4 Things to Consider While Buying Travel Insurance

• Written by Care Health Insurance

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Travelling is fun! Be it for work, leisure or studies, who wouldn’t want to travel to a foreign land and gain great experiences? While travelling, you get a chance to explore new destinations, learn about various cultures and traditions, relish mouth-watering cuisines, and have experiences of a lifetime.

However, with these enthralling experiences, aso comes a few untowards events that you may not have prepared yourself for. Thus, in such times, a travel insurance may come to your rescue. A travel isnurance plan will come into the picture when you encounter an unfortunate event that was not on your bucket list during the foreign trip.

What is travel insurance? You may wonder.

Well, travel insurance is a type of insurance that covers medical expenses, loss of baggage, flight delays or cancellation, taking care of third-party liabilities, and a lot more. If you are travelling abroad, it is always advisable to get international travel insurance. That way, you won’t have to worry about what to do if anything happens.

To get you started, here are a few things you should consider before buying travel insurance:

Nature of your trip

If you are looking for a travel  medical insurance, it is always advised that you go for one that is in sync with the nature of your trip. If you are a student heading abroad to study, get a student travel insurance plan while you should get a family travel insurance if you are travelling to a foreign country with your family. 

Considering the nature of your trip becomes important because every plan is designed uniquely to meet nature-specific requirements. And by determining the nature of your trip you can determine the type of coverage and exclusions that you require for your plan.  

Based on the duration of your trip

Duration of the trip is yet another important aspect to consider while  travel insurance because the premium of every policy is calculated based on the number of days you spend in the destination. As it is obvious, the premium of a four-week plan will be more than that of two weeks. So, be mindful of this aspect while you buy one.

Your medical history

The premium of a travel insurance plan increases significantly if you suffer from any illness that might recur while you are travelling. All this is already mentioned in the plans, so it is prudent to read all the documents before finalising any travel insurance plan. You should also keep in mind that, not covering pre-existing ailments in your travel medical insurance can leave you unguarded if you encounter a medical crisis due to the existing conditions. Thus, it is important to cover medical illnesses if you have any.

Your destination

Travel insurance to every country is different, meaning your plan's premium will also change according to the location. For instance, travel insurance for the USA will have a different and likely higher premium than travel insurance for a Schengen country. 

>> Check: Travel Insurance For Stress-Free Holiday

Which is the Best Online Travel Insurance for My International Trip

Considering the above-mentioned points will help you purchase an affordable yet comprehensive plan for your international trip.

Care Travel Insurance offers a range of country-specific international travel insurance plans at competitive prices. Our travel insurance plans offer comprehensive coverage and hassle-free claim processing, thus making us India’s most preferred Travel Insurance.

Furthermore, our claim policy for destination-specific international plans is easy and hassle-free. An easy claim process ensures you do not face unnecessary hurdles while filing the claim. 

Thus, if you are planning to embark on a journey, don’t forget to take your best companion- Travel Insurance from Care Health Insurance with you!

Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.