21,700+ Cashless Healthcare Providers^^
58 Lakh+ Insurance Claims Settled^
Awarded as Claims Service Leader for the Year#
| Key Features | Description |
|---|---|
| Sum Insured (SI) | 5L / 7L / 10L / 15L / 20L / 25L / 50L /1 Cr |
| Premium Payback | The base premium of the 1st policy year shall be refunded for every block of five claim-free years. |
| Loyalty Boost | 2X SI on 7 Claim-Free policy years. -No waiting period for additional SI -Initial SI opted if SI is increased. |
| MediVoucher | 2 Pharmacy Vouchers of Rs. 250 each on the first policy renewal |
| Cumulative Bonus | Adds up 50% of the base SI per year, max up to 100%, irrespective of claims made. |
| Infinity Bonus | A Bonus of 100% of the base sum insured is added every year, irrespective of claims made. This benefit is available unlimited times upon continuous renewal of the policy. |
| Unlimited Automatic Recharge | SI Recharge is available for unlimited times for the same or different illnesses from subsequent claims. |
| New Born – Wait Period Benefit | Add your newborn to your policy within 90 days of birth, and they'll be covered with the same waiting period as your existing plan. |
| Day Care Treatment | Coverage of a list Day Care Procedures, Up to SI |
| Advance Technology Methods | Treatments that involve advanced technology are covered up to SI. |
| Pre-Hospitalisation Medical Expenses | Upto SI; Upto 60 days before Hospitalisation |
| Post Hospitalisation Medical Expenses | Upto SI; Upto 90 days after Discharge |
| AYUSH Treatment | Coverage Upto SI |
| Domiciliary Hospitalisation | Coverage Up to SI |
| Organ Donor Cover | Coverage Up to SI |
| Ambulance Cover | Any mode of transport such as road/ air/train/boat etc. Up to SI |
| Health Services | Doctor on chat, health tips reminder, etc. Discounts on Services such as Consultations, Diagnostics, Maternity, etc., are available on our Network. |
| Annual Health Checkup | A cashless annual health checkup is offered for each insured individual at one of the network labs once every policy year. |
| OPD Benefit | 4 OPD consultations with general physicians + 4 OPD consultations with specialist doctors are provided per insured person in a policy year. The maximum coverage limits up to ₹500 per consultation. |
| Tenure Multiplier | In a multi-year policy, you can file one big claim of up to the entire sum insured in one go. |
| Early Renewal Discount | If you renew your policy between 31 and 60 days before the renewal date, you get a 5% discount on the renewal premium. If you renew your plan before 30 days before the renewal date, you get a 2.5% discount on renewal. |
| Grace Period | The insured member can file a claim if it arises during the grace period. |
Disclaimer: Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
**5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.
^Number of Claims Settled as of Dec 2024
^^Number of Cashless Healthcare Providers as of Feb'25
#India Insurance Summit & Awards 2024.
Care Health Insurance Limited Registered Office: 5th Floor, 19 Chawla House, Nehru Place, New Delhi-110019. Correspondence Office: Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram -122001 (Haryana). Website: www.careinsurance.com
Disclaimer: This is only summary of selective features of product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or clarification. Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UIN:CHIHLIP25047V022425 IRDAI Registration Number - 148
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