Plan Starts at 791/Month*
22,100+ Cashless Healthcare Providers^^
74.5 Lakh+ Health Insurance Claims Settled^
Awarded Best Claim Settlement Company of the Year#
| Key Features | Description |
|---|---|
| Sum Insured (SI) | 5L / 7L / 10L / 15L / 20L / 25L / 50L /1 Cr |
| Premium Payback | The base premium of the 1st policy year shall be refunded for every block of five claim-free years. |
| Loyalty Boost | 2X SI on 7 Claim-Free policy years. -No waiting period for additional SI -Initial SI opted if SI is increased. |
| MediVoucher | 2 Pharmacy Vouchers of Rs. 250 each on the first policy renewal |
| Cumulative Bonus | Adds up 50% of the base SI per year, max up to 100%, irrespective of claims made. |
| Infinity Bonus | A Bonus of 100% of the base sum insured is added every year, irrespective of claims made. This benefit is available unlimited times upon continuous renewal of the policy. |
| Unlimited Automatic Recharge | SI Recharge is available for unlimited times for the same or different illnesses from subsequent claims. |
| New Born – Wait Period Benefit | Add your newborn to your policy within 90 days of birth, and they'll be covered with the same waiting period as your existing plan. |
| Day Care Treatment | Coverage of a list Day Care Procedures, Up to SI |
| Advance Technology Methods | Treatments that involve advanced technology are covered up to SI. |
| Pre-Hospitalisation Medical Expenses | Upto SI; Upto 60 days before Hospitalisation |
| Post Hospitalisation Medical Expenses | Upto SI; Upto 90 days after Discharge |
| AYUSH Treatment | Coverage Upto SI |
| Domiciliary Hospitalisation | Coverage Up to SI |
| Organ Donor Cover | Coverage Up to SI |
| Ambulance Cover | Any mode of transport such as road/ air/train/boat etc. Up to SI |
| Health Services | Doctor on chat, health tips reminder, etc. Discounts on Services such as Consultations, Diagnostics, Maternity, etc., are available on our Network. |
| Annual Health Checkup | A cashless annual health checkup is offered for each insured individual at one of the network labs once every policy year. |
| OPD Benefit | 4 OPD consultations with general physicians + 4 OPD consultations with specialist doctors are provided per insured person in a policy year. The maximum coverage limits up to ₹500 per consultation. |
| Tenure Multiplier | In a multi-year policy, you can file one big claim of up to the entire sum insured in one go. |
| Early Renewal Discount | If you renew your policy between 31 and 60 days before the renewal date, you get a 5% discount on the renewal premium. If you renew your plan before 30 days before the renewal date, you get a 2.5% discount on renewal. |
| Grace Period | The insured member can file a claim if it arises during the grace period. |
Disclaimer: Information above is just for reference. Kindly read T & C of policy thoroughly, Do refer IRDAI guidelines for tax exemption conditions.
**5% digital discount applicable as per policy terms. Renewal discounts are offered if you meet the wellness goals set under the wellness benefit program.
*Ultimate Care Annual Premium ₹8994 (which breaks down to ₹791/- per month, includes monthly premium loading) is calculated for an individual of 18 years seeking unlimited sum insured for rest of the India zone with optional benefits (Premium Payback, Grace Period Cover, Out-Patient Consultations, Unlimited E-Consultations, Wellness Benefit, Be-Fit Plus) 1st year policy premium discount and 5% direct discount.
^Number of Claims Settled as of Dec 2025
^^Number of Cashless Healthcare Providers as of Dec'25
#9th Annual India Insurance Summit & Awards 2025.
Care Health Insurance Limited Registered Office: 5th Floor, 19 Chawla House, Nehru Place, New Delhi-110019. Correspondence Office: Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram -122001 (Haryana). Website: www.careinsurance.com
Disclaimer: This is only summary of selective features of product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or clarification. Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UIN:CHIHLIP25044V012425 IRDAI Registration Number - 148
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