Rate Chart

Care Supreme - CHIHLIP25047V022425

Base Gross Premium - Zone 1

Individual (1A)

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
00-04	5,677	5,761	6,405	7,671	8,360	8,944	10,361	11,807	13,161	21,153
05-17	4,258	4,326	4,816	5,774	6,300	6,749	7,828	8,921	9,946	15,988
18-35	9,183	9,324	10,373	12,430	13,668	14,754	17,042	19,377	21,602	34,730
36-40	11,055	11,242	12,525	15,031	16,483	17,755	20,551	23,421	26,046	41,875
41-45	12,578	12,787	14,260	17,128	18,728	20,104	23,301	26,549	29,524	47,468
46-50	15,651	15,927	17,779	21,375	23,395	25,140	29,179	33,338	36,963	59,429
51-55	19,789	20,158	22,523	27,104	29,697	31,945	37,134	42,439	47,031	75,618
56-60	26,256	26,772	29,942	36,067	39,558	42,081	48,996	55,984	62,041	99,753
61-65	31,194	31,839	35,644	42,977	47,188	50,068	58,399	66,712	73,930	118,870
66-70	40,847	41,710	46,673	56,228	61,745	66,591	77,718	88,680	98,214	157,568
71-75	55,799	57,045	63,920	77,121	84,801	91,573	107,124	122,235	135,401	217,363
76-80	70,660	72,319	81,136	98,018	107,912	116,672	136,802	156,087	172,916	277,687
80+	88,949	91,024	102,118	123,366	135,804	146,808	172,046	196,276	217,455	349,304

1A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	10,001	10,152	11,292	14,607	16,289	17,529	20,506	23,334	26,013	41,817
36-40	11,584	11,775	13,115	16,948	18,810	20,231	23,644	26,945	29,985	48,205
41-45	13,023	13,233	14,751	19,059	21,083	22,627	26,441	30,125	33,521	53,893
46-50	17,534	17,828	19,883	24,727	27,474	29,554	34,593	39,471	43,833	70,473
51-55	21,241	21,616	24,128	29,946	33,240	35,785	41,887	47,810	53,063	85,315
56-60	27,407	27,917	31,192	38,963	43,183	46,074	53,932	61,560	68,306	109,824
61-65	31,859	32,489	36,340	44,819	49,591	52,758	61,767	70,507	78,210	125,750
66-70	43,240	44,122	49,339	60,570	66,891	72,146	84,423	96,287	106,719	171,242
71-75	57,444	58,689	65,724	80,627	89,024	96,128	112,652	128,501	142,418	228,645
76-80	71,562	73,200	82,079	100,688	111,211	120,224	141,143	160,998	178,433	286,556
80+	89,826	91,880	103,032	126,272	139,367	150,646	176,727	201,576	223,402	358,861

1A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	13,298	13,498	15,012	19,519	21,916	23,550	27,719	31,554	35,177	56,545
36-40	13,683	13,906	15,485	20,103	22,468	24,144	28,372	32,332	35,994	57,863
41-45	14,605	14,836	16,532	21,451	23,900	25,648	30,119	34,314	38,198	61,409
46-50	22,077	22,435	25,009	31,500	35,297	37,991	44,675	50,938	56,617	91,026
51-55	26,057	26,500	29,562	37,125	41,535	44,735	52,580	59,970	66,621	107,111
56-60	32,496	33,078	36,934	46,547	51,951	55,538	65,237	74,414	82,637	132,863
61-65	36,267	36,959	41,313	51,389	57,185	60,955	71,558	81,640	90,622	145,705
66-70	46,575	47,498	53,090	65,628	72,809	78,535	92,095	105,004	116,451	186,895
71-75	60,769	62,054	69,460	85,670	94,927	102,500	120,301	137,191	152,121	244,250
76-80	75,970	77,670	87,052	107,257	118,805	128,421	150,934	172,132	190,845	306,511
80+	93,344	95,440	106,985	131,591	145,581	157,352	184,769	210,714	233,602	375,264

2A

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	12,131	12,317	13,703	17,587	20,330	21,945	26,214	29,806	33,230	53,423
36-40	14,807	15,052	16,765	21,543	24,850	26,779	32,041	36,499	40,610	65,289
41-45	16,782	17,058	19,019	24,464	28,139	30,229	36,222	41,273	45,898	73,794
46-50	20,732	21,094	23,541	29,044	33,411	35,895	43,071	49,181	54,565	87,729
51-55	27,748	28,260	31,569	38,535	44,377	47,727	57,357	65,548	72,647	116,803
56-60	37,719	38,453	42,997	53,014	61,114	65,154	78,427	89,615	99,311	159,677
61-65	45,999	46,942	52,541	64,363	74,276	78,850	95,077	108,616	120,369	193,537
66-70	63,543	64,878	72,599	88,611	102,288	109,964	132,699	151,444	167,742	269,211
71-75	85,344	87,228	97,709	119,363	137,937	148,913	180,059	205,452	227,568	365,253
76-80	111,125	113,705	127,528	156,001	180,503	195,103	236,453	269,786	298,862	479,884
80+	140,751	144,037	161,586	197,722	228,818	247,363	299,810	342,036	378,931	608,629

2A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	15,428	15,663	17,423	22,499	25,958	27,966	33,427	38,026	42,393	68,151
36-40	17,613	17,902	19,936	25,733	29,655	31,927	38,212	43,530	48,449	77,890
41-45	19,494	19,809	22,080	28,509	32,785	35,212	42,194	48,076	53,483	85,986
46-50	25,275	25,701	28,667	35,816	41,234	44,332	53,154	60,648	67,349	108,282
51-55	32,564	33,144	37,003	45,714	52,672	56,678	68,051	77,709	86,204	138,599
56-60	42,808	43,614	48,739	60,598	69,882	74,618	89,732	102,469	113,642	182,716
61-65	50,407	51,412	57,515	70,932	81,870	87,047	104,869	119,750	132,781	213,492
66-70	67,101	68,482	76,603	93,991	108,509	116,684	140,710	160,545	177,903	285,552
71-75	88,990	90,920	101,812	124,857	144,289	155,768	188,231	214,739	237,933	381,921
76-80	114,350	116,965	131,145	160,904	186,169	201,217	243,722	278,041	308,085	494,717
80+	143,707	147,022	164,894	202,249	234,048	253,004	306,505	349,638	387,430	622,299

2A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	18,725	19,008	21,142	27,411	31,586	33,987	40,641	46,246	51,556	82,879
36-40	20,419	20,752	23,107	29,922	34,461	37,074	44,383	50,562	56,287	90,490
41-45	22,205	22,559	25,141	32,554	37,431	40,196	48,166	54,879	61,067	98,178
46-50	29,819	30,309	33,794	42,589	49,056	52,769	63,236	72,115	80,133	128,834
51-55	37,380	38,029	42,437	52,892	60,967	65,628	78,745	89,869	99,762	160,395
56-60	45,502	46,336	51,756	64,774	74,717	79,878	95,985	109,557	121,574	195,468
61-65	53,445	54,485	60,925	75,564	87,228	92,863	111,794	127,611	141,564	227,612
66-70	68,740	70,128	78,418	96,663	111,603	120,041	144,669	165,026	182,939	293,666
71-75	89,939	91,858	102,832	126,550	146,248	157,882	190,678	217,496	241,059	386,969
76-80	115,077	117,672	131,900	162,277	187,751	202,917	245,650	280,205	310,555	498,707
80+	144,331	147,623	165,529	203,481	235,466	254,526	308,214	351,552	389,624	625,841

Base Gross Premium - Zone 2

Individual (1A)

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
00-04	5,051	5,126	5,699	6,825	7,438	7,958	9,218	10,505	11,711	18,821
05-17	3,789	3,849	4,285	5,138	5,606	6,005	6,965	7,938	8,849	14,226
18-35	8,171	8,296	9,230	11,060	12,161	13,127	15,163	17,241	19,221	30,902
36-40	9,837	10,003	11,145	13,374	14,666	15,798	18,286	20,839	23,175	37,259
41-45	11,191	11,378	12,688	15,240	16,663	17,888	20,732	23,622	26,269	42,235
46-50	13,926	14,172	15,819	19,019	20,816	22,368	25,962	29,663	32,889	52,878
51-55	17,608	17,936	20,040	24,116	26,423	28,424	33,041	37,761	41,847	67,282
56-60	23,362	23,821	26,641	32,091	35,197	37,442	43,595	49,812	55,202	88,756
61-65	30,627	31,261	34,996	42,196	46,330	49,158	57,337	65,499	72,586	116,709
66-70	40,104	40,952	45,824	55,206	60,623	65,380	76,305	87,067	96,428	154,703
71-75	54,784	56,007	62,758	75,718	83,259	89,908	105,176	120,013	132,939	213,411
76-80	69,376	71,004	79,661	96,236	105,950	114,551	134,314	153,249	169,772	272,638
80+	87,331	89,369	100,261	121,123	133,335	144,139	168,918	192,708	213,501	342,953

1A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	8,898	9,033	10,048	12,997	14,493	15,596	18,245	20,762	23,146	37,207
36-40	10,307	10,477	11,669	15,080	16,737	18,001	21,038	23,974	26,679	42,891
41-45	11,587	11,775	13,125	16,958	18,759	20,133	23,526	26,804	29,826	47,952
46-50	15,601	15,862	17,691	22,001	24,446	26,296	30,779	35,120	39,001	62,705
51-55	18,900	19,233	21,468	26,645	29,576	31,840	37,269	42,539	47,214	75,910
56-60	24,385	24,840	27,754	34,668	38,423	40,995	47,987	54,774	60,777	97,718
61-65	31,279	31,898	35,679	44,004	48,689	51,799	60,644	69,225	76,788	123,464
66-70	42,453	43,319	48,442	59,468	65,675	70,834	82,888	94,537	104,778	168,129
71-75	56,399	57,622	64,529	79,161	87,405	94,381	110,604	126,164	139,829	224,488
76-80	70,261	71,869	80,587	98,857	109,189	118,038	138,576	158,071	175,189	281,346
80+	88,192	90,209	101,159	123,976	136,833	147,907	173,514	197,911	219,340	352,337

1A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	11,832	12,010	13,357	17,367	19,500	20,954	24,663	28,076	31,299	50,312
36-40	12,174	12,373	13,778	17,887	19,991	21,482	25,244	28,768	32,026	51,485
41-45	12,995	13,200	14,710	19,086	21,266	22,820	26,799	30,532	33,987	54,640
46-50	19,643	19,962	22,252	28,027	31,406	33,803	39,750	45,323	50,376	80,992
51-55	23,185	23,579	26,303	33,032	36,957	39,804	46,784	53,359	59,277	95,303
56-60	28,913	29,432	32,862	41,416	46,224	49,416	58,045	66,211	73,527	118,217
61-65	35,607	36,287	40,562	50,454	56,145	59,847	70,257	80,156	88,975	143,056
66-70	45,729	46,635	52,125	64,435	71,486	77,107	90,420	103,095	114,333	183,497
71-75	59,664	60,926	68,197	84,112	93,201	100,636	118,113	134,696	149,355	239,809
76-80	74,589	76,258	85,469	105,307	116,645	126,086	148,190	169,002	187,375	300,938
80+	91,647	93,705	105,040	129,199	142,934	154,491	181,410	206,882	229,355	368,441

2A

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	10,793	10,959	12,192	15,648	18,089	19,526	23,324	26,520	29,566	47,534
36-40	13,174	13,393	14,917	19,168	22,110	23,827	28,509	32,475	36,133	58,092
41-45	14,932	15,178	16,922	21,767	25,037	26,896	32,229	36,723	40,839	65,659
46-50	18,447	18,768	20,946	25,842	29,728	31,938	38,323	43,760	48,550	78,058
51-55	24,689	25,145	28,089	34,287	39,485	42,466	51,034	58,322	64,639	103,927
56-60	33,561	34,214	38,257	47,170	54,377	57,972	69,781	79,736	88,364	142,075
61-65	45,163	46,088	51,586	63,192	72,926	77,416	93,349	106,641	118,180	190,018
66-70	62,387	63,699	71,279	87,000	100,429	107,965	130,286	148,690	164,693	264,316
71-75	83,793	85,642	95,932	117,192	135,430	146,205	176,785	201,717	223,430	358,612
76-80	109,105	111,638	125,210	153,165	177,221	191,556	232,154	264,881	293,429	471,159
80+	138,191	141,418	158,648	194,127	224,657	242,865	294,358	335,817	372,042	597,563

2A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	13,727	13,936	15,502	20,019	23,097	24,883	29,742	33,	37,720	60,638
36-40	15,671	15,929	17,738	22,896	26,386	28,407	34,000	38,	43,108	69,304
41-45	17,345	17,625	19,646	25,366	29,171	31,331	37,543	42,	47,587	76,507
46-50	22,489	22,868	25,507	31,868	36,688	39,445	47,294	53,	59,925	96,345
51-55	28,975	29,491	32,924	40,675	46,866	50,430	60,549	69,	76,701	123,320
56-60	38,089	38,806	43,366	53,918	62,179	66,393	79,840	91,	101,114	162,574
61-65	49,491	50,477	56,469	69,642	80,382	85,464	102,962	117,572	130,367	209,611
66-70	65,881	67,236	75,210	92,282	106,536	114,563	138,151	157,626	174,668	280,360
71-75	87,372	89,267	99,961	122,586	141,665	152,936	184,809	210,835	233,607	374,977
76-80	112,271	114,839	128,761	157,979	182,784	197,558	239,291	272,986	302,483	485,722
80+	141,094	144,349	161,896	198,571	229,792	248,404	300,932	343,281	380,386	610,984

2A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	16,661	16,913	18,812	24,389	28,104	30,241	36,160	41,148	45,873	73,742
36-40	18,168	18,464	20,560	26,624	30,662	32,987	39,491	44,988	50,082	80,515
41-45	19,757	20,072	22,370	28,966	33,305	35,765	42,857	48,829	54,335	87,355
46-50	26,531	26,968	30,068	37,894	43,649	46,952	56,266	64,166	71,300	114,632
51-55	33,260	33,837	37,759	47,062	54,247	58,394	70,064	79,962	88,764	142,714
56-60	40,486	41,228	46,051	57,633	66,481	71,073	85,404	97,480	108,172	173,920
61-65	52,473	53,495	59,818	74,190	85,642	91,175	109,762	125,291	138,990	223,473
66-70	67,490	68,853	76,992	94,905	109,574	117,858	142,038	162,025	179,613	288,326
71-75	88,304	90,188	100,962	124,249	143,589	155,011	187,211	213,542	236,676	379,933
76-80	112,984	115,533	129,502	159,327	184,338	199,227	241,184	275,111	304,909	489,639
80+	141,707	144,939	162,519	199,781	231,185	249,898	302,610	345,161	382,540	614,462

Base Gross Premium - Zone 3

Individual (1A)

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
00-04	4,298	4,447	4,944	5,922	6,454	6,904	7,998	9,114	10,160	16,330
05-17	3,224	3,340	3,718	4,458	4,864	5,210	6,043	6,887	7,678	12,342
18-35	6,953	7,198	8,008	9,596	10,551	11,389	13,155	14,958	16,676	26,810
36-40	8,370	8,678	9,669	11,603	12,724	13,706	15,865	18,080	20,107	32,326
41-45	10,106	10,488	11,696	14,049	15,361	16,489	19,112	21,775	24,216	38,934
46-50	12,575	13,064	14,582	17,532	19,189	20,620	23,933	27,344	30,318	48,745
51-55	15,900	16,534	18,474	22,231	24,358	26,202	30,458	34,809	38,575	62,022
56-60	21,096	21,959	24,559	29,582	32,446	34,515	40,187	45,918	50,887	81,818
61-65	25,465	26,533	29,703	35,815	39,323	41,724	48,666	55,593	61,608	99,059
66-70	33,344	34,758	38,894	46,857	51,455	55,492	64,765	73,900	81,845	131,307
71-75	45,550	47,537	53,267	64,267	70,667	76,311	89,270	101,863	112,834	181,136
76-80	57,682	60,266	67,613	81,681	89,927	97,227	114,001	130,072	144,097	231,406
80+	72,611	75,854	85,098	102,805	113,170	122,340	143,372	163,563	181,212	291,087

1A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	7,572	7,837	8,717	11,276	12,574	13,532	15,830	18,013	20,081	32,281
36-40	8,770	9,090	10,124	13,083	14,521	15,618	18,252	20,800	23,147	37,213
41-45	10,464	10,854	12,099	15,632	17,293	18,559	21,687	24,709	27,495	44,203
46-50	14,088	14,622	16,308	20,282	22,535	24,241	28,373	32,375	35,952	57,803
51-55	17,067	17,729	19,790	24,562	27,264	29,351	34,356	39,214	43,523	69,976
56-60	22,020	22,898	25,584	31,958	35,419	37,791	44,235	50,492	56,026	90,079
61-65	26,007	27,074	30,283	37,349	41,326	43,965	51,472	58,756	65,175	104,792
66-70	35,298	36,768	41,116	50,475	55,743	60,122	70,352	80,240	88,932	142,702
71-75	46,893	48,908	54,770	67,189	74,187	80,107	93,876	107,084	118,682	190,538
76-80	58,418	61,000	68,399	83,906	92,676	100,187	117,619	134,165	148,694	238,797
80+	73,327	76,567	85,860	105,227	116,139	125,538	147,273	167,980	186,168	299,051

1A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	10,068	10,420	11,589	15,068	16,919	18,180	21,398	24,359	27,155	43,651
36-40	10,359	10,735	11,954	15,519	17,344	18,638	21,902	24,959	27,786	44,668
41-45	11,734	12,169	13,560	17,594	19,603	21,037	24,704	28,145	31,330	50,368
46-50	17,738	18,402	20,513	25,836	28,951	31,161	36,643	41,780	46,438	74,660
51-55	20,936	21,736	24,247	30,450	34,068	36,692	43,127	49,188	54,643	87,853
56-60	26,109	27,131	30,294	38,179	42,611	45,553	53,508	61,035	67,780	108,976
61-65	29,605	30,799	34,427	42,824	47,654	50,796	59,632	68,034	75,519	121,421
66-70	38,021	39,582	44,242	54,690	60,674	65,446	76,746	87,503	97,042	155,746
71-75	49,607	51,712	57,883	71,392	79,106	85,417	100,251	114,326	126,767	203,542
76-80	62,016	64,725	72,543	89,381	99,004	107,018	125,779	143,443	159,038	255,426
80+	76,199	79,534	89,154	109,659	121,318	131,126	153,974	175,595	194,669	312,720

2A

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	9,184	9,508	10,578	13,577	15,694	16,941	20,236	23,009	25,652	41,241
36-40	11,210	11,620	12,942	16,630	19,183	20,672	24,735	28,176	31,349	50,401
41-45	13,484	13,991	15,600	20,066	23,080	24,794	29,709	33,852	37,646	60,526
46-50	16,658	17,301	19,308	23,822	27,404	29,441	35,327	40,339	44,755	71,956
51-55	22,295	23,179	25,893	31,607	36,399	39,146	47,045	53,763	59,586	95,803
56-60	30,306	31,539	35,266	43,482	50,127	53,440	64,327	73,503	81,456	130,969
61-65	37,551	39,118	43,785	53,636	61,897	65,708	79,231	90,513	100,307	161,281
66-70	51,872	54,065	60,499	73,843	85,240	91,637	110,583	126,203	139,785	224,343
71-75	69,669	72,690	81,424	99,469	114,948	124,094	150,049	171,210	189,640	304,377
76-80	90,714	94,754	106,274	130,001	150,419	162,586	197,044	224,821	249,052	399,903
80+	114,898	120,031	134,655	164,768	190,681	206,136	249,841	285,030	315,776	507,191

2A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	11,680	12,091	13,450	17,368	20,039	21,589	25,805	29,355	32,726	52,610
36-40	13,335	13,820	15,390	19,865	22,893	24,646	29,498	33,604	37,400	60,128
41-45	15,662	16,247	18,110	23,384	26,891	28,881	34,608	39,432	43,867	70,526
46-50	20,308	21,080	23,513	29,377	33,820	36,362	43,597	49,744	55,240	88,814
51-55	26,164	27,185	30,350	37,495	43,202	46,488	55,816	63,737	70,706	113,680
56-60	34,395	35,772	39,976	49,703	57,318	61,203	73,599	84,046	93,210	149,866
61-65	41,149	42,843	47,929	59,110	68,225	72,539	87,391	99,791	110,651	177,910
66-70	54,776	57,068	63,836	78,326	90,424	97,237	117,258	133,788	148,252	237,960
71-75	72,645	75,767	84,843	104,047	120,241	129,807	156,859	178,949	198,277	318,268
76-80	93,347	97,471	109,288	134,087	155,141	167,681	203,102	231,701	256,737	412,264
80+	117,312	122,518	137,411	168,540	195,040	210,837	255,421	291,365	322,858	518,582

2A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	14,177	14,674	16,321	21,160	24,383	26,237	31,373	35,700	39,799	63,979
36-40	15,460	16,019	17,838	23,099	26,603	28,620	34,262	39,032	43,452	69,855
41-45	17,841	18,503	20,621	26,701	30,701	32,969	39,507	45,012	50,088	80,526
46-50	23,958	24,860	27,718	34,932	40,236	43,282	51,867	59,150	65,726	105,671
51-55	30,034	31,192	34,808	43,383	50,006	53,829	64,587	73,712	81,825	131,558
56-60	36,559	38,005	42,451	53,128	61,284	65,517	78,728	89,860	99,716	160,325
61-65	43,628	45,404	50,771	62,970	72,690	77,386	93,162	106,343	117,970	189,676
66-70	56,115	58,440	65,349	80,552	93,002	100,034	120,557	137,521	152,449	244,721
71-75	73,420	76,549	85,693	105,458	121,873	131,568	158,899	181,247	200,883	322,474
76-80	93,940	98,060	109,917	135,231	156,459	169,097	204,708	233,504	258,796	415,589
80+	117,821	123,019	137,941	169,567	196,221	212,105	256,845	292,960	324,687	521,534

Base Gross Premium - Zone 4

Individual (1A)

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
00-04	3,336	3,451	3,837	4,595	5,008	5,358	6,206	7,073	7,884	12,672
05-17	2,502	2,592	2,885	3,459	3,774	4,043	4,689	5,344	5,958	9,577
18-35	5,395	5,586	6,214	7,446	8,188	8,838	10,209	11,608	12,941	20,805
36-40	6,495	6,734	7,503	9,004	9,874	10,636	12,311	14,030	15,603	25,085
41-45	7,842	8,139	9,076	10,902	11,920	12,796	14,831	16,898	18,792	30,213
46-50	9,759	10,138	11,316	13,605	14,890	16,001	18,572	21,219	23,527	37,826
51-55	12,339	12,830	14,336	17,251	18,901	20,333	23,635	27,012	29,935	48,129
56-60	16,370	17,040	19,057	22,956	25,178	26,784	31,185	35,633	39,488	63,491
61-65	22,224	23,156	25,923	31,256	34,318	36,413	42,472	48,518	53,767	86,451
66-70	29,101	30,335	33,944	40,893	44,906	48,430	56,522	64,494	71,428	114,595
71-75	39,753	41,487	46,487	56,088	61,673	66,598	77,908	88,898	98,473	158,082
76-80	50,341	52,596	59,008	71,286	78,481	84,852	99,492	113,518	125,757	201,954
80+	63,370	66,200	74,268	89,720	98,766	106,770	125,124	142,746	158,149	254,039

1A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	5,876	6,082	6,765	8,750	9,758	10,501	12,284	13,978	15,583	25,050
36-40	6,806	7,054	7,856	10,153	11,268	12,119	14,164	16,141	17,962	28,877
41-45	8,120	8,423	9,389	12,131	13,419	14,402	16,829	19,174	21,336	34,302
46-50	10,932	11,347	12,655	15,738	17,487	18,811	22,018	25,123	27,899	44,855
51-55	13,244	13,758	15,357	19,060	21,157	22,776	26,660	30,430	33,774	54,301
56-60	17,088	17,769	19,853	24,799	27,485	29,326	34,327	39,182	43,476	69,901
61-65	22,697	23,628	26,429	32,596	36,066	38,370	44,921	51,278	56,880	91,454
66-70	30,805	32,088	35,883	44,051	48,648	52,470	61,398	70,027	77,614	124,540
71-75	40,925	42,683	47,799	58,638	64,745	69,912	81,929	93,455	103,577	166,287
76-80	50,983	53,236	59,694	73,227	80,881	87,436	102,649	117,090	129,769	208,404
80+	63,995	66,822	74,932	91,834	101,358	109,561	128,529	146,601	162,474	260,990

1A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	7,813	8,086	8,993	11,693	13,129	14,107	16,605	18,902	21,072	33,873
36-40	8,039	8,330	9,276	12,043	13,459	14,463	16,996	19,368	21,562	34,663
41-45	9,106	9,443	10,522	13,653	15,212	16,324	19,170	21,841	24,312	39,086
46-50	13,765	14,280	15,918	20,049	22,466	24,181	28,435	32,421	36,036	57,937
51-55	16,247	16,867	18,816	23,629	26,437	28,473	33,467	38,170	42,403	68,174
56-60	20,261	21,054	23,508	29,627	33,066	35,349	41,522	47,363	52,597	84,565
61-65	25,837	26,879	30,046	37,374	41,589	44,331	52,042	59,375	65,907	105,967
66-70	33,182	34,544	38,611	47,730	52,952	57,117	66,978	76,367	84,691	135,924
71-75	43,294	45,130	50,516	62,305	69,038	74,545	87,491	99,775	110,633	177,636
76-80	54,123	56,487	63,311	78,005	86,404	93,397	109,770	125,187	138,797	222,917
80+	66,501	69,411	77,807	95,703	105,877	114,438	134,378	153,246	169,893	272,919

2A

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	7,127	7,378	8,208	10,535	12,179	13,146	15,703	17,855	19,906	32,003
36-40	8,699	9,017	10,043	12,905	14,886	16,042	19,194	21,864	24,327	39,111
41-45	10,464	10,857	12,105	15,571	17,910	19,240	23,055	26,269	29,213	46,968
46-50	12,926	13,426	14,983	18,486	21,266	22,846	27,414	31,303	34,730	55,838
51-55	17,301	17,987	20,093	24,527	28,245	30,378	36,507	41,720	46,239	74,343
56-60	23,517	24,474	27,367	33,742	38,898	41,470	49,917	57,038	63,210	101,632
61-65	32,771	34,140	38,212	46,809	54,019	57,345	69,147	78,993	87,541	140,754
66-70	45,270	47,184	52,800	64,445	74,392	79,974	96,508	110,141	121,994	195,790
71-75	60,802	63,438	71,061	86,809	100,318	108,300	130,952	149,420	165,504	265,638
76-80	79,169	82,695	92,748	113,455	131,275	141,893	171,966	196,208	217,354	349,006
80+	100,275	104,754	117,517	143,798	166,413	179,900	218,043	248,753	275,586	442,639

2A1C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	9,064	9,383	10,437	13,478	15,550	16,753	20,024	22,779	25,395	40,825
36-40	10,348	10,724	11,943	15,415	17,765	19,125	22,891	26,076	29,023	46,659
41-45	12,154	12,608	14,054	18,146	20,867	22,412	26,856	30,599	34,041	54,728
46-50	15,759	16,358	18,246	22,796	26,245	28,217	33,832	38,602	42,867	68,920
51-55	20,304	21,096	23,552	29,096	33,525	36,074	43,313	49,460	54,868	88,216
56-60	26,690	27,759	31,021	38,570	44,479	47,493	57,113	65,220	72,331	116,296
61-65	35,912	37,391	41,829	51,587	59,542	63,307	76,268	87,091	96,568	155,267
66-70	47,805	49,805	55,711	68,357	78,916	84,861	102,334	116,760	129,384	207,674
71-75	63,400	66,124	74,045	90,805	104,937	113,286	136,895	156,174	173,042	277,761
76-80	81,466	85,066	95,378	117,021	135,396	146,339	177,252	202,212	224,062	359,794
80+	102,381	106,925	119,923	147,090	170,217	184,003	222,913	254,282	281,767	452,581

2A2C

Age-Band/ SI	500,000	700,000	1,000,000	1,500,000	2,000,000	2,500,000	5,000,000	7,500,000	10,000,000	60,000,000
18-35	11,001	11,387	12,665	16,420	18,921	20,360	24,345	27,703	30,884	49,648
36-40	11,997	12,431	13,842	17,925	20,644	22,209	26,587	30,289	33,719	54,208
41-45	13,845	14,359	16,002	20,720	23,824	25,584	30,657	34,930	38,868	62,489
46-50	18,592	19,291	21,509	27,107	31,224	33,587	40,249	45,900	51,003	82,001
51-55	23,306	24,205	27,011	33,665	38,805	41,771	50,120	57,200	63,497	102,089
56-60	28,370	29,492	32,942	41,227	47,556	50,841	61,093	69,731	77,380	124,412
61-65	38,076	39,626	44,309	54,956	63,439	67,537	81,305	92,808	102,955	165,536
66-70	48,973	51,002	57,031	70,300	81,166	87,302	105,213	120,019	133,046	213,575
71-75	64,075	66,806	74,787	92,036	106,362	114,823	138,675	158,179	175,316	281,432
76-80	81,984	85,580	95,927	118,020	136,546	147,576	178,655	203,786	225,858	362,696
80+	102,826	107,362	120,384	147,986	171,248	185,110	224,156	255,674	283,363	455,157

Note:

>Premium excludes GST and are in INR

> Rates provided are on annual basis

> Sum insured in between can be calculated using linear interpolation

Optional Benefits

Optional Benefit 1:Smart Select

Adjustment Factor will be applicable on the Base Premium.

Factor	-15%

Optional Benefit 2: Room Rent Modification

Adjustment Factor will be applicable on the Base Premium.

Room Category	Factor
Single Private Room	-10.0%
Twin Sharing Room	-22.5%

Optional Benefit 3: PED Wait Period Modification

Adjustment Factor will be applicable on the Base Premium.

Age-Band/ Wait Period	1 year	2 year
00-04	1.50%	1.00%
05-17	3.00%	2.00%
18-35	4.50%	3.00%
36-55	13.50%	9.00%
56-60	18.00%	12.00%
61-70	25.50%	17.00%
71-75	30.00%	20.00%
76+	33.00%	22.00%

Optional Benefit 4: Named Ailment Wait Period Modification

Adjustment Factor will be applicable on the Base Premium.

Age-Band/ Wait Period	1 year
00-04	3.00%
05-17	4.50%
18-35	8.25%
36-40	27.00%
41-55	33.00%
56-60	42.00%
61-65	48.00%
66-70	51.00%
71-75	57.00%
76+	60.00%

Optional Benefit 5: Instant Cover

Adjustment Factor will be applicable on the Base Premium.

Wait Periods (Months)	Factor
36	19.0%
24	17.5%
12	15.0%

Optional Benefit 6: Deductible

Adjustment Factor will be applicable on the Base Premium.

SI / Deductible	₹ 10,000	₹ 25,000	₹ 50,000	₹ 100,000	₹ 200,000	₹ 500,000	₹ 1,000,000
₹ 500,000	8.50%	19.90%	33.40%	49.20%	64.20%	76.40%	79.70%
₹ 700,000	7.80%	18.30%	31.10%	45.90%	60.30%	73.10%	79.20%
₹ 1,000,000	6.30%	15.10%	26.30%	40.50%	55.20%	68.60%	77.50%
₹ 1,500,000	5.10%	12.40%	22.20%	35.40%	50.20%	62.70%	75.20%
₹ 2,000,000	5.00%	12.10%	21.80%	34.80%	49.50%	61.10%	74.50%
₹ 2,500,000	4.90%	11.80%	21.30%	34.20%	48.80%	59.40%	73.80%
₹ 5,000,000	4.40%	10.60%	19.30%	31.40%	45.40%	51.10%	70.40%
₹ 7,500,000	4.20%	10.30%	18.80%	30.90%	45.00%	48.50%	70.20%
₹ 10,000,000	4.10%	10.00%	18.30%	30.40%	44.60%	45.90%	70.00%
₹ 60,000,000	3.20%	7.80%	15.40%	29.30%	42.80%	44.10%	67.20%

Optional Benefit 7: Co-Payment

Adjustment Factor will be applicable on the Base Premium.

Co-Payment	Factor
5%	-4%
10%	-8%
20%	-16%
30%	-24%
50%	-40%

Optional Benefit 8: New Born Cover

Premium will be calculated as 20% of the differential premium pro-rated for the endorsement period on mid-term inclusion of a child upon birth in the policy.

Optional Benefit 9: Plus Benefit

Premium for additional sum insured to be calculated from respective rate chart.

Optional Benefit 10: Cumulative Bonus Super

Adjustment Factor will be applicable on the Base Premium.

Age Band/ SI	Less Than 50L	50L to 1Cr	Above 1Cr
00-45	10.0%	7.5%	5.0%
46+	15.0%	15.0%	12.5%

Optional Benefit 11: Annual Health Check Up

Premium per member for all Zones.

Age-Band/ SI	5L to 10L	above 10L
00-17	40	40
18-35	404	539
36-45	416	555
46-55	535	714
56+	714	951

Optional Benefit 12: Be-Fit Benefit

Premium per member for all Zones	649

Optional Benefit 13: Wellness Benefit

Premium per member for all Zones	32

Optional Benefit 14: Air Ambulance

Premium per policy for all Zones	432

Optional Benefit 15: Women Care

Premium per female member for all Zones

Age Band / Limit	10,000	25,000	50,000
18-35	2,656	2,914	3,631
36+	4,213	4,667	5,679

Optional Benefit 16: Mental Health Well Being

Limit	10,000	25,000	50,000
Premium per member for all Zones	1,755	2,015	2,248

Optional Benefit 17: Claim Shield

Adjustment Factor will be applicable on the Base Premium.

Factor	5%

Optional Benefit 18: Unlimited Care

Sum Insured	5L ≤ SI < 20L	20L ≤ SI < 40L	40L ≤ SI < 100L	SI ≥ 100L
Premium Rate	10.0%	7.5%	5.0%	2.5%

Optional Benefit 19: True Connect

Factor	-5.0%

Note:

Optional Benefits - 11, 12, 13, & 16 shall be available to all Insured Persons under floater policy unless specifically mentioned/catered to in the Policy wordings

1.Employee Discount (CHIL & its partners)

A discount of 15% for Employees and his / her dependents (Legally married Spouse, Children & Parents) of Corporation Bank & its subsidiaries / affiliates, Union Bank of India & its subsidiaries / affiliates.

2.Tenure Discount

Policy Tenure	Discounts	Rates
2	7.5%(d1)	2 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1)
3	10%(d2)	3 year rate = Annual rate(first year premium) + Annual Rate(Second year premium) x (1-d1) + Annual Rate(Third year premium) x (1-d2)

3.Family Discount

This discount shall be applicable on each additional member if more than one person of the same family is covered in the same Policy, on individual Sum Insured basis.

No. of Persons	Discount
2,3 members	5.0%
4 members	10.0%

4.Direct Discounts

A discount of up to 10% will be applicable on fresh policy and on renewal of the policy through direct channel.

5.Discount in lieu of commission

A discount of upto 15% in lieu of commission will be applicable on fresh policy and on renewal of the policy.

6.Cross Sell Discount

A discount of upto 15% will be applicable if Policyholder has any continuing policy of Care Health Insurance Limited for last 6 months.

7.Renewal Discount

Renewal Discount of 2.5 % given - If the customer renews the policy within 30 days before premium payment due date.
Renewal Discount of 5.0% given - If the customer renews the policy before 31 days of premium payment due date.

8.Corporate GMC policyholder discount

A discount of up 5% will be applicable if the customer is covered in an existing Group Medical Policy from Care Health Insurance Limited.

9.NRI Policyholder Discount

A discount of up to 15% will be applicable on fresh and renewal policy for a NRI policyholder.

Premium Payment Mode

These adjustment factor/ instalment factors will be applicable on the Gross Premium of the respective tenure and premium payment mode.

Policy Tenure	Monthly	Quarterly	Half Yearly
1 year	5.5%	3.0%	2.0%
2 year	6.0%	4.5%	3.0%
3 year	9.5%	7.5%	6.0%

Zonal Region

Zone	States/Cities
1	Delhi NCR, Surat, Mathura & Aligarh
2	Mumbai(MMR), All Gujarat
3	Telangana, Pune, Indore & Nashik
4	Rest of India