Rate Chart

Ultimate Care - CHIHLIP26058V022526

Base Gross premium

Office Premium corresponding to Individual (1A) - Zone 1 - for Policy Vintage > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	5,456	5,720	6,407	7,166	8,052	8,780	9,686	10,317	10,529	10,611
1	5,512	5,779	6,473	7,239	8,135	8,871	9,786	10,424	10,638	10,721
2	5,568	5,838	6,539	7,314	8,219	8,963	9,888	10,532	10,748	10,832
3	5,625	5,898	6,607	7,389	8,304	9,055	9,990	10,641	10,859	10,944
4	5,683	5,959	6,675	7,466	8,390	9,149	10,093	10,751	10,972	11,058
5	5,741	6,020	6,743	7,543	8,477	9,244	10,198	10,862	11,085	11,172
6	5,800	6,082	6,813	7,620	8,564	9,339	10,303	10,975	11,200	11,288
7	5,860	6,145	6,883	7,699	8,653	9,436	10,410	11,088	11,316	11,405
8	5,920	6,208	6,954	7,778	8,742	9,533	10,518	11,203	11,433	11,523
9	5,981	6,272	7,025	7,859	8,832	9,632	10,626	11,319	11,552	11,642
10	6,042	6,336	7,098	7,940	8,923	9,731	10,736	11,436	11,672	11,763
11	6,104	6,401	7,171	8,021	9,016	9,832	10,848	11,555	11,792	11,885
12	6,167	6,467	7,245	8,104	9,109	9,934	10,960	11,674	11,915	12,008
13	6,230	6,534	7,319	8,188	9,203	10,036	11,073	11,795	12,038	12,132
14	6,295	6,601	7,395	8,272	9,298	10,140	11,188	11,918	12,163	12,258
15	6,359	6,669	7,471	8,358	9,394	10,245	11,304	12,041	12,289	12,385
16	6,425	6,737	7,548	8,444	9,491	10,351	11,421	12,166	12,416	12,513
17	6,491	6,807	7,626	8,531	9,589	10,458	11,539	12,292	12,545	12,643
18	6,880	7,216	8,085	9,045	10,168	11,090	12,237	13,035	13,304	13,408
19	7,049	7,392	8,283	9,267	10,418	11,363	12,538	13,356	13,631	13,738
20	7,221	7,573	8,486	9,495	10,674	11,642	12,847	13,685	13,967	14,077
21	7,398	7,759	8,694	9,728	10,936	11,929	13,163	14,022	14,311	14,423
22	7,579	7,949	8,907	9,967	11,205	12,222	13,487	14,368	14,664	14,779
23	7,765	8,143	9,126	10,212	11,481	12,523	13,819	14,722	15,025	15,143
24	7,955	8,343	9,350	10,463	11,763	12,831	14,160	15,085	15,396	15,516
25	8,150	8,548	9,579	10,720	12,053	13,147	14,509	15,457	15,775	15,899
26	8,283	8,687	9,736	10,896	12,251	13,363	14,747	15,711	16,035	16,160
27	8,418	8,829	9,896	11,074	12,452	13,583	14,989	15,969	16,298	16,426
28	8,556	8,974	10,058	11,256	12,656	13,806	15,236	16,232	16,566	16,696
29	8,696	9,121	10,222	11,440	12,864	14,032	15,486	16,498	16,839	16,971
30	8,838	9,270	10,390	11,628	13,075	14,263	15,741	16,770	17,116	17,250
31	8,983	9,422	10,560	11,819	13,289	14,497	16,000	17,046	17,397	17,534
32	9,129	9,576	10,733	12,013	13,508	14,735	16,263	17,326	17,683	17,822
33	9,279	9,733	10,909	12,210	13,730	14,977	16,530	17,611	17,974	18,115
34	9,431	9,892	11,088	12,410	13,955	15,224	16,802	17,901	18,270	18,413
35	9,585	10,054	11,270	12,614	14,184	15,474	17,078	18,195	18,571	18,716
36	9,742	10,219	11,455	12,821	14,417	15,728	17,359	18,494	18,876	19,024
37	10,125	10,621	11,905	13,326	14,986	16,349	18,044	19,225	19,622	19,776
38	10,523	11,038	12,374	13,851	15,577	16,994	18,757	19,984	20,397	20,557
39	10,937	11,473	12,862	14,397	16,191	17,665	19,498	20,774	21,203	21,369
40	11,367	11,924	13,368	14,965	16,830	18,362	20,268	21,595	22,041	22,214
41	11,815	12,394	13,895	15,555	17,495	19,087	21,069	22,448	22,912	23,092
42	12,202	12,800	14,352	16,066	18,070	19,716	21,763	23,188	23,667	23,853
43	12,603	13,221	14,823	16,595	18,665	20,365	22,479	23,952	24,447	24,639
44	13,016	13,655	15,310	17,140	19,279	21,035	23,220	24,741	25,252	25,451
45	13,444	14,103	15,814	17,704	19,914	21,728	23,985	25,556	26,085	26,290
46	13,885	14,567	16,334	18,287	20,569	22,444	24,775	26,399	26,944	27,156
47	14,668	15,388	17,255	19,319	21,731	23,712	26,175	27,891	28,468	28,692
48	15,494	16,255	18,228	20,410	22,959	25,052	27,655	29,468	30,078	30,314
49	16,368	17,172	19,257	21,562	24,256	26,468	29,219	31,135	31,779	32,029
50	17,291	18,141	20,344	22,780	25,627	27,964	30,872	32,896	33,577	33,841
51	17,402	18,257	20,475	22,926	25,791	28,143	31,069	33,107	33,792	34,058
52	18,237	19,133	21,458	24,028	27,031	29,497	32,564	34,700	35,418	35,697
53	19,112	20,052	22,489	25,182	28,330	30,915	34,131	36,370	37,123	37,415
54	20,030	21,015	23,569	26,393	29,693	32,403	35,773	38,120	38,910	39,216
55	20,991	22,024	24,702	27,662	31,121	33,962	37,495	39,955	40,783	41,104
56	22,000	23,083	25,890	28,992	32,619	35,596	39,300	41,879	42,746	43,083
57	23,786	24,957	27,993	31,349	35,271	38,492	42,498	45,287	46,225	46,589
58	25,719	26,985	30,269	33,899	38,141	41,624	45,957	48,974	49,988	50,381
59	27,809	29,178	32,730	36,656	41,244	45,011	49,698	52,961	54,058	54,483
60	30,453	31,935	35,776	40,022	44,984	49,059	54,128	57,657	58,844	59,304
61	32,898	34,500	38,655	43,248	48,615	53,022	58,504	62,321	63,605	64,102
62	35,096	36,807	41,243	46,147	51,878	56,584	62,438	66,514	67,884	68,416
63	37,442	39,269	44,006	49,243	55,362	60,387	66,638	70,990	72,454	73,021
64	39,948	41,899	46,957	52,549	59,083	64,449	71,123	75,771	77,333	77,939
65	42,624	44,707	50,108	56,079	63,056	68,785	75,913	80,875	82,544	83,191
66	45,481	47,705	53,473	59,848	67,298	73,416	81,027	86,326	88,107	88,798
67	48,034	50,385	56,480	63,217	71,090	77,555	85,598	91,197	93,080	93,810
68	50,733	53,217	59,658	66,777	75,097	81,929	90,428	96,345	98,335	99,107
69	53,584	56,210	63,016	70,539	79,331	86,551	95,532	101,785	103,888	104,703
70	56,598	59,372	66,564	74,515	83,806	91,435	100,926	107,534	109,756	110,618
71	59,782	62,714	70,315	78,716	88,535	96,597	106,626	113,609	115,958	116,868
72	61,983	65,023	72,906	81,619	91,802	100,163	110,565	117,807	120,243	121,187
73	64,265	67,418	75,593	84,630	95,191	103,862	114,650	122,161	124,687	125,666
74	66,632	69,902	78,381	87,753	98,705	107,699	118,887	126,677	129,296	130,312
75	69,086	72,478	81,271	90,991	102,350	111,677	123,281	131,359	134,076	135,129
76	71,632	75,150	84,269	94,350	106,131	115,804	127,838	136,216	139,034	140,126
77	75,316	79,016	88,607	99,210	111,600	121,775	134,431	143,244	146,207	147,356
78	79,191	83,082	93,170	104,321	117,354	128,054	141,367	150,635	153,752	154,961
79	83,266	87,358	97,969	109,698	123,405	134,660	148,661	158,409	161,688	162,959
80	87,552	91,856	103,016	115,352	129,769	141,607	156,333	166,586	170,034	171,371
80+	92,060	96,587	108,325	121,300	136,463	148,913	164,402	175,186	178,813	180,219

Office Premium corresponding to Individual (1A1C) - Zone 1 - for Policy Vintage > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,060	8,453	9,473	10,601	11,919	13,001	14,347	15,285	15,600	15,722
19	8,177	8,577	9,612	10,756	12,094	13,192	14,558	15,510	15,829	15,953
20	8,298	8,703	9,754	10,916	12,273	13,388	14,774	15,740	16,064	16,190
21	8,422	8,833	9,900	11,079	12,457	13,588	14,996	15,976	16,305	16,433
22	8,549	8,966	10,049	11,246	12,645	13,794	15,223	16,218	16,552	16,682
23	8,679	9,103	10,202	11,418	12,838	14,004	15,455	16,466	16,805	16,937
24	8,812	9,242	10,359	11,593	13,036	14,220	15,694	16,720	17,065	17,198
25	8,948	9,386	10,520	11,773	13,238	14,441	15,938	16,980	17,330	17,466
26	9,075	9,519	10,669	11,941	13,427	14,647	16,165	17,222	17,577	17,715
27	9,204	9,654	10,821	12,110	13,618	14,855	16,395	17,467	17,828	17,968
28	9,334	9,791	10,974	12,283	13,812	15,067	16,629	17,716	18,082	18,224
29	9,467	9,930	11,130	12,458	14,009	15,282	16,866	17,969	18,340	18,484
30	9,601	10,071	11,289	12,635	14,208	15,500	17,107	18,226	18,602	18,748
31	9,738	10,214	11,450	12,815	14,411	15,721	17,352	18,487	18,868	19,016
32	9,877	10,360	11,613	12,998	14,617	15,946	17,600	18,751	19,138	19,288
33	10,017	10,508	11,779	13,184	14,826	16,174	17,852	19,019	19,412	19,564
34	10,160	10,657	11,947	13,372	15,038	16,406	18,107	19,292	19,690	19,845
35	10,305	10,809	12,117	13,563	15,253	16,641	18,367	19,568	19,972	20,129
36	10,452	10,964	12,291	13,757	15,472	16,879	18,630	19,849	20,259	20,418
37	10,758	11,285	12,651	14,161	15,925	17,374	19,177	20,432	20,854	21,018
38	11,074	11,617	13,024	14,578	16,396	17,888	19,744	21,036	21,471	21,639
39	11,402	11,961	13,410	15,011	16,883	18,419	20,331	21,662	22,110	22,283
40	11,743	12,318	13,810	15,460	17,388	18,971	20,940	22,311	22,772	22,951
41	12,095	12,688	14,225	15,925	17,911	19,542	21,571	22,983	23,458	23,642
42	12,406	13,014	14,592	16,335	18,373	20,046	22,127	23,576	24,064	24,253
43	13,598	14,265	15,996	17,908	20,143	21,978	24,261	25,851	26,385	26,593
44	14,005	14,693	16,475	18,445	20,748	22,638	24,990	26,628	27,179	27,392
45	14,425	15,134	16,970	18,999	21,371	23,319	25,742	27,429	27,996	28,216
46	15,547	16,311	18,291	20,480	23,037	25,138	27,750	29,570	30,181	30,418
47	16,261	17,060	19,131	21,421	24,097	26,294	29,028	30,931	31,571	31,819
48	17,011	17,847	20,014	22,410	25,211	27,510	30,370	32,361	33,031	33,291
49	17,799	18,674	20,943	23,451	26,381	28,788	31,781	33,865	34,566	34,838
50	18,492	19,401	21,758	24,364	27,409	29,910	33,021	35,186	35,915	36,197
51	18,575	19,488	21,856	24,473	27,532	30,044	33,169	35,345	36,076	36,360
52	19,201	20,145	22,593	25,300	28,462	31,059	34,290	36,539	37,296	37,589
53	19,857	20,834	23,367	26,166	29,437	32,123	35,465	37,792	38,574	38,878
54	20,546	21,556	24,177	27,074	30,459	33,239	36,697	39,105	39,914	40,228
55	21,267	22,313	25,026	28,025	31,530	34,408	37,988	40,481	41,319	41,644
56	22,110	23,198	26,019	29,137	32,782	35,774	39,497	42,088	42,960	43,298
57	23,905	25,082	28,133	31,506	35,448	38,684	42,710	45,514	46,456	46,822
58	25,847	27,120	30,420	34,068	38,331	41,832	46,186	49,218	50,238	50,633
59	27,948	29,324	32,894	36,839	41,450	45,236	49,946	53,225	54,328	54,756
60	30,605	32,094	35,955	40,222	45,209	49,304	54,398	57,945	59,138	59,600
61	33,062	34,673	38,848	43,464	48,858	53,287	58,796	62,633	63,923	64,423
62	35,029	36,740	41,175	46,078	51,808	56,512	62,365	66,439	67,810	68,341
63	36,965	38,772	43,455	48,632	54,682	59,650	65,830	70,133	71,580	72,141
64	39,033	40,941	45,890	51,359	57,752	63,001	69,530	74,077	75,605	76,198
65	41,240	43,258	48,489	54,272	61,030	66,578	73,482	78,288	79,904	80,531
66	45,708	47,944	53,740	60,147	67,635	73,783	81,432	86,757	88,548	89,242
67	48,274	50,637	56,762	63,533	71,446	77,943	86,026	91,653	93,546	94,279
68	50,986	53,483	59,956	67,111	75,473	82,339	90,880	96,827	98,827	99,602
69	53,852	56,491	63,331	70,892	79,728	86,984	96,010	102,294	104,408	105,227
70	56,881	59,669	66,897	74,887	84,225	91,892	101,431	108,072	110,305	111,171
71	60,081	63,028	70,666	79,110	88,977	97,080	107,159	114,177	116,537	117,452
72	62,293	65,348	73,270	82,027	92,261	100,664	111,118	118,396	120,844	121,793
73	64,586	67,755	75,971	85,053	95,667	104,382	115,223	122,772	125,310	126,295
74	66,965	70,252	78,773	88,191	99,199	108,237	119,481	127,310	129,942	130,963
75	69,432	72,841	81,678	91,446	102,862	112,236	123,897	132,016	134,746	135,805
76	71,990	75,526	84,691	94,822	106,661	116,383	128,477	136,897	139,729	140,827
77	75,693	79,411	89,050	99,706	112,158	122,383	135,104	143,960	146,938	148,093
78	79,586	83,497	93,636	104,843	117,940	128,695	142,074	151,388	154,521	155,735
79	83,682	87,795	98,459	110,246	124,022	135,333	149,404	159,202	162,496	163,774
80	87,989	92,316	103,531	115,929	130,418	142,315	157,115	167,419	170,884	172,228
80+	92,520	97,070	108,867	121,906	137,145	149,658	165,224	176,062	179,707	181,120

Office Premium corresponding to Individual (1A2C) - Zone 1 - for Policy Vintage > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,273	11,825	13,257	14,840	16,690	18,210	20,099	21,415	21,857	22,029
19	11,391	11,949	13,396	14,996	16,865	18,400	20,310	21,640	22,087	22,260
20	11,511	12,076	13,538	15,155	17,045	18,596	20,526	21,870	22,322	22,497
21	11,635	12,205	13,684	15,318	17,228	18,797	20,748	22,106	22,563	22,740
22	11,762	12,338	13,833	15,486	17,417	19,002	20,975	22,348	22,810	22,989
23	11,892	12,475	13,986	15,657	17,609	19,213	21,207	22,596	23,063	23,244
24	12,025	12,615	14,143	15,833	17,807	19,428	21,445	22,850	23,322	23,505
25	12,161	12,758	14,304	16,013	18,010	19,650	21,690	23,110	23,588	23,773
26	12,288	12,891	14,453	16,180	18,198	19,855	21,917	23,352	23,835	24,022
27	12,417	13,026	14,605	16,350	18,389	20,064	22,147	23,597	24,085	24,274
28	12,548	13,163	14,758	16,522	18,583	20,275	22,381	23,847	24,340	24,531
29	12,714	13,337	14,954	16,741	18,830	20,545	22,678	24,164	24,663	24,857
30	12,882	13,514	15,152	16,964	19,080	20,818	22,980	24,485	24,991	25,187
31	13,053	13,693	15,354	17,189	19,334	21,095	23,286	24,811	25,324	25,523
32	13,226	13,875	15,558	17,417	19,591	21,376	23,596	25,141	25,661	25,863
33	13,402	14,060	15,765	17,649	19,852	21,660	23,910	25,477	26,003	26,208
34	13,580	14,247	15,974	17,884	20,116	21,949	24,229	25,817	26,350	26,557
35	13,761	14,436	16,187	18,123	20,385	22,242	24,552	26,161	26,702	26,912
36	13,944	14,628	16,403	18,364	20,657	22,539	24,880	26,511	27,059	27,272
37	14,286	14,988	16,806	18,816	21,165	23,093	25,493	27,163	27,725	27,943
38	14,640	15,359	17,222	19,282	21,690	23,666	26,126	27,838	28,414	28,637
39	15,005	15,742	17,652	19,764	22,232	24,259	26,780	28,535	29,125	29,354
40	15,383	16,138	18,097	20,263	22,793	24,871	27,456	29,255	29,861	30,095
41	15,773	16,548	18,557	20,778	23,373	25,504	28,155	30,000	30,621	30,862
42	16,123	16,915	18,969	21,239	23,892	26,070	28,780	30,667	31,301	31,548
43	17,354	18,207	20,418	22,863	25,720	28,065	30,984	33,015	33,699	33,964
44	17,800	18,675	20,944	23,452	26,383	28,789	31,783	33,867	34,568	34,840
45	18,260	19,158	21,485	24,058	27,065	29,534	32,606	34,744	35,463	35,742
46	20,294	21,292	23,880	26,741	30,085	32,831	36,246	38,624	39,424	39,734
47	21,125	22,164	24,859	27,838	31,319	34,178	37,734	40,210	41,043	41,366
48	21,996	23,078	25,885	28,987	32,612	35,589	39,293	41,871	42,738	43,074
49	22,908	24,035	26,959	30,190	33,967	37,068	40,925	43,611	44,514	44,864
50	23,727	24,895	27,923	31,271	35,183	38,395	42,392	45,174	46,109	46,472
51	23,940	25,118	28,174	31,552	35,499	38,740	42,772	45,580	46,524	46,890
52	24,699	25,915	29,068	32,554	36,627	39,971	44,132	47,029	48,003	48,381
53	25,356	26,604	29,841	33,420	37,602	41,035	45,307	48,281	49,281	49,669
54	26,044	27,327	30,652	34,328	38,623	42,151	46,539	49,594	50,621	51,020
55	26,765	28,084	31,501	35,279	39,695	43,320	47,830	50,970	52,026	52,436
56	27,521	28,877	32,392	36,277	40,818	44,546	49,184	52,413	53,499	53,920
57	28,861	30,283	33,970	38,045	42,807	46,718	51,582	54,969	56,108	56,550
58	30,311	31,804	35,676	39,957	44,959	49,066	54,176	57,734	58,930	59,394
59	31,878	33,449	37,522	42,025	47,287	51,607	56,982	60,724	61,983	62,471
60	33,861	35,516	39,807	44,549	50,092	54,643	60,305	64,246	65,572	66,086
61	35,695	37,441	41,966	46,968	52,815	57,615	63,587	67,744	69,143	69,685
62	37,343	39,170	43,907	49,143	55,262	60,286	66,537	70,889	72,352	72,920
63	39,103	41,017	45,980	51,465	57,875	63,139	69,687	74,246	75,780	76,374
64	40,983	42,990	48,193	53,944	60,666	66,185	73,051	77,832	79,439	80,063
65	42,989	45,096	50,556	56,592	63,646	69,438	76,643	81,660	83,347	84,001
66	51,939	54,485	61,085	68,381	76,907	83,908	92,618	98,682	100,721	101,512
67	54,237	56,897	63,792	71,413	80,320	87,633	96,732	103,066	105,196	106,022
68	56,666	59,446	66,652	74,617	83,926	91,570	101,079	107,699	109,926	110,789
69	59,233	62,139	69,674	78,003	87,737	95,730	105,673	112,595	114,923	115,826
70	61,945	64,985	72,868	81,581	91,764	100,125	110,527	117,769	120,205	121,149
71	64,811	67,993	76,243	85,362	96,020	104,771	115,657	123,237	125,786	126,774
72	66,791	70,071	78,575	87,975	98,961	107,981	119,202	127,015	129,643	130,661
73	68,845	72,227	80,994	90,685	102,011	111,310	122,879	130,934	133,642	134,693
74	70,975	74,462	83,502	93,495	105,174	114,763	126,692	134,998	137,791	138,874
75	73,184	76,781	86,104	96,410	108,454	118,343	130,646	139,212	142,093	143,210
76	75,476	79,185	88,802	99,433	111,856	122,057	134,748	143,583	146,554	147,707
77	78,791	82,665	92,706	103,807	116,779	127,431	140,682	149,908	153,011	154,214
78	82,278	86,324	96,813	108,407	121,957	133,083	146,924	156,560	159,801	161,058
79	85,946	90,173	101,132	113,246	127,403	139,027	153,489	163,557	166,943	168,256
80	89,803	94,221	105,674	118,335	133,131	145,280	160,393	170,916	174,455	175,827
80+	93,860	98,479	110,452	123,688	139,155	151,856	167,656	178,656	182,356	183,790

Office Premium corresponding to Individual (2A) - Zone 1 - for Policy Vintage > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	9,593	10,062	11,279	12,623	14,195	15,486	17,091	18,209	18,585	18,731
19	9,710	10,185	11,417	12,779	14,370	15,677	17,302	18,434	18,815	18,962
20	9,831	10,312	11,559	12,938	14,549	15,872	17,518	18,664	19,050	19,199
21	9,955	10,442	11,705	13,101	14,733	16,073	17,740	18,900	19,291	19,442
22	10,199	10,699	11,993	13,424	15,096	16,469	18,178	19,367	19,767	19,922
23	10,450	10,962	12,288	13,755	15,468	16,876	18,626	19,845	20,255	20,414
24	10,707	11,231	12,591	14,094	15,850	17,292	19,086	20,335	20,755	20,918
25	10,970	11,507	12,901	14,441	16,241	17,719	19,557	20,837	21,268	21,435
26	11,193	11,742	13,163	14,735	16,572	18,080	19,957	21,263	21,702	21,872
27	11,421	11,981	13,432	15,036	16,910	18,450	20,364	21,698	22,146	22,320
28	11,654	12,225	13,706	15,343	17,256	18,827	20,781	22,142	22,599	22,777
29	11,845	12,426	13,931	15,595	17,540	19,137	21,123	22,506	22,972	23,152
30	12,039	12,630	14,160	15,852	17,828	19,452	21,471	22,877	23,350	23,533
31	12,237	12,837	14,393	16,112	18,122	19,772	21,825	23,254	23,735	23,921
32	12,438	13,048	14,629	16,377	18,420	20,097	22,184	23,637	24,126	24,315
33	12,642	13,262	14,869	16,646	18,723	20,428	22,550	24,026	24,523	24,716
34	12,849	13,480	15,114	16,920	19,031	20,765	22,921	24,422	24,927	25,123
35	13,060	13,701	15,362	17,198	19,344	21,106	23,298	24,825	25,338	25,537
36	13,275	13,926	15,615	17,481	19,663	21,454	23,682	25,234	25,755	25,958
37	13,649	14,319	16,055	17,975	20,219	22,061	24,352	25,948	26,484	26,692
38	14,036	14,725	16,511	18,485	20,793	22,687	25,044	26,686	27,237	27,451
39	14,435	15,144	16,981	19,012	21,386	23,335	25,760	27,448	28,015	28,236
40	15,004	15,741	17,652	19,763	22,231	24,258	26,779	28,534	29,124	29,353
41	15,596	16,362	18,349	20,544	23,110	25,217	27,838	29,663	30,276	30,514
42	16,157	16,951	19,009	21,284	23,943	26,126	28,842	30,733	31,369	31,615
43	16,739	17,561	19,694	22,052	24,807	27,069	29,883	31,842	32,501	32,757
44	17,342	18,194	20,404	22,847	25,702	28,046	30,962	32,992	33,675	33,940
45	17,912	18,793	21,076	23,599	26,549	28,970	31,983	34,081	34,786	35,060
46	19,191	20,135	22,582	25,286	28,447	31,043	34,272	36,520	37,276	37,569
47	20,067	21,054	23,613	26,442	29,749	32,463	35,840	38,192	38,983	39,289
48	20,986	22,019	24,696	27,655	31,114	33,953	37,486	39,945	40,773	41,093
49	22,640	23,754	26,643	29,837	33,569	36,633	40,446	43,100	43,993	44,339
50	23,919	25,097	28,150	31,524	35,468	38,707	42,735	45,540	46,483	46,849
51	24,622	25,834	28,977	32,452	36,512	39,846	43,994	46,881	47,852	48,229
52	25,903	27,179	30,486	34,142	38,415	41,923	46,287	49,326	50,348	50,744
53	27,252	28,595	32,075	35,922	40,418	44,109	48,702	51,899	52,975	53,392
54	28,023	29,404	32,983	36,939	41,563	45,359	50,082	53,370	54,476	54,905
55	29,371	30,818	34,570	38,717	43,564	47,544	52,495	55,942	57,101	57,550
56	30,784	32,301	36,234	40,581	45,662	49,833	55,023	58,637	59,852	60,323
57	32,812	34,429	38,622	43,257	48,673	53,121	58,654	62,506	63,801	64,303
58	34,983	36,707	41,178	46,120	51,896	56,639	62,539	66,647	68,028	68,564
59	37,306	39,146	43,915	49,186	55,347	60,405	66,698	71,080	72,553	73,124
60	40,630	42,619	47,777	53,479	60,142	65,613	72,419	77,158	78,752	79,370
61	43,912	46,064	51,643	57,810	65,016	70,934	78,295	83,421	85,145	85,813
62	47,128	49,439	55,430	62,052	69,791	76,146	84,051	89,556	91,407	92,124
63	50,871	53,353	59,787	66,899	75,210	82,035	90,524	96,435	98,423	99,194
64	54,584	57,250	64,159	71,797	80,723	88,053	97,170	103,519	105,654	106,481
65	58,239	61,085	68,463	76,619	86,150	93,977	103,713	110,492	112,771	113,655
66	68,949	72,322	81,065	90,730	102,025	111,300	122,838	130,871	133,572	134,620
67	73,127	76,706	85,985	96,242	108,229	118,071	130,315	138,840	141,707	142,819
68	77,562	81,361	91,208	102,093	114,815	125,260	138,255	147,302	150,344	151,524
69	89,078	93,443	104,760	117,268	131,887	143,890	158,823	169,220	172,716	174,072
70	94,089	98,701	110,660	123,878	139,327	152,011	167,791	178,778	182,473	183,905
71	99,383	104,258	116,895	130,864	147,189	160,593	177,269	188,879	192,783	194,297
72	103,930	109,030	122,249	136,862	153,940	167,963	185,408	197,553	201,638	203,221
73	108,696	114,031	127,862	143,150	161,017	175,688	193,939	206,646	210,919	212,576
74	113,693	119,275	133,746	149,742	168,436	183,786	202,882	216,177	220,648	222,382
75	117,882	123,671	138,679	155,269	174,657	190,577	210,381	224,170	228,807	230,605
76	122,227	128,231	143,796	161,002	181,109	197,620	218,159	232,460	237,268	239,133
77	127,673	133,946	150,209	168,186	189,195	206,446	227,906	242,848	247,873	249,821
78	133,369	139,924	156,917	175,701	197,654	215,679	238,103	253,715	258,965	261,001
79	139,328	146,177	163,934	183,563	206,502	225,337	248,769	265,083	270,569	272,696
80	146,501	153,705	172,381	193,026	217,152	236,963	261,608	278,767	284,537	286,774
80+	165,627	173,777	194,905	218,259	245,553	267,964	295,844	315,255	321,783	324,314

Office Premium corresponding to Individual (2A1C) - Zone 1 - for Policy Vintage >3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	12,806	13,434	15,063	16,863	18,967	20,694	22,843	24,339	24,843	25,038
19	12,924	13,558	15,201	17,018	19,142	20,885	23,054	24,564	25,072	25,269
20	13,044	13,684	15,343	17,177	19,321	21,081	23,270	24,794	25,307	25,506
21	13,168	13,814	15,489	17,341	19,505	21,281	23,492	25,030	25,548	25,749
22	13,413	14,071	15,777	17,663	19,868	21,678	23,929	25,497	26,024	26,229
23	13,663	14,334	16,072	17,994	20,240	22,084	24,378	25,975	26,512	26,721
24	13,920	14,603	16,375	18,333	20,621	22,500	24,838	26,465	27,012	27,225
25	14,183	14,880	16,685	18,680	21,012	22,927	25,309	26,967	27,525	27,741
26	14,440	15,149	16,987	19,019	21,393	23,343	25,768	27,457	28,025	28,245
27	14,702	15,424	17,295	19,364	21,782	23,767	26,237	27,957	28,535	28,759
28	14,969	15,704	17,610	19,717	22,179	24,200	26,715	28,466	29,055	29,283
29	15,195	15,941	17,876	20,015	22,514	24,566	27,119	28,897	29,495	29,726
30	15,424	16,182	18,146	20,317	22,854	24,938	27,530	29,334	29,941	30,177
31	15,657	16,426	18,420	20,624	23,200	25,315	27,947	29,779	30,395	30,634
32	15,894	16,674	18,699	20,936	23,551	25,699	28,370	30,230	30,855	31,098
33	16,134	16,926	18,982	21,253	23,908	26,088	28,800	30,688	31,323	31,569
34	16,378	17,183	19,269	21,575	24,271	26,484	29,237	31,154	31,798	32,048
35	16,626	17,443	19,561	21,902	24,638	26,885	29,680	31,626	32,281	32,535
36	16,877	17,707	19,857	22,234	25,012	27,293	30,131	32,107	32,771	33,029
37	17,289	18,139	20,342	22,778	25,624	27,961	30,868	32,892	33,573	33,837
38	17,714	18,585	20,842	23,338	26,255	28,649	31,628	33,703	34,400	34,671
39	18,152	19,044	21,358	23,916	26,905	29,359	32,412	34,538	35,253	35,530
40	18,760	19,683	22,074	24,718	27,808	30,345	33,501	35,698	36,437	36,724
41	19,391	20,345	22,817	25,551	28,745	31,368	34,630	36,902	37,666	37,962
42	19,992	20,975	23,525	26,343	29,637	32,341	35,706	38,048	38,836	39,141
43	21,485	22,542	25,283	28,313	31,854	34,762	38,379	40,897	41,744	42,072
44	22,206	23,299	26,132	29,264	32,924	35,930	39,668	42,272	43,147	43,487
45	22,897	24,024	26,946	30,176	33,951	37,050	40,906	43,590	44,493	44,843
46	24,299	25,496	28,597	32,026	36,033	39,323	43,416	46,266	47,224	47,596
47	25,302	26,548	29,779	33,349	37,522	40,949	45,211	48,179	49,177	49,564
48	26,351	27,649	31,014	34,733	39,080	42,649	47,089	50,181	51,220	51,623
49	28,138	29,524	33,118	37,091	41,733	45,545	50,288	53,589	54,700	55,130
50	29,417	30,867	34,624	38,778	43,633	47,619	52,577	56,030	57,191	57,641
51	30,120	31,604	35,452	39,706	44,676	48,758	53,835	57,371	58,559	59,020
52	31,402	32,949	36,961	41,396	46,579	50,835	56,129	59,815	61,055	61,536
53	32,751	34,365	38,550	43,176	48,582	53,021	58,544	62,389	63,682	64,183
54	33,522	35,174	39,458	44,193	49,727	54,271	59,924	63,860	65,183	65,697
55	34,869	36,588	41,045	45,971	51,728	56,456	62,336	66,431	67,808	68,342
56	36,282	38,071	42,709	47,835	53,826	58,745	64,865	69,126	70,559	71,114
57	38,310	40,199	45,097	50,511	56,838	62,033	68,495	72,995	74,508	75,095
58	40,481	42,477	47,653	53,374	60,061	65,551	72,381	77,136	78,735	79,355
59	42,805	44,916	50,390	56,440	63,511	69,317	76,540	81,569	83,260	83,916
60	46,128	48,389	54,252	60,732	68,306	74,525	82,261	87,648	89,459	90,161
61	49,411	51,834	58,118	65,063	73,181	79,846	88,137	93,910	95,852	96,604
62	52,626	55,209	61,905	69,306	77,956	85,058	93,893	100,045	102,114	102,916
63	56,370	59,123	66,262	74,153	83,374	90,946	100,366	106,925	109,130	109,986
64	60,083	63,020	70,634	79,051	88,888	96,964	107,012	114,008	116,361	117,273
65	63,738	66,855	74,938	83,873	94,315	102,889	113,555	120,981	123,478	124,446
66	74,447	78,092	87,540	97,984	110,190	120,212	132,680	141,360	144,279	145,411
67	78,625	82,476	92,460	103,496	116,393	126,983	140,157	149,330	152,414	153,610
68	83,060	87,131	97,683	109,347	122,979	134,172	148,096	157,791	161,051	162,316
69	94,577	99,214	111,234	124,522	140,051	152,802	168,665	179,709	183,423	184,863
70	99,587	104,472	117,135	131,132	147,491	160,923	177,633	189,268	193,180	194,697
71	104,882	110,028	123,370	138,118	155,353	169,505	187,111	199,368	203,490	205,089
72	109,429	114,800	128,724	144,116	162,105	176,875	195,249	208,043	212,345	214,013
73	114,195	119,801	134,337	150,404	169,182	184,600	203,781	217,135	221,626	223,367
74	119,191	125,045	140,221	156,996	176,600	192,698	212,724	226,667	231,355	233,173
75	123,381	129,442	145,154	162,523	182,822	199,489	220,223	234,659	239,514	241,396
76	127,726	134,002	150,271	168,256	189,274	206,531	228,001	242,949	247,976	249,925
77	133,171	139,716	156,684	175,440	197,360	215,358	237,748	253,338	258,580	260,613
78	138,868	145,694	163,392	182,955	205,818	224,591	247,945	264,205	269,672	271,793
79	144,826	151,948	170,409	190,817	214,666	234,249	258,611	275,572	281,276	283,488
80	151,999	159,475	178,856	200,280	225,317	245,875	271,450	289,256	295,244	297,566
80+	171,126	179,547	201,380	225,513	253,717	276,876	305,686	325,745	332,490	335,105

Office Premium corresponding to Individual (2A2C) - Zone 1 - for Policy Vintage > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	16,019	16,806	18,847	21,102	23,738	25,902	28,595	30,470	31,100	31,345
19	16,137	16,930	18,985	21,258	23,913	26,093	28,806	30,694	31,329	31,576
20	16,258	17,057	19,128	21,417	24,092	26,289	29,022	30,925	31,564	31,813
21	16,381	17,186	19,273	21,580	24,276	26,490	29,243	31,161	31,805	32,055
22	16,626	17,443	19,561	21,903	24,639	26,886	29,681	31,627	32,282	32,535
23	16,877	17,706	19,856	22,233	25,011	27,292	30,130	32,105	32,770	33,027
24	17,133	17,976	20,159	22,572	25,393	27,708	30,589	32,595	33,270	33,531
25	17,397	18,252	20,469	22,919	25,783	28,135	31,061	33,098	33,782	34,048
26	17,653	18,521	20,771	23,258	26,165	28,551	31,520	33,587	34,282	34,552
27	17,915	18,796	21,080	23,604	26,553	28,976	31,989	34,087	34,792	35,066
28	18,182	19,076	21,394	23,956	26,950	29,409	32,467	34,596	35,312	35,590
29	18,442	19,349	21,699	24,298	27,335	29,829	32,931	35,091	35,817	36,099
30	18,705	19,625	22,009	24,645	27,726	30,256	33,402	35,593	36,330	36,616
31	18,972	19,905	22,324	24,998	28,123	30,689	33,881	36,103	36,850	37,140
32	19,243	20,190	22,643	25,356	28,525	31,128	34,366	36,620	37,378	37,672
33	19,519	20,479	22,968	25,719	28,934	31,574	34,859	37,145	37,914	38,213
34	19,798	20,772	23,297	26,087	29,349	32,027	35,359	37,678	38,458	38,761
35	20,081	21,069	23,630	26,461	29,770	32,487	35,866	38,219	39,011	39,317
36	20,369	21,371	23,969	26,841	30,197	32,953	36,381	38,768	39,571	39,882
37	20,818	21,842	24,497	27,433	30,863	33,680	37,184	39,624	40,444	40,762
38	21,279	22,326	25,041	28,042	31,549	34,428	38,010	40,504	41,343	41,668
39	21,755	22,825	25,601	28,669	32,254	35,198	38,861	41,411	42,269	42,601
40	22,400	23,503	26,361	29,521	33,213	36,245	40,017	42,643	43,526	43,868
41	23,069	24,205	27,149	30,403	34,207	37,329	41,214	43,919	44,829	45,182
42	23,708	24,876	27,902	31,247	35,156	38,365	42,358	45,139	46,074	46,436
43	25,241	26,484	29,706	33,268	37,431	40,849	45,101	48,062	49,057	49,443
44	26,000	27,281	30,601	34,270	38,559	42,080	46,461	49,511	50,537	50,935
45	26,731	28,048	31,461	35,235	39,644	43,265	47,769	50,905	51,960	52,369
46	29,045	30,477	34,187	38,288	43,080	47,016	51,912	55,320	56,467	56,911
47	30,166	31,653	35,507	39,766	44,745	48,833	53,918	57,459	58,649	59,111
48	31,336	32,881	36,884	41,310	46,482	50,729	56,012	59,690	60,927	61,407
49	33,247	34,885	39,134	43,830	49,319	53,825	59,432	63,335	64,648	65,157
50	34,653	36,361	40,790	45,685	51,406	56,104	61,948	66,017	67,385	67,916
51	35,485	37,235	41,770	46,784	52,643	57,454	63,439	67,606	69,007	69,551
52	36,900	38,719	43,436	48,650	54,744	59,747	65,971	70,305	71,762	72,327
53	38,249	40,135	45,025	50,430	56,747	61,933	68,386	72,878	74,389	74,975
54	39,020	40,944	45,933	51,447	57,892	63,183	69,766	74,349	75,890	76,488
55	40,368	42,359	47,520	53,225	59,893	65,367	72,178	76,920	78,515	79,133
56	41,780	43,841	49,184	55,089	61,990	67,657	74,707	79,615	81,266	81,906
57	43,809	45,970	51,572	57,765	65,002	70,944	78,337	83,484	85,215	85,886
58	45,979	48,247	54,128	60,628	68,225	74,463	82,223	87,625	89,442	90,147
59	48,303	50,686	56,864	63,694	71,675	78,229	86,382	92,058	93,967	94,707
60	51,626	54,159	60,727	67,986	76,470	83,437	92,103	98,137	100,166	100,953
61	54,909	57,605	64,593	72,317	81,345	88,758	97,979	104,400	106,559	107,396
62	58,125	60,979	68,380	76,560	86,120	93,970	103,735	110,534	112,821	113,707
63	61,868	64,893	72,737	81,407	91,539	99,858	110,208	117,414	119,837	120,777
64	65,581	68,790	77,109	86,305	97,052	105,876	116,854	124,497	127,068	128,064
65	69,236	72,626	81,413	91,127	102,479	111,800	123,396	131,470	134,185	135,238
66	79,946	83,862	94,015	105,238	118,354	129,124	142,521	151,850	154,986	156,203
67	84,123	88,246	98,935	110,749	124,557	135,895	149,999	159,819	163,121	164,402
68	88,559	92,901	104,158	116,601	131,143	143,084	157,938	168,281	171,759	173,107
69	100,075	104,984	117,709	131,776	148,216	161,714	178,507	190,199	194,130	195,655
70	105,085	110,242	123,610	138,386	155,655	169,835	187,475	199,757	203,887	205,488
71	110,380	115,798	129,845	145,372	163,517	178,417	196,952	209,858	214,198	215,880
72	114,927	120,570	135,199	151,370	170,269	185,787	205,091	218,532	223,052	224,804
73	119,693	125,572	140,812	157,658	177,346	193,512	213,622	227,625	232,333	234,159
74	124,689	130,815	146,695	164,250	184,765	201,610	222,566	237,156	242,062	243,965
75	128,879	135,212	151,629	169,777	190,986	208,401	230,065	245,149	250,221	252,188
76	133,224	139,772	156,746	175,510	197,438	215,443	237,843	253,438	258,683	260,716
77	138,670	145,487	163,159	182,694	205,524	224,270	247,590	263,827	269,287	271,404
78	144,366	151,464	169,867	190,209	213,982	233,502	257,786	274,694	280,380	282,584
79	150,325	157,718	176,884	198,070	222,830	243,161	268,452	286,062	291,983	294,279
80	157,498	165,245	185,331	207,534	233,481	254,787	281,292	299,746	305,951	308,358
80+	176,624	185,317	207,855	232,767	261,882	285,788	315,528	336,234	343,197	345,897

Office Premium corresponding to Individual (1A) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	4,985	5,227	5,853	6,545	7,354	8,018	8,844	9,420	9,613	9,688
1	5,036	5,280	5,913	6,612	7,430	8,101	8,936	9,517	9,712	9,788
2	5,088	5,334	5,974	6,680	7,506	8,184	9,028	9,615	9,813	9,889
3	5,140	5,389	6,035	6,749	7,584	8,269	9,121	9,715	9,914	9,992
4	5,193	5,444	6,097	6,819	7,662	8,354	9,216	9,815	10,017	10,095
5	5,246	5,500	6,160	6,889	7,741	8,440	9,311	9,917	10,121	10,200
6	5,300	5,557	6,223	6,960	7,821	8,528	9,407	10,019	10,225	10,305
7	5,354	5,614	6,287	7,031	7,901	8,616	9,504	10,123	10,331	10,412
8	5,409	5,671	6,352	7,104	7,983	8,705	9,603	10,228	10,438	10,519
9	5,464	5,729	6,417	7,177	8,065	8,795	9,702	10,334	10,546	10,628
10	5,520	5,788	6,483	7,251	8,148	8,885	9,802	10,440	10,655	10,738
11	5,577	5,848	6,550	7,326	8,233	8,977	9,904	10,549	10,765	10,849
12	5,634	5,908	6,617	7,401	8,318	9,070	10,006	10,658	10,877	10,962
13	5,692	5,968	6,685	7,477	8,403	9,164	10,109	10,768	10,989	11,075
14	5,750	6,030	6,754	7,555	8,490	9,258	10,214	10,879	11,103	11,190
15	5,809	6,092	6,824	7,632	8,578	9,354	10,320	10,992	11,218	11,306
16	5,869	6,154	6,894	7,711	8,666	9,451	10,427	11,106	11,334	11,423
17	5,929	6,218	6,965	7,791	8,756	9,548	10,534	11,221	11,452	11,541
18	6,285	6,591	7,383	8,260	9,284	10,125	11,171	11,899	12,144	12,239
19	6,438	6,752	7,564	8,462	9,512	10,373	11,445	12,192	12,443	12,540
20	6,596	6,917	7,749	8,670	9,745	10,628	11,727	12,492	12,749	12,849
21	6,757	7,086	7,939	8,882	9,985	10,890	12,016	12,799	13,063	13,165
22	6,922	7,259	8,134	9,100	10,230	11,157	12,311	13,115	13,385	13,489
23	7,091	7,437	8,333	9,324	10,481	11,432	12,614	13,438	13,714	13,822
24	7,265	7,619	8,537	9,553	10,739	11,713	12,925	13,769	14,052	14,162
25	7,443	7,806	8,747	9,787	11,003	12,001	13,243	14,108	14,399	14,511
26	7,564	7,933	8,890	9,947	11,183	12,198	13,461	14,340	14,635	14,750
27	7,688	8,063	9,035	10,110	11,367	12,398	13,682	14,575	14,876	14,992
28	7,813	8,194	9,183	10,276	11,553	12,602	13,906	14,815	15,120	15,238
29	7,941	8,328	9,333	10,444	11,743	12,809	14,135	15,058	15,369	15,489
30	8,070	8,465	9,486	10,615	11,935	13,019	14,367	15,306	15,621	15,744
31	8,202	8,603	9,641	10,789	12,131	13,233	14,603	15,557	15,878	16,002
32	8,336	8,744	9,799	10,966	12,330	13,450	14,843	15,813	16,139	16,265
33	8,473	8,887	9,960	11,146	12,532	13,671	15,087	16,073	16,404	16,533
34	8,611	9,032	10,123	11,329	12,738	13,895	15,335	16,337	16,674	16,805
35	8,752	9,180	10,289	11,515	12,947	14,123	15,587	16,606	16,948	17,081
36	8,895	9,330	10,457	11,703	13,160	14,355	15,843	16,879	17,227	17,362
37	9,244	9,696	10,869	12,164	13,678	14,921	16,468	17,545	17,907	18,048
38	9,607	10,077	11,296	12,643	14,217	15,510	17,118	18,238	18,614	18,760
39	9,985	10,474	11,741	13,141	14,778	16,122	17,794	18,958	19,349	19,501
40	10,377	10,886	12,203	13,659	15,361	16,758	18,496	19,707	20,114	20,271
41	10,786	11,314	12,683	14,197	15,967	17,420	19,227	20,485	20,908	21,072
42	11,139	11,685	13,100	14,664	16,492	17,993	19,860	21,160	21,597	21,766
43	11,504	12,068	13,530	15,146	17,034	18,585	20,514	21,857	22,308	22,483
44	11,882	12,464	13,974	15,644	17,594	19,196	21,189	22,576	23,043	23,224
45	12,272	12,873	14,433	16,158	18,173	19,828	21,887	23,320	23,802	23,989
46	12,674	13,296	14,908	16,689	18,771	20,481	22,608	24,089	24,586	24,780
47	13,388	14,045	15,748	17,631	19,831	21,638	23,885	25,450	25,976	26,180
48	14,142	14,836	16,636	18,626	20,951	22,860	25,235	26,889	27,445	27,660
49	14,939	15,673	17,575	19,677	22,134	24,151	26,661	28,409	28,996	29,224
50	15,781	16,556	18,566	20,788	23,384	25,516	28,169	30,015	30,636	30,877
51	15,882	16,662	18,685	20,921	23,534	25,680	28,349	30,208	30,833	31,075
52	16,644	17,461	19,582	21,926	24,665	26,914	29,713	31,661	32,316	32,570
53	17,442	18,299	20,522	22,979	25,851	28,209	31,142	33,184	33,871	34,137
54	18,279	19,178	21,508	24,084	27,094	29,565	32,640	34,781	35,501	35,780
55	19,156	20,099	22,541	25,241	28,396	30,987	34,210	36,455	37,209	37,502
56	20,076	21,064	23,624	26,454	29,762	32,478	35,857	38,209	39,000	39,307
57	21,706	22,774	25,543	28,604	32,182	35,119	38,774	41,318	42,174	42,505
58	23,468	24,624	27,619	30,930	34,799	37,976	41,929	44,681	45,606	45,965
59	25,375	26,624	29,864	33,445	37,630	41,066	45,341	48,317	49,318	49,706
60	27,787	29,138	32,642	36,515	41,042	44,758	49,382	52,601	53,684	54,104
61	30,017	31,479	35,268	39,458	44,353	48,373	53,374	56,856	58,027	58,481
62	32,022	33,582	37,629	42,102	47,330	51,622	56,962	60,680	61,930	62,415
63	34,162	35,829	40,150	44,926	50,508	55,092	60,794	64,764	66,098	66,616
64	36,448	38,227	42,841	47,942	53,902	58,796	64,885	69,124	70,549	71,102
65	38,888	40,789	45,716	51,162	57,526	62,752	69,253	73,780	75,302	75,892
66	41,494	43,524	48,785	54,600	61,396	66,976	73,918	78,752	80,377	81,007
67	43,824	45,968	51,528	57,673	64,855	70,752	78,088	83,195	84,913	85,579
68	46,285	48,551	54,426	60,920	68,510	74,741	82,494	87,891	89,706	90,410
69	48,886	51,281	57,489	64,352	72,372	78,957	87,150	92,853	94,772	95,515
70	51,635	54,166	60,726	67,978	76,454	83,413	92,070	98,097	100,124	100,910
71	54,540	57,214	64,147	71,811	80,767	88,121	97,269	103,639	105,781	106,611
72	56,547	59,321	66,511	74,459	83,747	91,374	100,862	107,468	109,690	110,551
73	58,629	61,505	68,962	77,205	86,838	94,748	104,588	111,440	113,743	114,637
74	60,788	63,771	71,505	80,053	90,044	98,248	108,453	115,558	117,948	118,874
75	63,027	66,121	74,141	83,007	93,369	101,877	112,461	119,830	122,308	123,269
76	65,349	68,558	76,876	86,071	96,817	105,641	116,617	124,260	126,830	127,827
77	68,709	72,084	80,833	90,504	101,807	111,087	122,632	130,670	133,373	134,422
78	72,243	75,793	84,995	95,167	107,054	116,815	128,958	137,413	140,256	141,358
79	75,961	79,694	89,372	100,071	112,574	122,840	135,612	144,504	147,494	148,654
80	79,870	83,797	93,976	105,229	118,379	129,177	142,610	151,962	155,107	156,327
80+	83,982	88,112	98,819	110,654	124,485	135,842	149,970	159,807	163,115	164,398

Office Premium corresponding to Individual(1A1C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,360	7,719	8,650	9,679	10,881	11,868	13,096	13,951	14,239	14,350
19	7,468	7,832	8,777	9,820	11,040	12,042	13,288	14,156	14,448	14,561
20	7,578	7,948	8,906	9,966	11,204	12,221	13,485	14,366	14,662	14,777
21	7,691	8,066	9,039	10,115	11,371	12,404	13,687	14,581	14,882	14,998
22	7,806	8,187	9,175	10,267	11,543	12,591	13,894	14,802	15,107	15,225
23	7,925	8,312	9,315	10,423	11,719	12,783	14,107	15,028	15,338	15,458
24	8,046	8,439	9,458	10,584	11,900	12,980	14,324	15,260	15,574	15,696
25	8,171	8,570	9,604	10,748	12,084	13,182	14,547	15,497	15,817	15,941
26	8,287	8,691	9,741	10,901	12,256	13,369	14,754	15,718	16,042	16,168
27	8,404	8,815	9,879	11,055	12,430	13,559	14,964	15,942	16,271	16,398
28	8,523	8,940	10,019	11,213	12,607	13,752	15,177	16,169	16,503	16,632
29	8,644	9,066	10,162	11,372	12,787	13,948	15,394	16,400	16,738	16,869
30	8,767	9,195	10,306	11,534	12,969	14,147	15,613	16,634	16,977	17,110
31	8,891	9,326	10,453	11,698	13,154	14,349	15,836	16,872	17,220	17,355
32	9,018	9,459	10,602	11,865	13,342	14,554	16,063	17,113	17,466	17,603
33	9,146	9,593	10,753	12,034	13,532	14,762	16,292	17,358	17,716	17,855
34	9,276	9,730	10,906	12,206	13,726	14,973	16,525	17,606	17,969	18,110
35	9,409	9,869	11,062	12,381	13,922	15,188	16,762	17,858	18,227	18,370
36	9,543	10,010	11,220	12,558	14,121	15,405	17,002	18,114	18,488	18,633
37	9,822	10,302	11,548	12,926	14,535	15,857	17,501	18,646	19,031	19,180
38	10,110	10,605	11,888	13,307	14,964	16,325	18,018	19,197	19,594	19,747
39	10,410	10,919	12,241	13,702	15,409	16,810	18,554	19,768	20,176	20,335
40	10,720	11,245	12,606	14,111	15,869	17,313	19,109	20,360	20,780	20,944
41	11,041	11,582	12,985	14,535	16,347	17,834	19,685	20,973	21,406	21,574
42	11,325	11,880	13,319	14,909	16,768	18,294	20,192	21,514	21,959	22,131
43	12,412	13,021	14,599	16,344	18,382	20,056	22,139	23,589	24,076	24,266
44	12,784	13,411	15,037	16,834	18,934	20,659	22,804	24,298	24,800	24,995
45	13,167	13,813	15,488	17,339	19,503	21,280	23,490	25,028	25,546	25,747
46	14,191	14,887	16,693	18,690	21,023	22,938	25,322	26,981	27,539	27,755
47	14,841	15,570	17,460	19,548	21,989	23,993	26,487	28,223	28,806	29,033
48	15,525	16,288	18,265	20,451	23,005	25,102	27,711	29,528	30,139	30,375
49	16,245	17,043	19,112	21,399	24,073	26,268	28,998	30,900	31,539	31,787
50	16,876	17,706	19,856	22,233	25,011	27,291	30,129	32,104	32,769	33,026
51	16,952	17,785	19,945	22,332	25,123	27,414	30,264	32,249	32,916	33,175
52	17,523	18,384	20,618	23,086	25,971	28,340	31,287	33,339	34,029	34,296
53	18,122	19,013	21,323	23,876	26,860	29,311	32,359	34,481	35,195	35,471
54	18,750	19,672	22,062	24,704	27,792	30,328	33,482	35,679	36,417	36,703
55	19,408	20,362	22,837	25,573	28,770	31,395	34,660	36,934	37,699	37,995
56	20,176	21,169	23,742	26,586	29,911	32,640	36,036	38,400	39,195	39,504
57	21,815	22,888	25,671	28,747	32,343	35,295	38,968	41,525	42,385	42,718
58	23,585	24,747	27,757	31,085	34,973	38,166	42,139	44,904	45,834	46,195
59	25,502	26,757	30,013	33,612	37,818	41,271	45,568	48,559	49,565	49,955
60	27,926	29,284	32,805	36,698	41,247	44,982	49,629	52,864	53,952	54,375
61	30,167	31,636	35,444	39,655	44,575	48,615	53,641	57,140	58,317	58,773
62	31,962	33,523	37,568	42,040	47,267	51,558	56,896	60,613	61,863	62,348
63	33,728	35,376	39,648	44,370	49,889	54,420	60,057	63,982	65,302	65,814
64	35,614	37,355	41,868	46,858	52,689	57,476	63,433	67,580	68,974	69,515
65	37,627	39,468	44,240	49,514	55,679	60,740	67,037	71,421	72,895	73,467
66	41,701	43,742	49,029	54,873	61,703	67,311	74,288	79,146	80,779	81,412
67	44,043	46,198	51,786	57,961	65,179	71,106	78,478	83,611	85,338	86,007
68	46,516	48,794	54,698	61,225	68,853	75,115	82,906	88,330	90,155	90,862
69	49,130	51,537	57,776	64,674	72,734	79,352	87,586	93,317	95,246	95,993
70	51,893	54,437	61,030	68,318	76,836	83,830	92,530	98,587	100,625	101,415
71	54,813	57,500	64,468	72,170	81,171	88,562	97,755	104,157	106,310	107,144
72	56,830	59,618	66,844	74,831	84,166	91,831	101,366	108,005	110,238	111,104
73	58,922	61,813	69,307	77,591	87,272	95,222	105,111	111,997	114,312	115,210
74	61,092	64,090	71,863	80,453	90,494	98,739	108,995	116,136	118,538	119,468
75	63,342	66,452	74,512	83,422	93,836	102,386	113,023	120,429	122,920	123,885
76	65,676	68,901	77,260	86,501	97,301	106,169	117,200	124,881	127,464	128,466
77	69,053	72,444	81,237	90,957	102,316	111,642	123,245	131,323	134,040	135,094
78	72,604	76,172	85,420	95,643	107,589	117,399	129,603	138,100	140,957	142,065
79	76,341	80,092	89,819	100,571	113,137	123,454	136,290	145,227	148,231	149,397
80	80,269	84,216	94,446	105,755	118,971	129,823	143,323	152,722	155,883	157,109
80+	84,402	88,553	99,313	111,207	125,107	136,521	150,720	160,606	163,931	165,220

Office Premium corresponding to Individual (1A2C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	10,292	10,795	12,102	13,546	15,233	16,619	18,343	19,543	19,946	20,103
19	10,399	10,908	12,228	13,687	15,393	16,793	18,535	19,748	20,156	20,314
20	10,509	11,024	12,358	13,833	15,556	16,971	18,732	19,958	20,370	20,530
21	10,622	11,142	12,491	13,982	15,724	17,154	18,934	20,173	20,590	20,751
22	10,738	11,263	12,627	14,134	15,895	17,342	19,141	20,394	20,815	20,978
23	10,856	11,388	12,767	14,290	16,071	17,534	19,353	20,620	21,046	21,211
24	10,978	11,515	12,910	14,451	16,252	17,731	19,570	20,851	21,282	21,449
25	11,102	11,646	13,056	14,615	16,437	17,932	19,793	21,089	21,525	21,694
26	11,218	11,767	13,192	14,767	16,608	18,120	20,000	21,310	21,750	21,921
27	11,335	11,891	13,331	14,922	16,783	18,310	20,210	21,534	21,978	22,151
28	11,454	12,016	13,471	15,080	16,960	18,503	20,424	21,761	22,210	22,385
29	11,606	12,175	13,649	15,279	17,185	18,749	20,695	22,050	22,506	22,682
30	11,759	12,336	13,830	15,482	17,413	18,998	20,970	22,343	22,805	22,984
31	11,915	12,499	14,014	15,688	17,644	19,251	21,249	22,640	23,108	23,290
32	12,073	12,665	14,200	15,896	17,879	19,507	21,532	22,942	23,416	23,600
33	12,234	12,833	14,389	16,108	18,117	19,767	21,819	23,248	23,728	23,914
34	12,396	13,004	14,580	16,322	18,358	20,030	22,110	23,558	24,045	24,233
35	12,561	13,177	14,774	16,540	18,603	20,297	22,405	23,872	24,365	24,557
36	12,728	13,352	14,971	16,760	18,851	20,568	22,704	24,191	24,691	24,885
37	13,040	13,680	15,338	17,172	19,314	21,074	23,262	24,786	25,299	25,497
38	13,363	14,018	15,718	17,597	19,793	21,596	23,840	25,401	25,927	26,130
39	13,696	14,368	16,111	18,037	20,288	22,137	24,436	26,037	26,576	26,784
40	14,040	14,730	16,516	18,491	20,800	22,695	25,053	26,695	27,247	27,461
41	14,397	15,103	16,936	18,961	21,329	23,272	25,690	27,374	27,940	28,160
42	14,715	15,438	17,311	19,382	21,802	23,789	26,261	27,982	28,561	28,785
43	15,838	16,616	18,633	20,863	23,469	25,609	28,271	30,124	30,747	30,989
44	16,245	17,044	19,113	21,401	24,074	26,269	29,000	30,901	31,541	31,789
45	16,665	17,484	19,607	21,954	24,697	26,949	29,750	31,701	32,357	32,611
46	18,520	19,431	21,792	24,401	27,451	29,956	33,071	35,240	35,970	36,253
47	19,278	20,226	22,684	25,402	28,577	31,185	34,428	36,687	37,446	37,741
48	20,072	21,060	23,620	26,449	29,757	32,472	35,850	38,202	38,993	39,300
49	20,904	21,933	24,599	27,547	30,992	33,820	37,339	39,789	40,613	40,932
50	21,652	22,717	25,479	28,533	32,101	35,032	38,677	41,215	42,068	42,399
51	21,846	22,921	25,708	28,789	32,390	35,346	39,024	41,585	42,446	42,780
52	22,538	23,648	26,524	29,703	33,418	36,469	40,264	42,907	43,795	44,140
53	23,137	24,276	27,229	30,493	34,307	37,440	41,336	44,049	44,961	45,315
54	23,765	24,935	27,968	31,321	35,240	38,457	42,460	45,247	46,184	46,547
55	24,423	25,626	28,743	32,189	36,217	39,524	43,638	46,502	47,465	47,839
56	25,113	26,349	29,555	33,099	37,241	40,642	44,872	47,818	48,808	49,192
57	26,335	27,632	30,995	34,712	39,056	42,623	47,060	50,150	51,188	51,591
58	27,657	29,019	32,552	36,456	41,019	44,765	49,426	52,671	53,763	54,186
59	29,087	30,520	34,235	38,342	43,142	47,083	51,986	55,399	56,547	56,992
60	30,896	32,405	36,319	40,645	45,701	49,852	55,016	58,612	59,821	60,290
61	32,568	34,161	38,289	42,852	48,184	52,563	58,010	61,803	63,078	63,573
62	34,072	35,739	40,059	44,835	50,417	55,000	60,701	64,671	66,006	66,523
63	35,677	37,423	41,950	46,953	52,801	57,602	63,575	67,734	69,132	69,674
64	37,392	39,222	43,968	49,215	55,346	60,380	66,643	71,004	72,470	73,039
65	39,222	41,143	46,124	51,630	58,064	63,347	69,920	74,496	76,035	76,631
66	47,386	49,708	55,728	62,383	70,161	76,547	84,491	90,023	91,883	92,604
67	49,482	51,908	58,197	65,149	73,274	79,945	88,244	94,022	95,965	96,718
68	51,697	54,233	60,806	68,072	76,563	83,535	92,209	98,248	100,279	101,066
69	54,038	56,690	63,563	71,160	80,039	87,330	96,399	102,714	104,838	105,661
70	56,512	59,286	66,476	74,424	83,713	91,339	100,828	107,434	109,655	110,516
71	59,127	62,029	69,555	77,873	87,594	95,577	105,507	112,421	114,746	115,648
72	60,933	63,925	71,682	80,256	90,277	98,505	108,741	115,867	118,264	119,193
73	62,807	65,891	73,888	82,728	93,059	101,542	112,094	119,442	121,912	122,870
74	64,750	67,930	76,177	85,292	95,944	104,691	115,572	123,148	125,696	126,684
75	66,765	70,045	78,550	87,950	98,936	107,957	119,179	126,993	129,620	130,639
76	68,855	72,239	81,011	90,707	102,040	111,345	122,920	130,980	133,690	134,741
77	71,879	75,412	84,572	94,697	106,530	116,246	128,334	136,749	139,579	140,677
78	75,060	78,750	88,318	98,894	111,253	121,402	134,027	142,817	145,773	146,919
79	78,405	82,261	92,257	103,307	116,221	126,824	140,015	149,199	152,288	153,485
80	81,924	85,954	96,401	107,949	121,446	132,527	146,314	155,912	159,140	160,391
80+	85,625	89,837	100,759	112,832	126,941	138,526	152,938	162,972	166,347	167,655

Office Premium corresponding to Individual (2A) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,759	9,187	10,297	11,523	12,957	14,134	15,599	16,619	16,961	17,094
19	8,866	9,300	10,423	11,665	13,117	14,309	15,791	16,824	17,171	17,305
20	8,976	9,415	10,553	11,810	13,280	14,487	15,988	17,034	17,385	17,521
21	9,089	9,534	10,686	11,959	13,448	14,670	16,190	17,249	17,605	17,743
22	9,312	9,768	10,948	12,254	13,779	15,031	16,590	17,674	18,039	18,181
23	9,541	10,008	11,218	12,555	14,118	15,402	16,999	18,111	18,484	18,629
24	9,775	10,253	11,494	12,864	14,466	15,782	17,418	18,558	18,941	19,089
25	10,015	10,505	11,776	13,181	14,823	16,171	17,848	19,016	19,408	19,561
26	10,219	10,719	12,016	13,450	15,125	16,501	18,212	19,404	19,805	19,960
27	10,427	10,937	12,261	13,724	15,434	16,838	18,584	19,801	20,210	20,368
28	10,639	11,160	12,511	14,004	15,749	17,182	18,965	20,206	20,623	20,785
29	10,813	11,343	12,716	14,234	16,008	17,465	19,277	20,538	20,963	21,127
30	10,991	11,529	12,925	14,468	16,271	17,752	19,594	20,876	21,308	21,475
31	11,171	11,718	13,137	14,706	16,539	18,044	19,916	21,220	21,659	21,829
32	11,354	11,910	13,353	14,947	16,811	18,341	20,244	21,570	22,015	22,188
33	11,540	12,106	13,572	15,193	17,087	18,643	20,578	21,925	22,378	22,554
34	11,729	12,304	13,795	15,443	17,368	18,949	20,916	22,286	22,746	22,925
35	11,922	12,506	14,022	15,697	17,654	19,261	21,261	22,653	23,121	23,303
36	12,117	12,712	14,252	15,955	17,944	19,578	21,611	23,026	23,502	23,686
37	12,459	13,070	14,654	16,405	18,451	20,132	22,222	23,677	24,167	24,357
38	12,812	13,440	15,069	16,870	18,975	20,703	22,853	24,350	24,854	25,049
39	13,176	13,823	15,499	17,351	19,516	21,294	23,506	25,046	25,563	25,764
40	13,695	14,367	16,110	18,036	20,287	22,136	24,435	26,036	26,575	26,783
41	14,235	14,934	16,746	18,748	21,089	23,011	25,401	27,066	27,626	27,843
42	14,747	15,471	17,348	19,424	21,849	23,840	26,317	28,042	28,622	28,847
43	15,277	16,028	17,973	20,123	22,636	24,700	27,267	29,054	29,655	29,888
44	15,827	16,605	18,620	20,849	23,453	25,591	28,251	30,103	30,726	30,967
45	16,347	17,151	19,233	21,535	24,226	26,435	29,183	31,096	31,739	31,989
46	17,514	18,375	20,607	23,074	25,957	28,325	31,270	33,321	34,011	34,278
47	18,313	19,214	21,548	24,129	27,144	29,621	32,701	34,846	35,567	35,847
48	19,152	20,094	22,536	25,235	28,389	30,980	34,202	36,446	37,200	37,493
49	20,660	21,676	24,312	27,225	30,629	33,424	36,902	39,323	40,137	40,453
50	21,827	22,901	25,686	28,764	32,362	35,316	38,990	41,549	42,409	42,743
51	22,468	23,574	26,441	29,610	33,314	36,355	40,138	42,772	43,658	44,001
52	23,637	24,801	27,817	31,152	35,049	38,249	42,230	45,002	45,934	46,296
53	24,867	26,092	29,266	32,775	36,876	40,244	44,433	47,349	48,330	48,711
54	25,571	26,830	30,095	33,703	37,921	41,384	45,692	48,691	49,700	50,091
55	26,800	28,120	31,542	35,325	39,746	43,376	47,892	51,037	52,094	52,504
56	28,089	29,472	33,060	37,025	41,660	45,465	50,199	53,495	54,603	55,033
57	29,939	31,414	35,238	39,466	44,407	48,463	53,510	57,024	58,206	58,664
58	31,919	33,492	37,570	42,078	47,347	51,673	57,054	60,801	62,061	62,550
59	34,038	35,716	40,066	44,874	50,494	55,108	60,848	64,845	66,189	66,710
60	37,070	38,884	43,589	48,790	54,868	59,858	66,067	70,390	71,843	72,407
61	40,064	42,027	47,116	52,740	59,314	64,712	71,427	76,102	77,674	78,284
62	42,997	45,105	50,570	56,610	63,670	69,466	76,677	81,698	83,386	84,041
63	46,412	48,675	54,544	61,031	68,613	74,838	82,582	87,974	89,787	90,490
64	49,799	52,230	58,532	65,499	73,642	80,327	88,644	94,435	96,382	97,137
65	53,132	55,728	62,459	69,898	78,592	85,731	94,612	100,795	102,874	103,680
66	62,902	65,978	73,953	82,769	93,072	101,532	112,057	119,384	121,848	122,804
67	66,712	69,977	78,441	87,797	98,731	107,709	118,878	126,654	129,269	130,283
68	70,758	74,223	83,205	93,134	104,738	114,266	126,119	134,372	137,147	138,223
69	81,263	85,244	95,567	106,976	120,311	131,260	144,881	154,365	157,554	158,790
70	85,833	90,041	100,948	113,006	127,097	138,668	153,062	163,084	166,454	167,760
71	90,663	95,109	106,636	119,378	134,269	146,496	161,707	172,297	175,858	177,239
72	94,810	99,461	111,520	124,850	140,427	153,218	169,131	180,210	183,935	185,380
73	99,158	104,024	116,640	130,585	146,883	160,265	176,912	188,503	192,401	193,912
74	103,715	108,807	122,007	136,598	153,650	167,651	185,070	197,198	201,276	202,857
75	107,537	112,817	126,507	141,640	159,325	173,846	191,911	204,488	208,718	210,358
76	111,500	116,977	131,174	146,869	165,210	180,270	199,005	212,050	216,436	218,137
77	116,467	122,189	137,024	153,422	172,586	188,321	207,896	221,526	226,109	227,886
78	121,663	127,642	143,143	160,277	180,301	196,743	217,197	231,438	236,227	238,084
79	127,099	133,346	149,544	167,448	188,372	205,553	226,926	241,808	246,812	248,752
80	133,641	140,213	157,248	176,080	198,087	216,157	238,638	254,289	259,553	261,594
80+	151,088	158,522	177,794	199,097	223,993	244,435	269,866	287,573	293,527	295,836

Office Premium corresponding to Individual (2A1C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,690	12,263	13,748	15,390	17,309	18,885	20,845	22,210	22,669	22,847
19	11,797	12,376	13,875	15,532	17,469	19,059	21,038	22,415	22,879	23,058
20	11,907	12,491	14,005	15,677	17,633	19,238	21,235	22,625	23,093	23,274
21	12,020	12,610	14,137	15,826	17,800	19,421	21,437	22,841	23,313	23,496
22	12,243	12,844	14,400	16,121	18,131	19,782	21,836	23,266	23,747	23,934
23	12,472	13,084	14,669	16,422	18,471	20,153	22,245	23,702	24,192	24,382
24	12,706	13,329	14,945	16,731	18,819	20,533	22,665	24,149	24,649	24,842
25	12,946	13,581	15,228	17,048	19,175	20,922	23,095	24,607	25,116	25,313
26	13,180	13,827	15,504	17,357	19,523	21,301	23,514	25,054	25,572	25,773
27	13,419	14,078	15,785	17,672	19,878	21,688	23,941	25,510	26,037	26,242
28	13,663	14,333	16,072	17,994	20,239	22,083	24,377	25,975	26,512	26,720
29	13,869	14,550	16,314	18,265	20,545	22,417	24,746	26,367	26,913	27,124
30	14,078	14,769	16,561	18,541	20,856	22,756	25,120	26,766	27,320	27,535
31	14,291	14,992	16,811	18,822	21,171	23,101	25,501	27,172	27,734	27,952
32	14,506	15,219	17,065	19,106	21,492	23,450	25,887	27,583	28,154	28,375
33	14,725	15,448	17,323	19,395	21,817	23,805	26,279	28,001	28,581	28,805
34	14,948	15,682	17,585	19,689	22,147	24,166	26,677	28,426	29,014	29,242
35	15,174	15,919	17,851	19,987	22,483	24,532	27,082	28,857	29,454	29,686
36	15,404	16,160	18,122	20,290	22,824	24,905	27,493	29,295	29,901	30,136
37	15,779	16,555	18,564	20,786	23,382	25,514	28,166	30,012	30,633	30,874
38	16,167	16,961	19,020	21,297	23,957	26,142	28,859	30,751	31,387	31,634
39	16,566	17,380	19,491	21,824	24,550	26,789	29,574	31,513	32,165	32,418
40	17,121	17,962	20,144	22,556	25,374	27,688	30,567	32,571	33,245	33,507
41	17,697	18,567	20,822	23,315	26,229	28,621	31,597	33,670	34,366	34,637
42	18,244	19,142	21,467	24,038	27,042	29,509	32,578	34,715	35,433	35,712
43	19,607	20,571	23,071	25,835	29,065	31,717	35,016	37,314	38,086	38,386
44	20,264	21,261	23,845	26,702	30,041	32,782	36,193	38,567	39,366	39,676
45	20,894	21,922	24,588	27,534	30,977	33,804	37,321	39,770	40,594	40,913
46	22,174	23,265	26,094	29,222	32,877	35,878	39,611	42,211	43,085	43,424
47	23,089	24,225	27,172	30,429	34,235	37,361	41,249	43,956	44,866	45,219
48	24,046	25,229	28,299	31,691	35,656	38,912	42,962	45,782	46,730	47,098
49	25,675	26,940	30,218	33,841	38,076	41,553	45,879	48,891	49,904	50,296
50	26,842	28,164	31,592	35,381	39,809	43,445	47,968	51,117	52,176	52,586
51	27,483	28,837	32,347	36,227	40,761	44,484	49,115	52,340	53,424	53,845
52	28,652	30,064	33,724	37,769	42,497	46,379	51,208	54,570	55,701	56,139
53	29,883	31,355	35,173	39,392	44,324	48,373	53,410	56,917	58,097	58,554
54	30,586	32,093	36,001	40,320	45,368	49,513	54,669	58,259	59,467	59,935
55	31,815	33,383	37,448	41,942	47,193	51,505	56,870	60,605	61,860	62,347
56	33,104	34,736	38,966	43,642	49,107	53,594	59,176	63,063	64,370	64,877
57	34,954	36,677	41,145	46,083	51,854	56,593	62,488	66,592	67,972	68,508
58	36,934	38,755	43,476	48,695	54,794	59,802	66,032	70,369	71,828	72,394
59	39,053	40,979	45,972	51,491	57,941	63,237	69,826	74,413	75,956	76,554
60	42,085	44,148	49,495	55,407	62,315	67,987	75,044	79,958	81,610	82,250
61	45,079	47,290	53,022	59,357	66,761	72,841	80,404	85,670	87,441	88,128
62	48,013	50,368	56,476	63,227	71,117	77,595	85,655	91,266	93,153	93,885
63	51,427	53,939	60,450	67,648	76,060	82,967	91,559	97,542	99,553	100,333
64	54,814	57,493	64,439	72,116	81,089	88,456	97,621	104,003	106,149	106,981
65	58,148	60,992	68,365	76,515	86,039	93,860	103,589	110,363	112,641	113,524
66	67,917	71,241	79,860	89,386	100,520	109,661	121,034	128,952	131,615	132,647
67	71,728	75,240	84,347	94,414	106,178	115,838	127,855	136,222	139,035	140,126
68	75,773	79,486	89,111	99,751	112,185	122,395	135,097	143,940	146,914	148,067
69	86,278	90,508	101,473	113,593	127,758	139,389	153,859	163,933	167,320	168,634
70	90,848	95,304	106,855	119,623	134,545	146,797	162,039	172,652	176,220	177,604
71	95,678	100,372	112,542	125,994	141,716	154,625	170,684	181,865	185,625	187,083
72	99,825	104,725	117,426	131,466	147,874	161,347	178,108	189,778	193,702	195,223
73	104,173	109,287	122,546	137,202	154,330	168,394	185,890	198,071	202,168	203,756
74	108,730	114,070	127,913	143,214	161,097	175,780	194,047	206,766	211,042	212,701
75	112,552	118,080	132,413	148,256	166,772	181,975	200,888	214,056	218,484	220,201
76	116,515	122,240	137,081	153,485	172,657	188,399	207,983	221,618	226,203	227,981
77	121,483	127,453	142,930	160,039	180,033	196,450	216,874	231,094	235,876	237,730
78	126,679	132,906	149,049	166,894	187,748	204,872	226,174	241,006	245,994	247,928
79	132,114	138,610	155,450	174,064	195,819	213,682	235,904	251,375	256,578	258,596
80	138,657	145,476	163,155	182,696	205,534	224,287	247,615	263,857	269,319	271,437
80+	156,103	163,785	183,700	205,713	231,440	252,564	278,844	297,141	303,294	305,679

Office Premium corresponding to Individual (2A2C) - Zone 2 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	14,621	15,339	17,200	19,257	21,662	23,636	26,092	27,802	28,377	28,600
19	14,728	15,452	17,327	19,399	21,821	23,810	26,284	28,007	28,586	28,811
20	14,838	15,567	17,456	19,544	21,985	23,989	26,481	28,217	28,801	29,027
21	14,951	15,686	17,589	19,693	22,152	24,172	26,683	28,432	29,020	29,249
22	15,174	15,920	17,852	19,988	22,484	24,533	27,083	28,858	29,455	29,686
23	15,403	16,160	18,121	20,289	22,823	24,904	27,492	29,294	29,900	30,135
24	15,637	16,405	18,397	20,598	23,171	25,283	27,911	29,741	30,356	30,595
25	15,877	16,657	18,680	20,915	23,528	25,673	28,341	30,199	30,824	31,066
26	16,112	16,903	18,955	21,224	23,875	26,052	28,760	30,646	31,280	31,526
27	16,350	17,154	19,237	21,539	24,230	26,439	29,188	31,101	31,745	31,995
28	16,594	17,409	19,524	21,861	24,592	26,834	29,624	31,566	32,219	32,473
29	16,831	17,658	19,802	22,173	24,943	27,218	30,047	32,018	32,680	32,937
30	17,071	17,910	20,085	22,489	25,299	27,607	30,477	32,476	33,148	33,408
31	17,314	18,166	20,372	22,811	25,661	28,002	30,913	32,941	33,622	33,887
32	17,562	18,425	20,663	23,137	26,029	28,403	31,356	33,413	34,104	34,372
33	17,813	18,689	20,959	23,469	26,401	28,810	31,806	33,891	34,593	34,865
34	18,068	18,956	21,259	23,805	26,780	29,223	32,262	34,378	35,089	35,365
35	18,326	19,227	21,564	24,146	27,164	29,642	32,725	34,871	35,593	35,873
36	18,589	19,503	21,873	24,492	27,554	30,067	33,195	35,372	36,104	36,388
37	18,998	19,932	22,354	25,032	28,161	30,730	33,927	36,152	36,901	37,191
38	19,419	20,374	22,850	25,587	28,786	31,413	34,680	36,955	37,720	38,017
39	19,852	20,829	23,361	26,159	29,430	32,115	35,456	37,782	38,565	38,868
40	20,441	21,447	24,054	26,936	30,305	33,070	36,511	38,906	39,712	40,024
41	21,052	22,088	24,773	27,742	31,211	34,059	37,603	40,070	40,900	41,222
42	21,635	22,699	25,460	28,511	32,076	35,004	38,647	41,183	42,035	42,366
43	23,032	24,166	27,105	30,355	34,152	37,270	41,148	43,849	44,757	45,109
44	23,725	24,893	27,922	31,269	35,181	38,393	42,389	45,171	46,107	46,469
45	24,392	25,593	28,707	32,148	36,171	39,473	43,582	46,443	47,405	47,778
46	26,503	27,808	31,193	34,933	39,305	42,895	47,361	50,470	51,515	51,921
47	27,525	28,881	32,397	36,282	40,823	44,552	49,191	52,420	53,506	53,928
48	28,592	30,001	33,653	37,690	42,408	46,282	51,101	54,456	55,584	56,022
49	30,335	31,830	35,705	39,989	44,995	49,106	54,220	57,781	58,978	59,442
50	31,617	33,176	37,215	41,681	46,900	51,185	56,516	60,227	61,475	61,959
51	32,377	33,973	38,110	42,683	48,028	52,416	57,875	61,676	62,955	63,450
52	33,668	35,327	39,630	44,386	49,944	54,508	60,185	64,138	65,467	65,983
53	34,898	36,618	41,079	46,009	51,771	56,502	62,388	66,485	67,863	68,398
54	35,601	37,357	41,907	46,937	52,815	57,642	63,647	67,827	69,233	69,778
55	36,831	38,647	43,355	48,559	54,641	59,634	65,847	70,172	71,627	72,191
56	38,119	39,999	44,872	50,259	56,554	61,723	68,154	72,631	74,136	74,720
57	39,969	41,940	47,051	52,699	59,301	64,722	71,465	76,160	77,739	78,351
58	41,949	44,018	49,382	55,312	62,241	67,931	75,009	79,937	81,595	82,237
59	44,069	46,243	51,878	58,108	65,388	71,366	78,803	83,981	85,722	86,397
60	47,100	49,411	55,402	62,023	69,762	76,117	84,022	89,526	91,376	92,094
61	50,095	52,553	58,928	65,974	74,209	80,970	89,382	95,238	97,208	97,971
62	53,028	55,632	62,382	69,844	78,564	85,724	94,632	100,834	102,920	103,728
63	56,442	59,202	66,356	74,265	83,507	91,096	100,536	107,110	109,320	110,177
64	59,829	62,756	70,345	78,733	88,536	96,585	106,599	113,571	115,915	116,824
65	63,163	66,255	74,271	83,131	93,486	101,989	112,566	119,931	122,407	123,368
66	72,932	76,505	85,766	96,003	107,967	117,790	130,011	138,520	141,381	142,491
67	76,743	80,504	90,253	101,030	113,625	123,967	136,832	145,790	148,802	149,970
68	80,789	84,749	95,018	106,368	119,633	130,524	144,074	153,508	156,680	157,911
69	91,293	95,771	107,379	120,210	135,205	147,518	162,836	173,501	177,087	178,478
70	95,864	100,567	112,761	126,240	141,992	154,926	171,016	182,219	185,987	187,448
71	100,693	105,636	118,448	132,611	149,163	162,754	179,661	191,433	195,392	196,927
72	104,841	109,988	123,332	138,083	155,322	169,476	187,085	199,346	203,468	205,067
73	109,188	114,550	128,452	143,819	161,777	176,523	194,867	207,639	211,934	213,600
74	113,746	119,333	133,819	149,831	168,544	183,910	203,025	216,333	220,809	222,544
75	117,567	123,344	138,319	154,873	174,219	190,104	209,865	223,624	228,251	230,045
76	121,531	127,503	142,987	160,102	180,104	196,528	216,960	231,186	235,969	237,824
77	126,498	132,716	148,836	166,655	187,480	204,579	225,851	240,662	245,642	247,573
78	131,694	138,169	154,955	173,510	195,195	213,001	235,152	250,574	255,760	257,771
79	137,129	143,873	161,356	180,681	203,266	221,811	244,881	260,943	266,345	268,439
80	143,672	150,739	169,061	189,313	212,981	232,416	256,592	273,425	279,086	281,281
80+	161,119	169,048	189,606	212,330	238,887	260,693	287,821	306,709	313,060	315,523

Office Premium corresponding to Individual (1A) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	3,863	4,049	4,532	5,065	5,688	6,200	6,836	7,280	7,429	7,486
1	3,903	4,091	4,578	5,117	5,747	6,264	6,907	7,355	7,505	7,564
2	3,942	4,132	4,625	5,169	5,806	6,328	6,978	7,430	7,582	7,641
3	3,983	4,175	4,672	5,222	5,865	6,393	7,050	7,507	7,661	7,720
4	4,023	4,217	4,720	5,276	5,925	6,459	7,122	7,584	7,740	7,800
5	4,064	4,260	4,768	5,330	5,986	6,525	7,196	7,663	7,820	7,880
6	4,106	4,304	4,817	5,385	6,048	6,592	7,270	7,742	7,900	7,962
7	4,147	4,348	4,866	5,440	6,110	6,660	7,345	7,821	7,982	8,044
8	4,190	4,392	4,916	5,496	6,173	6,729	7,420	7,902	8,064	8,127
9	4,232	4,437	4,966	5,552	6,236	6,798	7,497	7,984	8,147	8,211
10	4,276	4,482	5,017	5,609	6,300	6,868	7,574	8,066	8,231	8,295
11	4,319	4,528	5,069	5,666	6,365	6,939	7,652	8,149	8,316	8,381
12	4,363	4,574	5,121	5,725	6,431	7,010	7,731	8,233	8,402	8,468
13	4,408	4,621	5,173	5,783	6,497	7,082	7,811	8,318	8,489	8,555
14	4,453	4,668	5,226	5,843	6,564	7,155	7,892	8,404	8,577	8,643
15	4,498	4,716	5,280	5,903	6,631	7,229	7,973	8,491	8,665	8,733
16	4,544	4,764	5,334	5,963	6,699	7,304	8,055	8,579	8,755	8,823
17	4,591	4,813	5,388	6,025	6,768	7,379	8,138	8,667	8,845	8,914
18	4,865	5,100	5,711	6,386	7,175	7,823	8,629	9,190	9,378	9,451
19	4,983	5,224	5,850	6,542	7,350	8,014	8,840	9,415	9,609	9,684
20	5,104	5,351	5,993	6,702	7,530	8,211	9,057	9,646	9,845	9,921
21	5,228	5,482	6,139	6,866	7,715	8,412	9,279	9,883	10,086	10,165
22	5,355	5,615	6,289	7,034	7,904	8,618	9,507	10,126	10,334	10,415
23	5,486	5,752	6,443	7,206	8,097	8,830	9,741	10,375	10,588	10,671
24	5,620	5,892	6,600	7,382	8,296	9,046	9,980	10,630	10,848	10,933
25	5,757	6,036	6,761	7,563	8,499	9,268	10,225	10,891	11,115	11,202
26	5,850	6,134	6,871	7,686	8,638	9,420	10,393	11,070	11,297	11,386
27	5,945	6,234	6,983	7,812	8,779	9,574	10,563	11,251	11,483	11,572
28	6,042	6,336	7,097	7,939	8,923	9,731	10,736	11,436	11,671	11,762
29	6,140	6,439	7,213	8,069	9,069	9,890	10,912	11,623	11,862	11,955
30	6,240	6,544	7,331	8,201	9,217	10,052	11,091	11,814	12,057	12,151
31	6,342	6,650	7,450	8,335	9,368	10,217	11,273	12,008	12,255	12,351
32	6,445	6,759	7,572	8,471	9,522	10,384	11,457	12,205	12,456	12,553
33	6,550	6,869	7,696	8,610	9,678	10,554	11,645	12,405	12,660	12,759
34	6,657	6,981	7,821	8,750	9,836	10,727	11,836	12,609	12,868	12,969
35	6,765	7,095	7,949	8,893	9,997	10,903	12,031	12,815	13,079	13,182
36	6,875	7,210	8,079	9,039	10,161	11,082	12,228	13,026	13,294	13,398
37	7,145	7,493	8,396	9,394	10,560	11,518	12,710	13,539	13,818	13,926
38	7,424	7,786	8,725	9,763	10,976	11,971	13,210	14,073	14,363	14,475
39	7,715	8,092	9,068	10,147	11,407	12,443	13,731	14,628	14,929	15,046
40	8,017	8,409	9,424	10,545	11,856	12,933	14,272	15,204	15,518	15,639
41	8,332	8,739	9,794	10,960	12,323	13,442	14,835	15,804	16,130	16,257
42	8,604	9,025	10,115	11,320	12,728	13,884	15,322	16,324	16,661	16,791
43	8,886	9,320	10,446	11,691	13,146	14,340	15,826	16,861	17,209	17,343
44	9,176	9,625	10,788	12,074	13,577	14,811	16,346	17,415	17,775	17,914
45	9,477	9,940	11,142	12,471	14,023	15,298	16,884	17,988	18,359	18,503
46	9,787	10,266	11,507	12,880	14,484	15,801	17,439	18,580	18,964	19,112
47	10,337	10,843	12,155	13,605	15,300	16,692	18,423	19,629	20,034	20,191
48	10,918	11,452	12,839	14,372	16,163	17,634	19,463	20,737	21,165	21,332
49	11,531	12,097	13,562	15,182	17,074	18,629	20,562	21,908	22,361	22,536
50	12,180	12,777	14,326	16,037	18,038	19,680	21,723	23,146	23,624	23,810
51	12,258	12,859	14,417	16,140	18,153	19,806	21,862	23,294	23,775	23,962
52	12,845	13,475	15,108	16,914	19,024	20,757	22,913	24,413	24,918	25,114
53	13,460	14,120	15,833	17,726	19,938	21,754	24,014	25,587	26,116	26,321
54	14,105	14,797	16,592	18,576	20,895	22,799	25,168	26,817	27,372	27,587
55	14,780	15,506	17,388	19,468	21,899	23,895	26,378	28,107	28,688	28,913
56	15,489	16,250	18,222	20,403	22,951	25,043	27,646	29,458	30,068	30,304
57	16,744	17,567	19,701	22,059	24,815	27,078	29,893	31,853	32,512	32,768
58	18,102	18,992	21,300	23,850	26,831	29,279	32,324	34,444	35,156	35,433
59	19,571	20,534	23,029	25,788	29,012	31,659	34,952	37,245	38,016	38,315
60	21,429	22,470	25,170	28,153	31,640	34,504	38,065	40,545	41,379	41,703
61	23,147	24,273	27,193	30,420	34,191	37,288	41,141	43,823	44,725	45,075
62	24,691	25,894	29,011	32,457	36,484	39,791	43,905	46,769	47,732	48,106
63	26,340	27,624	30,953	34,633	38,933	42,464	46,857	49,915	50,943	51,342
64	28,101	29,472	33,027	36,956	41,548	45,318	50,008	53,274	54,372	54,798
65	29,981	31,445	35,241	39,436	44,339	48,365	53,374	56,861	58,034	58,488
66	31,989	33,552	37,605	42,085	47,321	51,619	56,967	60,691	61,943	62,429
67	33,783	35,435	39,718	44,452	49,985	54,528	60,179	64,114	65,437	65,950
68	35,680	37,425	41,951	46,954	52,801	57,601	63,574	67,732	69,130	69,672
69	37,684	39,528	44,311	49,598	55,776	60,849	67,160	71,555	73,032	73,605
70	39,801	41,751	46,805	52,391	58,921	64,282	70,951	75,594	77,156	77,761
71	42,039	44,099	49,440	55,344	62,243	67,909	74,956	79,863	81,513	82,153
72	43,585	45,722	51,261	57,384	64,539	70,415	77,724	82,813	84,525	85,188
73	45,189	47,405	53,149	59,499	66,921	73,014	80,595	85,873	87,648	88,336
74	46,852	49,150	55,108	61,694	69,390	75,710	83,572	89,046	90,886	91,600
75	48,577	50,960	57,139	63,969	71,952	78,506	86,659	92,336	94,245	94,986
76	50,366	52,838	59,246	66,330	74,608	81,405	89,862	95,749	97,729	98,497
77	52,955	55,554	62,294	69,745	78,452	85,601	94,495	100,688	102,770	103,577
78	55,677	58,412	65,501	73,337	82,494	90,014	99,368	105,882	108,072	108,921
79	58,541	61,417	68,873	77,115	86,747	94,655	104,494	111,344	113,648	114,541
80	61,553	64,577	72,420	81,088	91,219	99,537	109,885	117,090	119,513	120,453
80+	64,720	67,902	76,150	85,267	95,922	104,672	115,556	123,134	125,682	126,670

Office Premium corresponding to Individual (1A1C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	5,693	5,970	6,687	7,479	8,405	9,166	10,112	10,770	10,992	11,078
19	5,776	6,057	6,784	7,588	8,528	9,300	10,260	10,928	11,153	11,240
20	5,861	6,146	6,884	7,700	8,654	9,437	10,412	11,090	11,318	11,407
21	5,948	6,237	6,986	7,815	8,783	9,578	10,567	11,256	11,488	11,577
22	6,037	6,330	7,091	7,932	8,915	9,723	10,727	11,426	11,661	11,752
23	6,128	6,426	7,199	8,053	9,051	9,871	10,890	11,600	11,839	11,931
24	6,222	6,524	7,309	8,176	9,190	10,022	11,058	11,779	12,021	12,115
25	6,318	6,625	7,422	8,303	9,332	10,178	11,229	11,962	12,208	12,303
26	6,407	6,719	7,527	8,420	9,465	10,322	11,389	12,132	12,381	12,478
27	6,497	6,813	7,633	8,540	9,599	10,469	11,551	12,304	12,557	12,656
28	6,589	6,910	7,741	8,661	9,735	10,617	11,715	12,479	12,736	12,836
29	6,682	7,007	7,851	8,784	9,874	10,768	11,882	12,657	12,918	13,019
30	6,777	7,107	7,962	8,908	10,014	10,922	12,051	12,837	13,102	13,204
31	6,873	7,207	8,076	9,035	10,156	11,077	12,223	13,020	13,289	13,392
32	6,970	7,310	8,190	9,164	10,301	11,235	12,397	13,206	13,478	13,584
33	7,069	7,413	8,307	9,294	10,448	11,395	12,574	13,395	13,671	13,778
34	7,169	7,519	8,425	9,426	10,597	11,558	12,754	13,586	13,866	13,975
35	7,271	7,626	8,545	9,561	10,748	11,723	12,936	13,780	14,064	14,175
36	7,374	7,734	8,666	9,697	10,902	11,891	13,121	13,978	14,266	14,377
37	7,589	7,959	8,919	9,980	11,221	12,239	13,505	14,387	14,684	14,799
38	7,812	8,193	9,181	10,274	11,551	12,599	13,904	14,812	15,117	15,236
39	8,042	8,435	9,453	10,578	11,893	12,973	14,317	15,252	15,566	15,688
40	8,281	8,686	9,734	10,893	12,248	13,360	14,744	15,708	16,032	16,157
41	8,529	8,946	10,026	11,220	12,616	13,762	15,187	16,180	16,514	16,643
42	8,747	9,175	10,283	11,509	12,940	14,116	15,579	16,597	16,939	17,072
43	9,585	10,054	11,270	12,614	14,184	15,474	17,078	18,195	18,571	18,716
44	9,871	10,355	11,607	12,991	14,609	15,938	17,591	18,741	19,128	19,278
45	10,166	10,664	11,954	13,381	15,047	16,416	18,119	19,304	19,703	19,857
46	10,955	11,492	12,883	14,421	16,218	17,694	19,530	20,808	21,238	21,405
47	11,456	12,018	13,473	15,082	16,963	18,507	20,427	21,765	22,215	22,389
48	11,983	12,571	14,094	15,778	17,745	19,361	21,371	22,770	23,241	23,423
49	12,537	13,152	14,746	16,508	18,568	20,259	22,362	23,827	24,320	24,511
50	13,024	13,663	15,319	17,150	19,290	21,047	23,233	24,755	25,267	25,466
51	13,082	13,724	15,388	17,227	19,377	21,142	23,338	24,866	25,381	25,580
52	13,522	14,186	15,906	17,808	20,030	21,855	24,125	25,706	26,238	26,444
53	13,984	14,670	16,449	18,416	20,715	22,603	24,951	26,586	27,136	27,349
54	14,467	15,177	17,019	19,055	21,433	23,387	25,817	27,509	28,078	28,298
55	14,974	15,709	17,616	19,723	22,186	24,208	26,724	28,476	29,065	29,293
56	15,566	16,331	18,313	20,505	23,066	25,168	27,784	29,606	30,218	30,455
57	16,828	17,655	19,799	22,169	24,939	27,213	30,043	32,012	32,675	32,932
58	18,193	19,087	21,406	23,970	26,965	29,425	32,485	34,616	35,332	35,610
59	19,669	20,636	23,144	25,917	29,157	31,817	35,127	37,431	38,206	38,507
60	21,536	22,583	25,295	28,294	31,799	34,676	38,256	40,748	41,586	41,911
61	23,263	24,395	27,329	30,572	34,362	37,475	41,346	44,042	44,948	45,300
62	24,648	25,850	28,967	32,412	36,438	39,744	43,856	46,720	47,683	48,056
63	26,008	27,278	30,569	34,207	38,458	41,949	46,292	49,315	50,332	50,726
64	27,461	28,802	32,280	36,123	40,615	44,303	48,892	52,087	53,161	53,577
65	29,012	30,430	34,106	38,170	42,918	46,818	51,668	55,046	56,181	56,622
66	32,149	33,720	37,793	42,295	47,557	51,878	57,252	60,994	62,253	62,741
67	33,952	35,613	39,917	44,675	50,235	54,801	60,480	64,435	65,765	66,280
68	35,858	37,613	42,161	47,189	53,065	57,889	63,891	68,070	69,476	70,021
69	37,872	39,726	44,533	49,846	56,055	61,154	67,496	71,912	73,397	73,973
70	40,000	41,959	47,039	52,653	59,215	64,603	71,306	75,972	77,542	78,150
71	42,249	44,320	49,687	55,620	62,554	68,248	75,331	80,263	81,921	82,564
72	43,803	45,950	51,517	57,671	64,862	70,767	78,113	83,227	84,947	85,614
73	45,415	47,642	53,415	59,797	67,255	73,379	80,998	86,302	88,086	88,777
74	47,086	49,396	55,384	62,002	69,737	76,088	83,990	89,491	91,341	92,058
75	48,820	51,215	57,425	64,289	72,311	78,898	87,093	92,798	94,717	95,461
76	50,618	53,102	59,542	66,661	74,981	81,812	90,311	96,228	98,218	98,989
77	53,219	55,832	62,606	70,093	78,844	86,029	94,968	101,191	103,284	104,095
78	55,956	58,704	65,828	73,703	82,907	90,464	99,865	106,411	108,612	109,466
79	58,833	61,724	69,217	77,500	87,180	95,129	105,017	111,901	114,216	115,114
80	61,860	64,900	72,782	81,493	91,675	100,035	110,435	117,676	120,111	121,055
80+	65,044	68,241	76,531	85,694	96,402	105,195	116,133	123,749	126,310	127,303

Office Premium corresponding to Individual (1A2C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,951	8,339	9,346	10,458	11,758	12,826	14,154	15,078	15,389	15,510
19	8,034	8,426	9,443	10,567	11,881	12,960	14,302	15,236	15,550	15,672
20	8,119	8,515	9,543	10,679	12,007	13,097	14,454	15,398	15,715	15,839
21	8,206	8,607	9,645	10,794	12,136	13,238	14,609	15,564	15,885	16,009
22	8,295	8,700	9,750	10,911	12,268	13,383	14,769	15,734	16,058	16,184
23	8,386	8,796	9,858	11,032	12,404	13,531	14,932	15,908	16,236	16,363
24	8,480	8,894	9,968	11,155	12,543	13,682	15,099	16,086	16,418	16,547
25	8,576	8,995	10,081	11,282	12,685	13,838	15,271	16,269	16,605	16,735
26	8,665	9,088	10,186	11,399	12,818	13,982	15,431	16,439	16,778	16,910
27	8,755	9,183	10,292	11,519	12,952	14,129	15,592	16,612	16,954	17,087
28	8,847	9,279	10,401	11,640	13,088	14,277	15,757	16,787	17,133	17,268
29	8,964	9,402	10,538	11,794	13,261	14,467	15,966	17,010	17,361	17,497
30	9,082	9,526	10,677	11,950	13,437	14,658	16,178	17,235	17,591	17,729
31	9,202	9,652	10,819	12,108	13,616	14,853	16,393	17,464	17,825	17,965
32	9,324	9,780	10,962	12,269	13,796	15,050	16,610	17,697	18,062	18,204
33	9,447	9,909	11,108	12,432	13,980	15,250	16,831	17,932	18,302	18,446
34	9,573	10,041	11,255	12,597	14,166	15,453	17,056	18,171	18,546	18,692
35	9,699	10,174	11,404	12,765	14,354	15,659	17,283	18,413	18,793	18,941
36	9,828	10,309	11,556	12,934	14,545	15,868	17,513	18,659	19,044	19,193
37	10,069	10,561	11,839	13,252	14,902	16,258	17,944	19,118	19,512	19,665
38	10,317	10,822	12,132	13,579	15,271	16,660	18,388	19,591	19,996	20,153
39	10,574	11,092	12,434	13,918	15,652	17,076	18,848	20,081	20,496	20,657
40	10,839	11,370	12,747	14,268	16,046	17,507	19,323	20,588	21,013	21,178
41	11,114	11,658	13,070	14,630	16,454	17,951	19,814	21,111	21,547	21,716
42	11,359	11,916	13,359	14,954	16,818	18,349	20,254	21,580	22,025	22,198
43	12,224	12,824	14,378	16,095	18,103	19,751	21,802	23,230	23,710	23,896
44	12,538	13,153	14,747	16,509	18,569	20,260	22,364	23,828	24,321	24,512
45	12,861	13,492	15,127	16,935	19,048	20,783	22,942	24,444	24,950	25,146
46	14,290	14,992	16,811	18,821	21,171	23,100	25,500	27,171	27,733	27,951
47	14,874	15,605	17,498	19,592	22,038	24,047	26,546	28,285	28,871	29,097
48	15,486	16,247	18,219	20,399	22,947	25,038	27,641	29,453	30,062	30,298
49	16,127	16,919	18,974	21,244	23,898	26,077	28,788	30,675	31,310	31,556
50	16,703	17,524	19,652	22,004	24,753	27,010	29,818	31,774	32,431	32,686
51	16,852	17,680	19,828	22,201	24,975	27,253	30,086	32,059	32,722	32,979
52	17,386	18,240	20,456	22,905	25,767	28,118	31,041	33,077	33,761	34,027
53	17,847	18,725	20,999	23,514	26,452	28,865	31,867	33,957	34,660	34,932
54	18,331	19,232	21,569	24,152	27,171	29,649	32,733	34,880	35,602	35,881
55	18,838	19,764	22,166	24,821	27,923	30,471	33,640	35,847	36,589	36,876
56	19,369	20,322	22,792	25,522	28,712	31,332	34,591	36,860	37,624	37,919
57	20,311	21,310	23,900	26,764	30,110	32,858	36,277	38,657	39,457	39,767
58	21,329	22,379	25,100	28,107	31,623	34,509	38,100	40,599	41,440	41,766
59	22,431	23,535	26,397	29,561	33,258	36,294	40,071	42,701	43,585	43,928
60	23,824	24,987	28,002	31,335	35,229	38,427	42,406	45,176	46,107	46,469
61	25,113	26,339	29,519	33,035	37,143	40,516	44,712	47,634	48,616	48,997
62	26,271	27,555	30,883	34,563	38,863	42,393	46,785	49,844	50,872	51,271
63	27,508	28,853	32,340	36,194	40,699	44,398	48,999	52,203	53,280	53,698
64	28,828	30,239	33,895	37,937	42,660	46,538	51,363	54,722	55,852	56,290
65	30,238	31,718	35,556	39,797	44,754	48,824	53,887	57,412	58,598	59,058
66	36,528	38,317	42,954	48,081	54,073	58,992	65,113	69,374	70,807	71,362
67	38,143	40,011	44,856	50,212	56,471	61,610	68,003	72,455	73,951	74,532
68	39,849	41,802	46,866	52,463	59,005	64,376	71,058	75,710	77,275	77,881
69	41,653	43,695	48,990	54,843	61,683	67,299	74,286	79,151	80,787	81,421
70	43,558	45,695	51,234	57,357	64,513	70,388	77,698	82,787	84,498	85,162
71	45,572	47,809	53,606	60,014	67,503	73,652	81,303	86,629	88,420	89,114
72	46,964	49,269	55,245	61,850	69,570	75,908	83,794	89,284	91,130	91,846
73	48,407	50,784	56,944	63,754	71,713	78,248	86,377	92,037	93,941	94,679
74	49,904	52,355	58,707	65,729	73,935	80,674	89,056	94,893	96,856	97,617
75	51,457	53,984	60,535	67,777	76,241	83,190	91,835	97,855	99,879	100,663
76	53,067	55,673	62,431	69,901	78,631	85,800	94,717	100,926	103,014	103,823
77	55,396	58,118	65,175	72,975	82,091	89,576	98,887	105,371	107,551	108,396
78	57,847	60,690	68,060	76,208	85,729	93,547	103,273	110,045	112,322	113,205
79	60,424	63,394	71,095	79,608	89,556	97,725	107,887	114,962	117,341	118,264
80	63,135	66,239	74,287	83,184	93,581	102,118	112,739	120,133	122,620	123,584
80+	65,986	69,231	77,645	86,945	97,814	106,739	117,842	125,572	128,171	129,179

Office Premium corresponding to Individual (2A) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	6,770	7,100	7,955	8,900	10,005	10,912	12,040	12,825	13,090	13,192
19	6,853	7,187	8,053	9,009	10,128	11,046	12,188	12,983	13,251	13,354
20	6,938	7,276	8,153	9,121	10,254	11,183	12,340	13,145	13,416	13,521
21	7,025	7,367	8,255	9,236	10,383	11,324	12,496	13,311	13,585	13,692
22	7,197	7,548	8,457	9,463	10,638	11,603	12,803	13,639	13,920	14,029
23	7,373	7,733	8,665	9,695	10,899	11,888	13,118	13,975	14,263	14,375
24	7,553	7,922	8,877	9,933	11,167	12,181	13,441	14,319	14,614	14,729
25	7,738	8,116	9,095	10,177	11,442	12,481	13,773	14,672	14,975	15,092
26	7,895	8,281	9,280	10,384	11,675	12,735	14,053	14,971	15,280	15,400
27	8,055	8,449	9,468	10,595	11,913	12,994	14,340	15,277	15,592	15,714
28	8,219	8,620	9,661	10,811	12,156	13,259	14,633	15,589	15,910	16,035
29	8,353	8,761	9,819	10,989	12,355	13,477	14,873	15,845	16,172	16,299
30	8,490	8,905	9,980	11,169	12,558	13,699	15,118	16,106	16,438	16,567
31	8,629	9,050	10,143	11,352	12,764	13,924	15,366	16,370	16,708	16,839
32	8,770	9,198	10,310	11,538	12,973	14,152	15,619	16,640	16,983	17,116
33	8,913	9,349	10,479	11,727	13,186	14,385	15,875	16,913	17,262	17,398
34	9,059	9,502	10,650	11,920	13,403	14,621	16,136	17,191	17,546	17,684
35	9,207	9,657	10,825	12,115	13,623	14,861	16,402	17,474	17,835	17,975
36	9,358	9,816	11,002	12,314	13,847	15,105	16,671	17,762	18,128	18,270
37	9,621	10,092	11,312	12,661	14,237	15,532	17,142	18,263	18,640	18,787
38	9,893	10,377	11,632	13,019	14,641	15,972	17,629	18,782	19,170	19,320
39	10,173	10,671	11,963	13,390	15,058	16,427	18,131	19,317	19,716	19,871
40	10,573	11,091	12,434	13,918	15,652	17,076	18,847	20,080	20,495	20,656
41	10,989	11,528	12,923	14,466	16,269	17,750	19,591	20,874	21,305	21,472
42	11,383	11,941	13,388	14,986	16,855	18,389	20,297	21,626	22,073	22,246
43	11,792	12,370	13,869	15,525	17,461	19,051	21,029	22,405	22,869	23,048
44	12,216	12,815	14,368	16,084	18,090	19,738	21,787	23,214	23,693	23,879
45	12,617	13,235	14,840	16,613	18,686	20,387	22,504	23,978	24,474	24,666
46	13,515	14,178	15,898	17,799	20,020	21,844	24,113	25,692	26,224	26,430
47	14,131	14,825	16,623	18,611	20,934	22,842	25,215	26,867	27,423	27,638
48	14,777	15,502	17,384	19,463	21,893	23,889	26,371	28,100	28,681	28,906
49	15,939	16,722	18,752	20,996	23,619	25,772	28,451	30,316	30,943	31,187
50	16,838	17,665	19,810	22,182	24,953	27,229	30,060	32,031	32,694	32,951
51	17,332	18,184	20,392	22,834	25,687	28,030	30,944	32,973	33,656	33,920
52	18,232	19,129	21,453	24,022	27,024	29,489	32,556	34,691	35,409	35,688
53	19,180	20,123	22,569	25,272	28,431	31,026	34,253	36,500	37,255	37,548
54	19,722	20,692	23,207	25,987	29,236	31,904	35,223	37,533	38,310	38,612
55	20,669	21,686	24,322	27,236	30,642	33,439	36,918	39,340	40,155	40,470
56	21,662	22,728	25,491	28,546	32,116	35,048	38,695	41,234	42,088	42,419
57	23,087	24,223	27,170	30,426	34,233	37,358	41,246	43,953	44,863	45,216
58	24,612	25,824	28,966	32,439	36,497	39,830	43,976	46,863	47,833	48,210
59	26,245	27,538	30,889	34,593	38,922	42,477	46,899	49,978	51,013	51,414
60	28,580	29,978	33,603	37,609	42,292	46,136	50,919	54,249	55,369	55,803
61	30,887	32,399	36,319	40,653	45,717	49,875	55,048	58,650	59,861	60,331
62	33,147	34,771	38,980	43,634	49,072	53,538	59,093	62,961	64,261	64,766
63	35,777	37,521	42,042	47,040	52,880	57,676	63,641	67,795	69,192	69,734
64	38,386	40,259	45,115	50,482	56,754	61,905	68,312	72,773	74,273	74,854
65	40,955	42,955	48,139	53,870	60,568	66,067	72,909	77,672	79,274	79,895
66	48,481	50,850	56,995	63,786	71,723	78,240	86,348	91,993	93,891	94,627
67	51,416	53,931	60,451	67,659	76,082	82,999	91,603	97,593	99,608	100,389
68	54,533	57,202	64,122	71,771	80,710	88,050	97,182	103,539	105,677	106,506
69	62,625	65,693	73,645	82,434	92,707	101,142	111,635	118,941	121,398	122,350
70	66,146	69,388	77,791	87,079	97,935	106,848	117,937	125,658	128,254	129,261
71	69,867	73,292	82,172	91,988	103,460	112,879	124,597	132,756	135,499	136,563
72	73,062	76,645	85,935	96,203	108,204	118,058	130,316	138,851	141,721	142,834
73	76,411	80,160	89,879	100,622	113,177	123,486	136,311	145,240	148,243	149,407
74	79,922	83,844	94,013	105,254	118,390	129,177	142,595	151,938	155,080	156,298
75	82,866	86,934	97,480	109,138	122,762	133,949	147,865	157,555	160,813	162,076
76	85,919	90,138	101,076	113,166	127,296	138,898	153,331	163,380	166,759	168,069
77	89,746	94,154	105,582	118,215	132,978	145,100	160,180	170,680	174,211	175,580
78	93,749	98,355	110,296	123,495	138,921	151,588	167,345	178,316	182,005	183,436
79	97,936	102,749	115,227	129,020	145,139	158,375	174,840	186,304	190,159	191,654
80	102,976	108,039	121,163	135,669	152,623	166,544	183,862	195,920	199,975	201,547
80+	116,417	122,143	136,990	153,401	172,580	188,329	207,920	221,560	226,147	227,926

Office Premium corresponding to Individual (2A1C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	9,028	9,470	10,614	11,879	13,358	14,572	16,082	17,133	17,487	17,624
19	9,111	9,557	10,712	11,988	13,481	14,706	16,230	17,291	17,648	17,786
20	9,196	9,646	10,812	12,100	13,607	14,843	16,382	17,453	17,813	17,953
21	9,283	9,737	10,914	12,215	13,736	14,984	16,537	17,619	17,982	18,123
22	9,455	9,917	11,116	12,442	13,991	15,263	16,845	17,947	18,317	18,461
23	9,631	10,102	11,324	12,674	14,252	15,548	17,160	18,283	18,660	18,806
24	9,811	10,292	11,536	12,912	14,520	15,841	17,483	18,627	19,011	19,161
25	9,996	10,486	11,754	13,156	14,795	16,140	17,814	18,980	19,372	19,524
26	10,177	10,675	11,967	13,394	15,063	16,433	18,137	19,324	19,723	19,878
27	10,361	10,868	12,183	13,637	15,336	16,731	18,467	19,675	20,081	20,239
28	10,548	11,065	12,404	13,885	15,615	17,035	18,803	20,033	20,447	20,607
2h	10,707	11,232	12,591	14,094	15,850	17,292	19,087	20,336	20,756	20,919
30	10,868	11,401	12,781	14,307	16,090	17,554	19,375	20,643	21,069	21,235
31	11,032	11,572	12,974	14,523	16,333	17,819	19,668	20,955	21,388	21,556
32	11,198	11,747	13,169	14,742	16,579	18,088	19,965	21,272	21,712	21,882
33	11,367	11,924	13,368	14,965	16,830	18,362	20,268	21,594	22,041	22,214
34	11,538	12,104	13,570	15,191	17,085	18,640	20,575	21,922	22,374	22,550
35	11,713	12,287	13,775	15,420	17,343	18,922	20,886	22,254	22,714	22,892
36	11,889	12,472	13,983	15,654	17,606	19,209	21,203	22,591	23,058	23,239
37	12,179	12,776	14,324	16,036	18,036	19,678	21,721	23,143	23,622	23,807
38	12,477	13,089	14,676	16,429	18,479	20,162	22,255	23,713	24,203	24,393
39	12,785	13,412	15,038	16,835	18,936	20,661	22,806	24,300	24,802	24,997
40	13,212	13,861	15,541	17,399	19,570	21,353	23,571	25,115	25,634	25,836
41	13,656	14,326	16,064	17,984	20,229	22,072	24,365	25,961	26,498	26,706
42	14,078	14,769	16,561	18,541	20,856	22,756	25,120	26,766	27,320	27,534
43	15,127	15,870	17,796	19,926	22,414	24,457	26,999	28,768	29,363	29,594
44	15,634	16,402	18,393	20,594	23,166	25,278	27,905	29,734	30,349	30,588
45	16,119	16,911	18,965	21,234	23,887	26,065	28,774	30,661	31,295	31,541
46	17,105	17,946	20,125	22,534	25,350	27,662	30,538	32,541	33,214	33,475
47	17,810	18,685	20,955	23,464	26,397	28,805	31,800	33,885	34,587	34,859
48	18,547	19,459	21,823	24,437	27,491	29,999	33,120	35,292	36,022	36,306
49	19,802	20,777	23,302	26,093	29,356	32,034	35,367	37,687	38,467	38,770
50	20,701	21,720	24,360	27,279	30,690	33,491	36,976	39,402	40,218	40,534
51	21,195	22,238	24,942	27,931	31,424	34,292	37,860	40,344	41,180	41,504
52	22,096	23,183	26,003	29,119	32,761	35,752	39,472	42,062	42,933	43,271
53	23,044	24,178	27,119	30,370	34,169	37,288	41,169	43,870	44,779	45,131
54	23,586	24,747	27,757	31,084	34,973	38,166	42,139	44,904	45,834	46,195
55	24,533	25,741	28,872	32,334	36,379	39,701	43,834	46,711	47,678	48,054
56	25,525	26,782	30,041	33,644	37,853	41,310	45,611	48,605	49,612	50,002
57	26,950	28,278	31,719	35,524	39,970	43,620	48,162	51,324	52,387	52,799
58	28,476	29,879	33,516	37,536	42,235	46,092	50,892	54,233	55,357	55,793
59	30,109	31,592	35,439	39,690	44,659	48,739	53,815	57,349	58,537	58,998
60	32,444	34,033	38,153	42,707	48,029	52,399	57,835	61,620	62,893	63,386
61	34,751	36,454	40,869	45,750	51,454	56,138	61,964	66,021	67,385	67,914
62	37,010	38,825	43,530	48,731	54,809	59,800	66,009	70,332	71,785	72,349
63	39,641	41,576	46,592	52,137	58,617	63,938	70,557	75,166	76,716	77,317
64	42,250	44,314	49,665	55,579	62,491	68,167	75,228	80,144	81,797	82,438
65	44,818	47,009	52,689	58,968	66,305	72,330	79,825	85,043	86,798	87,479
66	52,344	54,905	61,544	68,883	77,460	84,503	93,264	99,364	101,415	102,211
67	55,280	57,986	65,001	72,756	81,819	89,261	98,519	104,964	107,132	107,972
68	58,396	61,257	68,672	76,868	86,447	94,313	104,097	110,910	113,201	114,089
69	66,489	69,747	78,195	87,532	98,444	107,404	118,551	126,312	128,922	129,934
70	70,010	73,442	82,341	92,177	103,672	113,111	124,853	133,029	135,778	136,844
71	73,730	77,347	86,722	97,085	109,197	119,141	131,513	140,126	143,023	144,146
72	76,926	80,700	90,485	101,301	113,941	124,320	137,232	146,222	149,245	150,417
73	80,275	84,215	94,429	105,719	118,914	129,749	143,227	152,611	155,767	156,991
74	83,786	87,899	98,563	110,351	124,127	135,439	149,511	159,309	162,604	163,881
75	86,730	90,989	102,030	114,235	128,499	140,211	154,781	164,926	168,337	169,660
76	89,783	94,193	105,626	118,263	133,033	145,160	160,247	170,751	174,283	175,652
77	93,610	98,209	110,132	123,312	138,715	151,362	167,096	178,051	181,735	183,163
78	97,612	102,409	114,846	128,593	144,659	157,850	174,261	185,687	189,529	191,019
79	101,800	106,804	119,777	134,117	150,876	164,637	181,756	193,675	197,683	199,237
80	106,840	112,093	125,712	140,767	158,360	172,807	190,778	203,291	207,499	209,130
80+	120,280	126,198	141,540	158,498	178,318	194,591	214,836	228,931	233,671	235,509

Office Premium corresponding to Individual (2A2C) - Zone 3 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	11,286	11,840	13,273	14,858	16,711	18,231	20,124	21,441	21,884	22,056
19	11,369	11,926	13,371	14,967	16,833	18,366	20,272	21,599	22,045	22,218
20	11,454	12,015	13,471	15,079	16,959	18,503	20,423	21,761	22,210	22,385
21	11,541	12,107	13,573	15,194	17,088	18,644	20,579	21,926	22,379	22,555
22	11,713	12,287	13,775	15,421	17,344	18,923	20,887	22,254	22,714	22,892
23	11,889	12,472	13,983	15,653	17,605	19,208	21,202	22,590	23,057	23,238
24	12,069	12,661	14,195	15,891	17,873	19,501	21,525	22,935	23,409	23,592
25	12,254	12,855	14,413	16,135	18,148	19,800	21,856	23,287	23,769	23,955
26	12,435	13,045	14,626	16,373	18,416	20,093	22,179	23,632	24,120	24,309
27	12,619	13,238	14,842	16,616	18,689	20,391	22,508	23,983	24,478	24,671
28	12,806	13,435	15,063	16,864	18,968	20,695	22,844	24,341	24,844	25,039
29	12,989	13,626	15,278	17,104	19,238	20,991	23,171	24,688	25,199	25,397
30	13,174	13,820	15,496	17,348	19,513	21,290	23,502	25,041	25,559	25,760
31	13,361	14,017	15,717	17,596	19,792	21,595	23,838	25,399	25,925	26,128
32	13,552	14,217	15,941	17,847	20,075	21,904	24,179	25,763	26,296	26,502
33	13,745	14,420	16,169	18,102	20,362	22,217	24,525	26,132	26,672	26,882
34	13,942	14,626	16,400	18,361	20,653	22,535	24,876	26,506	27,055	27,267
35	14,141	14,835	16,635	18,624	20,949	22,858	25,233	26,887	27,443	27,658
36	14,343	15,047	16,873	18,891	21,249	23,186	25,595	27,272	27,836	28,055
37	14,658	15,378	17,244	19,307	21,717	23,697	26,159	27,874	28,450	28,674
38	14,983	15,719	17,626	19,735	22,199	24,222	26,740	28,492	29,082	29,310
39	15,317	16,069	18,019	20,175	22,695	24,764	27,337	29,129	29,732	29,966
40	15,770	16,545	18,554	20,774	23,369	25,499	28,150	29,995	30,616	30,856
41	16,241	17,039	19,107	21,394	24,067	26,261	28,991	30,892	31,531	31,779
42	16,690	17,510	19,636	21,987	24,734	26,989	29,795	31,749	32,406	32,660
43	17,766	18,640	20,904	23,407	26,332	28,734	31,722	33,803	34,502	34,774
44	18,300	19,200	21,533	24,112	27,125	29,600	32,678	34,821	35,542	35,822
45	18,814	19,739	22,138	24,789	27,888	30,432	33,597	35,801	36,542	36,830
46	20,440	21,446	24,053	26,935	30,303	33,068	36,508	38,903	39,709	40,021
47	21,228	22,272	24,980	27,974	31,472	34,345	37,918	40,406	41,243	41,567
48	22,050	23,135	25,948	29,058	32,693	35,677	39,390	41,974	42,844	43,181
49	23,392	24,544	27,529	30,829	34,686	37,853	41,792	44,535	45,458	45,815
50	24,380	25,581	28,693	32,133	36,153	39,454	43,561	46,420	47,382	47,754
51	24,965	26,195	29,382	32,905	37,022	40,403	44,608	47,537	48,521	48,903
52	25,959	27,238	30,553	34,216	38,498	42,014	46,388	49,433	50,457	50,854
53	26,907	28,233	31,669	35,467	39,906	43,550	48,085	51,241	52,303	52,715
54	27,449	28,801	32,307	36,182	40,710	44,429	49,054	52,275	53,358	53,778
55	28,396	29,795	33,422	37,431	42,116	45,964	50,750	54,082	55,202	55,637
56	29,389	30,837	34,591	38,741	43,591	47,573	52,527	55,976	57,136	57,585
57	30,814	32,333	36,269	40,621	45,707	49,883	55,078	58,694	59,911	60,382
58	32,339	33,933	38,066	42,633	47,972	52,355	57,808	61,604	62,881	63,376
59	33,972	35,647	39,989	44,788	50,396	55,001	60,731	64,719	66,061	66,581
60	36,308	38,088	42,703	47,804	53,766	58,661	64,751	68,991	70,417	70,969
61	38,614	40,509	45,419	50,847	57,191	62,400	68,880	73,392	74,909	75,497
62	40,874	42,880	48,080	53,829	60,546	66,063	72,925	77,702	79,309	79,932
63	43,505	45,631	51,142	57,234	64,354	70,200	77,473	82,537	84,240	84,900
64	46,114	48,369	54,214	60,676	68,228	74,429	82,143	87,514	89,321	90,021
65	48,682	51,064	57,239	64,065	72,042	78,592	86,741	92,414	94,322	95,062
66	56,208	58,960	66,094	73,981	83,197	90,765	100,180	106,735	108,939	109,794
67	59,143	62,041	69,551	77,854	87,556	95,523	105,434	112,335	114,656	115,555
68	62,260	65,311	73,222	81,966	92,184	100,575	111,013	118,281	120,725	121,673
69	70,353	73,802	82,744	92,629	104,181	113,667	125,467	133,683	136,446	137,517
70	73,874	77,497	86,891	97,274	109,409	119,373	131,769	140,399	143,302	144,427
71	77,594	81,401	91,272	102,183	114,934	125,404	138,429	147,497	150,547	151,729
72	80,789	84,755	95,035	106,398	119,678	130,583	144,148	153,593	156,769	158,000
73	84,138	88,269	98,979	110,817	124,651	136,011	150,143	159,982	163,291	164,574
74	87,649	91,954	103,113	115,448	129,864	141,701	156,427	166,680	170,128	171,464
75	90,593	95,043	106,580	119,333	134,236	146,473	161,697	172,296	175,861	177,243
76	93,647	98,248	110,176	123,361	138,770	151,422	167,162	178,121	181,807	183,236
77	97,473	102,263	114,682	128,409	144,452	157,625	174,012	185,422	189,258	190,746
78	101,476	106,464	119,396	133,690	150,396	164,113	181,177	193,058	197,053	198,602
79	105,663	110,858	124,327	139,214	156,613	170,899	188,672	201,046	205,207	206,821
80	110,704	116,148	130,262	145,864	164,098	179,069	197,694	210,662	215,023	216,713
80+	124,144	130,253	146,090	163,596	184,055	200,854	221,752	236,302	241,195	243,092

Office Premium corresponding to Individual (1A) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
<1	3,719	3,898	4,361	4,874	5,473	5,965	6,577	7,003	7,147	7,202
1	3,756	3,937	4,406	4,924	5,529	6,026	6,645	7,076	7,220	7,276
2	3,795	3,977	4,451	4,974	5,586	6,088	6,713	7,148	7,295	7,351
3	3,833	4,018	4,496	5,025	5,643	6,151	6,782	7,222	7,370	7,427
4	3,872	4,059	4,542	5,077	5,701	6,214	6,852	7,296	7,446	7,504
5	3,912	4,100	4,589	5,129	5,760	6,278	6,923	7,372	7,523	7,581
6	3,952	4,142	4,636	5,181	5,819	6,343	6,994	7,448	7,600	7,659
7	3,992	4,184	4,683	5,234	5,879	6,408	7,066	7,524	7,679	7,738
8	4,032	4,227	4,731	5,288	5,939	6,474	7,139	7,602	7,758	7,818
9	4,074	4,270	4,779	5,342	6,000	6,540	7,212	7,680	7,838	7,899
10	4,115	4,314	4,828	5,397	6,062	6,608	7,287	7,760	7,919	7,980
11	4,157	4,358	4,878	5,452	6,124	6,676	7,362	7,840	8,000	8,063
12	4,199	4,402	4,927	5,508	6,187	6,744	7,438	7,921	8,083	8,146
13	4,242	4,447	4,978	5,565	6,251	6,814	7,514	8,002	8,166	8,230
14	4,285	4,492	5,029	5,622	6,315	6,884	7,592	8,085	8,251	8,315
15	4,329	4,538	5,080	5,680	6,380	6,955	7,670	8,168	8,336	8,401
16	4,373	4,585	5,132	5,738	6,445	7,027	7,749	8,253	8,422	8,487
17	4,418	4,632	5,185	5,797	6,512	7,099	7,829	8,338	8,509	8,575
18	4,681	4,908	5,495	6,144	6,903	7,526	8,300	8,840	9,021	9,092
19	4,795	5,027	5,629	6,294	7,072	7,710	8,504	9,057	9,243	9,315
20	4,912	5,149	5,766	6,448	7,245	7,899	8,713	9,279	9,470	9,544
21	5,031	5,275	5,907	6,605	7,422	8,092	8,926	9,507	9,702	9,778
22	5,153	5,403	6,051	6,767	7,604	8,291	9,145	9,740	9,941	10,018
23	5,279	5,535	6,199	6,932	7,790	8,494	9,370	9,980	10,185	10,264
24	5,407	5,670	6,350	7,102	7,981	8,702	9,600	10,225	10,435	10,517
25	5,539	5,808	6,505	7,276	8,176	8,916	9,836	10,476	10,692	10,775
26	5,629	5,902	6,611	7,394	8,310	9,062	9,997	10,648	10,867	10,952
27	5,720	5,998	6,719	7,515	8,446	9,210	10,160	10,822	11,045	11,131
28	5,813	6,096	6,828	7,638	8,584	9,361	10,327	11,000	11,226	11,314
29	5,908	6,195	6,940	7,762	8,724	9,514	10,496	11,180	11,410	11,499
30	6,004	6,296	7,053	7,889	8,867	9,669	10,668	11,363	11,597	11,688
31	6,102	6,398	7,168	8,018	9,012	9,828	10,843	11,550	11,787	11,880
32	6,201	6,503	7,285	8,149	9,159	9,989	11,021	11,739	11,981	12,074
33	6,302	6,609	7,404	8,282	9,309	10,152	11,201	11,932	12,177	12,273
34	6,405	6,716	7,524	8,418	9,462	10,319	11,385	12,127	12,377	12,474
35	6,509	6,826	7,647	8,555	9,616	10,488	11,572	12,326	12,580	12,679
36	6,615	6,937	7,772	8,695	9,774	10,660	11,762	12,529	12,787	12,887
37	6,874	7,208	8,077	9,036	10,158	11,079	12,225	13,022	13,290	13,394
38	7,143	7,491	8,393	9,391	10,557	11,515	12,706	13,535	13,814	13,922
39	7,422	7,784	8,723	9,760	10,973	11,968	13,207	14,069	14,359	14,471
40	7,713	8,089	9,065	10,144	11,404	12,439	13,727	14,623	14,925	15,042
41	8,015	8,407	9,421	10,543	11,853	12,929	14,268	15,200	15,514	15,635
42	8,277	8,681	9,729	10,888	12,242	13,354	14,737	15,700	16,024	16,149
43	8,548	8,965	10,048	11,245	12,644	13,792	15,221	16,216	16,550	16,680
44	8,827	9,259	10,377	11,614	13,059	14,245	15,722	16,749	17,095	17,229
45	9,116	9,562	10,717	11,995	13,488	14,713	16,238	17,300	17,657	17,796
46	9,414	9,875	11,069	12,388	13,931	15,197	16,772	17,869	18,238	18,381
47	9,943	10,430	11,691	13,086	14,716	16,054	17,719	18,878	19,267	19,419
48	10,502	11,016	12,349	13,823	15,545	16,959	18,718	19,943	20,355	20,515
49	11,092	11,635	13,044	14,601	16,421	17,916	19,775	21,069	21,505	21,674
50	11,716	12,290	13,779	15,424	17,348	18,927	20,892	22,259	22,719	22,898
51	11,790	12,368	13,867	15,523	17,459	19,048	21,025	22,402	22,865	23,044
52	12,354	12,960	14,531	16,267	18,296	19,963	22,035	23,478	23,964	24,152
53	12,946	13,581	15,228	17,048	19,175	20,921	23,094	24,607	25,115	25,313
54	13,566	14,232	15,958	17,866	20,095	21,926	24,204	25,789	26,323	26,529
55	14,216	14,914	16,723	18,723	21,060	22,980	25,367	27,029	27,588	27,805
56	14,897	15,629	17,525	19,622	22,072	24,084	26,587	28,329	28,915	29,142
57	16,104	16,896	18,947	21,214	23,864	26,040	28,747	30,632	31,266	31,511
58	17,410	18,266	20,484	22,937	25,803	28,156	31,084	33,123	33,808	34,074
59	18,822	19,748	22,147	24,800	27,900	30,445	33,612	35,817	36,558	36,845
60	20,609	21,610	24,205	27,074	30,427	33,180	36,605	38,990	39,792	40,103
61	22,261	23,344	26,151	29,254	32,880	35,858	39,562	42,141	43,009	43,345
62	23,746	24,902	27,899	31,213	35,085	38,265	42,220	44,974	45,900	46,259
63	25,331	26,566	29,767	33,305	37,439	40,835	45,058	47,999	48,988	49,371
64	27,024	28,343	31,760	35,538	39,953	43,579	48,089	51,229	52,285	52,694
65	28,832	30,240	33,889	37,923	42,638	46,509	51,325	54,678	55,805	56,242
66	30,763	32,266	36,163	40,470	45,504	49,638	54,780	58,361	59,565	60,031
67	32,488	34,076	38,194	42,747	48,066	52,435	57,869	61,652	62,924	63,418
68	34,311	35,990	40,342	45,152	50,774	55,390	61,132	65,131	66,475	66,996
69	36,238	38,012	42,611	47,694	53,635	58,513	64,581	68,806	70,227	70,778
70	38,274	40,149	45,008	50,380	56,658	61,813	68,226	72,691	74,192	74,774
71	40,426	42,407	47,542	53,219	59,853	65,301	72,077	76,796	78,382	78,997
72	41,913	43,967	49,293	55,181	62,061	67,710	74,739	79,632	81,278	81,916
73	43,455	45,585	51,109	57,215	64,351	70,210	77,499	82,574	84,280	84,942
74	45,054	47,264	52,992	59,325	66,725	72,802	80,361	85,625	87,395	88,081
75	46,712	49,004	54,946	61,513	69,188	75,490	83,330	88,789	90,624	91,336
76	48,433	50,809	56,971	63,782	71,742	78,278	86,409	92,070	93,974	94,712
77	50,922	53,421	59,902	67,066	75,438	82,313	90,864	96,819	98,821	99,597
78	53,540	56,169	62,985	70,520	79,325	86,556	95,550	101,813	103,919	104,736
79	56,293	59,058	66,228	74,152	83,414	91,019	100,479	107,066	109,281	110,140
80	59,189	62,098	69,638	77,973	87,714	95,713	105,663	112,591	114,920	115,824
80+	62,235	65,294	73,225	81,992	92,237	100,650	111,115	118,402	120,852	121,802

Office Premium corresponding to Individual (1A1C) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	5,478	5,744	6,433	7,195	8,086	8,817	9,727	10,360	10,573	10,656
19	5,558	5,828	6,527	7,300	8,204	8,946	9,869	10,512	10,728	10,812
20	5,639	5,913	6,623	7,408	8,325	9,078	10,015	10,667	10,887	10,972
21	5,723	6,001	6,722	7,518	8,449	9,214	10,165	10,827	11,050	11,136
22	5,809	6,091	6,822	7,631	8,576	9,353	10,318	10,990	11,216	11,304
23	5,896	6,183	6,926	7,747	8,707	9,495	10,475	11,158	11,387	11,476
24	5,986	6,277	7,032	7,866	8,840	9,641	10,636	11,329	11,563	11,653
25	6,078	6,374	7,140	7,987	8,977	9,790	10,801	11,505	11,742	11,834
26	6,164	6,464	7,241	8,100	9,104	9,929	10,955	11,669	11,909	12,002
27	6,251	6,555	7,344	8,215	9,234	10,070	11,110	11,835	12,078	12,173
28	6,339	6,648	7,448	8,332	9,365	10,213	11,268	12,003	12,250	12,346
29	6,429	6,742	7,553	8,450	9,498	10,358	11,429	12,174	12,425	12,522
30	6,520	6,837	7,660	8,570	9,633	10,505	11,591	12,347	12,602	12,700
31	6,612	6,934	7,769	8,691	9,770	10,655	11,756	12,523	12,781	12,881
32	6,706	7,032	7,879	8,815	9,909	10,807	11,924	12,702	12,964	13,065
33	6,801	7,132	7,991	8,940	10,050	10,961	12,094	12,883	13,149	13,252
34	6,897	7,233	8,105	9,068	10,193	11,117	12,267	13,067	13,337	13,441
35	6,995	7,336	8,220	9,197	10,339	11,276	12,442	13,254	13,527	13,633
36	7,095	7,440	8,337	9,328	10,486	11,437	12,620	13,444	13,721	13,828
37	7,301	7,657	8,580	9,600	10,793	11,772	12,990	13,838	14,123	14,234
38	7,515	7,882	8,832	9,883	11,111	12,119	13,373	14,246	14,540	14,654
39	7,737	8,114	9,093	10,175	11,440	12,478	13,770	14,669	14,971	15,089
40	7,967	8,356	9,364	10,478	11,781	12,850	14,181	15,107	15,419	15,540
41	8,205	8,605	9,644	10,793	12,134	13,236	14,607	15,562	15,883	16,007
42	8,415	8,826	9,892	11,070	12,446	13,577	14,983	15,962	16,292	16,419
43	9,220	9,671	10,840	12,132	13,643	14,883	16,425	17,499	17,860	18,000
44	9,496	9,960	11,164	12,496	14,051	15,329	16,918	18,024	18,396	18,541
45	9,779	10,258	11,498	12,870	14,473	15,789	17,426	18,566	18,949	19,097
46	10,537	11,053	12,391	13,870	15,598	17,017	18,783	20,012	20,425	20,585
47	11,020	11,559	12,959	14,506	16,314	17,799	19,646	20,932	21,364	21,532
48	11,526	12,091	13,556	15,175	17,067	18,620	20,553	21,898	22,351	22,526
49	12,059	12,650	14,183	15,877	17,858	19,483	21,506	22,914	23,388	23,572
50	12,527	13,141	14,734	16,495	18,552	20,242	22,344	23,807	24,299	24,490
51	12,583	13,200	14,800	16,569	18,635	20,333	22,444	23,914	24,408	24,600
52	13,006	13,644	15,298	17,127	19,264	21,018	23,201	24,721	25,232	25,430
53	13,450	14,110	15,821	17,712	19,922	21,737	23,995	25,567	26,096	26,301
54	13,915	14,598	16,368	18,325	20,613	22,491	24,828	26,454	27,002	27,214
55	14,402	15,109	16,942	18,969	21,337	23,281	25,700	27,384	27,951	28,170
56	14,972	15,707	17,613	19,720	22,182	24,204	26,719	28,471	29,060	29,288
57	16,185	16,980	19,042	21,320	23,984	26,171	28,891	30,785	31,422	31,669
58	17,497	18,357	20,587	23,052	25,932	28,297	31,240	33,288	33,977	34,244
59	18,916	19,846	22,258	24,924	28,039	30,598	33,780	35,996	36,741	37,030
60	20,712	21,718	24,326	27,210	30,579	33,346	36,788	39,185	39,991	40,303
61	22,372	23,460	26,281	29,400	33,045	36,037	39,760	42,352	43,224	43,562
62	23,704	24,860	27,857	31,169	35,041	38,219	42,174	44,927	45,853	46,212
63	25,012	26,233	29,397	32,895	36,983	40,340	44,515	47,423	48,400	48,779
64	26,409	27,699	31,042	34,738	39,057	42,604	47,016	50,087	51,120	51,521
65	27,901	29,264	32,799	36,706	41,272	45,021	49,685	52,933	54,025	54,448
66	30,916	32,427	36,343	40,673	45,732	49,886	55,054	58,652	59,862	60,332
67	32,650	34,247	38,385	42,960	48,307	52,697	58,158	61,960	63,239	63,735
68	34,483	36,170	40,543	45,378	51,028	55,667	61,438	65,456	66,807	67,331
69	36,419	38,202	42,824	47,932	53,903	58,805	64,904	69,150	70,578	71,132
70	38,466	40,349	45,233	50,632	56,941	62,122	68,567	73,054	74,563	75,148
71	40,628	42,619	47,780	53,485	60,152	65,627	72,438	77,179	78,774	79,392
72	42,122	44,187	49,540	55,456	62,371	68,049	75,112	80,030	81,684	82,325
73	43,672	45,813	51,365	57,501	64,672	70,561	77,886	82,987	84,702	85,367
74	45,279	47,500	53,257	59,621	67,059	73,166	80,763	86,053	87,832	88,521
75	46,946	49,249	55,220	61,820	69,534	75,868	83,747	89,233	91,078	91,793
76	48,675	51,063	57,256	64,101	72,101	78,670	86,841	92,531	94,444	95,186
77	51,176	53,689	60,202	67,401	75,815	82,724	91,319	97,303	99,315	100,095
78	53,807	56,450	63,300	70,872	79,722	86,988	96,028	102,322	104,439	105,259
79	56,574	59,354	66,559	74,523	83,831	91,474	100,981	107,601	109,827	110,690
80	59,485	62,408	69,986	78,363	88,153	96,191	106,191	113,154	115,495	116,403
80+	62,546	65,621	73,591	82,402	92,698	101,153	111,671	118,994	121,456	122,411

Office Premium corresponding to Individual (1A2C) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	7,649	8,023	8,990	10,060	11,310	12,336	13,613	14,502	14,801	14,917
19	7,729	8,106	9,084	10,165	11,428	12,465	13,755	14,654	14,956	15,073
20	7,810	8,192	9,180	10,272	11,549	12,597	13,901	14,809	15,115	15,233
21	7,894	8,279	9,278	10,383	11,673	12,733	14,051	14,969	15,278	15,397
22	7,980	8,369	9,379	10,496	11,800	12,872	14,204	15,132	15,444	15,565
23	8,067	8,461	9,483	10,611	11,931	13,014	14,362	15,300	15,615	15,738
24	8,157	8,556	9,589	10,730	12,064	13,160	14,523	15,471	15,791	15,914
25	8,250	8,653	9,697	10,852	12,201	13,309	14,688	15,647	15,970	16,095
26	8,335	8,742	9,798	10,965	12,328	13,448	14,841	15,811	16,137	16,263
27	8,422	8,834	9,900	11,080	12,458	13,589	14,997	15,977	16,306	16,434
28	8,511	8,926	10,004	11,196	12,589	13,732	15,155	16,145	16,478	16,607
29	8,623	9,044	10,137	11,344	12,755	13,914	15,356	16,359	16,697	16,828
30	8,737	9,164	10,271	11,494	12,924	14,099	15,559	16,576	16,918	17,051
31	8,852	9,285	10,407	11,647	13,096	14,286	15,766	16,797	17,143	17,278
32	8,969	9,408	10,544	11,801	13,270	14,475	15,975	17,020	17,371	17,507
33	9,088	9,532	10,684	11,958	13,446	14,668	16,188	17,246	17,602	17,740
34	9,208	9,659	10,826	12,116	13,625	14,863	16,403	17,476	17,837	17,977
35	9,330	9,787	10,970	12,277	13,806	15,061	16,622	17,709	18,074	18,216
36	9,454	9,917	11,115	12,441	13,990	15,261	16,844	17,945	18,316	18,459
37	9,685	10,159	11,388	12,746	14,333	15,636	17,257	18,386	18,766	18,913
38	9,924	10,410	11,669	13,061	14,688	16,023	17,685	18,842	19,231	19,382
39	10,171	10,669	11,960	13,387	15,054	16,423	18,127	19,313	19,712	19,866
40	10,426	10,937	12,260	13,723	15,433	16,837	18,584	19,800	20,209	20,367
41	10,690	11,214	12,571	14,071	15,825	17,265	19,056	20,303	20,722	20,885
42	10,926	11,461	12,849	14,383	16,175	17,647	19,478	20,753	21,182	21,348
43	11,758	12,334	13,828	15,480	17,410	18,995	20,967	22,340	22,802	22,981
44	12,060	12,651	14,184	15,878	17,859	19,485	21,507	22,916	23,389	23,573
45	12,370	12,977	14,549	16,288	18,320	19,988	22,063	23,508	23,994	24,182
46	13,744	14,419	16,168	18,101	20,360	22,215	24,523	26,130	26,670	26,880
47	14,306	15,008	16,829	18,842	21,194	23,126	25,528	27,201	27,764	27,982
48	14,894	15,626	17,522	19,618	22,068	24,079	26,581	28,324	28,910	29,137
49	15,511	16,273	18,248	20,431	22,983	25,078	27,685	29,499	30,110	30,346
50	16,064	16,853	18,900	21,161	23,805	25,975	28,675	30,555	31,187	31,433
51	16,208	17,004	19,069	21,351	24,018	26,208	28,933	30,830	31,468	31,715
52	16,721	17,543	19,673	22,028	24,780	27,040	29,851	31,809	32,467	32,722
53	17,165	18,008	20,196	22,613	25,439	27,759	30,645	32,655	33,331	33,593
54	17,630	18,496	20,743	23,227	26,129	28,513	31,478	33,542	34,236	34,505
55	18,117	19,008	21,317	23,870	26,853	29,303	32,350	34,472	35,185	35,462
56	18,628	19,544	21,919	24,544	27,612	30,131	33,265	35,447	36,180	36,465
57	19,533	20,494	22,985	25,738	28,956	31,598	34,885	37,174	37,943	38,242
58	20,513	21,522	24,138	27,030	30,410	33,185	36,638	39,042	39,850	40,164
59	21,572	22,633	25,385	28,428	31,983	34,902	38,534	41,062	41,913	42,242
60	22,912	24,030	26,929	30,133	33,878	36,953	40,779	43,442	44,338	44,685
61	24,151	25,330	28,388	31,768	35,718	38,961	42,996	45,806	46,750	47,117
62	25,264	26,499	29,699	33,237	37,372	40,767	44,990	47,930	48,919	49,303
63	26,454	27,747	31,100	34,806	39,137	42,694	47,118	50,199	51,235	51,637
64	27,723	29,079	32,595	36,481	41,023	44,752	49,391	52,621	53,708	54,129
65	29,079	30,502	34,192	38,270	43,036	46,950	51,818	55,208	56,348	56,790
66	35,126	36,847	41,306	46,236	51,997	56,727	62,612	66,709	68,087	68,621
67	36,679	38,476	43,135	48,284	54,303	59,244	65,392	69,672	71,111	71,669
68	38,320	40,198	45,067	50,449	56,739	61,904	68,329	72,802	74,307	74,890
69	40,054	42,018	47,109	52,737	59,314	64,715	71,433	76,110	77,683	78,293
70	41,887	43,941	49,267	55,155	62,035	67,685	74,713	79,606	81,252	81,890
71	43,823	45,974	51,548	57,710	64,911	70,824	78,179	83,301	85,023	85,691
72	45,162	47,378	53,124	59,475	66,898	72,992	80,575	85,854	87,629	88,317
73	46,549	48,834	54,758	61,306	68,958	75,242	83,059	88,501	90,331	91,041
74	47,989	50,345	56,453	63,205	71,096	77,575	85,635	91,247	93,134	93,866
75	49,481	51,911	58,211	65,174	73,312	79,994	88,307	94,095	96,041	96,796
76	51,030	53,536	60,034	67,217	75,611	82,503	91,078	97,048	99,056	99,834
77	53,270	55,887	62,672	70,172	78,937	86,134	95,088	101,322	103,418	104,231
78	55,626	58,359	65,447	73,280	82,436	89,953	99,305	105,817	108,006	108,855
79	58,104	60,960	68,365	76,550	86,115	93,970	103,741	110,544	112,832	113,719
80	60,710	63,695	71,434	79,988	89,986	98,194	108,406	115,516	117,907	118,834
80+	63,452	66,572	74,662	83,605	94,056	102,638	113,313	120,746	123,246	124,215

Office Premium corresponding to Individual (2A) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	6,514	6,831	7,653	8,562	9,624	10,496	11,581	12,336	12,590	12,688
19	6,593	6,915	7,747	8,667	9,742	10,625	11,723	12,488	12,745	12,845
20	6,675	7,000	7,843	8,774	9,863	10,757	11,869	12,643	12,904	13,005
21	6,759	7,088	7,941	8,885	9,987	10,893	12,019	12,803	13,067	13,169
22	6,924	7,261	8,136	9,103	10,233	11,160	12,315	13,118	13,388	13,493
23	7,093	7,439	8,335	9,326	10,484	11,435	12,618	13,441	13,718	13,826
24	7,267	7,621	8,540	9,555	10,742	11,716	12,928	13,772	14,056	14,166
25	7,445	7,808	8,749	9,790	11,006	12,004	13,247	14,112	14,402	14,515
26	7,595	7,966	8,927	9,989	11,230	12,249	13,517	14,399	14,696	14,811
27	7,749	8,128	9,108	10,192	11,458	12,498	13,792	14,693	14,996	15,113
28	7,907	8,293	9,293	10,399	11,692	12,753	14,074	14,993	15,302	15,422
29	8,036	8,428	9,445	10,570	11,884	12,963	14,305	15,239	15,554	15,676
30	8,167	8,566	9,600	10,743	12,079	13,176	14,540	15,490	15,809	15,933
31	8,301	8,706	9,757	10,919	12,277	13,392	14,779	15,745	16,069	16,195
32	8,436	8,848	9,917	11,098	12,478	13,612	15,022	16,003	16,334	16,462
33	8,574	8,993	10,079	11,280	12,683	13,835	15,269	16,267	16,602	16,732
34	8,714	9,140	10,244	11,465	12,891	14,063	15,520	16,534	16,875	17,007
35	8,857	9,290	10,412	11,653	13,103	14,294	15,775	16,806	17,153	17,287
36	9,002	9,442	10,583	11,844	13,318	14,528	16,034	17,082	17,435	17,571
37	9,255	9,707	10,881	12,178	13,694	14,938	16,487	17,565	17,927	18,068
38	9,516	9,982	11,188	12,522	14,082	15,362	16,954	18,063	18,436	18,581
39	9,786	10,265	11,506	12,879	14,482	15,799	17,438	18,578	18,962	19,111
40	10,171	10,668	11,959	13,386	15,054	16,423	18,126	19,312	19,711	19,865
41	10,570	11,088	12,430	13,914	15,647	17,071	18,842	20,075	20,489	20,650
42	10,950	11,486	12,877	14,414	16,210	17,685	19,520	20,798	21,228	21,394
43	11,342	11,898	13,339	14,932	16,794	18,322	20,224	21,548	21,993	22,165
44	11,750	12,326	13,819	15,469	17,398	18,982	20,953	22,325	22,786	22,965
45	12,135	12,730	14,273	15,978	17,971	19,607	21,643	23,060	23,537	23,721
46	12,999	13,637	15,290	17,118	19,254	21,007	23,189	24,708	25,219	25,417
47	13,591	14,258	15,987	17,899	20,133	21,967	24,249	25,838	26,372	26,579
48	14,212	14,910	16,719	18,718	21,055	22,974	25,361	27,023	27,581	27,798
49	15,330	16,083	18,035	20,192	22,714	24,785	27,361	29,154	29,757	29,991
50	16,194	16,990	19,052	21,333	23,997	26,186	28,908	30,803	31,440	31,687
51	16,669	17,488	19,612	21,959	24,703	26,955	29,758	31,709	32,365	32,620
52	17,535	18,397	20,631	23,102	25,988	28,359	31,308	33,361	34,051	34,319
53	18,446	19,353	21,705	24,304	27,342	29,836	32,939	35,100	35,826	36,108
54	18,967	19,900	22,318	24,991	28,115	30,681	33,872	36,094	36,841	37,130
55	19,878	20,856	23,391	26,193	29,468	32,157	35,502	37,831	38,614	38,918
56	20,832	21,857	24,515	27,452	30,885	33,704	37,210	39,652	40,473	40,791
57	22,203	23,295	26,128	29,260	32,920	35,925	39,663	42,266	43,141	43,481
58	23,669	24,835	27,856	31,195	35,098	38,302	42,288	45,064	45,997	46,359
59	25,239	26,482	29,704	33,266	37,429	40,847	45,099	48,059	49,055	49,441
60	27,485	28,829	32,314	36,167	40,669	44,365	48,964	52,166	53,243	53,661
61	29,703	31,157	34,926	39,093	43,962	47,961	52,935	56,398	57,563	58,014
62	31,876	33,437	37,485	41,959	47,189	51,482	56,824	60,543	61,794	62,279
63	34,405	36,082	40,429	45,234	50,850	55,461	61,198	65,192	66,535	67,055
64	36,914	38,715	43,383	48,544	54,575	59,527	65,688	69,978	71,420	71,979
65	39,383	41,306	46,291	51,802	58,242	63,530	70,109	74,689	76,229	76,826
66	46,620	48,899	54,806	61,337	68,969	75,235	83,031	88,459	90,284	90,992
67	49,442	51,861	58,130	65,061	73,160	79,810	88,083	93,844	95,781	96,532
68	52,439	55,006	61,659	69,014	77,610	84,668	93,448	99,561	101,616	102,414
69	60,221	63,170	70,816	79,268	89,145	97,256	107,345	114,370	116,732	117,648
70	63,606	66,723	74,803	83,734	94,172	102,743	113,405	120,829	123,325	124,293
71	67,183	70,477	79,015	88,454	99,484	108,541	119,809	127,653	130,291	131,314
72	70,256	73,701	82,633	92,507	104,046	113,521	125,308	133,514	136,274	137,344
73	73,476	77,081	86,426	96,756	108,828	118,740	131,072	139,658	142,545	143,665
74	76,852	80,623	90,401	101,209	113,841	124,212	137,115	146,098	149,119	150,290
75	79,683	83,594	93,735	104,944	118,044	128,801	142,182	151,499	154,632	155,847
76	82,619	86,675	97,192	108,817	122,404	133,559	147,437	157,100	160,349	161,609
77	86,298	90,537	101,525	113,672	127,867	139,523	154,023	164,119	167,514	168,830
78	90,147	94,576	106,058	118,749	133,582	145,761	160,913	171,462	175,009	176,385
79	94,173	98,801	110,799	124,061	139,561	152,287	168,119	179,143	182,849	184,287
80	99,020	103,887	116,506	130,455	146,757	160,143	176,795	188,388	192,287	193,799
80+	111,943	117,449	131,725	147,505	165,947	181,089	199,927	213,043	217,453	219,163

Office Premium corresponding to Individual (2A1C) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	8,685	9,110	10,210	11,426	12,848	14,015	15,467	16,478	16,818	16,950
19	8,765	9,193	10,304	11,531	12,966	14,144	15,609	16,630	16,973	17,106
20	8,846	9,279	10,400	11,639	13,087	14,276	15,755	16,785	17,132	17,266
21	8,930	9,366	10,498	11,749	13,211	14,412	15,905	16,945	17,295	17,430
22	9,095	9,540	10,693	11,967	13,457	14,679	16,201	17,260	17,616	17,754
23	9,264	9,717	10,892	12,191	13,708	14,954	16,504	17,583	17,946	18,087
24	9,438	9,900	11,096	12,420	13,966	15,235	16,815	17,914	18,284	18,427
25	9,616	10,086	11,306	12,654	14,230	15,524	17,133	18,254	18,630	18,777
26	9,789	10,268	11,510	12,883	14,487	15,805	17,444	18,585	18,968	19,117
27	9,966	10,454	11,719	13,116	14,750	16,091	17,760	18,922	19,313	19,464
28	10,147	10,643	11,931	13,354	15,018	16,384	18,083	19,266	19,664	19,818
29	10,299	10,803	12,111	13,556	15,245	16,631	18,356	19,557	19,961	20,118
30	10,454	10,966	12,293	13,760	15,475	16,882	18,634	19,853	20,263	20,422
31	10,611	11,131	12,478	13,968	15,708	17,137	18,915	20,153	20,569	20,731
32	10,771	11,299	12,667	14,179	15,946	17,396	19,201	20,458	20,881	21,045
33	10,934	11,469	12,858	14,393	16,187	17,660	19,492	20,768	21,197	21,363
34	11,098	11,642	13,052	14,610	16,431	17,927	19,787	21,082	21,518	21,687
35	11,266	11,818	13,249	14,831	16,680	18,198	20,087	21,402	21,844	22,015
36	11,436	11,996	13,449	15,056	16,933	18,474	20,391	21,726	22,175	22,349
37	11,714	12,289	13,777	15,423	17,346	18,925	20,889	22,257	22,717	22,895
38	12,001	12,590	14,115	15,801	17,772	19,390	21,403	22,805	23,276	23,459
39	12,297	12,900	14,464	16,192	18,211	19,870	21,933	23,369	23,852	24,039
40	12,708	13,331	14,947	16,734	18,821	20,536	22,668	24,153	24,652	24,846
41	13,134	13,779	15,450	17,296	19,455	21,227	23,431	24,966	25,483	25,683
42	13,540	14,205	15,928	17,832	20,057	21,885	24,158	25,741	26,273	26,479
43	14,549	15,264	17,116	19,163	21,556	23,520	25,964	27,666	28,238	28,460
44	15,036	15,775	17,689	19,805	22,278	24,309	26,835	28,594	29,186	29,415
45	15,503	16,265	18,239	20,421	22,972	25,066	27,671	29,485	30,095	30,332
46	16,451	17,259	19,355	21,672	24,379	26,602	29,368	31,293	31,941	32,192
47	17,129	17,970	20,153	22,566	25,385	27,701	30,581	32,586	33,260	33,522
48	17,837	18,714	20,988	23,501	26,438	28,850	31,850	33,938	34,641	34,913
49	19,045	19,981	22,410	25,094	28,231	30,806	34,010	36,241	36,992	37,283
50	19,909	20,888	23,427	26,234	29,514	32,207	35,558	37,890	38,675	38,979
51	20,384	21,387	23,987	26,861	30,219	32,977	36,408	38,796	39,600	39,911
52	21,250	22,295	25,006	28,003	31,505	34,380	37,958	40,448	41,286	41,611
53	22,161	23,252	26,080	29,205	32,858	35,858	39,589	42,187	43,061	43,399
54	22,682	23,799	26,693	29,893	33,632	36,702	40,522	43,181	44,075	44,422
55	23,593	24,754	27,766	31,094	34,984	38,178	42,152	44,918	45,848	46,209
56	24,547	25,756	28,890	32,353	36,401	39,725	43,860	46,739	47,707	48,083
57	25,918	27,194	30,503	34,161	38,436	41,946	46,313	49,353	50,376	50,772
58	27,384	28,733	32,231	36,096	40,614	44,324	48,938	52,151	53,232	53,651
59	28,954	30,381	34,079	38,168	42,945	46,868	51,749	55,147	56,289	56,732
60	31,200	32,728	36,689	41,068	46,185	50,387	55,614	59,254	60,478	60,952
61	33,418	35,056	39,301	43,994	49,479	53,982	59,585	63,485	64,797	65,306
62	35,591	37,336	41,860	46,861	52,705	57,504	63,474	67,630	69,028	69,570
63	38,120	39,981	44,804	50,136	56,366	61,483	67,847	72,279	73,769	74,347
64	40,629	42,613	47,758	53,445	60,092	65,549	72,338	77,065	78,654	79,271
65	43,098	45,205	50,666	56,703	63,759	69,552	76,759	81,776	83,464	84,118
66	50,335	52,797	59,181	66,238	74,485	81,257	89,681	95,546	97,518	98,283
67	53,157	55,759	62,505	69,962	78,676	85,832	94,733	100,931	103,015	103,823
68	56,154	58,905	66,034	73,916	83,126	90,689	100,098	106,648	108,851	109,705
69	63,936	67,069	75,191	84,169	94,662	103,277	113,995	121,458	123,967	124,940
70	67,321	70,621	79,178	88,635	99,689	108,764	120,055	127,916	130,559	131,584
71	70,898	74,376	83,390	93,355	105,001	114,563	126,458	134,741	137,526	138,606
72	73,971	77,600	87,008	97,408	109,563	119,542	131,958	140,602	143,509	144,636
73	77,191	80,979	90,801	101,657	114,344	124,762	137,722	146,745	149,780	150,956
74	80,567	84,522	94,776	106,111	119,357	130,234	143,765	153,186	156,354	157,582
75	83,398	87,493	98,110	109,845	123,561	134,822	148,832	158,586	161,866	163,138
76	86,334	90,574	101,567	113,719	127,920	139,581	154,087	164,187	167,583	168,900
77	90,013	94,435	105,900	118,573	133,384	145,544	160,673	171,206	174,749	176,122
78	93,862	98,474	110,433	123,651	139,099	151,783	167,563	178,549	182,244	183,676
79	97,888	102,700	115,174	128,963	145,077	158,309	174,769	186,230	190,084	191,578
80	102,735	107,786	120,881	135,357	152,274	166,164	183,444	195,476	199,522	201,091
80+	115,658	121,348	136,100	152,406	171,463	187,111	206,577	220,130	224,688	226,455

Office Premium corresponding to Individual (2A2C) - Zone 4 - for Policy Duration > 3 Years

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	Unlimited
18	10,856	11,388	12,767	14,291	16,072	17,534	19,353	20,620	21,046	21,211
19	10,936	11,472	12,860	14,396	16,190	17,663	19,496	20,772	21,201	21,367
20	11,017	11,557	12,956	14,503	16,311	17,795	19,642	20,927	21,360	21,527
21	11,101	11,645	13,055	14,614	16,435	17,931	19,791	21,087	21,523	21,691
22	11,266	11,818	13,249	14,832	16,680	18,199	20,087	21,402	21,844	22,016
23	11,436	11,996	13,449	15,055	16,932	18,473	20,390	21,725	22,174	22,348
24	11,609	12,178	13,653	15,284	17,190	18,754	20,701	22,056	22,512	22,689
25	11,787	12,365	13,863	15,519	17,454	19,043	21,019	22,396	22,858	23,038
26	11,960	12,547	14,067	15,747	17,711	19,324	21,330	22,727	23,196	23,378
27	12,137	12,732	14,275	15,981	17,974	19,611	21,647	23,064	23,541	23,726
28	12,318	12,922	14,488	16,219	18,242	19,903	21,970	23,408	23,892	24,080
29	12,493	13,106	14,694	16,450	18,502	20,187	22,283	23,743	24,233	24,424
30	12,671	13,292	14,904	16,685	18,766	20,475	22,602	24,082	24,580	24,773
31	12,851	13,482	15,116	16,923	19,034	20,768	22,925	24,426	24,931	25,127
32	13,035	13,674	15,332	17,165	19,306	21,065	23,253	24,776	25,288	25,487
33	13,221	13,869	15,551	17,410	19,583	21,366	23,586	25,131	25,650	25,852
34	13,409	14,067	15,773	17,659	19,863	21,672	23,923	25,491	26,018	26,222
35	13,601	14,268	15,999	17,912	20,147	21,983	24,266	25,856	26,391	26,598
36	13,795	14,473	16,228	18,168	20,436	22,298	24,614	26,227	26,770	26,980
37	14,098	14,791	16,585	18,568	20,886	22,789	25,157	26,805	27,360	27,575
38	14,410	15,118	16,952	18,980	21,349	23,295	25,715	27,400	27,967	28,187
39	14,731	15,455	17,330	19,403	21,826	23,815	26,290	28,013	28,592	28,817
40	15,168	15,913	17,844	19,979	22,474	24,522	27,071	28,845	29,442	29,673
41	15,620	16,387	18,376	20,575	23,145	25,255	27,880	29,708	30,322	30,561
42	16,052	16,840	18,885	21,145	23,786	25,955	28,653	30,532	31,163	31,408
43	17,087	17,927	20,104	22,511	25,323	27,633	30,506	32,507	33,179	33,440
44	17,600	18,465	20,709	23,188	26,086	28,465	31,425	33,486	34,179	34,448
45	18,094	18,984	21,290	23,840	26,819	29,266	32,309	34,428	35,141	35,417
46	19,658	20,625	23,131	25,902	29,141	31,800	35,108	37,411	38,186	38,486
47	20,415	21,419	24,023	26,902	30,265	33,027	36,464	38,856	39,660	39,972
48	21,206	22,249	24,954	27,944	31,439	34,309	37,878	40,364	41,200	41,524
49	22,496	23,604	26,474	29,647	33,356	36,401	40,189	42,826	43,713	44,057
50	23,446	24,601	27,593	30,901	34,766	37,941	41,889	44,639	45,563	45,922
51	24,009	25,191	28,256	31,643	35,602	38,853	42,897	45,712	46,659	47,026
52	24,965	26,194	29,381	32,904	37,021	40,402	44,608	47,536	48,520	48,902
53	25,876	27,151	30,455	34,107	38,375	41,879	46,239	49,274	50,295	50,691
54	26,397	27,697	31,068	34,794	39,148	42,724	47,172	50,268	51,310	51,714
55	27,308	28,653	32,140	35,995	40,500	44,200	48,802	52,006	53,083	53,501
56	28,262	29,655	33,265	37,255	41,918	45,747	50,510	53,827	54,942	55,374
57	29,633	31,093	34,878	39,063	43,953	47,968	52,963	56,441	57,610	58,064
58	31,099	32,632	36,605	40,998	46,130	50,345	55,588	59,239	60,466	60,942
59	32,670	34,280	38,454	43,069	48,462	52,890	58,399	62,234	63,524	64,024
60	34,915	36,627	41,064	45,969	51,702	56,409	62,264	66,341	67,712	68,244
61	37,133	38,954	43,676	48,896	54,995	60,004	66,235	70,573	72,032	72,597
62	39,306	41,235	46,235	51,762	58,222	63,525	70,124	74,718	76,263	76,862
63	41,835	43,879	49,179	55,037	61,883	67,504	74,497	79,366	81,004	81,639
64	44,344	46,512	52,133	58,347	65,608	71,570	78,988	84,152	85,889	86,562
65	46,813	49,104	55,041	61,605	69,275	75,573	83,408	88,864	90,698	91,409
66	54,050	56,696	63,556	71,139	80,001	87,278	96,331	102,633	104,753	105,575
67	56,873	59,658	66,880	74,863	84,193	91,853	101,383	108,018	110,250	111,115
68	59,869	62,803	70,409	78,817	88,643	96,711	106,747	113,736	116,086	116,997
69	67,651	70,967	79,566	89,070	100,178	109,299	120,645	128,545	131,201	132,232
70	71,036	74,520	83,552	93,537	105,205	114,786	126,705	135,003	137,794	138,876
71	74,614	78,274	87,765	98,256	110,517	120,584	133,108	141,828	144,760	145,897
72	77,686	81,499	91,383	102,310	115,079	125,564	138,608	147,689	150,743	151,927
73	80,906	84,878	95,176	106,558	119,861	130,784	144,372	153,833	157,014	158,248
74	84,282	88,421	99,151	111,012	124,873	136,255	150,415	160,273	163,588	164,874
75	87,113	91,392	102,485	114,747	129,077	140,844	155,482	165,674	169,101	170,430
76	90,049	94,473	105,942	118,620	133,436	145,602	160,737	171,274	174,818	176,192
77	93,728	98,334	110,275	123,474	138,900	151,566	167,323	178,294	181,983	183,414
78	97,577	102,373	114,807	128,552	144,615	157,804	174,212	185,636	189,478	190,968
79	101,603	106,599	119,549	133,864	150,593	164,330	181,419	193,317	197,318	198,870
80	106,450	111,685	125,256	140,258	157,790	172,186	190,094	202,563	206,756	208,382
80+	119,373	125,247	140,475	157,308	176,980	193,132	213,227	227,218	231,922	233,747

Premium Payment Mode

1. These adjustment factor/ instalment factors will be applicable on the Gross Premium of the respective tenure and premium payment mode.

Policy Tenure	Monthly	Quarterly	Half Yearly
1 year	5.50%	3.00%	2.00%
2 year	6.00%	4.50%	3.00%
3 year	9.50%	7.50%	6.00%
4 year	13.10%	10.90%	8.60%
5 year	18.50%	15.60%	12.50%

2. Option to pay entire Premium of any tenure within a Policy Year.

Policy Tenure	Monthly	Quarterly	Half Yearly
1 year	5.50%	3.00%	2.00%
2 year	1.50%	-1.00%	-2.00%
3 year	-0.50%	-3.00%	-4.00%
4 year	-2.50%	-5.00%	-6.00%
5 year	-3.50%	-6.00%	-7.00%

Discount/Loading applicable on total tenure premium positive value is loading and -ve value is discount

Discounts & Loadings

1.Employee Discount (CHIL & its partners).
A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

2. Tenure Discount:
Tenure Discount: On account of savings in the renewal costs, a discount for multi-year policies having auto Renewal on Annual Basis (on single premium) is offered.

Policy Tenure Discount Methodology
2 7.5% (d1) 2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)

3 10.0% (d2) 3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2)

4 12.50% (d3) 4 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3)

5 15.0% (d4) 5 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3) + Annual Rate(Fifth year premium) x(1-d4)

Policy Tenure	Discount	Methodology
2	7.5% (d1)	2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)
3	10.0% (d2)	3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2)
4	12.50% (d3)	4 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3)
5	15.0% (d4)	5 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x(1-d2) + Annual Rate(Fourth year premium) x(1-d3) + Annual Rate(Fifth year premium) x(1-d4)

3.Direct Discount
A discount of up to 15% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission
A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount
Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount
Renewal Discount of 2.5% given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy between 30 days to 60 days (inclusive) before premium payment due date

7. Corporate GMC Policyholder Discount
'A discount of up 10% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

8. DISCOUNTS FOR COVERING MORE THAN 1 INDIVIDUAL - FAMILY FLOATER
Family Discount: This discount shall be applicable if more than one persons of the same family are covered in the same Policy, on individual Sum Insured basis. No discount applicable on first insured

No. of persons Discount

2,3 members 5%

4 and above members 10%

No. of persons	Discount
2,3 members	5%
4 and above members	10%

9. NRI Discount
A discount of up to 15% will be applicable on fresh and renewal policy.

10.Early Bird Discount
If a person avails this policy before the age of 36 years and continuously renewed without any break, then, on completion of 40 years of age the insured person will be offered a discount of 10%. This discount will help in retaining the appropriate age mix in the portfolio. This discount will not be applicable if optional cover Premium Freeze is opted with the base cover.

Zones & Discounts

1. Zone.

Zone	States/Cities
1	Delhi NCR, Surat, Mathura & Aligarh
2	Telangana, Mumbai(MMR), Ahmedabad, Vadodara & Nashik
3	Pune, Indore, Bengaluru Urban, Rest of Gujarat
4	Rest of India

2. Vintage Discount.

Policy Duration	Discount
1st Year ( NEW)	-30.0%
2nd Year( 13th Month Renewal )	-20.0%
3rd Year( 25th Month Renewal )	-10.0%

*Apply below discount to get the premium corresponding to new policy, 13th month renewal and 25th month renewal policy

Optional Covers

1. Pre-Post Hospitalization Expenses Modification

Pre (No. of days)	Post (No. of days)	Premium Rate
30	60	-6.25%
60	180	3.25%
90	180	4.75%
180	180	6.25%
No limit of days	No limit of days	13.00%

Applicable on base premium

2. Infinity Bonus

Sum Insured	5L <= SI < 20L	20L <= SI < 40L	40L <= SI < 100L	SI >= 100L	Unlimited
Premium Rate	15.0%	13.0%	9.0%	4.5%	NA

Applicable on base premium

3. Unlimited Automatic Recharge Booster

Sum Insured	5L <= SI <=100L	Unlimited
Premium Rate	2.00%	NA

Applicable on base premium

4. Premium Payback

Option	Premium Rate
2	10.0%

<--Rate to be charged every year

Applicable on base premium

5. Unlimited Care

Sum Insured	5L <= SI < 20L	20L <= SI < 40L	40L <= SI < 100L	SI >= 100L	Unlimited
Premium Rate	10.0%	7.5%	5.0%	2.5%	NA

Applicable on base premium

6. Unlimited E-Consultations

Premium Rate	₹22

Applicable Per Member

7. Cover Pause

Premium Rate	4.5%

Applicable on base premium

8. Grace Period cover

Policy Tenure	Premium Rate
1	2.25%
2	1.13%
3	0.75%
4	0.56%
5	0.45%

Applicable on base premium

9. Tenure Multiplier

Policy Tenure / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
2 Years	4.00%	3.00%	2.75%	2.50%	2.25%	2.00%	1.00%	0.50%	0.25%	NA
3 Years	4.75%	4.00%	3.75%	3.50%	3.25%	3.00%	1.25%	0.75%	0.50%	NA
4 Years	7.00%	6.50%	5.75%	5.50%	5.00%	4.00%	1.50%	1.00%	0.75%	NA
5 Years	8.50%	7.50%	6.75%	6.50%	5.50%	4.50%	1.75%	1.25%	1.00%	NA

Applicable on base premium

10. Instant Cover

Wait Periods (Months)	0	12	24	36
0 < Age ≤ 35	10.00%	9.00%	4.00%	0.00%
36 < Age ≤ 50	30.00%	20.00%	5.50%	0.00%
Age > 50	55.00%	31.00%	10.00%	0.00%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem	factor applicable on 1st Prem

11. Claim Shield

Sum Insured	Up to 5Lac	Greater than 5Lac
Premium Rate	6.5%	9.0%

Applicable on base premium

12. Inflation shield

Sum Insured	Up to 5Lac	Greater than 5Lac
Premium Rate	4.0%	2.0%

Applicable on base premium

13. Be-Fit Plus Benefit

Gross Premium	₹ 812

Applicable Per policy

14. Concierge/ Geriatric Care

Gross Premium	₹ 3,981

Applicable Per Member

15. Maternity Cover

Wait Period / Base SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
Option 1 : 1% of SI upto 50k
9 months	₹ 3,961	₹ 5,546	₹ 7,923	₹ 11,884	₹ 15,846	₹ 19,807	₹ 39,614	₹ 39,614	₹ 39,614	₹ 39,614
24 months	₹ 2,216	₹ 3,103	₹ 4,432	₹ 6,649	₹ 8,865	₹ 11,081	₹ 22,162	₹ 22,162	₹ 22,162	₹ 22,162
48 months	₹ 1,788	₹ 2,503	₹ 3,576	₹ 5,364	₹ 7,152	₹ 8,940	₹ 17,881	₹ 17,881	₹ 17,881	₹ 17,881
Option 2 : 2% of SI upto 1L
9 months	₹ 7,720	₹ 10,808	₹ 15,439	₹ 23,159	₹ 30,879	₹ 38,599	₹ 77,197	₹ 77,197	₹ 77,197	₹ 77,197
24 months	₹ 4,319	₹ 6,046	₹ 8,637	₹ 12,956	₹ 17,275	₹ 21,594	₹ 43,187	₹ 43,187	₹ 43,187	₹ 43,187
48 months	₹ 3,484	₹ 4,878	₹ 6,969	₹ 10,453	₹ 13,938	₹ 17,422	₹ 34,844	₹ 34,844	₹ 34,844	₹ 34,844
Option 3 : 5% of SI upto 2L
9 months	₹ 19,299	₹ 27,019	₹ 38,599	₹ 57,898	₹ 77,197	₹ 93,957	₹ 138,143	₹ 138,143	₹ 138,143	₹ 138,143
24 months	₹ 10,797	₹ 15,116	₹ 21,594	₹ 32,390	₹ 43,187	₹ 52,564	₹ 77,283	₹ 77,283	₹ 77,283	₹ 77,283
48 months	₹ 8,711	₹ 12,196	₹ 17,422	₹ 26,133	₹ 34,844	₹ 42,409	₹ 62,353	₹ 62,353	₹ 62,353	₹ 62,353

Applicable Per Member

16. New born Baby Cover

These rates will be charged if both maternity & new born cover are purchased together

Wait Period / Base SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000	₹ 2,500,000	₹ 5,000,000	₹ 7,500,000	₹ 10,000,000	Unlimited
Option 1 : 1% of SI upto 50k
9 months	₹ 4,170	₹ 5,838	₹ 8,340	₹ 12,510	₹ 16,680	₹ 20,850	₹ 41,699	₹ 41,699	₹ 41,699	₹ 41,699
24 months	₹ 2,333	₹ 3,266	₹ 4,666	₹ 6,999	₹ 9,331	₹ 11,664	₹ 23,328	₹ 23,328	₹ 23,328	₹ 23,328
48 months	₹ 1,882	₹ 2,635	₹ 3,764	₹ 5,647	₹ 7,529	₹ 9,411	₹ 18,822	₹ 18,822	₹ 18,822	₹ 18,822
Option 2 : 2% of SI upto 1L
9 months	₹ 8,126	₹ 11,376	₹ 16,252	₹ 24,378	₹ 32,504	₹ 40,630	₹ 81,260	₹ 81,260	₹ 81,260	₹ 81,260
24 months	₹ 4,546	₹ 6,364	₹ 9,092	₹ 13,638	₹ 18,184	₹ 22,730	₹ 45,460	₹ 45,460	₹ 45,460	₹ 45,460
48 months	₹ 3,668	₹ 5,135	₹ 7,336	₹ 11,003	₹ 14,671	₹ 18,339	₹ 36,678	₹ 36,678	₹ 36,678	₹ 36,678
Option 3 : 5% of SI upto 2L
9 months	₹ 20,315	₹ 28,441	₹ 40,630	₹ 60,945	₹ 81,260	₹ 98,902	₹ 145,413	₹ 145,413	₹ 145,413	₹ 145,413
24 months	₹ 11,365	₹ 15,911	₹ 22,730	₹ 34,095	₹ 45,460	₹ 55,330	₹ 81,350	₹ 81,350	₹ 81,350	₹ 81,350
48 months	₹ 9,170	₹ 12,837	₹ 18,339	₹ 27,509	₹ 36,678	₹ 44,641	₹ 65,635	₹ 65,635	₹ 65,635	₹ 65,635

Applicable Per Member

17. New born External Congenital Disease/Defects

Limit	₹ 50,000	₹ 100,000
Premium	₹ 398	₹ 756

Applicable Per Policy

18. New Born Vaccination

Period	Premium
9 months	₹ 3,726
24 months	₹ 1,638
48 months	₹ 848

Applicable Per Policy

19. Assisted Reproductive Treatment

Wait Period / Limit	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
1 year	₹ 7,563	₹ 15,127	₹ 28,662	₹ 63,692
2 year	₹ 3,782	₹ 7,563	₹ 14,331	₹ 31,846

Applicable Per Policy

20. OPD Reward

Limit	₹ 5,000	₹ 10,000
Premium	₹ 358	₹ 667

<--To be charged annually for 3 years Applicable Per Policy

21. Policyholder – Child Protection

Premium Rate	3.0%

Applicable on base premium

22. Spouse Care

SI	Up to 5Lac	Greater than 5Lac
Premium Rate	6.00%	5.50%

This benefit to be sold only to new policy Applicable on base premium

23. Smart Select

Discount of 15% on Base

24. Room Rent Modification

Room Rent Category	Discount
General Ward (upto INR 3,000 per day)	30.00%
General Ward	25.00%
Twin sharing	20.00%
Single A/C room	10.00%

Applicable on base premium

25. PED Wait Period Modification

Wait Periods (Months)	0	12	24	36
0 < Age ≤ 35	12.0%	10.5%	5.0%	0.00%
36 < Age ≤ 50	38.0%	23.5%	7.5%	0.00%
Age > 50	66.5%	37.0%	12.5%	0.00%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem	factor applicable on 1st Prem

26. Named Ailments wait period Modification

Wait Periods (Months)	0	12	24	36
All Ages	125.0%	75.0%	0.0%	-25.0%
	factor applicable on first 3 Prem	factor applicable on first 2 Prem		factor applicable on 1st Prem

27. Initial Wait Period Modification

Premium Rate	8.5%

Applicable on base premium

28. Deductible

SI / Deductible	₹ 5,000	₹ 10,000	₹ 25,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
₹ 500,000	2.70%	8.50%	19.90%	33.40%	49.20%	64.20%	76.40%	79.70%
₹ 700,000	2.40%	7.80%	18.30%	31.10%	45.90%	60.30%	73.10%	79.20%
₹ 1,000,000	2.00%	6.30%	15.10%	26.30%	40.50%	55.20%	68.60%	77.50%
₹ 1,500,000	1.60%	5.10%	12.40%	22.20%	35.40%	50.20%	62.70%	75.20%
₹ 2,000,000	1.60%	5.00%	12.10%	21.80%	34.80%	49.50%	61.10%	74.50%
₹ 2,500,000	1.50%	4.90%	11.80%	21.30%	34.20%	48.80%	59.40%	73.80%
₹ 5,000,000	1.40%	4.40%	10.60%	19.30%	31.40%	45.40%	51.10%	70.40%
₹ 7,500,000	1.30%	4.20%	10.30%	18.80%	30.90%	45.00%	48.50%	70.20%
₹ 10,000,000	1.30%	4.10%	10.00%	18.30%	30.40%	44.60%	45.90%	70.00%
Unlimited	1.00%	3.20%	7.80%	15.40%	29.30%	42.80%	44.10%	67.20%

Discount applicable on base premium

29. Co-payment

Co-Payment Option	Discount
5.0%	5.0%
10.0%	10.0%
20.0%	20.0%
30.0%	30.0%
50.0%	50.0%

Applicable on base premium

30. Plus benefit

Premium for additional sum insured to be calculated from respective rate chart by linear interpolation.

Example - 5Lac base SI opted with additional 20%, so new SI is 6Lac. This will be calculated by interpolating rates of 5Lac with next available SI in rate chart.

31. Wellness benefit

Gross Premium	₹36

Applicable per member

32. Women Care

Age-Band/ Limit	₹ 10,000	₹ 25,000	₹ 50,000
18-35	₹ 2,933	₹ 3,218	₹ 4,011
36+	₹ 4,654	₹ 5,156	₹ 6,273

Applicable per member

33. Mental Health well being

Limit	₹ 25,000	₹ 50,000
Premium	₹ 2,266	₹ 2,483

Applicable per member

34. Annual Health check up

Age/SI	5L - 10L	10L+
00-17	₹ 53	₹ 53
18-35	₹ 303	₹ 405
36-45	₹ 329	₹ 439
46-55	₹ 367	₹ 489
56-65	₹ 459	₹ 612
65+	₹ 492	₹ 656

Applicable per member

35. Smoking & Alcohol Rehab

Gross Premium	₹5,179

Applicable per member

36. Durable Medical Equipment

Limit	₹ 10,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 50,000
Gross Premium	₹ 115	₹ 288	₹ 346	₹ 404	₹ 462	₹ 577

Applicable per member

Deductible (INR)	Discount
₹ 2,000	-20.0%	-8.0%	-6.5%	-5.5%	-5.0%	-4.0%
₹ 5,000	-50.0%	-20.0%	-16.5%	-14.5%	-12.5%	-10.0%

37. Surrogacy Care

Limit	₹ 10,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
Gross Premium	₹ 36	₹ 164	₹ 273	₹ 472	₹ 908	₹ 1,272

Applicable Per Member

38. Oocyte Care

Limit	₹ 10,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
Gross Premium	₹ 34	₹ 152	₹ 254	₹ 440	₹ 846	₹ 1,185

Applicable Per Member

39. Travel Plus

Travel Plus rates for duration coverage 2 days
Plan / Age Band	<40	41 - 60	61 - 70	71 - 75	76 - 80	81 - 85	> 85
Asia (USD 50K)	43	48	51	103	131	160	198
Asia (USD 100K)	49	54	60	119	152	184	242
Asia (USD 200K)	57	61	66	154	164	225	292
Asia (USD 500K)	79	83	89	230	222	341	447
Europe (euros 30K)	46	54	96	152	206	237	335
Europe (euros 100K)	59	75	135	165	290	361	527
Worldwide (USD 50K)	74	99	178	208	488	534	649
Worldwide (USD 100K)	85	113	212	255	579	634	801
Worldwide (USD 200K)	94	121	224	315	609	689	1,004
Worldwide (USD 500K)	131	161	322	473	752	1,050	1,537
WW excl US/Canada (USD 50K)	53	71	108	126	237	263	378
WW excl US/Canada (USD 100K)	60	81	127	153	280	323	465
WW excl US/Canada (USD 200K)	73	94	143	187	295	401	531
WW excl US/Canada (USD 500K)	102	130	183	278	437	607	815

Applicable Per Member

Travel Plus rates for duration coverage 7 days
Plan / Age Band	<40	41 - 60	61 - 70	71 - 75	76 - 80	81 - 85	> 85
Asia (USD 50K)	81	98	165	233	349	471	640
Asia (USD 100K)	90	111	194	279	423	574	783
Asia (USD 200K)	108	139	234	350	473	696	891
Asia (USD 500K)	174	199	344	521	676	1,057	1,370
Europe (euros 30K)	87	112	232	345	553	745	1,085
Europe (euros 100K)	116	162	354	535	850	1,169	1,643
Worldwide (USD 50K)	173	249	482	673	1,423	1,558	2,100
Worldwide (USD 100K)	206	291	585	824	1,702	1,864	2,593
Worldwide (USD 200K)	240	315	672	1,020	1,808	2,230	3,249
Worldwide (USD 500K)	345	450	997	1,530	2,436	3,399	4,978
WW excl US/Canada (USD 50K)	113	151	281	408	655	851	1,224
WW excl US/Canada (USD 100K)	128	174	337	495	787	1,044	1,498
WW excl US/Canada (USD 200K)	145	237	408	607	943	1,298	1,514
WW excl US/Canada (USD 500K)	260	337	594	899	1,416	1,966	2,339

Age Band	Sub-limit
Age Band	10% of SI or $10K	25% of SI or $25K	100% of SI or $1L
<40	5.0%	10.0%	15.00%
41 - 60	7.5%	15.0%	22.50%
61 - 70	15.0%	30.0%	45.00%
71 - 75	17.5%	35.0%	52.50%
76 - 80	20.0%	40.0%	60.00%
81 - 85	22.5%	45.0%	67.50%
> 85	25.0%	50.0%	75.00%

Loading on "Travel Plus" optional premium

40. Out-patient Consultations

Gross Premium	₹1,440

Applicable Per Member

Gross Premium	₹2,304

Applicable Per Policy

41. Out-patient Dental and Ophthalmic Treatments

Per Consultation Limit	₹ 5,000	₹ 10,000	₹ 20,000
Gross Premium	₹ 743	₹ 1,059	₹ 1,570

<--Premium for 6 months waiting period Applicable Per Member

42. Physical Consultations with General Physicians

Per Consultation Limit	₹ 300	₹ 500	₹ 700	₹ 1,000
Gross Premium	₹ 281	₹ 442	₹ 555	₹ 643

Applicable Per Member

43. Physical Consultations with Specialist Doctors

Per Consultation Limit	₹ 500	₹ 1,000	₹ 1,500	₹ 2,000
Gross Premium	₹ 238	₹ 374	₹ 426	₹ 468

Applicable Per Member

44. OPD Diagnostic tests

Limit	₹ 500	₹ 1,000	₹ 2,000	₹ 3,000	₹ 4,000	₹5,000	₹ 10,000	₹ 15,000	₹ 20,000
Gross Premium	₹ 191	₹ 346	₹ 682	₹ 1,004	₹ 1,317	₹ 1,622	₹ 3,214	₹ 4,765	₹ 6,169

Applicable Per Member

45. OPD Pharmacy

Limit	₹ 1,000	₹ 2,500	₹5,000	₹ 10,000	₹ 15,000	₹ 20,000
Gross Premium	₹ 789	₹ 1,188	₹ 1,521	₹ 1,877	₹ 2,247	₹ 2,530

Applicable Per Member

46. OPD Care

Limit	₹ 5,000	₹ 10,000	₹ 15,000	₹20,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 45,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
Gross Premium	₹ 3,501	₹ 5,783	₹ 6,556	₹ 7,669	₹ 8,971	₹ 9,764	₹ 10,626	₹ 12,275	₹ 12,587	₹ 12,875	₹ 15,796	₹ 16,193	₹ 17,885

Applicable Per Member

Limit	₹ 5,000	₹ 10,000	₹ 15,000	₹20,000	₹ 25,000	₹ 30,000	₹ 35,000	₹ 40,000	₹ 45,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000
Gross Premium	₹ 4,167	₹ 8,333	₹ 10,489	₹ 12,270	₹ 14,353	₹ 15,622	₹ 17,002	₹ 19,641	₹ 20,140	₹ 20,600	₹ 25,273	₹ 25,909	₹ 28,616

Applicable Per Policy

47. Women Support Program

Gross Premium	₹ 1,364

Applicable Per Member

48. Premium Freeze

Premium Rate	22.5%

Loading on base premium

Illustration :

Notional Premium (INR)	₹ 100
New Policy Vintage Discount	-30%

<--Premium for Vintage > 3 years

	Final Premium (INR)
Scenario 1
New Policy without Premium Freeze	₹ 70
Scenario 2
New Policy with Premium Freeze	₹ 85.75

49. Cancer Care

* Same rates applicable for the zones

* No other add-on can opted once "Cancer Care" option is opted

* Only individual 1A policy will be issued for Cancer Care

Option 1: 25% of SI per Year for any Cancer diagnosed after policy issuance

Age / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000
0	15,978	21,061	28,881	41,653	54,512
1	16,016	21,101	28,925	41,703	54,568
2	16,054	21,141	28,970	41,753	54,625
3	16,093	21,181	29,016	41,804	54,682
4	16,132	21,222	29,061	41,856	54,740
5	16,171	21,264	29,108	41,908	54,798
6	16,211	21,305	29,155	41,960	54,857
7	16,251	21,348	29,202	42,013	54,917
8	16,292	21,390	29,250	42,067	54,978
9	16,333	21,433	29,298	42,121	55,039
10	16,375	21,477	29,347	42,176	55,100
11	16,417	21,521	29,397	42,231	55,163
12	16,459	21,566	29,447	42,287	55,226
13	16,502	21,610	29,497	42,344	55,289
14	16,545	21,656	29,548	42,401	55,353
15	16,589	21,702	29,600	42,458	55,418
16	16,633	21,748	29,652	42,517	55,484
17	16,678	21,795	29,704	42,576	55,550
18	16,941	22,071	30,014	42,923	55,941
19	17,055	22,191	30,148	43,073	56,110
20	17,171	22,313	30,285	43,227	56,283
21	17,291	22,438	30,426	43,384	56,460
22	17,413	22,567	30,570	43,546	56,642
23	17,538	22,698	30,718	43,711	56,828
24	17,667	22,833	30,869	43,881	57,019
25	17,799	22,971	31,024	44,054	57,215
26	17,889	23,066	31,130	44,173	57,348
27	17,980	23,162	31,238	44,294	57,484
28	18,073	23,259	31,347	44,417	57,622
29	18,168	23,359	31,459	44,541	57,763
30	18,264	23,459	31,572	44,668	57,905
31	18,361	23,562	31,687	44,797	58,050
32	18,461	23,666	31,804	44,928	58,198
33	18,562	23,772	31,923	45,061	58,348
34	18,664	23,880	32,044	45,196	58,500
35	18,768	23,989	32,166	45,334	58,655
36	18,875	24,100	32,291	45,474	58,812
37	19,133	24,372	32,596	45,815	59,196
38	19,402	24,654	32,913	46,170	59,596
39	19,682	24,948	33,242	46,539	60,011
40	19,973	25,253	33,584	46,923	60,443
41	20,275	25,570	33,940	47,321	60,892
42	20,537	25,845	34,249	47,667	61,280
43	20,807	26,129	34,567	48,024	61,682
44	21,087	26,422	34,897	48,393	62,097
45	21,376	26,725	35,237	48,774	62,526
46	21,674	27,038	35,588	49,167	62,969
47	22,203	27,593	36,210	49,865	63,754
48	22,761	28,179	36,868	50,602	64,583
49	23,351	28,799	37,563	51,380	65,460
50	23,975	29,453	38,298	52,203	66,386
51	24,050	29,532	38,386	52,302	66,497
52	24,614	30,124	39,050	53,046	67,335
53	25,206	30,745	39,747	53,826	68,213
54	25,826	31,395	40,477	54,644	69,134
55	26,475	32,077	41,242	55,502	70,099
56	27,157	32,792	42,045	56,401	71,110
57	28,364	34,059	43,466	57,993	72,903
58	29,669	35,429	45,004	59,716	74,842
59	31,082	36,911	46,667	61,579	76,938
60	32,868	38,773	48,725	63,853	79,466
61	34,520	40,507	50,670	66,033	81,919
62	36,005	42,065	52,419	67,992	84,124
63	37,591	43,729	54,286	70,083	86,478
64	39,284	45,506	56,280	72,317	88,992
65	41,092	47,403	58,409	74,702	91,676
66	43,022	49,429	60,682	77,249	94,543
67	44,748	51,240	62,714	79,525	97,105
68	46,571	53,153	64,861	81,931	99,812
69	48,498	55,175	67,130	84,473	102,673
70	50,534	57,312	69,528	87,159	105,697
71	52,685	59,570	72,061	89,998	108,892
72	54,172	61,131	73,812	91,959	111,099
73	55,714	62,749	75,628	93,994	113,389
74	57,314	64,427	77,512	96,104	115,764
75	58,972	66,168	79,465	98,292	118,227
76	60,692	67,973	81,490	100,561	120,781
77	63,181	70,585	84,422	103,845	124,477
78	65,799	73,332	87,504	107,299	128,364
79	68,553	76,222	90,747	110,931	132,452
80	71,449	79,261	94,157	114,752	136,753
81+	74,495	82,458	97,744	118,770	141,275

Option 2 : Any Cancer - 2 times the base SI for lifetime

Age / SI	₹ 500,000	₹ 700,000	₹ 1,000,000	₹ 1,500,000	₹ 2,000,000
0	26,796	36,205	50,515	74,105	97,781
1	26,833	36,245	50,560	74,155	97,837
2	26,872	36,285	50,605	74,205	97,894
3	26,910	36,326	50,650	74,256	97,951
4	26,949	36,366	50,696	74,307	98,009
5	26,989	36,408	50,743	74,360	98,068
6	27,028	36,450	50,789	74,412	98,127
7	27,069	36,492	50,837	74,465	98,186
8	27,109	36,535	50,885	74,519	98,247
9	27,150	36,578	50,933	74,573	98,308
10	27,192	36,621	50,982	74,628	98,370
11	27,234	36,665	51,031	74,683	98,432
12	27,276	36,710	51,081	74,739	98,495
13	27,319	36,755	51,132	74,796	98,558
14	27,362	36,800	51,183	74,853	98,623
15	27,406	36,846	51,234	74,910	98,688
16	27,450	36,892	51,286	74,969	98,753
17	27,495	36,939	51,339	75,028	98,819
18	27,758	37,216	51,649	75,375	99,210
19	27,872	37,335	51,783	75,525	99,379
20	27,988	37,457	51,920	75,679	99,552
21	28,108	37,582	52,061	75,836	99,730
22	28,230	37,711	52,205	75,998	99,911
23	28,356	37,842	52,352	76,163	100,097
24	28,484	37,977	52,504	76,333	100,288
25	28,616	38,116	52,659	76,506	100,484
26	28,706	38,210	52,765	76,625	100,618
27	28,797	38,306	52,873	76,746	100,753
28	28,890	38,404	52,982	76,868	100,891
29	28,985	38,503	53,093	76,993	101,032
30	29,081	38,604	53,207	77,120	101,174
31	29,179	38,706	53,322	77,249	101,320
32	29,278	38,810	53,438	77,380	101,467
33	29,379	38,916	53,557	77,513	101,617
34	29,481	39,024	53,678	77,648	101,769
35	29,586	39,133	53,801	77,786	101,924
36	29,692	39,245	53,926	77,926	102,082
37	29,951	39,516	54,231	78,267	102,466
38	30,219	39,798	54,547	78,622	102,865
39	30,499	40,092	54,877	78,991	103,280
40	30,790	40,397	55,219	79,374	103,712
41	31,092	40,714	55,575	79,773	104,161
42	31,354	40,989	55,883	80,119	104,550
43	31,625	41,273	56,202	80,476	104,951
44	31,904	41,566	56,531	80,845	105,367
45	32,193	41,869	56,871	81,226	105,795
46	32,491	42,183	57,223	81,619	106,238
47	33,020	42,737	57,845	82,317	107,023
48	33,578	43,323	58,503	83,053	107,853
49	34,169	43,943	59,198	83,832	108,729
50	34,793	44,598	59,933	84,655	109,655
51	34,867	44,676	60,020	84,754	109,766
52	35,431	45,268	60,685	85,498	110,604
53	36,023	45,889	61,381	86,278	111,482
54	36,643	46,539	62,112	87,096	112,403
55	37,293	47,221	62,877	87,954	113,368
56	37,974	47,936	63,679	88,853	114,380
57	39,181	49,203	65,101	90,445	116,172
58	40,487	50,573	66,638	92,168	118,111
59	41,899	52,055	68,301	94,031	120,208
60	43,686	53,918	70,359	96,305	122,735
61	45,338	55,651	72,305	98,484	125,188
62	46,823	57,210	74,053	100,444	127,393
63	48,408	58,874	75,920	102,535	129,747
64	50,101	60,650	77,914	104,769	132,261
65	51,909	62,548	80,043	107,154	134,946
66	53,839	64,573	82,316	109,701	137,812
67	55,565	66,384	84,348	111,977	140,374
68	57,388	68,298	86,495	114,383	143,081
69	59,315	70,320	88,764	116,925	145,942
70	61,351	72,456	91,162	119,611	148,966
71	63,503	74,714	93,696	122,450	152,161
72	64,990	76,275	95,447	124,411	154,369
73	66,532	77,893	97,263	126,446	156,658
74	68,131	79,571	99,146	128,556	159,033
75	69,789	81,312	101,099	130,744	161,496
76	71,510	83,117	103,125	133,013	164,050
77	73,999	85,729	106,056	136,297	167,746
78	76,616	88,476	109,139	139,751	171,633
79	79,370	91,366	112,381	143,383	175,722
80	82,266	94,405	115,792	147,204	180,022
81+	85,312	97,602	119,379	151,222	184,545

Ultimate Care - CHIHLIP26058V022526

Base Gross premium

Office Premium corresponding to Individual (1A) - Zone 1 - for Policy Vintage > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone 1 - for Policy Vintage > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 1 - for Policy Vintage > 3 Years

Office Premium corresponding to Individual (2A) - Zone 1 - for Policy Vintage > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 1 - for Policy Vintage >3 Years

Office Premium corresponding to Individual (2A2C) - Zone 1 - for Policy Vintage > 3 Years

Office Premium corresponding to Individual (1A) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual(1A1C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C) - Zone 2 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C) - Zone 3 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A) - Zone 4 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A1C) - Zone 4 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (1A2C) - Zone 4 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A) - Zone 4 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A1C) - Zone 4 - for Policy Duration > 3 Years

Office Premium corresponding to Individual (2A2C) - Zone 4 - for Policy Duration > 3 Years

Premium Payment Mode

Discounts & Loadings

1.Employee Discount (CHIL & its partners). A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

3.Direct Discount A discount of up to 15% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount Renewal Discount of 2.5% given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy between 30 days to 60 days (inclusive) before premium payment due date

7. Corporate GMC Policyholder Discount 'A discount of up 10% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

9. NRI Discount A discount of up to 15% will be applicable on fresh and renewal policy.

Zones & Discounts

1. Zone.

2. Vintage Discount.

Optional Covers

1. Pre-Post Hospitalization Expenses Modification

2. Infinity Bonus

3. Unlimited Automatic Recharge Booster

4. Premium Payback

5. Unlimited Care

6. Unlimited E-Consultations

7. Cover Pause

8. Grace Period cover

9. Tenure Multiplier

10. Instant Cover

11. Claim Shield

12. Inflation shield

13. Be-Fit Plus Benefit

14. Concierge/ Geriatric Care

15. Maternity Cover

16. New born Baby Cover

17. New born External Congenital Disease/Defects

18. New Born Vaccination

19. Assisted Reproductive Treatment

20. OPD Reward

21. Policyholder – Child Protection

22. Spouse Care

23. Smart Select

24. Room Rent Modification

25. PED Wait Period Modification

26. Named Ailments wait period Modification

27. Initial Wait Period Modification

28. Deductible

29. Co-payment

30. Plus benefit

31. Wellness benefit

32. Women Care

33. Mental Health well being

34. Annual Health check up

35. Smoking & Alcohol Rehab

36. Durable Medical Equipment

37. Surrogacy Care

38. Oocyte Care

39. Travel Plus

40. Out-patient Consultations

41. Out-patient Dental and Ophthalmic Treatments

1.Employee Discount (CHIL & its partners).
A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of CHIL and its Promoters

3.Direct Discount
A discount of up to 15% will be applicable on fresh and renewal policy.

4. Discount in lieu of commission
A discount of up to 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

5. Cross Sell Discount
Cross Sell Discount of up to 15% given if Policyholder has any continuing health indemnity policy of Care Health Insurance Limited for last 6 months or has any continuing benefit/travel policy of Care Health Insurance Limited for last 6 months.

6. Renewal Discount
Renewal Discount of 2.5% given - If the customer renews the policy within 30 days before premium payment due date. Renewal Discount of 5.0% given - If the customer renews the policy between 30 days to 60 days (inclusive) before premium payment due date

7. Corporate GMC Policyholder Discount
'A discount of up 10% will be applicable if the customer is covered in an existing Group Medical Policy from CHIL.

9. NRI Discount
A discount of up to 15% will be applicable on fresh and renewal policy.