Harshita planned to visit Seychelles over the new year holidays. She made the necessary bookings and was set to depart for a solo trip experience. However, the sudden rise in covid-19 cases worldwide made her sceptical about whether she should plan the trip.
Thankfully, she had overseas travel insurance by her side! She was assured that even if she had to cancel her trip, her insurer would reimburse the expenses.
Harshita bought the plan because travel insurance is mandatory for visitors travelling to Seychelles.However, the incident taught her the importance of having a travel insurance plan.
Whenever you plan an overseas trip, solo or with a group of people, overseas travel insurance can help you remain covered against any unforeseen events that may derail your trip budget. Therefore, you can count travel insurance as an essential part of your trip checklist. Did you know? Like Seychelles, travel insurance is mandatory for many other countries including 27 countries from the Schengen region. In this blog, we have enlisted the list of countries where travel insurance is mandatory. But first, let us describe why it is important to travel with a cover to certain countries than others.
The medical infrastructure has increased not just in India but also across the globe. Especially after the pandemic, the cost of everything from hospitalisation to diagnostic tests to recovery procedures has increased significantly. With this medical inflation comes the need to secure your trip with travel insurance.
Although not all, several countries have recently mandated travel insurance for international visitors to ensure that international tourists are financially stable during crises such as medical emergencies, accidents, liability, or loss of passports and luggage.
Here is a list of around 30 countries that have mandated travel insurance for international tourists:
An international travel insurance plan can help you in emergencies that are more than just medical. Underlying are a few reasons why you should get covered with a travel insurance plan before visiting lands abroad:
Passport Loss: If you lose your passport during your trip, you do not have to worry about the expenses incurred in filing for the passport again if you have comprehensive travel insurance with passport loss cover.
Trip Delays: Trip delays can be disappointing and may sometimes cost several bucks while waiting for your flight. However, you can remain covered from such unforeseen encounters if you have travel insurance with a trip delay benefit.
Luggage Loss: Lost your checked-in luggage after landing at the destination airport? Fret not! Your overseas travel insurance may not help you to find the luggage, but it can help you reimburse your expenses of tracking the luggage back.
Trip Cancellation: Any trip cancellations made due to an unforeseen medical emergency of the insured or a blood relative can also be reimbursed if your plan covers the said condition.
Medical Costs: Any medical emergency that may lead to hospitalisation in a country abroad can be enough to dig a big hole in your pocket. However, if you have travel health insurance, you do not have to worry about the costs of hospitalisation.
Next time you plan to visit one of the destinations mentioned above, don’t forget to get travel insurance beforehand to avoid any last-minute hassles.
Which plan to choose? The International Travel Insurance Plan by Care Health Insurance is the one that provides most of the coverage at an affordable premium.
At Care Health Insurance, we provide a hassle-free policy purchase and claim settlement procedure.
Disclaimer: Plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.
Published on 10 Nov 2023
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