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In today’s world, heart ailments are becoming increasingly common, even in younger people, due to bad lifestyle choices. Considering the high costs of medical treatments, it is essential to get coverage for heart conditions. Nowadays there are health insurance plans which provide domestic as well as global coverage for critical ailments diagnosed in India. If a heart patient who is exposed to many health risks seeks treatment abroad, having global benefit coverage with health insurance can save from the high costs of treatment abroad and provide easy access to quality medical care across borders as per your requirement.
Care Health Insurance has designed one such plan that offers global coverage for 16 heart ailments. With global heart mediclaim coverage offered under Care Heart Mediclaim policy you can ensure quality medical care and peace of mind in a foreign land. Let’s consider knowing the plan benefits and scope under global coverage in detail.
What is Care Heart Mediclaim Global Coverage?
Health insurance global coverage refers to health insurance providing coverage for the treatment of specified heart conditions outside India. It allows you to undergo planned medical treatment outside India without worrying about the costs and also ensures that you get the best possible medical care. Anyone planning a long-term visit outside India for treatment must get global coverage health insurance by Care Health Insurance. It offers a mediclaim policy for heart patients, Care Heart Mediclaim, which provides global coverage as an inbuilt benefit.
Key Features of Global Coverage by Care Heart Mediclaim
Here are some key features of the global coverage under the plan:
- Global benefit coverage is available for a sum insured value of more than or equal to ₹ 1 crore for major heart ailments.
- The plan has a maximum entry age of 50 years.
- The plan is available on an individual basis and does not require any pre-policy medical check-up.
- The health insurance worldwide coverage includes hospitalisation expenses for in-patient care and daycare treatments, for covered conditions diagnosed in India.
- A mandatory co-payment of 10% is applicable per claim for global health insurance.
- The plan offers annual health check-ups at network labs on a cashless basis only with a pre-defined list of tests.
- It has an initial waiting period of 90 days and a pre-existing disease waiting period of 4 years.
Advantages of Care Heart Mediclaim Global Coverage
Care Heart Mediclaim is specifically designed to cover heart-related diseases. The plan offers global coverage for treatments outside India for listed 16 ailments. Here is why it is ideal global heart mediclaim coverage.
Global Coverage for Heart Ailments
It is the best health insurance for heart patients who travel abroad or are seeking treatment outside India. It covers major heart ailments and protects you against exorbitant medical expenses abroad.
High Sum Insured
The plan offers global coverage with a high sum insured of ₹ 1 cr onwards, providing adequate coverage for your medical expenses abroad.
Cashless Treatment
You can easily avail yourself of cashless treatment outside India at the network hospitals, and your treatment bills will be directly settled by the company. Make sure that you notify the company about your claim request as per the timelines specified in the policy and maintain copies of all the documents you provide while filming a claim request.
Access to a Global Network of Hospitals
With global coverage, you get access to an extensive global network of hospitals across the world where you can avail of the best medical treatment.
Covers Pre-existing Heart Conditions
Unlike many other global coverage health insurance plans, Care Heart Mediclaim provides coverage for pre-existing heart conditions after a defined waiting period, making it easier for heart patients to get quality medical treatment outside India.
No Claim Bonus
The plan offers a no-claim bonus of up to a 100% increase in the sum insured in 3 consecutive claim-free years, with a 50% increase in 1st year and a 25% increase each in 2nd and 3rd years.
24/7 Customer Support
When you are in a foreign land looking for urgent medical care, Care Health Insurance provides you with round-the-clock worldwide assistance. You can reach out for guidance and support from anywhere at any time.
Get Yourself Covered Globally!
In today's interconnected world, it is essential for people seeking medical treatment outside India to have global health medical insurance coverage. However, before making a final decision, it is crucial to understand the terms and conditions of global coverage, the claim settlement process, inclusions and exclusions, waiting periods, and other important information. Care Health Insurance ensures that you have the best possible experience when seeking medical help abroad, with 24/7 global assistance.
>> Also Read: What are the Benefits of Care Heart Mediclaim?
Disclaimers: All plan features, benefits, coverage, and claims underwriting are subject to policy terms and conditions. Kindly refer to the brochure, sales prospectus, and policy documents carefully.
