, making a choice becomes a lot easier.
>> Check: Travel Insurance For Stress-Free Holiday
Care Travel Insurance (formerly Religare Travel Insurance) offers a range of country-specific international travel insurance plans at competitive prices. Our travel insurance plans offer comprehensive coverage and hassle-free claim processing, thus making us India’s most preferred Travel Insurance.