Travelling is always a liberating experience – whether you are travelling solo for leisure or for a business meeting. Yet, there are times when external factors can curtail this freedom, for instance– flight cancellation. No matter how timely you plan your journey, flight cancellation can compel you to stay put, sometimes even before taking off.
There can be many reasons for cancellation of the flight such as bad weather, natural disaster or socio-political unrest. Whatever be the reason to cancel your flight, the uncertainty that looms over your head is that you might lose your money. However, there’s no need to worry at all, if you have your ideal travel partner in the form of flight cancellation insurance.
In this article, we will discuss in detail how flight cancellation works in the case of travel insurance and which travel insurer covers the cost of flight cancellation scenarios.
Flight cancellation insurance is a type of travel insurance plan that provides coverage of the airfare of a missed or a cancelled flight.
Often due to bad weather conditions or unfavourable socio-political scenarios such as a war or pandemic, your booked airline might cancel your air-ticket. Such incidents may land you in a difficult situation, with your money stuck in flight bookings.
Especially during the COVID pandemic, the world struggled with flight cancellations with no relief in sight. More recently, the severe tropical cyclone Gabrielle hitting New Zealand, halted all the flights towards and from New Zealand. Often in such a situation, the airlines do not reimburse the amount of unused air-ticket. That’s where a flight cancellation plan comes to the rescue.
Yes, a travel insurance compensates for the cost incurred due to a flight cancellation, disturbance or rescheduling, for a given set of reasons as mentioned in the insurance policy document. Often, some unanticipated circumstances— a technical fault, natural calamity, pandemic, a terror attack, or adverse socio-political situation may result in a cancelled flight. With a flight cancellation benefit, you can get fair compensation in the face of these unprecedented events.
Besides compensating for the cancelled tickets, some travel insurers may also cover any difference in the amount of your airfare along with accommodation (hotel rental) charges that are non-refundable.
Under the comprehensive Care International Travel Insurance Plan, your claim for Flight Cancellation Insurance is valid from the Country of Residence to an International Place of Destination under the following criteria:
Under the Care Travel Insurance Plan, flight cancellation insurance claim shall be rejected due to the following reasons:
With a trustworthy travel insurer such as Care Health Insurance, you can claim the coverage for your cancelled flights quickly and easily. While your first effort should be to get a complete or partial refund from your booked airline, you can rely on us for optimum financial support against flight cancellation. Here are two scenarios and their underlying steps in which you can claim for flight cancellation insurance:
Our claim settlement team will either arrange for another flight or compensate for the cancelled flight tickets, as per the policy terms and conditions.
No, the travel insurance plan does not cover flight cancellation for any reason other than those specified in the policy brochure and document.
Cancel for “any reason” (CFAR) is a type of coverage that allows the tourists to cancel their travel plans for any reason other than those stated in the policy document.
With a flight ticket cancellation insurance plan, you can get compensation for the loss of money in booking expensive flight tickets. To learn more about the claim validity and flight cancellation exclusions, please read the Care travel insurance policy brochure and prospectus carefully.
Disclaimer: The above information is for reference purposes only: Policy Assurance and Claims at the underwriter’s discretion.
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