Ultimate Joy - CHIHLIP27060V012627
Below loadings/discounts will be applicable to calculate rates for combinations other than as mentioned on each 'Base' tab.
1. Floater Discounts
Below discounts will be applicable on the base rate of each additional member
| Member No. |
Factor |
| 1 | 0.0% |
| 2 | 60.0% |
| 3 | 65.0% |
| 4 | 70.0% |
2. Zonal Loadings
Below loadings will be applicable on the base rate
| Zone |
Factor |
Cities under each Zone |
| 1 | 50.0% | Delhi NCR, Surat, Mathura, Alwar, Aligarh, Bharatpur, Hisar |
| 2 | 35.0% | Telangana (incl. Hyderabad), Trivandrum |
| 3 | 30.0% | Mumbai Metropolitan Region, Ahmedabad, Nashik, Vadodara, Indore, Kolkata, Howrah, Asansol, Pune, Ahmednagar |
| 4 | 10.0% | Rest of Gujarat, Bangalore Urban, Ludhiana, Jaipur, Dehradun, Jalgaon |
| 5 | 0.0% | Rest of India |
3. Vintage Discounts
Below discounts will be applicable on the base rate
| Policy Year |
Factor |
Details |
| 1 | 15.00% | 1st Year (New Policy) |
| 2 | 10.00% | 2nd Year (13th Month Renewal) |
| 3 & Above | 0.00% | 3rd Year (25th Month Renewal) & Above |
Ultimate Joy - Base Gross Premium - Bronze Plan
Rates are for below combination:
Cover Type: Individual
Zone: 5
Policy Year: 3 & Above
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 0-4 Years |
₹ 3,094.87 |
₹ 3,343.71 |
₹ 3,494.57 |
₹ 3,652.49 |
₹ 4,560.06 |
₹ 4,985.32 |
₹ 5,451.31 |
₹ 7,806.29 |
₹ 8,542.41 |
₹ 8,936.50 |
₹ 10,706.07 |
| 5-17 Years |
₹ 2,680.46 |
₹ 2,889.65 |
₹ 3,020.81 |
₹ 3,158.10 |
₹ 3,947.12 |
₹ 4,316.83 |
₹ 4,721.94 |
₹ 6,769.29 |
₹ 7,409.25 |
₹ 7,751.86 |
₹ 9,290.27 |
| 18-24 Years |
₹ 5,331.85 |
₹ 5,987.68 |
₹ 6,506.28 |
₹ 7,174.08 |
₹ 9,324.84 |
₹ 10,698.84 |
₹ 12,138.42 |
₹ 15,931.03 |
₹ 17,116.53 |
₹ 17,751.20 |
₹ 20,601.03 |
| 25-30 Years |
₹ 5,842.60 |
₹ 6,539.22 |
₹ 7,083.14 |
₹ 7,777.44 |
₹ 10,080.50 |
₹ 11,525.86 |
₹ 13,043.64 |
₹ 17,231.44 |
₹ 18,540.47 |
₹ 19,241.27 |
₹ 22,388.05 |
| 31-35 Years |
₹ 6,399.56 |
₹ 7,139.04 |
₹ 7,710.89 |
₹ 8,434.41 |
₹ 10,905.44 |
₹ 12,429.51 |
₹ 14,033.52 |
₹ 18,657.18 |
₹ 20,102.44 |
₹ 20,876.18 |
₹ 24,350.46 |
| 36-40 Years |
₹ 7,463.79 |
₹ 8,147.38 |
₹ 8,627.87 |
₹ 9,184.91 |
₹ 11,656.11 |
₹ 12,972.53 |
₹ 14,386.44 |
₹ 20,024.87 |
₹ 21,787.34 |
₹ 22,730.89 |
₹ 26,967.69 |
| 41-45 Years |
₹ 8,638.34 |
₹ 9,413.01 |
₹ 9,952.24 |
₹ 10,570.78 |
₹ 13,395.42 |
₹ 14,877.44 |
₹ 16,472.82 |
₹ 23,028.33 |
₹ 25,077.47 |
₹ 26,174.49 |
₹ 31,100.40 |
| 46-50 Years |
₹ 10,868.14 |
₹ 11,709.29 |
₹ 12,249.91 |
₹ 12,815.82 |
₹ 16,068.21 |
₹ 17,592.16 |
₹ 19,262.04 |
₹ 27,701.32 |
₹ 30,339.27 |
₹ 31,751.53 |
₹ 38,092.92 |
| 51-55 Years |
₹ 13,106.99 |
₹ 14,121.69 |
₹ 14,774.30 |
₹ 15,457.45 |
₹ 19,383.58 |
₹ 21,223.23 |
₹ 23,239.04 |
₹ 33,426.56 |
₹ 36,610.99 |
₹ 38,315.80 |
₹ 45,970.85 |
| 56-59 Years |
₹ 17,286.34 |
₹ 18,624.86 |
₹ 19,486.56 |
₹ 20,388.58 |
₹ 25,572.60 |
₹ 28,001.65 |
₹ 30,663.31 |
₹ 44,114.80 |
₹ 48,319.49 |
₹ 50,570.50 |
₹ 60,678.15 |
| 60 |
₹ 18,164.63 |
₹ 19,571.27 |
₹ 20,476.88 |
₹ 21,424.86 |
₹ 26,873.03 |
₹ 29,425.85 |
₹ 32,223.13 |
₹ 46,360.04 |
₹ 50,778.98 |
₹ 53,144.68 |
₹ 63,767.36 |
| 61 |
₹ 19,087.54 |
₹ 20,565.77 |
₹ 21,517.52 |
₹ 22,513.81 |
₹ 28,239.59 |
₹ 30,922.49 |
₹ 33,862.31 |
₹ 48,719.55 |
₹ 53,363.65 |
₹ 55,849.90 |
₹ 67,013.85 |
| 62 |
₹ 20,057.35 |
₹ 21,610.81 |
₹ 22,611.06 |
₹ 23,658.11 |
₹ 29,675.64 |
₹ 32,495.25 |
₹ 35,584.86 |
₹ 51,199.15 |
₹ 56,079.89 |
₹ 58,692.82 |
₹ 70,425.63 |
| 63 |
₹ 21,076.43 |
₹ 22,708.95 |
₹ 23,760.17 |
₹ 24,860.57 |
₹ 31,184.72 |
₹ 34,148.00 |
₹ 37,395.04 |
₹ 53,804.95 |
₹ 58,934.38 |
₹ 61,680.46 |
₹ 74,011.10 |
| 64 |
₹ 22,147.29 |
₹ 23,862.89 |
₹ 24,967.67 |
₹ 26,124.14 |
₹ 32,770.54 |
₹ 35,884.81 |
₹ 39,297.31 |
₹ 56,543.37 |
₹ 61,934.17 |
₹ 64,820.17 |
₹ 77,779.11 |
| 65 |
₹ 23,272.56 |
₹ 25,075.47 |
₹ 26,236.54 |
₹ 27,451.94 |
₹ 34,437.01 |
₹ 37,709.96 |
₹ 41,296.34 |
₹ 59,421.16 |
₹ 65,086.65 |
₹ 68,119.71 |
₹ 81,738.96 |
| 66 |
₹ 24,733.92 |
₹ 26,643.89 |
₹ 27,874.03 |
₹ 29,161.73 |
₹ 36,562.29 |
₹ 40,029.91 |
₹ 43,829.60 |
₹ 63,032.42 |
₹ 69,034.85 |
₹ 72,248.30 |
₹ 86,677.54 |
| 67 |
₹ 26,287.05 |
₹ 28,310.40 |
₹ 29,613.72 |
₹ 30,978.01 |
₹ 38,818.73 |
₹ 42,492.59 |
₹ 46,518.27 |
₹ 66,863.14 |
₹ 73,222.56 |
₹ 76,627.12 |
₹ 91,914.50 |
| 68 |
₹ 27,937.70 |
₹ 30,081.16 |
₹ 31,461.98 |
₹ 32,907.41 |
₹ 41,214.43 |
₹ 45,106.78 |
₹ 49,371.87 |
₹ 70,926.68 |
₹ 77,664.30 |
₹ 81,271.33 |
₹ 97,467.86 |
| 69 |
₹ 29,692.00 |
₹ 31,962.67 |
₹ 33,425.60 |
₹ 34,956.98 |
₹ 43,757.97 |
₹ 47,881.80 |
₹ 52,400.52 |
₹ 75,237.17 |
₹ 82,375.47 |
₹ 86,197.01 |
₹ 103,356.76 |
| 70 |
₹ 31,556.46 |
₹ 33,961.86 |
₹ 35,511.77 |
₹ 37,134.20 |
₹ 46,458.50 |
₹ 50,827.53 |
₹ 55,614.96 |
₹ 79,809.62 |
₹ 87,372.43 |
₹ 91,421.23 |
₹ 109,601.46 |
| 71 |
₹ 33,182.90 |
₹ 35,713.29 |
₹ 37,344.55 |
₹ 39,052.13 |
₹ 48,865.86 |
₹ 53,464.23 |
₹ 58,502.94 |
₹ 83,967.55 |
₹ 91,927.32 |
₹ 96,188.64 |
₹ 115,323.11 |
| 72 |
₹ 34,893.16 |
₹ 37,555.03 |
₹ 39,271.92 |
₹ 41,069.13 |
₹ 51,397.97 |
₹ 56,237.70 |
₹ 61,540.88 |
₹ 88,342.10 |
₹ 96,719.66 |
₹ 101,204.65 |
₹ 121,343.46 |
| 73 |
₹ 36,691.58 |
₹ 39,491.75 |
₹ 41,298.76 |
₹ 43,190.30 |
₹ 54,061.29 |
₹ 59,155.05 |
₹ 64,736.59 |
₹ 92,944.55 |
₹ 101,761.84 |
₹ 106,482.24 |
₹ 127,678.10 |
| 74 |
₹ 38,582.68 |
₹ 41,528.35 |
₹ 43,430.20 |
₹ 45,421.03 |
₹ 56,862.61 |
₹ 62,223.73 |
₹ 68,098.24 |
₹ 97,786.79 |
₹ 107,066.87 |
₹ 112,035.04 |
₹ 134,343.43 |
| 75 |
₹ 40,571.26 |
₹ 43,669.98 |
₹ 45,671.65 |
₹ 47,766.97 |
₹ 59,809.10 |
₹ 65,451.60 |
₹ 71,634.45 |
₹ 102,881.29 |
₹ 112,648.47 |
₹ 117,877.40 |
₹ 141,356.72 |
| 76 |
₹ 42,662.33 |
₹ 45,922.05 |
₹ 48,028.78 |
₹ 50,234.08 |
₹ 62,908.26 |
₹ 68,846.93 |
₹ 75,354.29 |
₹ 108,241.21 |
₹ 118,521.05 |
₹ 124,024.44 |
₹ 148,736.14 |
| 77 |
₹ 44,861.17 |
₹ 48,290.26 |
₹ 50,507.57 |
₹ 52,828.61 |
₹ 66,168.01 |
₹ 72,418.38 |
₹ 79,267.30 |
₹ 113,880.37 |
₹ 124,699.77 |
₹ 130,492.02 |
₹ 156,500.79 |
| 78 |
₹ 47,173.34 |
₹ 50,780.60 |
₹ 53,114.28 |
₹ 55,557.15 |
₹ 69,596.67 |
₹ 76,175.10 |
₹ 83,383.50 |
₹ 119,813.31 |
₹ 131,200.61 |
₹ 137,296.87 |
₹ 164,670.79 |
| 79 |
₹ 49,604.68 |
₹ 53,399.37 |
₹ 55,855.53 |
₹ 58,426.61 |
₹ 73,203.00 |
₹ 80,126.71 |
₹ 87,713.45 |
₹ 126,055.36 |
₹ 138,040.34 |
₹ 144,456.59 |
₹ 173,267.29 |
| 80+ |
₹ 52,161.34 |
₹ 56,153.18 |
₹ 58,738.26 |
₹ 61,444.27 |
₹ 76,996.20 |
₹ 84,283.31 |
₹ 92,268.24 |
₹ 132,622.60 |
₹ 145,236.64 |
₹ 151,989.66 |
₹ 182,312.57 |
Ultimate Joy - Base Gross Premium - Silver Plan
Rates are for below combination:
Cover Type: Individual
Zone: 5
Policy Year: 3 & Above
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 0-4 Years |
₹ 3,124.84 |
₹ 3,375.95 |
₹ 3,528.32 |
₹ 3,687.82 |
₹ 4,604.47 |
₹ 5,033.98 |
₹ 5,504.63 |
₹ 7,883.16 |
₹ 8,626.64 |
₹ 9,024.67 |
₹ 10,811.93 |
| 5-17 Years |
₹ 2,706.51 |
₹ 2,917.69 |
₹ 3,050.15 |
₹ 3,188.81 |
₹ 3,985.73 |
₹ 4,359.13 |
₹ 4,768.29 |
₹ 6,836.12 |
₹ 7,482.48 |
₹ 7,828.52 |
₹ 9,382.31 |
| 18-24 Years |
₹ 5,452.51 |
₹ 6,117.50 |
₹ 6,642.18 |
₹ 7,316.34 |
₹ 9,503.63 |
₹ 10,894.75 |
₹ 12,353.09 |
₹ 16,240.52 |
₹ 17,455.66 |
₹ 18,106.20 |
₹ 21,027.27 |
| 25-30 Years |
₹ 5,975.84 |
₹ 6,682.57 |
₹ 7,233.20 |
₹ 7,934.52 |
₹ 10,277.92 |
₹ 11,742.19 |
₹ 13,280.68 |
₹ 17,573.18 |
₹ 18,914.94 |
₹ 19,633.26 |
₹ 22,858.70 |
| 31-35 Years |
₹ 6,546.66 |
₹ 7,297.31 |
₹ 7,876.56 |
₹ 8,607.84 |
₹ 11,123.41 |
₹ 12,668.35 |
₹ 14,295.24 |
₹ 19,034.48 |
₹ 20,515.88 |
₹ 21,308.96 |
₹ 24,870.10 |
| 36-40 Years |
₹ 7,786.68 |
₹ 8,494.78 |
₹ 8,991.53 |
₹ 9,565.58 |
₹ 12,134.57 |
₹ 13,496.80 |
₹ 14,960.92 |
₹ 20,853.08 |
₹ 22,694.86 |
₹ 23,680.87 |
₹ 28,108.33 |
| 41-45 Years |
₹ 9,013.75 |
₹ 9,816.92 |
₹ 10,375.05 |
₹ 11,013.37 |
₹ 13,951.70 |
₹ 15,486.99 |
₹ 17,140.74 |
₹ 23,991.25 |
₹ 26,132.60 |
₹ 27,278.98 |
₹ 32,426.56 |
| 46-50 Years |
₹ 11,351.43 |
₹ 12,229.27 |
₹ 12,794.22 |
₹ 13,385.59 |
₹ 16,784.33 |
₹ 18,376.86 |
₹ 20,121.89 |
₹ 28,940.93 |
₹ 31,697.60 |
₹ 33,173.40 |
₹ 39,800.16 |
| 51-55 Years |
₹ 13,690.40 |
₹ 14,749.38 |
₹ 15,431.36 |
₹ 16,145.25 |
₹ 20,248.06 |
₹ 22,170.49 |
₹ 24,277.01 |
₹ 34,922.97 |
₹ 38,250.70 |
₹ 40,032.23 |
₹ 48,031.76 |
| 56-59 Years |
₹ 18,399.04 |
₹ 19,822.01 |
₹ 20,739.72 |
₹ 21,700.37 |
₹ 27,221.36 |
₹ 29,808.29 |
₹ 32,642.96 |
₹ 46,968.80 |
₹ 51,446.79 |
₹ 53,844.12 |
₹ 64,608.76 |
| 60 |
₹ 19,334.02 |
₹ 20,829.42 |
₹ 21,793.89 |
₹ 22,803.49 |
₹ 28,605.80 |
₹ 31,324.55 |
₹ 34,303.66 |
₹ 49,359.46 |
₹ 54,065.63 |
₹ 56,585.11 |
₹ 67,898.26 |
| 61 |
₹ 20,316.52 |
₹ 21,888.03 |
₹ 22,901.65 |
₹ 23,962.69 |
₹ 30,060.65 |
₹ 32,917.94 |
₹ 36,048.84 |
₹ 51,871.81 |
₹ 56,817.77 |
₹ 59,465.63 |
₹ 71,355.24 |
| 62 |
₹ 21,348.95 |
₹ 23,000.44 |
₹ 24,065.71 |
₹ 25,180.82 |
₹ 31,589.49 |
₹ 34,592.37 |
₹ 37,882.81 |
₹ 54,512.03 |
₹ 59,710.01 |
₹ 62,492.79 |
₹ 74,988.23 |
| 63 |
₹ 22,433.85 |
₹ 24,169.39 |
₹ 25,288.94 |
₹ 26,460.87 |
₹ 33,196.09 |
₹ 36,351.98 |
₹ 39,810.08 |
₹ 57,286.63 |
₹ 62,749.48 |
₹ 65,674.05 |
₹ 78,806.18 |
| 64 |
₹ 23,573.87 |
₹ 25,397.75 |
₹ 26,574.34 |
₹ 27,805.99 |
₹ 34,884.40 |
₹ 38,201.10 |
₹ 41,835.40 |
₹ 60,202.46 |
₹ 65,943.66 |
₹ 69,017.26 |
₹ 82,818.53 |
| 65 |
₹ 24,771.83 |
₹ 26,688.54 |
₹ 27,925.08 |
₹ 29,219.48 |
₹ 36,658.58 |
₹ 40,144.27 |
₹ 43,963.76 |
₹ 63,266.70 |
₹ 69,300.44 |
₹ 72,530.65 |
₹ 87,035.16 |
| 66 |
₹ 26,346.49 |
₹ 28,378.87 |
₹ 29,690.20 |
₹ 31,062.88 |
₹ 38,951.85 |
₹ 42,648.33 |
₹ 46,698.79 |
₹ 67,168.95 |
₹ 73,567.53 |
₹ 76,993.05 |
₹ 92,374.59 |
| 67 |
₹ 28,021.25 |
₹ 30,176.27 |
₹ 31,566.89 |
₹ 33,022.58 |
₹ 41,388.59 |
₹ 45,308.59 |
₹ 49,603.97 |
₹ 71,311.87 |
₹ 78,097.35 |
₹ 81,730.00 |
₹ 98,041.58 |
| 68 |
₹ 29,802.47 |
₹ 32,087.50 |
₹ 33,562.21 |
₹ 35,105.91 |
₹ 43,977.77 |
₹ 48,134.79 |
₹ 52,689.88 |
₹ 75,710.34 |
₹ 82,906.09 |
₹ 86,758.39 |
₹ 104,056.24 |
| 69 |
₹ 31,696.91 |
₹ 34,119.78 |
₹ 35,683.64 |
₹ 37,320.68 |
₹ 46,728.92 |
₹ 51,137.27 |
₹ 55,967.77 |
₹ 80,380.09 |
₹ 88,010.92 |
₹ 92,096.14 |
₹ 110,439.87 |
| 70 |
₹ 33,711.77 |
₹ 36,280.77 |
₹ 37,939.18 |
₹ 39,675.17 |
₹ 49,652.17 |
₹ 54,327.04 |
₹ 59,449.58 |
₹ 85,337.88 |
₹ 93,430.08 |
₹ 97,762.30 |
₹ 117,215.14 |
| 71 |
₹ 35,478.41 |
₹ 38,183.03 |
₹ 39,929.84 |
₹ 41,758.38 |
₹ 52,267.23 |
₹ 57,191.30 |
₹ 62,586.91 |
₹ 89,855.23 |
₹ 98,378.80 |
₹ 102,941.95 |
₹ 123,431.76 |
| 72 |
₹ 37,337.63 |
₹ 40,185.03 |
₹ 42,024.96 |
₹ 43,950.97 |
₹ 55,020.01 |
₹ 60,206.57 |
₹ 65,889.81 |
₹ 94,611.70 |
₹ 103,589.64 |
₹ 108,396.04 |
₹ 129,978.08 |
| 73 |
₹ 39,294.28 |
₹ 42,292.00 |
₹ 44,230.00 |
₹ 46,258.68 |
₹ 57,917.78 |
₹ 63,380.82 |
₹ 69,367.00 |
₹ 99,619.96 |
₹ 109,076.48 |
₹ 114,139.09 |
₹ 136,871.59 |
| 74 |
₹ 41,353.47 |
₹ 44,509.43 |
₹ 46,550.75 |
₹ 48,687.57 |
₹ 60,968.17 |
₹ 66,722.42 |
₹ 73,027.70 |
₹ 104,893.34 |
₹ 114,853.94 |
₹ 120,186.42 |
₹ 144,130.71 |
| 75 |
₹ 43,520.56 |
₹ 46,843.14 |
₹ 48,993.26 |
₹ 51,243.99 |
₹ 64,179.21 |
₹ 70,240.20 |
₹ 76,881.59 |
₹ 110,445.85 |
₹ 120,937.42 |
₹ 126,554.15 |
₹ 151,774.82 |
| 76 |
₹ 45,801.22 |
₹ 49,299.20 |
₹ 51,563.94 |
₹ 53,934.63 |
₹ 67,559.37 |
₹ 73,943.44 |
₹ 80,938.86 |
₹ 116,292.29 |
₹ 127,343.12 |
₹ 133,259.26 |
₹ 159,824.35 |
| 77 |
₹ 48,201.40 |
₹ 51,884.03 |
₹ 54,269.49 |
₹ 56,766.56 |
₹ 71,117.56 |
₹ 77,841.93 |
₹ 85,210.24 |
₹ 122,448.21 |
₹ 134,088.12 |
₹ 140,319.62 |
₹ 168,300.78 |
| 78 |
₹ 50,727.36 |
₹ 54,604.40 |
₹ 57,117.01 |
₹ 59,747.18 |
₹ 74,863.15 |
₹ 81,945.96 |
₹ 89,707.04 |
₹ 128,930.00 |
₹ 141,190.37 |
₹ 147,754.06 |
₹ 177,226.78 |
| 79 |
₹ 53,385.69 |
₹ 57,467.39 |
₹ 60,113.93 |
₹ 62,884.30 |
₹ 78,806.00 |
₹ 86,266.36 |
₹ 94,441.14 |
₹ 135,754.89 |
₹ 148,668.82 |
₹ 155,582.38 |
₹ 186,626.17 |
| 80+ |
₹ 56,183.32 |
₹ 60,480.50 |
₹ 63,268.11 |
₹ 66,186.14 |
₹ 82,956.52 |
₹ 90,814.54 |
₹ 99,425.08 |
₹ 142,941.06 |
₹ 156,543.37 |
₹ 163,825.47 |
₹ 196,524.07 |
Ultimate Joy - Base Gross Premium - Gold Plan
Rates are for below combination:
Cover Type: Individual
Zone: 5
Policy Year: 3 & Above
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 0-4 Years |
₹ 3,094.87 |
₹ 3,343.71 |
₹ 3,494.57 |
₹ 3,652.49 |
₹ 4,560.06 |
₹ 4,985.32 |
₹ 5,451.31 |
₹ 7,806.29 |
₹ 8,542.41 |
₹ 8,936.50 |
₹ 10,706.07 |
| 5-17 Years |
₹ 2,680.46 |
₹ 2,889.65 |
₹ 3,020.81 |
₹ 3,158.10 |
₹ 3,947.12 |
₹ 4,316.83 |
₹ 4,721.94 |
₹ 6,769.29 |
₹ 7,409.25 |
₹ 7,751.86 |
₹ 9,290.27 |
| 18-24 Years |
₹ 5,667.80 |
₹ 6,547.60 |
₹ 7,290.17 |
₹ 8,293.93 |
₹ 11,004.60 |
₹ 12,938.52 |
₹ 14,938.02 |
₹ 20,812.39 |
₹ 21,997.89 |
₹ 22,632.56 |
₹ 25,482.38 |
| 25-30 Years |
₹ 6,178.56 |
₹ 7,099.14 |
₹ 7,867.03 |
₹ 8,897.29 |
₹ 11,760.26 |
₹ 13,765.54 |
₹ 15,843.24 |
₹ 22,112.80 |
₹ 23,421.83 |
₹ 24,122.63 |
₹ 27,269.41 |
| 31-35 Years |
₹ 6,735.51 |
₹ 7,698.96 |
₹ 8,494.77 |
₹ 9,554.26 |
₹ 12,585.20 |
₹ 14,669.19 |
₹ 16,833.13 |
₹ 23,538.53 |
₹ 24,983.80 |
₹ 25,757.54 |
₹ 29,231.82 |
| 36-40 Years |
₹ 7,609.17 |
₹ 8,389.69 |
₹ 8,967.11 |
₹ 9,669.53 |
₹ 12,383.06 |
₹ 13,941.78 |
₹ 15,598.01 |
₹ 22,137.36 |
₹ 23,899.83 |
₹ 24,843.38 |
₹ 29,080.17 |
| 41-45 Years |
₹ 8,783.73 |
₹ 9,655.32 |
₹ 10,291.48 |
₹ 11,055.41 |
₹ 14,122.36 |
₹ 15,846.69 |
₹ 17,684.39 |
₹ 25,140.82 |
₹ 27,189.95 |
₹ 28,286.97 |
₹ 33,212.88 |
| 46-50 Years |
₹ 10,868.14 |
₹ 11,709.29 |
₹ 12,249.91 |
₹ 12,815.82 |
₹ 16,068.21 |
₹ 17,592.16 |
₹ 19,262.04 |
₹ 27,701.32 |
₹ 30,339.27 |
₹ 31,751.53 |
₹ 38,092.92 |
| 51-55 Years |
₹ 13,106.99 |
₹ 14,121.69 |
₹ 14,774.30 |
₹ 15,457.45 |
₹ 19,383.58 |
₹ 21,223.23 |
₹ 23,239.04 |
₹ 33,426.56 |
₹ 36,610.99 |
₹ 38,315.80 |
₹ 45,970.85 |
| 56-59 Years |
₹ 17,286.34 |
₹ 18,624.86 |
₹ 19,486.56 |
₹ 20,388.58 |
₹ 25,572.60 |
₹ 28,001.65 |
₹ 30,663.31 |
₹ 44,114.80 |
₹ 48,319.49 |
₹ 50,570.50 |
₹ 60,678.15 |
| 60 |
₹ 18,164.63 |
₹ 19,571.27 |
₹ 20,476.88 |
₹ 21,424.86 |
₹ 26,873.03 |
₹ 29,425.85 |
₹ 32,223.13 |
₹ 46,360.04 |
₹ 50,778.98 |
₹ 53,144.68 |
₹ 63,767.36 |
| 61 |
₹ 19,087.54 |
₹ 20,565.77 |
₹ 21,517.52 |
₹ 22,513.81 |
₹ 28,239.59 |
₹ 30,922.49 |
₹ 33,862.31 |
₹ 48,719.55 |
₹ 53,363.65 |
₹ 55,849.90 |
₹ 67,013.85 |
| 62 |
₹ 20,057.35 |
₹ 21,610.81 |
₹ 22,611.06 |
₹ 23,658.11 |
₹ 29,675.64 |
₹ 32,495.25 |
₹ 35,584.86 |
₹ 51,199.15 |
₹ 56,079.89 |
₹ 58,692.82 |
₹ 70,425.63 |
| 63 |
₹ 21,076.43 |
₹ 22,708.95 |
₹ 23,760.17 |
₹ 24,860.57 |
₹ 31,184.72 |
₹ 34,148.00 |
₹ 37,395.04 |
₹ 53,804.95 |
₹ 58,934.38 |
₹ 61,680.46 |
₹ 74,011.10 |
| 64 |
₹ 22,147.29 |
₹ 23,862.89 |
₹ 24,967.67 |
₹ 26,124.14 |
₹ 32,770.54 |
₹ 35,884.81 |
₹ 39,297.31 |
₹ 56,543.37 |
₹ 61,934.17 |
₹ 64,820.17 |
₹ 77,779.11 |
| 65 |
₹ 23,272.56 |
₹ 25,075.47 |
₹ 26,236.54 |
₹ 27,451.94 |
₹ 34,437.01 |
₹ 37,709.96 |
₹ 41,296.34 |
₹ 59,421.16 |
₹ 65,086.65 |
₹ 68,119.71 |
₹ 81,738.96 |
| 66 |
₹ 24,733.92 |
₹ 26,643.89 |
₹ 27,874.03 |
₹ 29,161.73 |
₹ 36,562.29 |
₹ 40,029.91 |
₹ 43,829.60 |
₹ 63,032.42 |
₹ 69,034.85 |
₹ 72,248.30 |
₹ 86,677.54 |
| 67 |
₹ 26,287.05 |
₹ 28,310.40 |
₹ 29,613.72 |
₹ 30,978.01 |
₹ 38,818.73 |
₹ 42,492.59 |
₹ 46,518.27 |
₹ 66,863.14 |
₹ 73,222.56 |
₹ 76,627.12 |
₹ 91,914.50 |
| 68 |
₹ 27,937.70 |
₹ 30,081.16 |
₹ 31,461.98 |
₹ 32,907.41 |
₹ 41,214.43 |
₹ 45,106.78 |
₹ 49,371.87 |
₹ 70,926.68 |
₹ 77,664.30 |
₹ 81,271.33 |
₹ 97,467.86 |
| 69 |
₹ 29,692.00 |
₹ 31,962.67 |
₹ 33,425.60 |
₹ 34,956.98 |
₹ 43,757.97 |
₹ 47,881.80 |
₹ 52,400.52 |
₹ 75,237.17 |
₹ 82,375.47 |
₹ 86,197.01 |
₹ 103,356.76 |
| 70 |
₹ 31,556.46 |
₹ 33,961.86 |
₹ 35,511.77 |
₹ 37,134.20 |
₹ 46,458.50 |
₹ 50,827.53 |
₹ 55,614.96 |
₹ 79,809.62 |
₹ 87,372.43 |
₹ 91,421.23 |
₹ 109,601.46 |
| 71 |
₹ 33,182.90 |
₹ 35,713.29 |
₹ 37,344.55 |
₹ 39,052.13 |
₹ 48,865.86 |
₹ 53,464.23 |
₹ 58,502.94 |
₹ 83,967.55 |
₹ 91,927.32 |
₹ 96,188.64 |
₹ 115,323.11 |
| 72 |
₹ 34,893.16 |
₹ 37,555.03 |
₹ 39,271.92 |
₹ 41,069.13 |
₹ 51,397.97 |
₹ 56,237.70 |
₹ 61,540.88 |
₹ 88,342.10 |
₹ 96,719.66 |
₹ 101,204.65 |
₹ 121,343.46 |
| 73 |
₹ 36,691.58 |
₹ 39,491.75 |
₹ 41,298.76 |
₹ 43,190.30 |
₹ 54,061.29 |
₹ 59,155.05 |
₹ 64,736.59 |
₹ 92,944.55 |
₹ 101,761.84 |
₹ 106,482.24 |
₹ 127,678.10 |
| 74 |
₹ 38,582.68 |
₹ 41,528.35 |
₹ 43,430.20 |
₹ 45,421.03 |
₹ 56,862.61 |
₹ 62,223.73 |
₹ 68,098.24 |
₹ 97,786.79 |
₹ 107,066.87 |
₹ 112,035.04 |
₹ 134,343.43 |
| 75 |
₹ 40,571.26 |
₹ 43,669.98 |
₹ 45,671.65 |
₹ 47,766.97 |
₹ 59,809.10 |
₹ 65,451.60 |
₹ 71,634.45 |
₹ 102,881.29 |
₹ 112,648.47 |
₹ 117,877.40 |
₹ 141,356.72 |
| 76 |
₹ 42,662.33 |
₹ 45,922.05 |
₹ 48,028.78 |
₹ 50,234.08 |
₹ 62,908.26 |
₹ 68,846.93 |
₹ 75,354.29 |
₹ 108,241.21 |
₹ 118,521.05 |
₹ 124,024.44 |
₹ 148,736.14 |
| 77 |
₹ 44,861.17 |
₹ 48,290.26 |
₹ 50,507.57 |
₹ 52,828.61 |
₹ 66,168.01 |
₹ 72,418.38 |
₹ 79,267.30 |
₹ 113,880.37 |
₹ 124,699.77 |
₹ 130,492.02 |
₹ 156,500.79 |
| 78 |
₹ 47,173.34 |
₹ 50,780.60 |
₹ 53,114.28 |
₹ 55,557.15 |
₹ 69,596.67 |
₹ 76,175.10 |
₹ 83,383.50 |
₹ 119,813.31 |
₹ 131,200.61 |
₹ 137,296.87 |
₹ 164,670.79 |
| 79 |
₹ 49,604.68 |
₹ 53,399.37 |
₹ 55,855.53 |
₹ 58,426.61 |
₹ 73,203.00 |
₹ 80,126.71 |
₹ 87,713.45 |
₹ 126,055.36 |
₹ 138,040.34 |
₹ 144,456.59 |
₹ 173,267.29 |
| 80+ |
₹ 52,161.34 |
₹ 56,153.18 |
₹ 58,738.26 |
₹ 61,444.27 |
₹ 76,996.20 |
₹ 84,283.31 |
₹ 92,268.24 |
₹ 132,622.60 |
₹ 145,236.64 |
₹ 151,989.66 |
₹ 182,312.57 |
Ultimate Joy - Base Gross Premium - Platinum Plan
Rates are for below combination:
Cover Type: Individual
Zone: 5
Policy Year: 3 & Above
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 0-4 Years |
₹ 3,124.84 |
₹ 3,375.95 |
₹ 3,528.32 |
₹ 3,687.82 |
₹ 4,604.47 |
₹ 5,033.98 |
₹ 5,504.63 |
₹ 7,883.16 |
₹ 8,626.64 |
₹ 9,024.67 |
₹ 10,811.93 |
| 5-17 Years |
₹ 2,706.51 |
₹ 2,917.69 |
₹ 3,050.15 |
₹ 3,188.81 |
₹ 3,985.73 |
₹ 4,359.13 |
₹ 4,768.29 |
₹ 6,836.12 |
₹ 7,482.48 |
₹ 7,828.52 |
₹ 9,382.31 |
| 18-24 Years |
₹ 5,788.46 |
₹ 6,677.42 |
₹ 7,426.07 |
₹ 8,436.18 |
₹ 11,183.40 |
₹ 13,134.43 |
₹ 15,152.70 |
₹ 21,121.88 |
₹ 22,337.02 |
₹ 22,987.55 |
₹ 25,908.63 |
| 25-30 Years |
₹ 6,311.79 |
₹ 7,242.49 |
₹ 8,017.09 |
₹ 9,054.36 |
₹ 11,957.69 |
₹ 13,981.87 |
₹ 16,080.29 |
₹ 22,454.54 |
₹ 23,796.30 |
₹ 24,514.61 |
₹ 27,740.06 |
| 31-35 Years |
₹ 6,882.62 |
₹ 7,857.23 |
₹ 8,660.45 |
₹ 9,727.68 |
₹ 12,803.17 |
₹ 14,908.03 |
₹ 17,094.84 |
₹ 23,915.84 |
₹ 25,397.24 |
₹ 26,190.32 |
₹ 29,751.46 |
| 36-40 Years |
₹ 7,932.07 |
₹ 8,737.10 |
₹ 9,330.77 |
₹ 10,050.21 |
₹ 12,861.52 |
₹ 14,466.06 |
₹ 16,172.49 |
₹ 22,965.57 |
₹ 24,807.35 |
₹ 25,793.36 |
₹ 30,220.81 |
| 41-45 Years |
₹ 9,159.14 |
₹ 10,059.23 |
₹ 10,714.29 |
₹ 11,498.00 |
₹ 14,678.64 |
₹ 16,456.24 |
₹ 18,352.31 |
₹ 26,103.74 |
₹ 28,245.08 |
₹ 29,391.47 |
₹ 34,539.04 |
| 46-50 Years |
₹ 11,351.43 |
₹ 12,229.27 |
₹ 12,794.22 |
₹ 13,385.59 |
₹ 16,784.33 |
₹ 18,376.86 |
₹ 20,121.89 |
₹ 28,940.93 |
₹ 31,697.60 |
₹ 33,173.40 |
₹ 39,800.16 |
| 51-55 Years |
₹ 13,690.40 |
₹ 14,749.38 |
₹ 15,431.36 |
₹ 16,145.25 |
₹ 20,248.06 |
₹ 22,170.49 |
₹ 24,277.01 |
₹ 34,922.97 |
₹ 38,250.70 |
₹ 40,032.23 |
₹ 48,031.76 |
| 56-59 Years |
₹ 18,399.04 |
₹ 19,822.01 |
₹ 20,739.72 |
₹ 21,700.37 |
₹ 27,221.36 |
₹ 29,808.29 |
₹ 32,642.96 |
₹ 46,968.80 |
₹ 51,446.79 |
₹ 53,844.12 |
₹ 64,608.76 |
| 60 |
₹ 19,334.02 |
₹ 20,829.42 |
₹ 21,793.89 |
₹ 22,803.49 |
₹ 28,605.80 |
₹ 31,324.55 |
₹ 34,303.66 |
₹ 49,359.46 |
₹ 54,065.63 |
₹ 56,585.11 |
₹ 67,898.26 |
| 61 |
₹ 20,316.52 |
₹ 21,888.03 |
₹ 22,901.65 |
₹ 23,962.69 |
₹ 30,060.65 |
₹ 32,917.94 |
₹ 36,048.84 |
₹ 51,871.81 |
₹ 56,817.77 |
₹ 59,465.63 |
₹ 71,355.24 |
| 62 |
₹ 21,348.95 |
₹ 23,000.44 |
₹ 24,065.71 |
₹ 25,180.82 |
₹ 31,589.49 |
₹ 34,592.37 |
₹ 37,882.81 |
₹ 54,512.03 |
₹ 59,710.01 |
₹ 62,492.79 |
₹ 74,988.23 |
| 63 |
₹ 22,433.85 |
₹ 24,169.39 |
₹ 25,288.94 |
₹ 26,460.87 |
₹ 33,196.09 |
₹ 36,351.98 |
₹ 39,810.08 |
₹ 57,286.63 |
₹ 62,749.48 |
₹ 65,674.05 |
₹ 78,806.18 |
| 64 |
₹ 23,573.87 |
₹ 25,397.75 |
₹ 26,574.34 |
₹ 27,805.99 |
₹ 34,884.40 |
₹ 38,201.10 |
₹ 41,835.40 |
₹ 60,202.46 |
₹ 65,943.66 |
₹ 69,017.26 |
₹ 82,818.53 |
| 65 |
₹ 24,771.83 |
₹ 26,688.54 |
₹ 27,925.08 |
₹ 29,219.48 |
₹ 36,658.58 |
₹ 40,144.27 |
₹ 43,963.76 |
₹ 63,266.70 |
₹ 69,300.44 |
₹ 72,530.65 |
₹ 87,035.16 |
| 66 |
₹ 26,346.49 |
₹ 28,378.87 |
₹ 29,690.20 |
₹ 31,062.88 |
₹ 38,951.85 |
₹ 42,648.33 |
₹ 46,698.79 |
₹ 67,168.95 |
₹ 73,567.53 |
₹ 76,993.05 |
₹ 92,374.59 |
| 67 |
₹ 28,021.25 |
₹ 30,176.27 |
₹ 31,566.89 |
₹ 33,022.58 |
₹ 41,388.59 |
₹ 45,308.59 |
₹ 49,603.97 |
₹ 71,311.87 |
₹ 78,097.35 |
₹ 81,730.00 |
₹ 98,041.58 |
| 68 |
₹ 29,802.47 |
₹ 32,087.50 |
₹ 33,562.21 |
₹ 35,105.91 |
₹ 43,977.77 |
₹ 48,134.79 |
₹ 52,689.88 |
₹ 75,710.34 |
₹ 82,906.09 |
₹ 86,758.39 |
₹ 104,056.24 |
| 69 |
₹ 31,696.91 |
₹ 34,119.78 |
₹ 35,683.64 |
₹ 37,320.68 |
₹ 46,728.92 |
₹ 51,137.27 |
₹ 55,967.77 |
₹ 80,380.09 |
₹ 88,010.92 |
₹ 92,096.14 |
₹ 110,439.87 |
| 70 |
₹ 33,711.77 |
₹ 36,280.77 |
₹ 37,939.18 |
₹ 39,675.17 |
₹ 49,652.17 |
₹ 54,327.04 |
₹ 59,449.58 |
₹ 85,337.88 |
₹ 93,430.08 |
₹ 97,762.30 |
₹ 117,215.14 |
| 71 |
₹ 35,478.41 |
₹ 38,183.03 |
₹ 39,929.84 |
₹ 41,758.38 |
₹ 52,267.23 |
₹ 57,191.30 |
₹ 62,586.91 |
₹ 89,855.23 |
₹ 98,378.80 |
₹ 102,941.95 |
₹ 123,431.76 |
| 72 |
₹ 37,337.63 |
₹ 40,185.03 |
₹ 42,024.96 |
₹ 43,950.97 |
₹ 55,020.01 |
₹ 60,206.57 |
₹ 65,889.81 |
₹ 94,611.70 |
₹ 103,589.64 |
₹ 108,396.04 |
₹ 129,978.08 |
| 73 |
₹ 39,294.28 |
₹ 42,292.00 |
₹ 44,230.00 |
₹ 46,258.68 |
₹ 57,917.78 |
₹ 63,380.82 |
₹ 69,367.00 |
₹ 99,619.96 |
₹ 109,076.48 |
₹ 114,139.09 |
₹ 136,871.59 |
| 74 |
₹ 41,353.47 |
₹ 44,509.43 |
₹ 46,550.75 |
₹ 48,687.57 |
₹ 60,968.17 |
₹ 66,722.42 |
₹ 73,027.70 |
₹ 104,893.34 |
₹ 114,853.94 |
₹ 120,186.42 |
₹ 144,130.71 |
| 75 |
₹ 43,520.56 |
₹ 46,843.14 |
₹ 48,993.26 |
₹ 51,243.99 |
₹ 64,179.21 |
₹ 70,240.20 |
₹ 76,881.59 |
₹ 110,445.85 |
₹ 120,937.42 |
₹ 126,554.15 |
₹ 151,774.82 |
| 76 |
₹ 45,801.22 |
₹ 49,299.20 |
₹ 51,563.94 |
₹ 53,934.63 |
₹ 67,559.37 |
₹ 73,943.44 |
₹ 80,938.86 |
₹ 116,292.29 |
₹ 127,343.12 |
₹ 133,259.26 |
₹ 159,824.35 |
| 77 |
₹ 48,201.40 |
₹ 51,884.03 |
₹ 54,269.49 |
₹ 56,766.56 |
₹ 71,117.56 |
₹ 77,841.93 |
₹ 85,210.24 |
₹ 122,448.21 |
₹ 134,088.12 |
₹ 140,319.62 |
₹ 168,300.78 |
| 78 |
₹ 50,727.36 |
₹ 54,604.40 |
₹ 57,117.01 |
₹ 59,747.18 |
₹ 74,863.15 |
₹ 81,945.96 |
₹ 89,707.04 |
₹ 128,930.00 |
₹ 141,190.37 |
₹ 147,754.06 |
₹ 177,226.78 |
| 79 |
₹ 53,385.69 |
₹ 57,467.39 |
₹ 60,113.93 |
₹ 62,884.30 |
₹ 78,806.00 |
₹ 86,266.36 |
₹ 94,441.14 |
₹ 135,754.89 |
₹ 148,668.82 |
₹ 155,582.38 |
₹ 186,626.17 |
| 80+ |
₹ 56,183.32 |
₹ 60,480.50 |
₹ 63,268.11 |
₹ 66,186.14 |
₹ 82,956.52 |
₹ 90,814.54 |
₹ 99,425.08 |
₹ 142,941.06 |
₹ 156,543.37 |
₹ 163,825.47 |
₹ 196,524.07 |
Ultimate Joy - Base Gross Premium - Titanium Plan
Rates are for below combination:
Cover Type: Individual
Zone: 5
Policy Year: 3 & Above
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 0-4 Years |
₹ 3,094.87 |
₹ 3,343.71 |
₹ 3,494.57 |
₹ 3,652.49 |
₹ 4,560.06 |
₹ 4,985.32 |
₹ 5,451.31 |
₹ 7,806.29 |
₹ 8,542.41 |
₹ 8,936.50 |
₹ 10,706.07 |
| 5-17 Years |
₹ 2,680.46 |
₹ 2,889.65 |
₹ 3,020.81 |
₹ 3,158.10 |
₹ 3,947.12 |
₹ 4,316.83 |
₹ 4,721.94 |
₹ 6,769.29 |
₹ 7,409.25 |
₹ 7,751.86 |
₹ 9,290.27 |
| 18-24 Years |
₹ 6,417.23 |
₹ 7,796.65 |
₹ 9,038.85 |
₹ 10,792.03 |
₹ 14,751.76 |
₹ 17,934.73 |
₹ 20,246.50 |
₹ 26,641.31 |
₹ 27,826.81 |
₹ 28,461.47 |
₹ 31,311.30 |
| 25-30 Years |
₹ 6,927.99 |
₹ 8,348.19 |
₹ 9,615.71 |
₹ 11,395.39 |
₹ 15,507.42 |
₹ 18,761.76 |
₹ 21,151.72 |
₹ 27,941.72 |
₹ 29,250.75 |
₹ 29,951.54 |
₹ 33,098.32 |
| 31-35 Years |
₹ 7,484.95 |
₹ 8,948.02 |
₹ 10,243.45 |
₹ 12,052.36 |
₹ 16,332.36 |
₹ 19,665.40 |
₹ 22,141.60 |
₹ 29,367.45 |
₹ 30,812.72 |
₹ 31,586.45 |
₹ 35,060.73 |
| 36-40 Years |
₹ 7,933.50 |
₹ 8,930.24 |
₹ 9,723.88 |
₹ 10,750.63 |
₹ 14,004.70 |
₹ 16,103.97 |
₹ 17,895.34 |
₹ 24,659.91 |
₹ 26,422.38 |
₹ 27,365.93 |
₹ 31,602.73 |
| 41-45 Years |
₹ 9,108.06 |
₹ 10,195.87 |
₹ 11,048.25 |
₹ 12,136.50 |
₹ 15,744.00 |
₹ 18,008.88 |
₹ 19,981.71 |
₹ 27,663.37 |
₹ 29,712.51 |
₹ 30,809.52 |
₹ 35,735.43 |
| 46-50 Years |
₹ 10,868.14 |
₹ 11,709.29 |
₹ 12,249.91 |
₹ 12,815.82 |
₹ 16,068.21 |
₹ 17,592.16 |
₹ 19,262.04 |
₹ 27,701.32 |
₹ 30,339.27 |
₹ 31,751.53 |
₹ 38,092.92 |
| 51-55 Years |
₹ 13,106.99 |
₹ 14,121.69 |
₹ 14,774.30 |
₹ 15,457.45 |
₹ 19,383.58 |
₹ 21,223.23 |
₹ 23,239.04 |
₹ 33,426.56 |
₹ 36,610.99 |
₹ 38,315.80 |
₹ 45,970.85 |
| 56-59 Years |
₹ 17,286.34 |
₹ 18,624.86 |
₹ 19,486.56 |
₹ 20,388.58 |
₹ 25,572.60 |
₹ 28,001.65 |
₹ 30,663.31 |
₹ 44,114.80 |
₹ 48,319.49 |
₹ 50,570.50 |
₹ 60,678.15 |
| 60 |
₹ 18,164.63 |
₹ 19,571.27 |
₹ 20,476.88 |
₹ 21,424.86 |
₹ 26,873.03 |
₹ 29,425.85 |
₹ 32,223.13 |
₹ 46,360.04 |
₹ 50,778.98 |
₹ 53,144.68 |
₹ 63,767.36 |
| 61 |
₹ 19,087.54 |
₹ 20,565.77 |
₹ 21,517.52 |
₹ 22,513.81 |
₹ 28,239.59 |
₹ 30,922.49 |
₹ 33,862.31 |
₹ 48,719.55 |
₹ 53,363.65 |
₹ 55,849.90 |
₹ 67,013.85 |
| 62 |
₹ 20,057.35 |
₹ 21,610.81 |
₹ 22,611.06 |
₹ 23,658.11 |
₹ 29,675.64 |
₹ 32,495.25 |
₹ 35,584.86 |
₹ 51,199.15 |
₹ 56,079.89 |
₹ 58,692.82 |
₹ 70,425.63 |
| 63 |
₹ 21,076.43 |
₹ 22,708.95 |
₹ 23,760.17 |
₹ 24,860.57 |
₹ 31,184.72 |
₹ 34,148.00 |
₹ 37,395.04 |
₹ 53,804.95 |
₹ 58,934.38 |
₹ 61,680.46 |
₹ 74,011.10 |
| 64 |
₹ 22,147.29 |
₹ 23,862.89 |
₹ 24,967.67 |
₹ 26,124.14 |
₹ 32,770.54 |
₹ 35,884.81 |
₹ 39,297.31 |
₹ 56,543.37 |
₹ 61,934.17 |
₹ 64,820.17 |
₹ 77,779.11 |
| 65 |
₹ 23,272.56 |
₹ 25,075.47 |
₹ 26,236.54 |
₹ 27,451.94 |
₹ 34,437.01 |
₹ 37,709.96 |
₹ 41,296.34 |
₹ 59,421.16 |
₹ 65,086.65 |
₹ 68,119.71 |
₹ 81,738.96 |
| 66 |
₹ 24,733.92 |
₹ 26,643.89 |
₹ 27,874.03 |
₹ 29,161.73 |
₹ 36,562.29 |
₹ 40,029.91 |
₹ 43,829.60 |
₹ 63,032.42 |
₹ 69,034.85 |
₹ 72,248.30 |
₹ 86,677.54 |
| 67 |
₹ 26,287.05 |
₹ 28,310.40 |
₹ 29,613.72 |
₹ 30,978.01 |
₹ 38,818.73 |
₹ 42,492.59 |
₹ 46,518.27 |
₹ 66,863.14 |
₹ 73,222.56 |
₹ 76,627.12 |
₹ 91,914.50 |
| 68 |
₹ 27,937.70 |
₹ 30,081.16 |
₹ 31,461.98 |
₹ 32,907.41 |
₹ 41,214.43 |
₹ 45,106.78 |
₹ 49,371.87 |
₹ 70,926.68 |
₹ 77,664.30 |
₹ 81,271.33 |
₹ 97,467.86 |
| 69 |
₹ 29,692.00 |
₹ 31,962.67 |
₹ 33,425.60 |
₹ 34,956.98 |
₹ 43,757.97 |
₹ 47,881.80 |
₹ 52,400.52 |
₹ 75,237.17 |
₹ 82,375.47 |
₹ 86,197.01 |
₹ 103,356.76 |
| 70 |
₹ 31,556.46 |
₹ 33,961.86 |
₹ 35,511.77 |
₹ 37,134.20 |
₹ 46,458.50 |
₹ 50,827.53 |
₹ 55,614.96 |
₹ 79,809.62 |
₹ 87,372.43 |
₹ 91,421.23 |
₹ 109,601.46 |
| 71 |
₹ 33,182.90 |
₹ 35,713.29 |
₹ 37,344.55 |
₹ 39,052.13 |
₹ 48,865.86 |
₹ 53,464.23 |
₹ 58,502.94 |
₹ 83,967.55 |
₹ 91,927.32 |
₹ 96,188.64 |
₹ 115,323.11 |
| 72 |
₹ 34,893.16 |
₹ 37,555.03 |
₹ 39,271.92 |
₹ 41,069.13 |
₹ 51,397.97 |
₹ 56,237.70 |
₹ 61,540.88 |
₹ 88,342.10 |
₹ 96,719.66 |
₹ 101,204.65 |
₹ 121,343.46 |
| 73 |
₹ 36,691.58 |
₹ 39,491.75 |
₹ 41,298.76 |
₹ 43,190.30 |
₹ 54,061.29 |
₹ 59,155.05 |
₹ 64,736.59 |
₹ 92,944.55 |
₹ 101,761.84 |
₹ 106,482.24 |
₹ 127,678.10 |
| 74 |
₹ 38,582.68 |
₹ 41,528.35 |
₹ 43,430.20 |
₹ 45,421.03 |
₹ 56,862.61 |
₹ 62,223.73 |
₹ 68,098.24 |
₹ 97,786.79 |
₹ 107,066.87 |
₹ 112,035.04 |
₹ 134,343.43 |
| 75 |
₹ 40,571.26 |
₹ 43,669.98 |
₹ 45,671.65 |
₹ 47,766.97 |
₹ 59,809.10 |
₹ 65,451.60 |
₹ 71,634.45 |
₹ 102,881.29 |
₹ 112,648.47 |
₹ 117,877.40 |
₹ 141,356.72 |
| 76 |
₹ 42,662.33 |
₹ 45,922.05 |
₹ 48,028.78 |
₹ 50,234.08 |
₹ 62,908.26 |
₹ 68,846.93 |
₹ 75,354.29 |
₹ 108,241.21 |
₹ 118,521.05 |
₹ 124,024.44 |
₹ 148,736.14 |
| 77 |
₹ 44,861.17 |
₹ 48,290.26 |
₹ 50,507.57 |
₹ 52,828.61 |
₹ 66,168.01 |
₹ 72,418.38 |
₹ 79,267.30 |
₹ 113,880.37 |
₹ 124,699.77 |
₹ 130,492.02 |
₹ 156,500.79 |
| 78 |
₹ 47,173.34 |
₹ 50,780.60 |
₹ 53,114.28 |
₹ 55,557.15 |
₹ 69,596.67 |
₹ 76,175.10 |
₹ 83,383.50 |
₹ 119,813.31 |
₹ 131,200.61 |
₹ 137,296.87 |
₹ 164,670.79 |
| 79 |
₹ 49,604.68 |
₹ 53,399.37 |
₹ 55,855.53 |
₹ 58,426.61 |
₹ 73,203.00 |
₹ 80,126.71 |
₹ 87,713.45 |
₹ 126,055.36 |
₹ 138,040.34 |
₹ 144,456.59 |
₹ 173,267.29 |
| 80+ |
₹ 52,161.34 |
₹ 56,153.18 |
₹ 58,738.26 |
₹ 61,444.27 |
₹ 76,996.20 |
₹ 84,283.31 |
₹ 92,268.24 |
₹ 132,622.60 |
₹ 145,236.64 |
₹ 151,989.66 |
₹ 182,312.57 |
Ultimate Joy - Optional Covers
1. Smart Select
Discount applicable on base premium
2. Deductible Option
| Deductible/SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| ₹ 100,000 | 50.68% | 49.20% | 45.90% | 40.50% | 35.40% | 34.80% | 34.20% | 31.40% | 30.90% | 30.40% | 29.30% |
|---|
| ₹ 200,000 | 66.13% | 64.20% | 60.30% | 55.20% | 50.20% | 49.50% | 48.80% | 45.40% | 45.00% | 44.60% | 42.80% |
|---|
| ₹ 300,000 | 70.31% | 68.27% | 64.57% | 59.67% | 54.37% | 53.37% | 52.33% | 47.30% | 46.17% | 45.03% | 43.23% |
|---|
| ₹ 500,000 | 78.69% | 76.40% | 73.10% | 68.60% | 62.70% | 61.10% | 59.40% | 51.10% | 48.50% | 45.90% | 44.10% |
|---|
| ₹ 1,000,000 | 82.09% | 79.70% | 79.20% | 77.50% | 75.20% | 74.50% | 73.80% | 70.40% | 70.20% | 70.00% | 67.20% |
|---|
Discount applicable on base premium
3. Co-Payment Option
| Co-Payment Option | Discount |
|---|
| 10.0% | 10.0% |
|---|
| 20.0% | 20.0% |
|---|
| 30.0% | 30.0% |
|---|
| 40.0% | 40.0% |
|---|
| 50.0% | 50.0% |
|---|
Discount applicable on base premium
4. Room Rent Modification
| Room Rent Category | Loading (SI<5L) | Discount (SI>=5L) |
|---|
| General Ward (upto INR 3,000 per day) | 0.0% | 30.0% |
|---|
| General Ward | 9.0% | 25.0% |
|---|
| Twin sharing | 10.0% | 20.0% |
|---|
| Single A/C room | 28.5% | 10.0% |
|---|
Loading/Discount applicable on base premium
5. Infinity Bonus
| Age Band/ SI | <= 10L | 10L < SI < 50L | 50L <= SI < 100L | SI >= 100L |
|---|
| 00-45 | 20.00% | 14.00% | 13.50% | 8.75% |
|---|
| 46+ | 25.75% | 21.75% | 21.75% | 18.50% |
|---|
Loadings applicable on base premium
6. Claim Shield
| Sum Insured | Factor |
|---|
| <=5L | 5.15% |
|---|
| 5L+ | 7.05% |
|---|
Loadings applicable on base premium
7. Claim Shield+
| Sum Insured | Factor |
|---|
| <=5L | 8.0% |
|---|
| 5L+ | 10.5% |
|---|
Loadings applicable on base premium
8. Tenure Multiplier
| Policy Tenure / SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 2 | 1.90% | 1.68% | 1.35% | 1.28% | 1.20% | 1.14% | 1.08% | 0.69% | 0.37% | 0.29% | 0.25% |
|---|
| 3 | 3.20% | 2.36% | 1.99% | 1.89% | 1.80% | 1.71% | 1.62% | 0.86% | 0.60% | 0.59% | 0.51% |
|---|
| 4 | 4.00% | 2.85% | 2.76% | 2.60% | 2.55% | 2.50% | 2.45% | 1.02% | 0.83% | 0.81% | 0.79% |
|---|
| 5 | 4.53% | 3.37% | 3.20% | 3.11% | 3.02% | 2.85% | 2.47% | 1.19% | 1.06% | 1.04% | 1.01% |
|---|
Loadings applicable on base premium
9. Spouse Care
| Sum Insured | <=10L | 10L+ |
|---|
| Rate | 4.50% | 3.89% |
|---|
Loadings applicable on base premium
10. OPD Reward
| No Claim Years/ Limit | ₹ 2,000 | ₹ 5,000 | ₹ 10,000 |
|---|
| 1 | ₹ 763.82 | ₹ 1,861.82 | ₹ 3,437.20 |
|---|
| 2 | ₹ 366.40 | ₹ 893.11 | ₹ 1,648.81 |
|---|
| 3 | ₹ 234.35 | ₹ 571.23 | ₹ 1,054.57 |
|---|
Rates to be charged annually
11. PED Wait Period Modification
Applicable on Bronze, Gold & Titanium Plans
| Age-Band/ Wait Period (Years) | 0 Day | 1 Year | 2 Years | 3 Years |
|---|
| 00-17 | 4.0% | 3.0% | 2.0% | 0.0% |
|---|
| 18-35 | 12.0% | 10.0% | 7.0% | 0.0% |
|---|
| 36-55 | 30.0% | 18.5% | 12.5% | 0.0% |
|---|
| 56-70 | 50.0% | 27.5% | 18.0% | 0.0% |
|---|
| 70+ | 60.0% | 33.0% | 22.0% | 0.0% |
|---|
| Loadings applicable on initial 3 policy years' base premium | Loadings applicable on initial 2 policy years' base premium | Loadings applicable on initial 1 policy year's base premium | Base |
Applicable on Silver & Platinum Plans
| Age-Band/ Wait Period (Years) | 0 Day | 1 Year | 2 Years | 3 Years |
|---|
| 00-17 | 2.00% | 1.00% | 0.00% | 0.50% |
|---|
| 18-35 | 5.00% | 3.00% | 0.00% | 2.00% |
|---|
| 36-55 | 16.00% | 6.00% | 0.00% | 3.50% |
|---|
| 56-70 | 28.00% | 9.00% | 0.00% | 5.00% |
|---|
| 70+ | 32.00% | 10.00% | 0.00% | 6.00% |
|---|
| Loadings applicable on initial 2 policy years' base premium | Loadings applicable on initial 1 policy year's base premium | Base | Discounts applicable on initial 3 policy year's base premium |
12. Named Ailments Wait Period Modification
| Wait Periods (Months) | 0 | 12 | 36 |
|---|
| 0 < Age <=35 | 50.0% | 30.0% | 20.0% |
|---|
| 36 < Age <=50 | 125.0% | 80.0% | 25.0% |
|---|
| Age > 50 | 200.0% | 135.0% | 30.0% |
|---|
| Loading applicable on initial 2 policy years' base premium | Loading applicable on initial 1 policy year's base premium | Discount applicable on initial 3 policy years' base premium |
13. Assisted Reproductive Treatment
| Wait Period/Limit | ₹ 50,000 | ₹ 100,000 | ₹ 200,000 | ₹ 500,000 |
|---|
| 1 year | ₹ 12,061.57 | ₹ 24,123.13 | ₹ 48,246.27 | ₹ 108,554.11 |
|---|
| 2 year | ₹ 10,397.90 | ₹ 20,795.81 | ₹ 41,591.61 | ₹ 93,581.13 |
|---|
| 3 year | ₹ 9,358.11 | ₹ 18,716.23 | ₹ 37,432.45 | ₹ 84,223.01 |
|---|
Premium to be annually charged per member
14. Infertility Treatment
| Wait Period/Limit | ₹ 50,000 | ₹ 100,000 | ₹ 200,000 | ₹ 500,000 |
|---|
| 1 year | ₹ 12,061.57 | ₹ 24,123.13 | ₹ 48,246.27 | ₹ 108,554.11 |
|---|
| 2 year | ₹ 10,397.90 | ₹ 20,795.81 | ₹ 41,591.61 | ₹ 93,581.13 |
|---|
| 3 year | ₹ 9,358.11 | ₹ 18,716.23 | ₹ 37,432.45 | ₹ 84,223.01 |
|---|
Premium to be annually charged per member
15. Prenatal Vaccination Cover
Wait Period - 48 Months
| Age/Limit | ₹ 5,000 | ₹ 10,000 |
|---|
| 18-35 Years | ₹ 891.57 | ₹ 1,783.13 |
|---|
| 36-45 Years | ₹ 385.84 | ₹ 771.68 |
|---|
Wait Period - 12 Months
| Age/Limit | ₹ 5,000 | ₹ 10,000 |
|---|
| 18-35 Years | ₹ 1,292.77 | ₹ 2,585.54 |
|---|
| 36-45 Years | ₹ 559.47 | ₹ 1,118.93 |
|---|
Wait Period - 9 Months
| Age/Limit | ₹ 5,000 | ₹ 10,000 |
|---|
| 18-35 Years | ₹ 1,337.35 | ₹ 2,674.70 |
|---|
| 36-45 Years | ₹ 578.76 | ₹ 1,157.52 |
|---|
16. Child Adoption
| Premium Rate | ₹ 11,842.79 (Rate to be charged annually till the time a child is adopted) |
|---|
Premium to be charged per policy
17. Surrogacy Care
| Limit | ₹ 50,000 | ₹ 100,000 | ₹ 200,000 | ₹ 500,000 | ₹ 1,000,000 |
|---|
| Premium Rate | ₹ 3,980.77 | ₹ 5,971.15 | ₹ 6,369.23 | ₹ 7,961.54 | ₹ 11,942.31 |
|---|
Premium to be charged per policy
18. Oocyte Care
| Limit | ₹ 50,000 | ₹ 100,000 | ₹ 200,000 | ₹ 500,000 | ₹ 1,000,000 |
|---|
| Premium Rate | ₹ 175.15 | ₹ 262.73 | ₹ 280.25 | ₹ 350.31 | ₹ 525.46 |
|---|
Premium to be charged per policy
19. Accidental Death & Permanent Total Disability Cover
| Sum Insured |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| Premium Rate | ₹ 252.23 | ₹ 420.38 | ₹ 588.54 | ₹ 840.77 | ₹ 1,261.15 | ₹ 1,681.54 | ₹ 2,101.92 | ₹ 4,203.85 | ₹ 6,305.77 | ₹ 8,407.69 | ₹ 50,446.15 |
|---|
Premium to be charged per member
20. OPD Care
| Limit |
₹ 5,000 |
₹ 10,000 |
₹ 15,000 |
₹ 20,000 |
₹ 25,000 |
₹ 30,000 |
₹ 35,000 |
₹ 40,000 |
₹ 45,000 |
₹ 50,000 |
₹ 100,000 |
₹ 200,000 |
₹ 500,000 |
| Premium Rate | ₹ 2,692.31 | ₹ 5,115.38 | ₹ 7,269.23 | ₹ 9,153.85 | ₹ 10,769.23 | ₹ 12,115.38 | ₹ 13,192.31 | ₹ 14,000.00 | ₹ 14,538.46 | ₹ 14,807.69 | ₹ 21,538.46 | ₹ 26,923.08 | ₹ 40,384.62 |
|---|
Premium to be charged per member
21. Mind Care Support
Premium to be charged per policy
22. Annual Health Check-up
| Age Band/ SI |
₹ 300,000 |
₹ 500,000 |
₹ 700,000 |
₹ 1,000,000 |
₹ 1,500,000 |
₹ 2,000,000 |
₹ 2,500,000 |
₹ 5,000,000 |
₹ 7,500,000 |
₹ 10,000,000 |
₹ 60,000,000 |
| 13-17 Years | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 | ₹ 8.84 |
|---|
| 18-24 Years | ₹ 93.08 | ₹ 93.08 | ₹ 93.08 | ₹ 93.08 | ₹ 148.92 | ₹ 148.92 | ₹ 148.92 | ₹ 148.92 | ₹ 148.92 | ₹ 148.92 | ₹ 148.92 |
|---|
| 25-30 Years | ₹ 155.25 | ₹ 155.25 | ₹ 155.25 | ₹ 155.25 | ₹ 248.40 | ₹ 248.40 | ₹ 248.40 | ₹ 248.40 | ₹ 248.40 | ₹ 248.40 | ₹ 248.40 |
|---|
| 31-35 Years | ₹ 166.88 | ₹ 166.88 | ₹ 166.88 | ₹ 166.88 | ₹ 267.01 | ₹ 267.01 | ₹ 267.01 | ₹ 267.01 | ₹ 267.01 | ₹ 267.01 | ₹ 267.01 |
|---|
| 36-40 Years | ₹ 170.43 | ₹ 170.43 | ₹ 170.43 | ₹ 170.43 | ₹ 272.69 | ₹ 272.69 | ₹ 272.69 | ₹ 272.69 | ₹ 272.69 | ₹ 272.69 | ₹ 272.69 |
|---|
| 41-45 Years | ₹ 173.61 | ₹ 173.61 | ₹ 173.61 | ₹ 173.61 | ₹ 277.78 | ₹ 277.78 | ₹ 277.78 | ₹ 277.78 | ₹ 277.78 | ₹ 277.78 | ₹ 277.78 |
|---|
| 46-50 Years | ₹ 179.20 | ₹ 179.20 | ₹ 179.20 | ₹ 179.20 | ₹ 286.71 | ₹ 286.71 | ₹ 286.71 | ₹ 286.71 | ₹ 286.71 | ₹ 286.71 | ₹ 286.71 |
|---|
| 51-55 Years | ₹ 181.87 | ₹ 181.87 | ₹ 181.87 | ₹ 181.87 | ₹ 291.00 | ₹ 291.00 | ₹ 291.00 | ₹ 291.00 | ₹ 291.00 | ₹ 291.00 | ₹ 291.00 |
|---|
| 56-60 Years | ₹ 186.97 | ₹ 186.97 | ₹ 186.97 | ₹ 186.97 | ₹ 299.16 | ₹ 299.16 | ₹ 299.16 | ₹ 299.16 | ₹ 299.16 | ₹ 299.16 | ₹ 299.16 |
|---|
| 61-65 Years | ₹ 193.24 | ₹ 193.24 | ₹ 193.24 | ₹ 193.24 | ₹ 309.19 | ₹ 309.19 | ₹ 309.19 | ₹ 309.19 | ₹ 309.19 | ₹ 309.19 | ₹ 309.19 |
|---|
| 66-70 Years | ₹ 197.22 | ₹ 197.22 | ₹ 197.22 | ₹ 197.22 | ₹ 315.56 | ₹ 315.56 | ₹ 315.56 | ₹ 315.56 | ₹ 315.56 | ₹ 315.56 | ₹ 315.56 |
|---|
| 70+ Years | ₹ 201.22 | ₹ 201.22 | ₹ 201.22 | ₹ 201.22 | ₹ 321.96 | ₹ 321.96 | ₹ 321.96 | ₹ 321.96 | ₹ 321.96 | ₹ 321.96 | ₹ 321.96 |
|---|
Premium to be charged per member
23. Inflation Shield
| Sum Insured | <= 5 Lakhs | 5 < SI <= 10 Lakhs | Above 10 Lakhs |
|---|
| Factor | 3.25% | 2.75% | 1.00% |
|---|
Loadings applicable on base premium
24. Premium Freeze
Loadings applicable on base premium
25. Mother & New Born Baby Care Modification
Bronze & Silver Plans
Option 1
| Wait Period | 48 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 423.82 | ₹ 706.36 | ₹ 988.91 | ₹ 1,412.72 | ₹ 2,119.08 | ₹ 2,542.90 | ₹ 2,472.26 | ₹ 2,472.26 | ₹ 2,472.26 | ₹ 2,472.26 | ₹ 2,472.26 |
|---|
| 36-45 Years | ₹ 183.41 | ₹ 305.69 | ₹ 427.96 | ₹ 611.38 | ₹ 917.07 | ₹ 1,100.48 | ₹ 1,069.91 | ₹ 1,069.91 | ₹ 1,069.91 | ₹ 1,069.91 | ₹ 1,069.91 |
|---|
Option 2
| Wait Period | 48 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 847.63 | ₹ 1,412.72 | ₹ 1,977.81 | ₹ 2,825.44 | ₹ 3,602.44 | ₹ 3,531.81 | ₹ 3,884.99 | ₹ 3,884.99 | ₹ 3,884.99 | ₹ 3,884.99 | ₹ 3,884.99 |
|---|
| 36-45 Years | ₹ 366.83 | ₹ 611.38 | ₹ 855.93 | ₹ 1,222.76 | ₹ 1,559.01 | ₹ 1,528.44 | ₹ 1,681.29 | ₹ 1,681.29 | ₹ 1,681.29 | ₹ 1,681.29 | ₹ 1,681.29 |
|---|
Option 3
| Wait Period | |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,271.45 | ₹ 2,119.08 | ₹ 2,966.72 | ₹ 3,955.62 | ₹ 4,238.17 | ₹ 4,962.19 | ₹ 4,255.83 | ₹ 4,255.83 | ₹ 4,255.83 | ₹ 4,255.83 | ₹ 4,255.83 |
|---|
| 36-45 Years | ₹ 550.24 | ₹ 917.07 | ₹ 1,283.89 | ₹ 1,711.86 | ₹ 1,834.13 | ₹ 2,147.46 | ₹ 1,841.78 | ₹ 1,841.78 | ₹ 1,841.78 | ₹ 1,841.78 | ₹ 1,841.78 |
|---|
Option 4
| Wait Period | 48 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,695.27 | ₹ 2,825.44 | ₹ 3,337.56 | ₹ 4,591.35 | ₹ 6,057.93 | ₹ 5,351.57 | ₹ 4,645.21 | ₹ 4,645.21 | ₹ 4,645.21 | ₹ 4,645.21 | ₹ 4,645.21 |
|---|
| 36-45 Years | ₹ 733.65 | ₹ 1,222.76 | ₹ 1,444.38 | ₹ 1,986.98 | ₹ 2,621.66 | ₹ 2,315.98 | ₹ 2,010.29 | ₹ 2,010.29 | ₹ 2,010.29 | ₹ 2,010.29 | ₹ 2,010.29 |
|---|
Option 5
| Wait Period | 12 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 344.35 | ₹ 573.92 | ₹ 803.49 | ₹ 1,147.84 | ₹ 1,721.76 | ₹ 2,295.67 | ₹ 2,869.59 | ₹ 5,003.39 | ₹ 5,003.39 | ₹ 5,003.39 | ₹ 5,003.39 |
|---|
| 36-45 Years | ₹ 149.02 | ₹ 248.37 | ₹ 347.72 | ₹ 496.74 | ₹ 745.12 | ₹ 993.49 | ₹ 1,241.86 | ₹ 2,165.30 | ₹ 2,165.30 | ₹ 2,165.30 | ₹ 2,165.30 |
|---|
Option 6
| Wait Period | 12 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,112.52 | ₹ 1,854.20 | ₹ 2,595.88 | ₹ 3,708.40 | ₹ 5,562.59 | ₹ 7,416.79 | ₹ 8,310.78 | ₹ 10,978.03 | ₹ 10,978.03 | ₹ 10,978.03 | ₹ 10,978.03 |
|---|
| 36-45 Years | ₹ 481.46 | ₹ 802.43 | ₹ 1,123.41 | ₹ 1,604.87 | ₹ 2,407.30 | ₹ 3,209.73 | ₹ 3,596.62 | ₹ 4,750.91 | ₹ 4,750.91 | ₹ 4,750.91 | ₹ 4,750.91 |
|---|
Option 7
| Wait Period | 12 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,880.69 | ₹ 3,134.48 | ₹ 4,388.27 | ₹ 6,268.96 | ₹ 8,539.24 | ₹ 11,001.58 | ₹ 11,351.44 | ₹ 14,392.11 | ₹ 14,392.11 | ₹ 14,392.11 | ₹ 14,392.11 |
|---|
| 36-45 Years | ₹ 813.90 | ₹ 1,356.49 | ₹ 1,899.09 | ₹ 2,712.99 | ₹ 3,695.49 | ₹ 4,761.10 | ₹ 4,912.52 | ₹ 6,228.41 | ₹ 6,228.41 | ₹ 6,228.41 | ₹ 6,228.41 |
|---|
Option 8
| Wait Period | 12 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,648.85 | ₹ 4,414.76 | ₹ 6,180.66 | ₹ 8,829.51 | ₹ 11,707.94 | ₹ 12,537.91 | ₹ 16,184.50 | ₹ 16,184.50 | ₹ 16,184.50 | ₹ 16,184.50 | ₹ 16,184.50 |
|---|
| 36-45 Years | ₹ 1,146.33 | ₹ 1,910.56 | ₹ 2,674.78 | ₹ 3,821.11 | ₹ 5,066.79 | ₹ 5,425.98 | ₹ 7,004.10 | ₹ 7,004.10 | ₹ 7,004.10 | ₹ 7,004.10 | ₹ 7,004.10 |
|---|
Option 9
| Wait Period | 12 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 3,417.02 | ₹ 5,695.04 | ₹ 7,973.05 | ₹ 10,429.86 | ₹ 12,764.17 | ₹ 18,862.49 | ₹ 18,156.13 | ₹ 18,156.13 | ₹ 18,156.13 | ₹ 18,156.13 | ₹ 18,156.13 |
|---|
| 36-45 Years | ₹ 1,478.77 | ₹ 2,464.62 | ₹ 3,450.46 | ₹ 4,513.69 | ₹ 5,523.89 | ₹ 8,163.04 | ₹ 7,857.35 | ₹ 7,857.35 | ₹ 7,857.35 | ₹ 7,857.35 | ₹ 7,857.35 |
|---|
Option 10
| Wait Period | 9 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 370.84 | ₹ 618.07 | ₹ 865.29 | ₹ 1,236.13 | ₹ 1,854.20 | ₹ 2,472.26 | ₹ 3,090.33 | ₹ 9,712.47 | ₹ 9,712.47 | ₹ 9,712.47 | ₹ 9,712.47 |
|---|
| 36-45 Years | ₹ 160.49 | ₹ 267.48 | ₹ 374.47 | ₹ 534.96 | ₹ 802.43 | ₹ 1,069.91 | ₹ 1,337.39 | ₹ 4,203.22 | ₹ 4,203.22 | ₹ 4,203.22 | ₹ 4,203.22 |
|---|
Option 11
| Wait Period | 9 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,165.50 | ₹ 1,942.49 | ₹ 2,719.49 | ₹ 3,884.99 | ₹ 5,827.48 | ₹ 7,769.97 | ₹ 9,712.47 | ₹ 18,983.46 | ₹ 18,983.46 | ₹ 18,983.46 | ₹ 18,983.46 |
|---|
| 36-45 Years | ₹ 504.39 | ₹ 840.64 | ₹ 1,176.90 | ₹ 1,681.29 | ₹ 2,521.93 | ₹ 3,362.58 | ₹ 4,203.22 | ₹ 8,215.39 | ₹ 8,215.39 | ₹ 8,215.39 | ₹ 8,215.39 |
|---|
Option 12
| Wait Period | 9 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,960.15 | ₹ 3,266.92 | ₹ 4,573.69 | ₹ 6,533.84 | ₹ 9,800.76 | ₹ 13,067.68 | ₹ 14,844.62 | ₹ 24,281.17 | ₹ 24,281.17 | ₹ 24,281.17 | ₹ 24,281.17 |
|---|
| 36-45 Years | ₹ 848.29 | ₹ 1,413.81 | ₹ 1,979.34 | ₹ 2,827.62 | ₹ 4,241.43 | ₹ 5,655.24 | ₹ 6,424.24 | ₹ 10,508.05 | ₹ 10,508.05 | ₹ 10,508.05 | ₹ 10,508.05 |
|---|
Option 13
| Wait Period | 9 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,754.81 | ₹ 4,591.35 | ₹ 6,427.89 | ₹ 9,182.70 | ₹ 13,774.04 | ₹ 17,305.85 | ₹ 18,983.46 | ₹ 28,453.11 | ₹ 28,453.11 | ₹ 28,453.11 | ₹ 28,453.11 |
|---|
| 36-45 Years | ₹ 1,192.19 | ₹ 1,986.98 | ₹ 2,781.77 | ₹ 3,973.95 | ₹ 5,960.93 | ₹ 7,489.38 | ₹ 8,215.39 | ₹ 12,313.53 | ₹ 12,313.53 | ₹ 12,313.53 | ₹ 12,313.53 |
|---|
Option 14
| Wait Period | 9 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 3,549.46 | ₹ 5,915.77 | ₹ 8,282.08 | ₹ 11,831.55 | ₹ 16,257.34 | ₹ 19,689.82 | ₹ 22,128.97 | ₹ 33,250.85 | ₹ 33,250.85 | ₹ 33,250.85 | ₹ 33,250.85 |
|---|
| 36-45 Years | ₹ 1,536.09 | ₹ 2,560.14 | ₹ 3,584.20 | ₹ 5,120.29 | ₹ 7,035.62 | ₹ 8,521.08 | ₹ 9,576.66 | ₹ 14,389.82 | ₹ 14,389.82 | ₹ 14,389.82 | ₹ 14,389.82 |
|---|
Gold & Platinum Plan
Option 1
| Wait Period | 48 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 327.55 | -₹ 545.92 | -₹ 764.29 | -₹ 1,091.84 | -₹ 1,637.77 | -₹ 2,183.69 | -₹ 2,729.61 | -₹ 4,759.32 | -₹ 4,759.32 | -₹ 4,759.32 | -₹ 4,759.32 |
|---|
| 36-45 Years | -₹ 141.75 | -₹ 236.26 | -₹ 330.76 | -₹ 472.51 | -₹ 708.77 | -₹ 945.03 | -₹ 1,181.28 | -₹ 2,059.67 | -₹ 2,059.67 | -₹ 2,059.67 | -₹ 2,059.67 |
|---|
Option 2
| Wait Period | 48 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 79.47 | ₹ 132.44 | ₹ 185.42 | ₹ 264.89 | ₹ 397.33 | ₹ 247.23 | -₹ 377.95 | -₹ 2,407.66 | -₹ 2,407.66 | -₹ 2,407.66 | -₹ 2,407.66 |
|---|
| 36-45 Years | ₹ 34.39 | ₹ 57.32 | ₹ 80.24 | ₹ 114.63 | ₹ 171.95 | ₹ 106.99 | -₹ 163.56 | -₹ 1,041.95 | -₹ 1,041.95 | -₹ 1,041.95 | -₹ 1,041.95 |
|---|
Option 3
| Wait Period | 48 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 503.28 | ₹ 838.80 | ₹ 1,174.33 | ₹ 1,677.61 | ₹ 1,880.69 | ₹ 1,236.13 | ₹ 1,015.39 | -₹ 1,063.85 | -₹ 1,063.85 | -₹ 1,063.85 | -₹ 1,063.85 |
|---|
| 36-45 Years | ₹ 217.80 | ₹ 363.01 | ₹ 508.21 | ₹ 726.01 | ₹ 813.90 | ₹ 534.96 | ₹ 439.43 | -₹ 460.40 | -₹ 460.40 | -₹ 460.40 | -₹ 460.40 |
|---|
Option 4
| Wait Period | 48 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 927.10 | ₹ 1,545.17 | ₹ 2,163.23 | ₹ 2,807.79 | ₹ 2,516.41 | ₹ 2,666.51 | ₹ 1,386.23 | -₹ 711.10 | -₹ 711.10 | -₹ 711.10 | -₹ 711.10 |
|---|
| 36-45 Years | ₹ 401.22 | ₹ 668.69 | ₹ 936.17 | ₹ 1,215.11 | ₹ 1,089.02 | ₹ 1,153.98 | ₹ 599.91 | -₹ 307.74 | -₹ 307.74 | -₹ 307.74 | -₹ 307.74 |
|---|
Option 5
| Wait Period | 48 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,350.92 | ₹ 2,251.53 | ₹ 2,534.07 | ₹ 3,443.51 | ₹ 4,336.17 | ₹ 3,055.90 | ₹ 1,775.62 | -₹ 340.71 | -₹ 340.71 | -₹ 340.71 | -₹ 340.71 |
|---|
| 36-45 Years | ₹ 584.63 | ₹ 974.38 | ₹ 1,096.66 | ₹ 1,490.23 | ₹ 1,876.55 | ₹ 1,322.49 | ₹ 768.43 | -₹ 147.45 | -₹ 147.45 | -₹ 147.45 | -₹ 147.45 |
|---|
Option 6
| Wait Period | 12 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 768.17 | ₹ 1,280.28 | ₹ 1,792.39 | ₹ 2,560.56 | ₹ 3,840.84 | ₹ 5,121.12 | ₹ 5,441.19 | ₹ 5,974.64 | ₹ 5,974.64 | ₹ 5,974.64 | ₹ 5,974.64 |
|---|
| 36-45 Years | ₹ 332.44 | ₹ 554.06 | ₹ 775.69 | ₹ 1,108.12 | ₹ 1,662.18 | ₹ 2,216.24 | ₹ 2,354.76 | ₹ 2,585.62 | ₹ 2,585.62 | ₹ 2,585.62 | ₹ 2,585.62 |
|---|
Option 7
| Wait Period | 12 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,536.34 | ₹ 2,560.56 | ₹ 3,584.78 | ₹ 5,121.12 | ₹ 6,817.49 | ₹ 8,705.90 | ₹ 8,481.85 | ₹ 9,388.72 | ₹ 9,388.72 | ₹ 9,388.72 | ₹ 9,388.72 |
|---|
| 36-45 Years | ₹ 664.87 | ₹ 1,108.12 | ₹ 1,551.37 | ₹ 2,216.24 | ₹ 2,950.37 | ₹ 3,767.61 | ₹ 3,670.65 | ₹ 4,063.11 | ₹ 4,063.11 | ₹ 4,063.11 | ₹ 4,063.11 |
|---|
Option 8
| Wait Period | 12 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,304.50 | ₹ 3,840.84 | ₹ 5,377.17 | ₹ 7,681.68 | ₹ 9,986.18 | ₹ 10,242.24 | ₹ 13,314.91 | ₹ 11,181.11 | ₹ 11,181.11 | ₹ 11,181.11 | ₹ 11,181.11 |
|---|
| 36-45 Years | ₹ 997.31 | ₹ 1,662.18 | ₹ 2,327.06 | ₹ 3,324.37 | ₹ 4,321.68 | ₹ 4,432.49 | ₹ 5,762.23 | ₹ 4,838.80 | ₹ 4,838.80 | ₹ 4,838.80 | ₹ 4,838.80 |
|---|
Option 9
| Wait Period | 12 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 3,072.67 | ₹ 5,121.12 | ₹ 7,169.57 | ₹ 9,282.03 | ₹ 11,042.41 | ₹ 16,566.82 | ₹ 15,286.54 | ₹ 13,152.74 | ₹ 13,152.74 | ₹ 13,152.74 | ₹ 13,152.74 |
|---|
| 36-45 Years | ₹ 1,329.75 | ₹ 2,216.24 | ₹ 3,102.74 | ₹ 4,016.94 | ₹ 4,778.78 | ₹ 7,169.55 | ₹ 6,615.49 | ₹ 5,692.05 | ₹ 5,692.05 | ₹ 5,692.05 | ₹ 5,692.05 |
|---|
Option 10
| Wait Period | 9 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 26.49 | ₹ 44.15 | ₹ 61.81 | ₹ 88.30 | ₹ 132.44 | ₹ 176.59 | ₹ 220.74 | ₹ 4,709.07 | ₹ 4,709.07 | ₹ 4,709.07 | ₹ 4,709.07 |
|---|
| 36-45 Years | ₹ 11.46 | ₹ 19.11 | ₹ 26.75 | ₹ 38.21 | ₹ 57.32 | ₹ 76.42 | ₹ 95.53 | ₹ 2,037.93 | ₹ 2,037.93 | ₹ 2,037.93 | ₹ 2,037.93 |
|---|
Option 11
| Wait Period | 9 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 821.14 | ₹ 1,368.57 | ₹ 1,916.00 | ₹ 2,737.15 | ₹ 4,105.72 | ₹ 5,474.30 | ₹ 6,842.87 | ₹ 13,980.07 | ₹ 13,980.07 | ₹ 13,980.07 | ₹ 13,980.07 |
|---|
| 36-45 Years | ₹ 355.36 | ₹ 592.27 | ₹ 829.18 | ₹ 1,184.54 | ₹ 1,776.82 | ₹ 2,369.09 | ₹ 2,961.36 | ₹ 6,050.09 | ₹ 6,050.09 | ₹ 6,050.09 | ₹ 6,050.09 |
|---|
Option 12
| Wait Period | 9 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,615.80 | ₹ 2,693.00 | ₹ 3,770.20 | ₹ 5,386.00 | ₹ 8,079.01 | ₹ 10,772.01 | ₹ 11,975.03 | ₹ 19,277.77 | ₹ 19,277.77 | ₹ 19,277.77 | ₹ 19,277.77 |
|---|
| 36-45 Years | ₹ 699.26 | ₹ 1,165.44 | ₹ 1,631.61 | ₹ 2,330.88 | ₹ 3,496.32 | ₹ 4,661.75 | ₹ 5,182.38 | ₹ 8,342.76 | ₹ 8,342.76 | ₹ 8,342.76 | ₹ 8,342.76 |
|---|
Option 13
| Wait Period | 9 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,410.46 | ₹ 4,017.43 | ₹ 5,624.40 | ₹ 8,034.86 | ₹ 12,052.29 | ₹ 15,010.18 | ₹ 16,113.86 | ₹ 23,449.72 | ₹ 23,449.72 | ₹ 23,449.72 | ₹ 23,449.72 |
|---|
| 36-45 Years | ₹ 1,043.16 | ₹ 1,738.61 | ₹ 2,434.05 | ₹ 3,477.21 | ₹ 5,215.82 | ₹ 6,495.89 | ₹ 6,973.53 | ₹ 10,148.23 | ₹ 10,148.23 | ₹ 10,148.23 | ₹ 10,148.23 |
|---|
Option 14
| Wait Period | 9 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 3,205.11 | ₹ 5,341.86 | ₹ 7,478.60 | ₹ 10,683.71 | ₹ 14,535.59 | ₹ 17,394.14 | ₹ 19,259.38 | ₹ 28,247.46 | ₹ 28,247.46 | ₹ 28,247.46 | ₹ 28,247.46 |
|---|
| 36-45 Years | ₹ 1,387.06 | ₹ 2,311.77 | ₹ 3,236.48 | ₹ 4,623.54 | ₹ 6,290.50 | ₹ 7,527.59 | ₹ 8,334.80 | ₹ 12,224.53 | ₹ 12,224.53 | ₹ 12,224.53 | ₹ 12,224.53 |
|---|
Titanium Plan
Option 1
| Wait Period | 48 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 1,058.25 | -₹ 1,763.75 | -₹ 2,469.25 | -₹ 3,527.50 | -₹ 5,291.25 | -₹ 7,055.00 | -₹ 7,905.38 | -₹ 10,442.52 | -₹ 10,442.52 | -₹ 10,442.52 | -₹ 10,442.52 |
|---|
| 36-45 Years | -₹ 457.97 | -₹ 763.29 | -₹ 1,068.61 | -₹ 1,526.58 | -₹ 2,289.87 | -₹ 3,053.16 | -₹ 3,421.18 | -₹ 4,519.16 | -₹ 4,519.16 | -₹ 4,519.16 | -₹ 4,519.16 |
|---|
Option 2
| Wait Period | 48 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 655.11 | -₹ 1,091.84 | -₹ 1,528.58 | -₹ 2,183.69 | -₹ 3,275.53 | -₹ 4,636.14 | -₹ 5,553.71 | -₹ 8,090.85 | -₹ 8,090.85 | -₹ 8,090.85 | -₹ 8,090.85 |
|---|
| 36-45 Years | -₹ 283.51 | -₹ 472.51 | -₹ 661.52 | -₹ 945.03 | -₹ 1,417.54 | -₹ 2,006.36 | -₹ 2,403.46 | -₹ 3,501.44 | -₹ 3,501.44 | -₹ 3,501.44 | -₹ 3,501.44 |
|---|
Option 3
| Wait Period | 48 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 251.96 | -₹ 419.94 | -₹ 587.92 | -₹ 839.88 | -₹ 1,864.54 | -₹ 3,695.47 | -₹ 4,209.90 | -₹ 6,747.04 | -₹ 6,747.04 | -₹ 6,747.04 | -₹ 6,747.04 |
|---|
| 36-45 Years | -₹ 109.04 | -₹ 181.74 | -₹ 254.43 | -₹ 363.47 | -₹ 806.91 | -₹ 1,599.27 | -₹ 1,821.90 | -₹ 2,919.89 | -₹ 2,919.89 | -₹ 2,919.89 | -₹ 2,919.89 |
|---|
Option 4
| Wait Period | 48 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 158.93 | ₹ 264.89 | ₹ 370.84 | ₹ 247.23 | -₹ 1,259.82 | -₹ 2,334.87 | -₹ 3,857.15 | -₹ 6,394.29 | -₹ 6,394.29 | -₹ 6,394.29 | -₹ 6,394.29 |
|---|
| 36-45 Years | ₹ 68.78 | ₹ 114.63 | ₹ 160.49 | ₹ 106.99 | -₹ 545.21 | -₹ 1,010.45 | -₹ 1,669.24 | -₹ 2,767.23 | -₹ 2,767.23 | -₹ 2,767.23 | -₹ 2,767.23 |
|---|
Option 5
| Wait Period | 48 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 582.75 | ₹ 971.25 | ₹ 741.68 | ₹ 882.95 | ₹ 495.34 | -₹ 1,964.48 | -₹ 3,486.76 | -₹ 6,023.90 | -₹ 6,023.90 | -₹ 6,023.90 | -₹ 6,023.90 |
|---|
| 36-45 Years | ₹ 252.19 | ₹ 420.32 | ₹ 320.97 | ₹ 382.11 | ₹ 214.36 | -₹ 850.16 | -₹ 1,508.95 | -₹ 2,606.94 | -₹ 2,606.94 | -₹ 2,606.94 | -₹ 2,606.94 |
|---|
Option 6
| Wait Period | 12 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 730.70 | -₹ 1,217.83 | -₹ 1,704.96 | -₹ 2,435.65 | -₹ 3,653.48 | -₹ 4,871.31 | -₹ 5,175.76 | -₹ 5,683.19 | -₹ 5,683.19 | -₹ 5,683.19 | -₹ 5,683.19 |
|---|
| 36-45 Years | -₹ 316.22 | -₹ 527.03 | -₹ 737.85 | -₹ 1,054.07 | -₹ 1,581.10 | -₹ 2,108.13 | -₹ 2,239.89 | -₹ 2,459.49 | -₹ 2,459.49 | -₹ 2,459.49 | -₹ 2,459.49 |
|---|
Option 7
| Wait Period | 12 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 768.17 | ₹ 1,280.28 | ₹ 1,792.39 | ₹ 2,560.56 | ₹ 2,976.65 | ₹ 3,584.78 | ₹ 3,040.66 | ₹ 3,414.08 | ₹ 3,414.08 | ₹ 3,414.08 | ₹ 3,414.08 |
|---|
| 36-45 Years | ₹ 332.44 | ₹ 554.06 | ₹ 775.69 | ₹ 1,108.12 | ₹ 1,288.19 | ₹ 1,551.37 | ₹ 1,315.89 | ₹ 1,477.50 | ₹ 1,477.50 | ₹ 1,477.50 | ₹ 1,477.50 |
|---|
Option 8
| Wait Period | 12 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,536.34 | ₹ 2,560.56 | ₹ 3,584.78 | ₹ 5,121.12 | ₹ 6,145.34 | ₹ 5,121.12 | ₹ 7,873.72 | ₹ 5,206.47 | ₹ 5,206.47 | ₹ 5,206.47 | ₹ 5,206.47 |
|---|
| 36-45 Years | ₹ 664.87 | ₹ 1,108.12 | ₹ 1,551.37 | ₹ 2,216.24 | ₹ 2,659.49 | ₹ 2,216.24 | ₹ 3,407.48 | ₹ 2,253.18 | ₹ 2,253.18 | ₹ 2,253.18 | ₹ 2,253.18 |
|---|
Option 9
| Wait Period | 12 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,304.50 | ₹ 3,840.84 | ₹ 5,377.17 | ₹ 6,721.47 | ₹ 7,201.57 | ₹ 11,445.70 | ₹ 9,845.35 | ₹ 7,178.10 | ₹ 7,178.10 | ₹ 7,178.10 | ₹ 7,178.10 |
|---|
| 36-45 Years | ₹ 997.31 | ₹ 1,662.18 | ₹ 2,327.06 | ₹ 2,908.82 | ₹ 3,116.59 | ₹ 4,953.31 | ₹ 4,260.73 | ₹ 3,106.44 | ₹ 3,106.44 | ₹ 3,106.44 | ₹ 3,106.44 |
|---|
Option 10
| Wait Period | 9 months |
|---|
| Coverage Details | 1% of SI per year maximum up to Rs. 1 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | -₹ 705.50 | -₹ 1,175.83 | -₹ 1,646.17 | -₹ 2,351.67 | -₹ 3,527.50 | -₹ 4,703.33 | -₹ 4,965.79 | -₹ 1,203.83 | -₹ 1,203.83 | -₹ 1,203.83 | -₹ 1,203.83 |
|---|
| 36-45 Years | -₹ 305.32 | -₹ 508.86 | -₹ 712.40 | -₹ 1,017.72 | -₹ 1,526.58 | -₹ 2,035.44 | -₹ 2,149.03 | -₹ 520.98 | -₹ 520.98 | -₹ 520.98 | -₹ 520.98 |
|---|
Option 11
| Wait Period | 9 months |
|---|
| Coverage Details | 2% of SI per year maximum up to Rs. 2 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 52.98 | ₹ 88.30 | ₹ 123.61 | ₹ 176.59 | ₹ 264.89 | ₹ 353.18 | ₹ 1,401.69 | ₹ 8,005.43 | ₹ 8,005.43 | ₹ 8,005.43 | ₹ 8,005.43 |
|---|
| 36-45 Years | ₹ 22.93 | ₹ 38.21 | ₹ 53.50 | ₹ 76.42 | ₹ 114.63 | ₹ 152.84 | ₹ 606.60 | ₹ 3,464.47 | ₹ 3,464.47 | ₹ 3,464.47 | ₹ 3,464.47 |
|---|
Option 12
| Wait Period | 9 months |
|---|
| Coverage Details | 3% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 847.63 | ₹ 1,412.72 | ₹ 1,977.81 | ₹ 2,825.44 | ₹ 4,238.17 | ₹ 5,650.89 | ₹ 6,533.84 | ₹ 13,303.14 | ₹ 13,303.14 | ₹ 13,303.14 | ₹ 13,303.14 |
|---|
| 36-45 Years | ₹ 366.83 | ₹ 611.38 | ₹ 855.93 | ₹ 1,222.76 | ₹ 1,834.13 | ₹ 2,445.51 | ₹ 2,827.62 | ₹ 5,757.14 | ₹ 5,757.14 | ₹ 5,757.14 | ₹ 5,757.14 |
|---|
Option 13
| Wait Period | 9 months |
|---|
| Coverage Details | 4% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 1,642.29 | ₹ 2,737.15 | ₹ 3,832.01 | ₹ 5,474.30 | ₹ 8,211.45 | ₹ 9,889.06 | ₹ 10,672.68 | ₹ 17,475.08 | ₹ 17,475.08 | ₹ 17,475.08 | ₹ 17,475.08 |
|---|
| 36-45 Years | ₹ 710.73 | ₹ 1,184.54 | ₹ 1,658.36 | ₹ 2,369.09 | ₹ 3,553.63 | ₹ 4,279.64 | ₹ 4,618.77 | ₹ 7,562.61 | ₹ 7,562.61 | ₹ 7,562.61 | ₹ 7,562.61 |
|---|
Option 14
| Wait Period | 9 months |
|---|
| Coverage Details | 5% of SI per year maximum up to Rs. 3 Lac |
|---|
| SI | ₹ 300,000 | ₹ 500,000 | ₹ 700,000 | ₹ 1,000,000 | ₹ 1,500,000 | ₹ 2,000,000 | ₹ 2,500,000 | ₹ 5,000,000 | ₹ 7,500,000 | ₹ 10,000,000 | ₹ 60,000,000 |
|---|
| 18-35 Years | ₹ 2,436.95 | ₹ 4,061.58 | ₹ 5,686.21 | ₹ 8,123.15 | ₹ 10,694.75 | ₹ 12,273.03 | ₹ 13,818.19 | ₹ 22,272.82 | ₹ 22,272.82 | ₹ 22,272.82 | ₹ 22,272.82 |
|---|
| 36-45 Years | ₹ 1,054.63 | ₹ 1,757.71 | ₹ 2,460.80 | ₹ 3,515.42 | ₹ 4,628.32 | ₹ 5,311.34 | ₹ 5,980.04 | ₹ 9,638.91 | ₹ 9,638.91 | ₹ 9,638.91 | ₹ 9,638.91 |
|---|
26. Women Care Program
Premium to be charged per policy
27. Maternity Care Program
Premium to be charged per policy
Discounts & Loadings
1. Employee Discount (CHIL & its partners)
A discount for Employees and / or their dependents of CHIL (Care Health Insurance Limited) & CHIL's Promoters.
2. Tenure Discount:
| Policy Tenure | Discounts | Rates |
|---|
| 2 | 7.5% (d1) | 2 year rate = Annual rate (First year premium) + Annual Rate (Second year premium) x (1-d1) |
|---|
| 3 | 10.0% (d2) | 3 year rate = Annual rate (First year premium) + Annual Rate (Second year premium) x (1-d1) + Annual Rate (Third year premium) x (1-d2) |
|---|
| 4 | 12.5% (d3) | 4 year rate = Annual rate (First year premium) + Annual Rate (Second year premium) x (1-d1) + Annual Rate (Third year premium) x (1-d2) + Annual Rate (Fourth year premium) x (1-d3) |
|---|
| 5 | 15.0% (d4) | 5 year rate = Annual rate (First year premium) + Annual Rate (Second year premium) x (1-d1) + Annual Rate (Third year premium) x (1-d2) + Annual Rate (Fourth year premium) x (1-d3) + Annual Rate (Fifth year premium) x (1-d4) |
|---|
3. Direct Discounts
A discount of up to 15% will be applicable on fresh policy and on renewal of the policy through direct channel.
4. Discount in lieu of commission
A discount of upto 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.
5. Cross Sell Discount (including in lieu of commission)
A discount of upto 15% will be applicable Insured person has existing policy with CHIL.
6. Renewal Discount
Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date.
Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.
7. Corporate GMC policyholder discount
A discount of up to 10% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.
8. Early Bird Discount
If a person avails this policy before the age of 36 years and continuously renewed without any break, then, on completion of 40 years of age the insured person will be offered a discount of up to 10% on the subsequent renewal premium applicable on the base coverage opted at the inception of this policy.
This discount will not be applicable if optional cover Premium Freeze is opted with the base cover.
9. NRI Policyholder Discount
A discount of up to 15% will be applicable on fresh and renewal policy for a NRI policyholder.
10. Family Discount
This discount shall be applicable on each additional member covered (other than eldest member) in the same Policy having Sum Insured on individual basis.
| No. of Persons | Discount |
|---|
| 2,3 members | 5.0% |
|---|
| 4 members | 10.0% |
|---|
Premium Payment Mode
These adjustment factor/ instalment factors will be applicable on the Gross Premium of the respective tenure and premium payment mode.
#1 Option to pay the premium in any mode within the policy tenure
| Policy Tenure | Monthly | Quarterly | Half Yearly |
|---|
| 1 year | 5.50% | 3.00% | 2.00% |
|---|
| 2 year | 6.00% | 4.50% | 3.00% |
|---|
| 3 year | 9.50% | 7.50% | 6.00% |
|---|
| 4 year | 13.10% | 10.90% | 8.60% |
|---|
| 5 year | 18.50% | 15.60% | 12.50% |
|---|
#2 Option to pay entire Premium of any tenure within a Policy Year
| Policy Tenure | Monthly | Quarterly | Half Yearly |
|---|
| 1 year | 5.50% | 3.00% | 2.00% |
|---|
| 2 year | 1.50% | -1.00% | -2.00% |
|---|
| 3 year | -0.50% | -3.00% | -4.00% |
|---|
| 4 year | -2.50% | -5.00% | -6.00% |
|---|
| 5 year | -3.50% | -6.00% | -7.00% |
|---|
Discount/Loading applicable on total tenure premium
positive value is loading and -ve value is discount
