Health Insurance for Everyone
At an affordable price for you
Health Insurance for Family
Health Insurance Plan for Family & Individual
Health Insurance without pre-policy check-up
Health Insurance Plan covering Pre-Existing Heart Ailments
Senior Citizen Health Insurance Plan above 61 years
Super Top Up Health Insurance Plan
Health Insurance Plan with 1 Crore Cover
Arogya Sanjeevani Policy
Standard Health Insurance Plan with AYUSH Coverage
Maternity Insurance Plan with Baby Cover
Lifelong Cancer Protection Plan available with Flexible EMI options
All Health Insurance Plans
Health Plans with Maximum Coverage & Benefits suited for all Age Groups
Confused by so many options?
Let us guide you to the right plan
Save up to 20%*
On health insurance premium
Critical Illness Insurance
Financial coverage against defined critical illness
Health Insurance Covering 16 Major Health Aliments
Coverage for wide array of defined surgeries
Health Insurance with COVID-19
Plans including covid-19 hospitalisation coverage
Calculate Health Insurance Premium
Handy digital tool for instant health premium calculation
Health Insurance for Parents
Health Plan for ageing parents
Individual Health Insurance
Cover an individual against financial risks
International Travel Insurance Plan
International Health & Travel Insurance plans for students
Want to study abroad?
Secure your stay & live your dreams without worry with Student Explore Travel Plan
Ready to create a memorable trip?
Secure it with International Travel Insurance & Stay Worry-free
International Travel Insurance
Medical coverages for your overseas travel related expenses
Student Travel Insurance
Cover medical expenses, baggage loss & more for students studying abroad
Group Mediclaim Insurance Policy for Employees
Personal Accident Cover for employees with Global Coverage
Group Travel Insurance for Employees
Let us help you find a Perfect Plan
Or call us on our toll free number
We thank you for your interest in Care Health Insurance (formerly known as Religare Health Insurance Company Limited). Our expert will call you soon to assist you.
Terms & Conditions of Premium Quote Generation
"Care Health Insurance Ltd (formerly known as Religare Health Insurance Company Limited) & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
Cashless Healthcare Providers
Insurance Claim Settlement Ratio*
Get quote in 1 minute
insured person(s) and age
Looking to Insure
ADD MEMBERS +
total coverage(in lacs)
Global Coverage Including USA ?
HEALTH EARNING SAFE
(Premium includes 18% GST)
EMI starting from ₹ 500 / month
PROCEED WITH HEALTH EARNING ›
NO CLAIM BONUS
Policy Sum Insure increases by 10% for every claim free year. The maximum increase allowed is 50% of policy Sum Insure.
Up to rs.2000 per hospitaliztion payable if advised by treating medical practioner.
We like to stay with you all the way. Our option of life long renewability helps yau stay covered for life, provided your policy is renewed on time every year.
SINGLE PRIVATE ROOM
We reimburse the room rent expenses incurred during hospitalization as per the sum Insure chosen by you
You can add additional 50 % increase in Sum Insure for every claim free year. Maximum increase allowed is 100% of policy Sum Insure. Hence with both NCB& NCB SUPER you can increase your Policy Sum Insure upto 150% in 5 consecutive claim free years.
Sum insured amount will be re-instated in your policy every time your sum insured exhausts. And this can be availed unlimited number of times.
We pay a fixed amount which varies with the plan for various “Non-Medical’ expenses such as food, transportation, etc. that one might incur during hospitalization
ANNUAL HEALTH CHECK-UP
LIFE LONG RENEWABILITY
We like to stay with you all the way. Our option of life long renewability helps you stay covered for life, provided your policy is renewed on time every year.
We have prepared a exclusive panel of EVERDAY care hospital/Diagnostic LABs panel where our customers are eligible for cashless coverage of Doctor Consultation & Diagnostic Test. You are covered upto 1% of your Sum Insure. 20% co-payment is applicable on all claims under this benefit.
International Second Opinion:
It offers an option to consult doctors and take a second opinion for reassurance of recommended treatment
Air Ambulance Cover
Reimburse expenses incurred while availing a air ambulance service during hospitalization
Copyright. Care Health Insurance (formerly known as Religare Health Insurance Company Limited).
Offers on Policy Tenure
Extend you policy period and get discount on your total premium.
2 Years7.5% off
3 Years10% off
You Save₹XX,XXX / Yr
Your Total Quote - ₹X,XXX /yr
No Claim Bonus Super
Up to 150% increase in sum insured
International Second Opinion
Unlimited Automatic Recharge
Your sum insured is reinstated unlimited number of times
Choose a bank
Total cost doesn't include taxes or processing changes, if any Banks maycharge
pre-closure & interest charges if you cancel EMI order.
Click here to read EMI Terms & Conditions
Quit Now, Save for later
Sign in to get offers
An OTP has been sent to your number and e-mail.Please Sign in to receive discount on your quote
Sign in with
Save for later
We will send you a link on both email and mobile that allows you to continue your journey right where you left off
MAKE YOUR OWN PACKAGE
For all routine visits to the hospital – everyday care provides you 1% of your Sum Insured for doctor consultation & diagnostic tests each
Cover that takes care of expenses incurred on Doctor Consultations, Pharmacy & Investigative Tests (MRI, CT-Scan etc.). One can claim amount equivalent to their bills provided at the time of reimbursement.
We pay a fixed amount which varies with plan for various “Non-Medical’ expenses such as food, transportation etc. that one might incur during hospitalization
Reduction in PED wait period
This Optional Cover reduces the applicable PED wait period from 48 months to 24 months.
The claims will be admissible for any Medical Expenses incurred for Hospitalization for any PED after just 24 months of continuous
coverage has elapsed.
Air Ambulance Cover
Let’s get you in the group
Are you a part of existing group?
Select ‘Yes’ if you have a Group ID and are wanting to be a part of it.
Premium benefits across 5 plans
hospitalization(more or less than 24 hrs)
Care complete plan details
Add-ons to cover your specific needs
We pay for your necessary ambulance expenses
An Add-On cover that offers coverage for various “Non-Medical expenses” such as food, transportation etc.
Get covered up to 2% of your Sum Insured for doctor consultation & diagnostic tests.
Avail hospitalization expenses outside India
Covers expenses for consultation from International Medical experts
You can increase your sum insured amount by 50% for every claim free year up to a maximum of 100%.
An Add-On cover that takes care of expenses incurred on Doctor Consultations, Pharmacy & Investigative Tests.
Option to recharge the Sum Insured unlimited times
Earning Health Plan Details
Minimum entry age is 91 days.
No upper age limit for enrollment.
Life long Renewability of policy under the prevailing health insurance product or its nearest substitute approved by IRDAI.
Co-payment During purchase of the first policy, if eldest member insured is
Below 61 years, no co-payment is applicable.
61 years or above, 20% of the claim amount under the policy has to be borne by you.
Premium to be paid on renewal and the subsequent continuation of cover are subject to change with prior approval from IRDA.
30 days waiting period for claim for all illnesses, except injury.
Grace period of 30 days to renew your policy once it expires.
Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of Policy Period Start date.
Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide).
Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
Tests and treatment relating to infertility and in vitro fertilization.
War, riot, strike, nuclear weapons induced hospitalization.
Intimate within 24 hours of your hospitalization
Intimate us 48 hours prior to your hospitalization
Reimbursement Insurance Claim Form Submission
Request for pre-authorization
Claim from submission
Complete the pre-authorization form availableat the hospitals insurance/TPA Desk and send us through fax.
Approval letter sent by the claim management team
Hospital/Insured to response to the query raised by the claim management team
You may initiate the treatment and file for reimbursement claim
Submission of claim form along with required documents, as per the policy terms & conditions
Insured to response to the query raised by the claim management team
We will communicate the reason in case of rejection
15500+health care providers serve cashless medical services across the globe
Look for hospitals around you
To locate hospitals around you,ENTER YOUR PINCODE
Voice of our customer
My wife got a knee injury and hospitalized for a week. Most of the hospitalization expenses were covered under the family floater policy. The claim settlement was quick and hassle-free. Happy with the services.
Good Customer Care Service. Highly recommend it to friends and family.
I am happy with the Care- Health Policy from Care Health Insurance. I got the call back in just 5 min, and Mr. Rajan was very helpful during the entire buying process. Good Job!
My search for the most comprehensive family health insurance ends here. Mr. Rama was very helpful and explained the policy features in detail. Premium is affordable, and we now feel secure! Thanks, Care Health Insurance.
Recently purchased care -health plan online from the website. It is very much pocket-friendly. Good Customer Service by Nadeem! All questions were answered promptly.
My appreciation for your prompt service
At the outset I would like to express my appreciation for your prompt service in taking up the case regarding my claim. I have received your intimation regarding the acceptance of my claim and had a minor query as to what is the claim amount settled by you. Thank you.
We will continue to avail of your scheme.
Thank you for settling the claim amount. Kindly inform me when the amount is remitted to the credit of my bank account with the Bank of Baroda. We will continue to avail of your scheme when we travel abroad.
Everything went very smooth
I would like to pass on my appreciation for Virender who guided me during the difficult time. He helped me at every stage and didn’t keep me waiting. Due to his efforts, I was relaxed and everything went very smooth while my wife was recovering from typhoid. Thanks Virender you are a star!
Really helpful explaining the process in advance
I just wanted to thank you for the exceptional response from you on the recent cashless reimbursement request related to my mother’s operation. You were really helpful explaining the process in advance before the treatment and also during the final settlement.
Finalising my claim in a short period
I must express my profound appreciation for finalising my claim in a short period. I have heard of insurance companies with holding payment or rejecting it outright on very flimsy grounds as they are averse to parting with their money. It was not the case with Care health insurance. Thank you, may your tribe grow.
Zeroing in on a health insurance plan for your family is a tricky choice, given the number of insurers in the market who offer similar policies. It is not wise to simply choose the policy with the lowest amount of premium. You need to compare different policies, their features and benefits. Care Health Insurance (CHI) (formerly known as Religare Health Insurance Company Limited) is a specialist Health Insurer and offers products keeping in mind the needs of a customer in the event of a medical exigency. CHI offers a distinct set of benefits giving a clear choice for providing you with the best possible health insurance.
Awarded as Claims Leader of the year
23 lakh + Claims settled*
Cashless claim processing in approx. 2 hours
Health Earning Plan is a specialized health insurance offering that allows individuals to form a group for ensuring their health and earn rewards together.
No of Lives in Group
%age of Refund
Health Earning Plan is an exclusive plan available for the policyholders of CARE policy that allows them to form a Group and enjoy rewards. It is a unique health plan that encourages individuals to lead a healthy life and avoid the need to make claims on their health policies. Under this plan, the Group Owner - the member who initiates the group - can invite their friends, relatives and colleagues to join the group. The group should have a minimum of 10 members and maximum of 40 members, including self. The members will be entitled to have the same or different sum insured. They can also have different optional covers like individual, multi-individual or floater plans.
Getting a health cover is highly important nowadays, irrespective of our age and the lifestyle we lead. Being insured is a good way to protect our savings as well as health. Furthermore, plans like Health Earning Plan is an added advantage available to the policyholders of health insurance to give boost to their hard-earned savings.
1. Health Earning Plan is a special offering by Care Health Insurance (formerly known as Religare Health Insurance Company Limited) that aims to help individuals stay focused on their health and enhance their savings through rewards.
2. Return of Premium is additional benefit available on the policies issued in the Group.
3. Return of premium will be credited in the accounts of the Policy Owners or Policy proposers of the policies issued in the group.
4. Moreover, opting for such plans is an excellent way for individuals to minimize the chances of making claims on their health policies. Since the plan offers rewards on No Claim the members get the advantage of additional savings.
No Additional documents are required for the Policy Owner except for PAN Card in case the premium for any policy exceeds Rs.49,999/- .
Oops! No results found for your keyword search
Most Frequently Asked Questions
Care Health Insurance (formerly known as Religare Health Insurance Company Limited) allows the policyholders of its family health plan CARE to form a Group under Health Earning Plan. They are entitled to invite their friends, relatives and colleagues to enter the Group.
If the Group does not have a minimum number of 10 members and fails to fulfill such criteria within a period of 30 days, then the Group ID will be disabled. All the policy owners will be informed about the Non-formation of the Group.
If the Group manages to have the required number of members within a period of 30 days, then the Group is formed. A Group Policy Document is issued to all members, containing vital information such as names of all members, policy number under which members are insured, Group ID, premium details, criteria for refund, etc.
The Group will cease to exist if Group size reduces below 10 members owing to reasons like short term cancellation, termination of coverage by company, death of member, etc.
The premium will be refunded based on the number of members in the group, on the 31st Day (from the date of issuance of first policy). Refund will be done if none of the group members report/ file/ reject/ pay claim during the 12 months from the Date of Formation of the Group.
All the policy owners in the Group will be entitled to receive the Refund of Premium, if the Group fulfills the criteria of No Claim. Every member in the plan will be paid a certain percentage of the premium (excluding GST amount) he or she pays for the type of policy and sum insured chosen.
All the policy owners can enjoy the benefits of Health Earning Plan up to 1-year policy term only.
#Source: IBAI Claims Handbook for FY 19-20
Reach out to us
GET FREE QUOTE
Pay premium @ Axis Bank
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our
branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
The right cure may be miles away but never out of your reach with Air Ambulance Cover. For all those times when you might be recommended a treatment which is not in your city of stay.
Avail the following benefits today!
A trip to a hospital involves more than merely using the doctor’s services and hospital facilities. You are bound to run up numerous ‘non-medical’ expenses such as transportation, attendant’s cost and other daily expenses that you may not be able to even foresee. To meet these expenses without a bother and as suits you best, we pay – Daily Allowance – A Lump-sum amount for each day of hospitalization (maximum up to 30 days) is payable under this cover. The amount doubles in case you are hospitalized in an ICU.
Smart Glucometer Kit
How it works- You can opt for the glucometer add-on along with the other add-ons of your care policy. Post purchasing the policy, you will receive a link from where you can buy the glucometer kit at up to 50% off.
If the age of the insured member or eldest insured member is 61 years or above, by opting for this add-on, you can get rid of the 20% co-payment worry. We will pay medical expenses incurred for hospitalization subject to policy terms and conditions.
For 5 consecutive claim free years by using No Claims Bonus (NCB) & No Claims Bonus – Super (Optional Cover).Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year, accrued NCB and NCB-Super will be reduced at the same rate at which it is accrued.
Choosing this Optional Cover reduces the applicable wait period of 48 months for Claims related to Pre-existing diseases, to 24 months.
The claims will be admissible for any Medical Expenses incurred for Hospitalization in respect of diagnosis/treatment of any Pre-existing Disease after just 24 months of continuous coverage has elapsed, since the inception of the first Policy with us.
Your family may avoid hospitalization for many years at a stretch. However, you have to be really fortunate to avoid doctor consultation for even a few months. For all the visits for all routine visits to the hospital - we give you 1% of your Sum Insured for doctor consultation & diagnostic tests each. This can be availed via a cashless health card and additional premium paid to avail this add- on cover is also applicable for tax benefit under section 80D of IT act.
There should never be a time when you run out of coverage, which is why by selecting this add – on cover your sum insured amount if re-instated in your policy every time your sum insured exhausts. And this can be availed unlimited number of times.
Personal Accident Cover
Forget the hassles of maintaining two separate policies, one for a health insurance cover & second for personal accident cover. By selecting this add- on cover you get coverage for Accidental Death and Permanent Total Disability for up to 10 times of the Sum Insured opted.
We believe that sometimes reassurance works better than the cure itself. Hence before going ahead with the treatment recommended, we give you an option to consult doctors and take a second opinion.
Quality Healthcare cannot have boundaries. So if you ever feel the need get treated at an overseas facility, rest assured, since with this add-on cover you get Global Coverage that too on a cashless basis across listed network hospitals.
Through this optional cover, one can claim amount equivalent to their bills provided at the time of reimbursement. Coverage amount ranging from INR 5,000 to INR 50,000 can be opted.
Benefits of Covid Care
For more details on exclusions & policy terms kindly refer to product T & C
The policy has 3 benefits :