Decoded: 4 Travel Insurance Myths

Common Myths About Travel Insurance

Being elated at the idea of going on an international vacation is pretty understandable. It keeps you excited and enthusiastic. You start preparing for the trip well in advance and the first thing that strikes your mind is to contact a reliable travel agent to plan your tour. After you contact your travel agent, you prepare a checklist of things to carry along, go shopping, and do your packing. Basically, you are all set for a great holiday experience.

However, while preparing for your international tour, you might often overlook travel insurance. This is the case with a lot of travelers. They forgo ensuring their travel owing to the myths associated with it and deeming it an unnecessary expense, only to realize its importance later.

Here are a few myths associated with international travel insurance and facts about them:

Myth 1: Your Trip Will Go as Planned

Fact: Travelers look forward to great vacations, not facing unfortunate and adverse circumstances while on a trip. Mishaps like trip delay/cancellation, misplaced passport, and sudden illness never intimate you in advance. So, when such unexpected situations arise, it is better to be prepared for it with the right travel insurance plans.

>> Check: Guide to Choose the Best Travel Insurance

Myth 2: Your Domestic Health Insurance Will Provide Cover for Illness Abroad

Fact: The coverage provided by travel insurance hinges a lot on the destination you are traveling to and the geographical coverage you seek. Moreover, traveling abroad while depending on domestic travel insurance is not a good idea. Instead, have a region-specific plan where the premium will be more competitive, and the coverage provided a lot more relevant.

Myth 3: Your Airline Will Reimburse You in Case Your Trip Delay/ Cancellation

Fact: If your trip got delayed or cancelled due to unforeseen circumstances, it is unlikely that your airlines will provide coverage. It is better to have an international travel insurance plan to deal with such situations. Your travel insurance will pay a specified sum or for the expenses incurred if the delay is beyond 12 consecutive hours.

Myth 4: You Have to Buy Travel Insurance Every Time You Take a Trip

Fact: While this can be done if this is what suits your travel needs, it is not the only option. There are annual multi-trip travel insurance plans available. These plans offer worldwide coverage (except USA and Canada that require destination-specific policies) and keep you covered for a maximum duration. 

Now that the myths associated with travel insurance are clarified, make sure that you have one in place when you are going on an international tour. It keeps you protected and provides you coverage in case of any unforeseen event.

Care Health Insurance offers affordable travel insurance plans which are backed by the brand’s repute of offering the comprehensive travel insurance to our valuable customers.

Disclaimer: Plan features, benefits, coverage, and underwriting of claims are subject to policy terms and conditions. Please refer to the brochure, sales prospectus, and policy documents carefully.